As of Aug 21, 2026, FFIN's PE to growth ratio of 1.95 reflects its valuation relative to its growth rate. This result reflects a P/E ratio of 18.15 measured against EPS growth of 9.3%. When compared to the trailing 4-quarter average of 1.38, FFIN's PEG ratio reflects a 42% increase.
First Financial Bankshares's ten years historical PEG ratio has a mean of 3.87. Compared to historical data, FFIN's 1.95 PEG ratio represents a drop of 50%. FFIN hit its maximum PEG ratio of 14.61 during the Mar 2022 quarter over the last ten years. The Sep 2018 quarter marked the lowest reading at 0.87, indicating the most favorable growth-adjusted valuation.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 1.25 | 16.88 | 13.5% |
| 2024 | 1.89 | 23.11 | 12.2% |
| 2023 | N/A | 21.8 | -15.2% |
| 2022 | 8.39 | 20.98 | 2.5% |
| 2021 | 2.5 | 31.78 | 12.7% |
| 2020 | 1.55 | 25.48 | 16.4% |
| 2019 | 2.91 | 28.77 | 9.9% |
| 2018 | 1.18 | 25.99 | 22% |
| 2017 | 1.79 | 24.75 | 13.8% |
| 2016 | 10.87 | 28.25 | 2.6% |
| 2015 | 1.7 | 19.34 | 11.4% |
| 2014 | 1.65 | 21.34 | 12.9% |
| 2013 | 5.23 | 26.66 | 5.1% |
| 2012 | 1.78 | 16.53 | 9.3% |
| 2011 | 1.24 | 15.48 | 12.5% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 1.98 | 18.4 | 9.3% |
| Mar 2026 | 1.12 | 15.92 | 14.2% |
| Dec 2025 | 1.25 | 16.88 | 13.5% |
| Sep 2025 | 1.15 | 19.79 | 17.2% |
| Jun 2025 | 0.95 | 20.92 | 22% |
| Mar 2025 | 1.41 | 22.17 | 15.7% |
| Dec 2024 | 1.89 | 23.11 | 12.2% |
| Sep 2024 | N/A | 25.52 | -2.7% |
| Jun 2024 | N/A | 20.94 | -9.6% |
| Mar 2024 | N/A | 23.44 | -13.6% |
| Dec 2023 | N/A | 21.8 | -15.2% |
| Sep 2023 | N/A | 16.86 | -8% |
| Jun 2023 | N/A | 18.26 | -3.1% |
| Mar 2023 | 10.36 | 19.69 | 1.9% |
| Dec 2022 | 8.39 | 20.98 | 2.5% |
Measured against past performance, FFIN's PEG ratio sits above the 3-year average, but it is lower than the 5 and 10-year averages.
First Financial Bankshares's PEG of 1.95 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 0.44, First Financial Bankshares's PEG is 343% higher.
Relative to its peers, FFIN's PEG ratio is lower than PB's and IBOC's yet above CFR's and TCBI's.
Based on Aug 21, 2026 data, FFIN has a PEG ratio of 1.95.
FFIN's 3-year PEG ratio average is 1.39.
FFIN's 5-year PEG ratio average is 4.59.
The Mar 2022 quarter marked the ten years high at 14.61 for FFIN's PEG ratio.
At present, FFIN's PEG ratio is 50% lower than its 10-year historical average.
To calculate the PEG ratio, take the company's PE ratio and divide by its earnings per share growth (YoY TTM). As of Aug 21, 2026, First Financial Bankshares has a PE ratio of 18.15. Earnings grew at 9.3% over the TTM period ending Jun 2026. Applying the formula, this gives a PEG ratio of 1.95. PEG RATIO(1.95) = PE RATIO(18.15) / EPS GROWTH(9.3%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.