FNWD Finward Bancorp

Price (delayed)

$43.74

Market cap

$189.53M

P/E Ratio

19.1

Dividend/share

$0.48

EPS

$2.29

Enterprise value

$190.18M

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Relative Growth: Rel. Growth: 42
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 78
Relative Profitability: Rel. Profitability: 76

Finward Bancorp is a locally managed and independent financial holding company headquartered in Munster, Indiana, whose activities are primarily limited to holding the stock of Peoples Bank. Peoples Bank provides ...

Highlights
The net income has soared by 85% YoY
Finward Bancorp's EPS has surged by 83% YoY
The debt has declined by 16% year-on-year but it has grown by 4.9% since the previous quarter
The price to earnings (P/E) is 44% higher than the 5-year quarterly average of 13.3 and 14% higher than the last 4 quarters average of 16.8

Key stats

What are the main financial stats of FNWD

FNWD stock price

How has the Finward Bancorp stock price performed over time
Intraday
0.76%
1 week
1.65%
1 month
-2.93%
1 year
38.84%
YTD
24.3%
QTD
18.92%

Financial performance

How have Finward Bancorp's revenue and profit performed over time
Revenue
$69M
Gross profit
$69M
Operating income
$10.5M
Net income
$9.82M
Gross margin
100%
Net margin
14.2%
The net income has soared by 85% YoY
The operating income has surged by 81% year-on-year and by 3.4% since the previous quarter
The net margin has surged by 71% year-on-year
Finward Bancorp's operating margin has surged by 67% YoY and by 2.7% QoQ

Price vs fundamentals

How does FNWD's price correlate with its fundamentals

Growth

What is Finward Bancorp's growth rate over time

Valuation

What is Finward Bancorp stock price valuation
P/E
19.1
P/B
1.06
P/S
2.74
EV/EBIT
18.11
EV/EBITDA
12.03
EV/Sales
2.76
Finward Bancorp's EPS has surged by 83% YoY
The price to earnings (P/E) is 44% higher than the 5-year quarterly average of 13.3 and 14% higher than the last 4 quarters average of 16.8
FNWD's price to book (P/B) is 18% higher than its 5-year quarterly average of 0.9 and 18% higher than its last 4 quarters average of 0.9
FNWD's equity is up by 16% year-on-year and by 3.4% since the previous quarter
The price to sales (P/S) is 37% more than the 5-year quarterly average of 2.0 and 25% more than the last 4 quarters average of 2.2
Finward Bancorp's revenue has increased by 8% YoY

Efficiency

How efficient is Finward Bancorp business performance
The ROE has soared by 68% YoY but it has contracted by 3.4% from the previous quarter
Finward Bancorp's return on sales has surged by 67% YoY and by 2.7% QoQ
Finward Bancorp's return on assets has surged by 67% YoY
The company's return on invested capital has surged by 67% YoY

Dividends

What is FNWD's dividend history
DPS
$0.48
Dividend yield
1.1%
Payout ratio
21%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Finward Bancorp financials performed over time
Finward Bancorp's total assets is 10% more than its total liabilities
Finward Bancorp's total liabilities has decreased by 2.2% YoY
The debt is 47% smaller than the equity
The company's debt to equity fell by 27% YoY
The debt has declined by 16% year-on-year but it has grown by 4.9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.