FBIZ First Business Financial Services Inc
Price (delayed)
$46.68
Market cap
$387.5M
P/E Ratio
8.98
Dividend/share
$1.04
EPS
$5.2
Enterprise value
$557.77M
First Business Financial Services, Inc. is the parent company of First Business Bank. First Business Bank specializes in business banking, including commercial banking and specialty finance, private wealth, and bank
Highlights
The EPS has increased by 20% year-on-year and by 12% since the previous quarter
FBIZ's net income is up by 19% year-on-year and by 12% since the previous quarter
The P/E is 14% higher than the 5-year quarterly average of 7.9
Key stats
What are the main financial stats of FBIZ
Market
Valuations
Earnings
Shares outstanding
8.3M
Market cap
$387.5M
Enterprise value
$557.77M
Price to earnings (P/E)
8.98
Price to book (P/B)
1.18
Price to sales (P/S)
2.68
EV/EBIT
10.9
EV/EBITDA
10.16
EV/Sales
3.86
Revenue
$144.63M
Gross profit
$144.63M
Operating income
$51.15M
Net income
$44.25M
EBIT
$51.15M
EBITDA
$54.89M
Free cash flow
$57.3M
Per share
Balance sheet
Liquidity
EPS
$5.2
EPS diluted
$5.2
Free cash flow per share
$6.91
Book value per share
$39.61
Revenue per share
$17.44
TBVPS
$463.09
Total assets
$3.85B
Total liabilities
$3.52B
Debt
$327.98M
Equity
$328.59M
Working capital
N/A
Debt to equity
1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.1
Margins
Efficiency
Dividend
EBITDA margin
38%
Gross margin
100%
Net margin
30.6%
Operating margin
35.4%
Return on assets
1.2%
Return on equity
14%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
35.4%
Dividend yield
2.23%
DPS
$1.04
Payout ratio
20%
FBIZ stock price
How has the First Business Financial Services stock price performed over time
Intraday
-0.93%
1 week
-4.85%
1 month
-12.96%
1 year
35.19%
YTD
0.84%
QTD
0.84%
Financial performance
How have First Business Financial Services's revenue and profit performed over time
Revenue
$144.63M
Gross profit
$144.63M
Operating income
$51.15M
Net income
$44.25M
Gross margin
100%
Net margin
30.6%
FBIZ's net income is up by 19% year-on-year and by 12% since the previous quarter
FBIZ's net margin is up by 12% year-on-year and by 9% since the previous quarter
First Business Financial Services's operating income has increased by 9% YoY and by 6% from the previous quarter
The gross profit has grown by 7% YoY and by 3.1% from the previous quarter
Growth
What is First Business Financial Services's growth rate over time
Valuation
What is First Business Financial Services stock price valuation
P/E
8.98
P/B
1.18
P/S
2.68
EV/EBIT
10.9
EV/EBITDA
10.16
EV/Sales
3.86
The EPS has increased by 20% year-on-year and by 12% since the previous quarter
The P/E is 14% higher than the 5-year quarterly average of 7.9
FBIZ's P/B is 18% above its 5-year quarterly average of 1.0 and 7% above its last 4 quarters average of 1.1
The equity has grown by 13% YoY and by 5% from the previous quarter
FBIZ's P/S is 28% above its 5-year quarterly average of 2.1 and 7% above its last 4 quarters average of 2.5
First Business Financial Services's revenue has increased by 7% YoY and by 3.1% QoQ
Efficiency
How efficient is First Business Financial Services business performance
First Business Financial Services's ROA has increased by 9% from the previous quarter and by 9% YoY
The company's return on equity rose by 9% QoQ and by 8% YoY
The ROS has increased by 2.6% since the previous quarter and by 2% year-on-year
Dividends
What is FBIZ's dividend history
DPS
$1.04
Dividend yield
2.23%
Payout ratio
20%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Business Financial Services financials performed over time
First Business Financial Services's total assets is 9% more than its total liabilities
First Business Financial Services's total assets has increased by 10% YoY and by 3.7% from the previous quarter
FBIZ's total liabilities is up by 10% year-on-year and by 3.6% since the previous quarter
First Business Financial Services's debt to equity has decreased by 15% YoY and by 12% from the previous quarter
The equity has grown by 13% YoY and by 5% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.