IGIC
International General Insurance Holdings
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: IGIC
- PE Ratio
As at Jul 24, 2026, the IGIC stock has a price-to-earnings ratio of 10.28. This is based on the current EPS of $2.8 and the stock price of $28.78 per share. An increase of 21% has been recorded in the P/E ratio compared to the average of 8.5 of the last 4 quarters.
IGIC PE ratio history
The mean historical PE ratio of International General Insurance Holdings over the last nine years is 56.36. The current 10.28 PE ratio is 82% below the historical average. In the past nine years, IGIC's PE ratio was at its highest in the Sep 2018 quarter at 1,025, with a price of $10.25 and an EPS of $0.01. The Jun 2023 quarter recorded the bottom point at 3.53, with a price of $8.94 and an EPS of $2.53.
International General Insurance Holdings PE ratio by year
Maximum annual increase: 58.12% in 2024
Maximum annual decrease: -47.76% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 8.59 | 8.87% | $25.09 | $2.92 |
| 2024 | 7.89 | 58.12% | $23.76 | $3.01 |
| 2023 | 4.99 | 15.51% | $12.88 | $2.58 |
| 2022 | 4.32 | -47.76% | $8 | $1.85 |
| 2021 | 8.27 | -39.59% | $8.1 | $0.98 |
| 2020 | 13.69 | -10.05% | $8.08 | $0.59 |
| 2019 | 15.22 | 38.24% | $10.5 | $0.69 |
| 2018 | 11.01 | N/A | $9.8 | $0.89 |
| 2017 | N/A | N/A | N/A | $0.05 |
| 2016 | N/A | N/A | N/A | $0 |
International General Insurance Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.65 | 0.7% | $24.23 | $2.8 |
| Dec 2025 | 8.59 | 4.37% | $25.09 | $2.92 |
| Sep 2025 | 8.23 | -3.4% | $23.2 | $2.82 |
| Jun 2025 | 8.52 | -10.6% | $24.02 | $2.82 |
| Mar 2025 | 9.53 | 20.79% | $26.31 | $2.76 |
| Dec 2024 | 7.89 | 27.46% | $23.76 | $3.01 |
| Sep 2024 | 6.19 | 13.16% | $19 | $3.07 |
| Jun 2024 | 5.47 | 10.28% | $14 | $2.56 |
| Mar 2024 | 4.96 | -0.6% | $13.54 | $2.73 |
| Dec 2023 | 4.99 | 2.25% | $12.88 | $2.58 |
| Sep 2023 | 4.88 | 38.24% | $11.28 | $2.31 |
| Jun 2023 | 3.53 | -11.08% | $8.94 | $2.53 |
| Mar 2023 | 3.97 | -8.1% | $8.29 | $2.09 |
| Dec 2022 | 4.32 | -7.89% | $8 | $1.85 |
| Sep 2022 | 4.69 | -9.81% | $7.74 | $1.65 |
IGIC Price vs fair value
IGIC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of IGIC is greater than its 3 and 5-year historical averages.
PE comparison
With a P/E of 10.28, IGIC stands below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 13.51, International General Insurance Holdings's P/E is 24% lower.
IGIC PE vs peers
IGIC's PE ratio is lower than its peer stocks PGR and PLMR, but it is greater than ORI's and NMIH's. International General Insurance Holdings is presently trading at a lower PE ratio (10.28) than its peer group average of 12.02.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NMIH NMI Holdings Inc | 8.55 | $3.25B |
| ORI Old Republic International Corp | 10.14 | $10.27B |
| IGIC International General Insurance Holdings Ltd | 10.28 | $1.21B |
| PGR Progressive Corp | 10.84 | $124.95B |
| PLMR Palomar Holdings Inc | 18.56 | $3.65B |
| NODK NI Holdings Inc | N/A | $324.63M |
Frequently asked questions
What is International General Insurance Holdings's PE ratio?
The price to earnings ratio for IGIC stock as of Jul 24, 2026, stands at 10.28.
What is the 3-year average PE ratio for International General Insurance Holdings (IGIC)?
The average PE ratio for IGIC stock over the past 3 years is 7.08.
What is the 5-year average PE ratio for International General Insurance Holdings (IGIC)?
The average PE ratio for IGIC stock over the past 5 years is 6.55.
What is the highest PE ratio for IGIC?
Over the last nine years, the quarterly PE ratio reached a historic high of 1,025 in the Sep 2018 quarter.
How does the current PE ratio for IGIC compare to its historical average?
IGIC's current price to earnings ratio is 82% below its 9-year historical average.
How is IGIC's PE ratio calculated (International General Insurance Holdings PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Jul 24, 2026), International General Insurance Holdings's stock price is $28.78. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.8. Therefore, International General Insurance Holdings's P/E ratio for today is 10.28. PE RATIO(10.28) = STOCK PRICE($28.78) / TTM EPS($2.8)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.