FIBK First Interstate BancSystem margins

Relative Growth: Rel. Growth: 85

Relative Strength: Rel. Strength: 58

Relative Valuation: Rel. Valuation: 88

Relative Profitability: Rel. Profitability: 86

Gross margin

100%

Operating margin

39.4%

EBITDA margin

44.7%

Net margin

30.6%

Using the latest TTM figures, First Interstate BancSystem shows a gross margin of 100%, an operating margin of 39.4%, an EBITDA margin of 44.7%, and a net margin of 30.6%. Operating margin led the remaining margin gains with 7.4 percentage points, while the other margins were unchanged.

FIBK margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, First Interstate BancSystem recorded average margins of 100% gross, 34.41% operating, 39.87% EBITDA, and 26.43% net. The current figures show operating, EBITDA, and net margins are above their three-year averages.

FIBK margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 7.4 percentage points, EBITDA margin by 7.2 percentage points, and net margin by 6.1 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

7.4pp

EBITDA margin expansion

7.2pp

Net margin expansion

6.1pp

FIBK Gross margin

Across the last 3 years, First Interstate BancSystem recorded an average gross margin of 100%. Against its three-year average, First Interstate BancSystem's gross margin is currently 100%, in line with its three-year average. The highest gross margin for First Interstate BancSystem was 100% in Jun 2026, while the lowest was 100% in Dec 2023.

FIBK Operating margin

Over the last 3 years, First Interstate BancSystem's operating margin averaged 34.41%. At present, First Interstate BancSystem's current operating margin is 39.4%, which is 5 percentage points above its three-year average. During this period, operating margin reached a high of 39.4% in Jun 2026 and a low of 30.8% in Mar 2025.

FIBK EBITDA margin

First Interstate BancSystem recorded an average EBITDA margin of 39.87% across the last 3 years. First Interstate BancSystem currently reports an EBITDA margin of 44.7%, 4.8 percentage points above its three-year average. Over the last 3 years, First Interstate BancSystem's EBITDA margin peaked at 44.7% in Jun 2026 and reached a low of 36.4% in Mar 2025.

FIBK Net margin

Over the last 3 years, First Interstate BancSystem's net margin averaged 26.43%. The current net margin of 30.6% is 4.2 percentage points above its three-year average. During this period, net margin reached a high of 30.6% in Jun 2026 and a low of 23.6% in Mar 2025.

FIBK margin group comparison

Margins compared with peer-group, industry and sector averages

First Interstate BancSystem's gross margin of 100% is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.7%, First Interstate BancSystem's gross margin is 19% higher.

FIBK margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is First Interstate BancSystem's gross margin?

As of Jun 30, 2026, FIBK has a gross margin of 100%.

What is First Interstate BancSystem's operating margin?

As of Jun 30, 2026, FIBK has an operating margin of 39.4%.

What is First Interstate BancSystem's EBITDA margin?

The current EBITDA margin for FIBK is 44.7% as of Jun 30, 2026.

What is First Interstate BancSystem's net margin?

The current net margin for FIBK is 30.6% as of Jun 30, 2026.

What are the average margins of FIBK?

Across the last 3 years, FIBK averaged 100.0% gross, 34.4% operating, 39.9% EBITDA, and 26.4% net.

What are the highest historical margins of FIBK?

Looking back across 5 years, FIBK reached 100% gross in Jun 2026, 39.4% operating in Jun 2026, 44.7% EBITDA in Jun 2026, and 30.6% net in Jun 2026.

What are the lowest historical margins of FIBK?

Looking back across 5 years, FIBK reached its lowest margins at 100% gross in Dec 2021, 21% operating in Jun 2022, 27.3% EBITDA in Jun 2022, and 16.3% net in Jun 2022.