FBIZ First Business Financial Services Inc

Price (delayed)

$41.31

Market cap

$342.41M

P/E Ratio

9.54

Dividend/share

$0.96

EPS

$4.33

Enterprise value

$660.75M

First Business Financial Services, Inc. is the parent company of First Business Bank. First Business Bank specializes in business banking, including commercial banking and specialty finance, private wealth, and bank ...

Highlights
The equity has grown by 12% YoY and by 2.8% from the previous quarter
The P/E is 22% higher than the last 4 quarters average of 7.8 and 21% higher than the 5-year quarterly average of 7.9
FBIZ's debt is up by 15% since the previous quarter and by 11% year-on-year

Key stats

What are the main financial stats of FBIZ
Market
Shares outstanding
8.29M
Market cap
$342.41M
Enterprise value
$660.75M
Valuations
Price to earnings (P/E)
9.54
Price to book (P/B)
1.15
Price to sales (P/S)
2.52
EV/EBIT
14.38
EV/EBITDA
13.36
EV/Sales
4.85
Earnings
Revenue
$136.1M
EBIT
$45.95M
EBITDA
$49.47M
Free cash flow
$48.61M
Per share
EPS
$4.33
Free cash flow per share
$5.85
Book value per share
$35.85
Revenue per share
$16.38
TBVPS
$423.69
Balance sheet
Total assets
$3.53B
Total liabilities
$3.23B
Debt
$390.38M
Equity
$297.79M
Working capital
N/A
Liquidity
Debt to equity
1.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.44
Margins
EBITDA margin
36.3%
Gross margin
100%
Net margin
27.1%
Operating margin
33.8%
Efficiency
Return on assets
1%
Return on equity
12.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
33.8%
Dividend
Dividend yield
2.31%
DPS
$0.96
Payout ratio
22.1%

FBIZ stock price

How has the First Business Financial Services stock price performed over time
Intraday
1.47%
1 week
6.39%
1 month
20.54%
1 year
28.65%
YTD
3.02%
QTD
11.68%

Financial performance

How have First Business Financial Services's revenue and profit performed over time
Revenue
$136.1M
Gross profit
$136.1M
Operating income
$45.95M
Net income
$36.9M
Gross margin
100%
Net margin
27.1%
FBIZ's operating margin is down by 14% year-on-year and by 2.6% since the previous quarter
First Business Financial Services's operating income has decreased by 14% YoY and by 2.5% from the previous quarter
FBIZ's net margin is down by 11% year-on-year
FBIZ's net income is down by 10% year-on-year

Growth

What is First Business Financial Services's growth rate over time

Valuation

What is First Business Financial Services stock price valuation
P/E
9.54
P/B
1.15
P/S
2.52
EV/EBIT
14.38
EV/EBITDA
13.36
EV/Sales
4.85
The P/E is 22% higher than the last 4 quarters average of 7.8 and 21% higher than the 5-year quarterly average of 7.9
The EPS has declined by 9% year-on-year
FBIZ's P/B is 15% above its 5-year quarterly average of 1.0 and 15% above its last 4 quarters average of 1.0
The equity has grown by 12% YoY and by 2.8% from the previous quarter
FBIZ's P/S is 20% above its 5-year quarterly average of 2.1 and 20% above its last 4 quarters average of 2.1

Efficiency

How efficient is First Business Financial Services business performance
First Business Financial Services's ROA has decreased by 29% YoY and by 9% from the previous quarter
The company's return on equity fell by 19% YoY and by 3.1% QoQ
FBIZ's ROIC is down by 19% YoY
The ROS has declined by 14% year-on-year and by 2.6% since the previous quarter

Dividends

What is FBIZ's dividend history
DPS
$0.96
Dividend yield
2.31%
Payout ratio
22.1%
Recent dividends

Financial health

How did First Business Financial Services financials performed over time
First Business Financial Services's total assets is 9% more than its total liabilities
FBIZ's total liabilities is up by 12% year-on-year
First Business Financial Services's total assets has increased by 12% YoY
FBIZ's debt is 31% greater than its equity
FBIZ's debt is up by 15% since the previous quarter and by 11% year-on-year
First Business Financial Services's debt to equity has increased by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.