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Price (delayed)
$46.73
Market cap
$387.63M
P/E Ratio
10.05
Dividend/share
$1
EPS
$4.65
Enterprise value
$612.82M
First Business Financial Services, Inc. is the parent company of First Business Bank. First Business Bank specializes in business banking, including commercial banking and specialty finance, private wealth, and bank
Highlights
The equity has grown by 11% YoY and by 2.2% from the previous quarter
The EPS has increased by 6% year-on-year
FBIZ's debt is up by 6% since the previous quarter but it is down by 4.3% year-on-year
The P/E is 27% higher than the 5-year quarterly average of 7.9 and 12% higher than the last 4 quarters average of 9.0
Key stats
What are the main financial stats of FBIZ
Market
Valuations
Earnings
Shares outstanding
8.3M
Market cap
$387.63M
Enterprise value
$612.82M
Price to earnings (P/E)
10.05
Price to book (P/B)
1.24
Price to sales (P/S)
2.76
EV/EBIT
12.68
EV/EBITDA
11.82
EV/Sales
4.37
Revenue
$140.24M
Gross profit
$140.24M
Net income
$39.6M
EBIT
$48.32M
EBITDA
$51.84M
Free cash flow
$48.4M
Per share
Balance sheet
Liquidity
EPS
$4.65
EPS diluted
$4.65
Free cash flow per share
$5.84
Book value per share
$37.61
Revenue per share
$16.91
TBVPS
$446.54
Total assets
$3.72B
Total liabilities
$3.4B
Debt
$357.16M
Equity
$311.98M
Working capital
N/A
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.34
Margins
Efficiency
Dividend
EBITDA margin
37%
Gross margin
100%
Net margin
28.2%
Operating margin
34.5%
Return on assets
1.1%
Return on equity
12.9%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.5%
Dividend yield
2.14%
DPS
$1
Payout ratio
21.5%
FBIZ stock price
How has the First Business Financial Services stock price performed over time
Intraday
2.68%
1 week
-4.5%
1 month
-7.43%
1 year
17.86%
YTD
16.53%
QTD
2.5%
Financial performance
How have First Business Financial Services's revenue and profit performed over time
Revenue
$140.24M
Gross profit
$140.24M
Operating income
$48.32M
Net income
$39.6M
Gross margin
100%
Net margin
28.2%
FBIZ's net income is up by 6% year-on-year
The gross profit has grown by 3.6% YoY
First Business Financial Services's revenue has increased by 3.6% YoY
FBIZ's net margin is up by 2.2% year-on-year
Growth
What is First Business Financial Services's growth rate over time
Valuation
What is First Business Financial Services stock price valuation
P/E
10.05
P/B
1.24
P/S
2.76
EV/EBIT
12.68
EV/EBITDA
11.82
EV/Sales
4.37
The P/E is 27% higher than the 5-year quarterly average of 7.9 and 12% higher than the last 4 quarters average of 9.0
The EPS has increased by 6% year-on-year
FBIZ's P/B is 24% above its 5-year quarterly average of 1.0 and 13% above its last 4 quarters average of 1.1
The equity has grown by 11% YoY and by 2.2% from the previous quarter
FBIZ's P/S is 31% above its 5-year quarterly average of 2.1 and 15% above its last 4 quarters average of 2.4
First Business Financial Services's revenue has increased by 3.6% YoY
Efficiency
How efficient is First Business Financial Services business performance
FBIZ's ROIC is down by 7% YoY
The company's return on equity fell by 4.4% YoY
Dividends
What is FBIZ's dividend history
DPS
$1
Dividend yield
2.14%
Payout ratio
21.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Business Financial Services financials performed over time
First Business Financial Services's total assets is 9% more than its total liabilities
First Business Financial Services's total assets has increased by 9% YoY and by 2.7% from the previous quarter
FBIZ's total liabilities is up by 8% year-on-year and by 2.8% since the previous quarter
FBIZ's debt is 14% greater than its equity
First Business Financial Services's debt to equity has decreased by 14% YoY but it has increased by 3.6% from the previous quarter
The equity has grown by 11% YoY and by 2.2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.