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Price (delayed)
$44.82
Market cap
$371.76M
P/E Ratio
9.79
Dividend/share
$0.98
EPS
$4.58
Enterprise value
$626.9M
First Business Financial Services, Inc. is the parent company of First Business Bank. First Business Bank specializes in business banking, including commercial banking and specialty finance, private wealth, and bank
Highlights
FBIZ's debt is down by 14% since the previous quarter and by 11% year-on-year
The equity has grown by 12% YoY and by 2.5% from the previous quarter
The P/E is 26% higher than the 5-year quarterly average of 7.8 and 19% higher than the last 4 quarters average of 8.2
Key stats
What are the main financial stats of FBIZ
Market
Valuations
Earnings
Shares outstanding
8.29M
Market cap
$371.76M
Enterprise value
$626.9M
Price to book (P/B)
1.22
Price to sales (P/S)
2.66
EV/EBIT
13.21
EV/EBITDA
12.29
EV/Sales
4.5
Revenue
$139.46M
EBIT
$47.47M
EBITDA
$51M
Free cash flow
$49.17M
Per share
Balance sheet
Liquidity
EPS
$4.58
Free cash flow per share
$5.93
Book value per share
$36.82
Revenue per share
$16.83
TBVPS
$434.96
Total assets
$3.62B
Total liabilities
$3.31B
Debt
$336.22M
Equity
$305.17M
Working capital
N/A
Debt to equity
1.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5
Margins
Efficiency
Dividend
EBITDA margin
36.6%
Gross margin
100%
Net margin
28%
Operating margin
34%
Return on assets
1.1%
Return on equity
13%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34%
Dividend yield
2.18%
DPS
$0.98
Payout ratio
21.4%
FBIZ stock price
How has the First Business Financial Services stock price performed over time
Intraday
0.97%
1 week
-2.33%
1 month
1.33%
1 year
50.91%
YTD
11.77%
QTD
-1.69%
Financial performance
How have First Business Financial Services's revenue and profit performed over time
Revenue
$139.46M
Gross profit
$139.46M
Operating income
$47.47M
Net income
$39.02M
Gross margin
100%
Net margin
28%
FBIZ's operating margin is down by 7% year-on-year
FBIZ's net income is up by 6% since the previous quarter
The gross profit has grown by 3.9% YoY and by 2.5% from the previous quarter
First Business Financial Services's revenue has increased by 3.9% YoY and by 2.5% QoQ
Growth
What is First Business Financial Services's growth rate over time
Valuation
What is First Business Financial Services stock price valuation
P/E
9.79
P/B
1.22
P/S
2.66
EV/EBIT
13.21
EV/EBITDA
12.29
EV/Sales
4.5
The P/E is 26% higher than the 5-year quarterly average of 7.8 and 19% higher than the last 4 quarters average of 8.2
The EPS has increased by 6% since the previous quarter and by 2.7% year-on-year
FBIZ's P/B is 22% above its 5-year quarterly average of 1.0 and 22% above its last 4 quarters average of 1.0
The equity has grown by 12% YoY and by 2.5% from the previous quarter
FBIZ's P/S is 33% above its 5-year quarterly average of 2.0 and 21% above its last 4 quarters average of 2.2
First Business Financial Services's revenue has increased by 3.9% YoY and by 2.5% QoQ
Efficiency
How efficient is First Business Financial Services business performance
FBIZ's ROIC is down by 13% YoY
First Business Financial Services's ROA has increased by 10% from the previous quarter but it has decreased by 8% YoY
The company's return on equity fell by 8% YoY but it rose by 3.2% QoQ
The ROS has declined by 7% year-on-year
Dividends
What is FBIZ's dividend history
DPS
$0.98
Dividend yield
2.18%
Payout ratio
21.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Business Financial Services financials performed over time
First Business Financial Services's total assets is 9% more than its total liabilities
FBIZ's total liabilities is up by 11% year-on-year and by 2.4% since the previous quarter
First Business Financial Services's total assets has increased by 11% YoY and by 2.4% from the previous quarter
FBIZ's debt is 10% greater than its equity
First Business Financial Services's debt to equity has decreased by 21% YoY and by 16% from the previous quarter
FBIZ's debt is down by 14% since the previous quarter and by 11% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.