FBIZ First Business Financial Services Inc
- Stocks
- Financial Services
- NASDAQ: FBIZ
Price (delayed)
$47.68
Market cap
$396.86M
P/E Ratio
8.5
Dividend/share
$1.08
EPS
$5.61
Enterprise value
$557.67M
First Business Financial Services, Inc. is the parent company of First Business Bank. First Business Bank specializes in business banking, including commercial banking and specialty finance, private wealth, and bank
Highlights
The EPS has increased by 22% year-on-year and by 2.2% since the previous quarter
FBIZ's net income is up by 22% year-on-year and by 2.1% since the previous quarter
The P/E is 7% higher than the 5-year quarterly average of 8.0 but 6% lower than the last 4 quarters average of 9.1
Key stats
What are the main financial stats of FBIZ
Market
Valuations
Earnings
Shares outstanding
8.32M
Market cap
$396.86M
Enterprise value
$557.67M
Price to earnings (P/E)
8.5
Price to book (P/B)
1.15
Price to sales (P/S)
2.63
EV/EBIT
10.14
EV/EBITDA
9.49
EV/Sales
3.69
Revenue
$150.95M
Gross profit
$150.95M
Operating income
$55.01M
Net income
$47.53M
EBIT
$55.01M
EBITDA
$58.8M
Free cash flow
$63.07M
Per share
Balance sheet
Liquidity
EPS
$5.61
EPS diluted
$5.61
Free cash flow per share
$7.58
Book value per share
$41.45
Revenue per share
$18.15
TBVPS
$479.72
Total assets
$4B
Total liabilities
$3.66B
Debt
$284.02M
Equity
$344.8M
Working capital
N/A
Debt to equity
0.82
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.74
Margins
Efficiency
Dividend
EBITDA margin
38.9%
Gross margin
100%
Net margin
31.5%
Operating margin
36.4%
Return on assets
1.2%
Return on equity
14.1%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
36.4%
Dividend yield
2.27%
DPS
$1.08
Payout ratio
19.3%
FBIZ stock price
How has the First Business Financial Services stock price performed over time
Intraday
-0.19%
1 week
-10.88%
1 month
-5.88%
1 year
3.81%
YTD
3%
QTD
-5.88%
Financial performance
How have First Business Financial Services's revenue and profit performed over time
Revenue
$150.95M
Gross profit
$150.95M
Operating income
$55.01M
Net income
$47.53M
Gross margin
100%
Net margin
31.5%
FBIZ's net income is up by 22% year-on-year and by 2.1% since the previous quarter
First Business Financial Services's operating income has increased by 16% YoY
FBIZ's net margin is up by 13% year-on-year
The gross profit has grown by 8% YoY
Price vs fundamentals
How does FBIZ's price correlate with its fundamentals
Growth
What is First Business Financial Services's growth rate over time
Valuation
What is First Business Financial Services stock price valuation
P/E
8.5
P/B
1.15
P/S
2.63
EV/EBIT
10.14
EV/EBITDA
9.49
EV/Sales
3.69
The EPS has increased by 22% year-on-year and by 2.2% since the previous quarter
The P/E is 7% higher than the 5-year quarterly average of 8.0 but 6% lower than the last 4 quarters average of 9.1
FBIZ's P/B is 15% above its 5-year quarterly average of 1.0 but 4.2% below its last 4 quarters average of 1.2
The equity has grown by 13% YoY and by 2.6% from the previous quarter
FBIZ's P/S is 20% above its 5-year quarterly average of 2.2 but 2.6% below its last 4 quarters average of 2.7
First Business Financial Services's revenue has increased by 8% YoY
Efficiency
How efficient is First Business Financial Services business performance
First Business Financial Services's ROA has increased by 9% YoY
FBIZ's ROIC is up by 8% YoY
The company's return on equity rose by 8% YoY
The ROS has increased by 7% year-on-year
Dividends
What is FBIZ's dividend history
DPS
$1.08
Dividend yield
2.27%
Payout ratio
19.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Business Financial Services financials performed over time
First Business Financial Services's total assets is 9% more than its total liabilities
First Business Financial Services's total assets has increased by 11% YoY
FBIZ's total liabilities is up by 10% year-on-year
FBIZ's debt is 18% smaller than its equity
First Business Financial Services's debt to equity has decreased by 25% YoY and by 7% from the previous quarter
FBIZ's debt is down by 16% year-on-year and by 3.5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.