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FNWD Finward Bancorp
- Stocks
- Financial Services
- NASDAQ: FNWD
Price (delayed)
$30.25
Market cap
$130.82M
P/E Ratio
10.61
Dividend/share
$0.48
EPS
$2.85
Enterprise value
$165.35M
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts,
Highlights
The net income has grown by 45% YoY and by 5% from the previous quarter
Finward Bancorp's EPS has increased by 45% YoY and by 5% QoQ
FNWD's equity is down by 5% since the previous quarter but it is up by 2.8% year-on-year
The price to earnings (P/E) is 16% higher than the last 4 quarters average of 9.1 and 12% higher than the 5-year quarterly average of 9.4
Key stats
What are the main financial stats of FNWD
Market
Valuations
Earnings
Shares outstanding
4.32M
Market cap
$130.82M
Enterprise value
$165.35M
Price to earnings (P/E)
10.61
Price to book (P/B)
0.86
Price to sales (P/S)
1.82
EV/EBIT
12.29
EV/EBITDA
7.97
EV/Sales
2.31
Revenue
$71.6M
Gross profit
$71.6M
Operating income
$13.46M
Net income
$12.13M
EBIT
$13.46M
EBITDA
$20.75M
Free cash flow
$24.41M
Per share
Balance sheet
Liquidity
EPS
$2.85
EPS diluted
$2.84
Free cash flow per share
$5.66
Book value per share
$35.1
Revenue per share
$16.6
TBVPS
$472.07
Total assets
$2.06B
Total liabilities
$1.91B
Debt
$105.12M
Equity
$151.41M
Working capital
N/A
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.66
Margins
Efficiency
Dividend
EBITDA margin
29%
Gross margin
100%
Net margin
16.9%
Operating margin
18.8%
Return on assets
0.6%
Return on equity
7.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
18.8%
Dividend yield
1.59%
DPS
$0.48
Payout ratio
16.8%
FNWD stock price
How has the Finward Bancorp stock price performed over time
Intraday
0.4%
1 week
-0.36%
1 month
4.49%
1 year
24.38%
YTD
7.61%
QTD
3.95%
Financial performance
How have Finward Bancorp's revenue and profit performed over time
Revenue
$71.6M
Gross profit
$71.6M
Operating income
$13.46M
Net income
$12.13M
Gross margin
100%
Net margin
16.9%
The operating income has surged by 67% year-on-year and by 13% since the previous quarter
Finward Bancorp's operating margin has increased by 48% YoY and by 9% QoQ
The net income has grown by 45% YoY and by 5% from the previous quarter
The net margin has grown by 28% year-on-year
Price vs fundamentals
How does FNWD's price correlate with its fundamentals
Growth
What is Finward Bancorp's growth rate over time
Valuation
What is Finward Bancorp stock price valuation
P/E
10.61
P/B
0.86
P/S
1.82
EV/EBIT
12.29
EV/EBITDA
7.97
EV/Sales
2.31
Finward Bancorp's EPS has increased by 45% YoY and by 5% QoQ
The price to earnings (P/E) is 16% higher than the last 4 quarters average of 9.1 and 12% higher than the 5-year quarterly average of 9.4
FNWD's price to book (P/B) is 8% higher than its last 4 quarters average of 0.8 but 4.4% lower than its 5-year quarterly average of 0.9
FNWD's equity is down by 5% since the previous quarter but it is up by 2.8% year-on-year
Finward Bancorp's revenue has increased by 13% YoY and by 3.2% QoQ
The price to sales (P/S) is 9% less than the 5-year quarterly average of 2.0 but 7% more than the last 4 quarters average of 1.7
Efficiency
How efficient is Finward Bancorp business performance
Finward Bancorp's return on assets has surged by 50% YoY
The company's return on invested capital has surged by 50% YoY
Finward Bancorp's return on sales has increased by 48% YoY and by 9% QoQ
The ROE has grown by 27% YoY and by 3.9% from the previous quarter
Dividends
What is FNWD's dividend history
DPS
$0.48
Dividend yield
1.59%
Payout ratio
16.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Finward Bancorp financials performed over time
Finward Bancorp's total assets is 8% more than its total liabilities
Finward Bancorp's total liabilities has decreased by 2.6% YoY
Finward Bancorp's total assets has decreased by 2.3% YoY
The debt is 31% smaller than the equity
The debt has declined by 18% since the previous quarter and by 11% year-on-year
The company's debt to equity fell by 14% QoQ and by 14% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.