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EFSI Eagle Financial Services, Inc.

Price (delayed)

$32.28

Market cap

$173.61M

P/E Ratio

15.59

Dividend/share

$0.31

EPS

$2.07

Enterprise value

$3.2M

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and ...

Highlights
The equity has soared by 64% YoY and by 48% from the previous quarter
Eagle Financial Services's debt has decreased by 49% YoY and by 37% from the previous quarter
The net income has dropped by 62% since the previous quarter and by 38% year-on-year
EFSI's EPS has shrunk by 52% QoQ and by 22% YoY

Key stats

What are the main financial stats of EFSI
Market
Shares outstanding
5.38M
Market cap
$173.61M
Enterprise value
$3.2M
Valuations
Price to earnings (P/E)
15.59
Price to book (P/B)
0.98
Price to sales (P/S)
2.97
EV/EBIT
0.47
EV/EBITDA
0.38
EV/Sales
0.05
Earnings
Revenue
$58.36M
Gross profit
$58.36M
Operating income
$6.82M
Net income
$5.82M
EBIT
$6.82M
EBITDA
$8.42M
Free cash flow
$24.06M
Per share
EPS
$2.07
EPS diluted
$2.07
Free cash flow per share
$4.47
Book value per share
$32.81
Revenue per share
$10.85
TBVPS
$354.08
Balance sheet
Total assets
$1.9B
Total liabilities
$1.73B
Debt
$94.53M
Equity
$176.48M
Working capital
N/A
Liquidity
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-20.25
Margins
EBITDA margin
14.4%
Gross margin
100%
Net margin
10%
Operating margin
11.7%
Efficiency
Return on assets
0.3%
Return on equity
4.4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
11.7%
Dividend
Dividend yield
0.96%
DPS
$0.31
Payout ratio
15%

EFSI stock price

How has the Eagle Financial Services stock price performed over time
Intraday
5.42%
1 week
9.42%
1 month
2.51%
1 year
N/A
YTD
N/A
QTD
5.42%

Financial performance

How have Eagle Financial Services's revenue and profit performed over time
Revenue
$58.36M
Gross profit
$58.36M
Operating income
$6.82M
Net income
$5.82M
Gross margin
100%
Net margin
10%
Eagle Financial Services's operating income has plunged by 64% from the previous quarter and by 35% YoY
The net income has dropped by 62% since the previous quarter and by 38% year-on-year
Eagle Financial Services's operating margin has plunged by 57% from the previous quarter and by 30% YoY
Eagle Financial Services's net margin has plunged by 54% from the previous quarter and by 32% YoY

Price vs fundamentals

How does EFSI's price correlate with its fundamentals

Growth

What is Eagle Financial Services's growth rate over time

Valuation

What is Eagle Financial Services stock price valuation
P/E
15.59
P/B
0.98
P/S
2.97
EV/EBIT
0.47
EV/EBITDA
0.38
EV/Sales
0.05
EFSI's EPS has shrunk by 52% QoQ and by 22% YoY
The equity has soared by 64% YoY and by 48% from the previous quarter
The revenue has declined by 17% since the previous quarter and by 8% year-on-year

Efficiency

How efficient is Eagle Financial Services business performance
Eagle Financial Services's ROE has plunged by 67% from the previous quarter and by 51% YoY
The ROA has plunged by 63% from the previous quarter and by 40% YoY
Eagle Financial Services's ROIC has plunged by 60% from the previous quarter and by 33% YoY
EFSI's ROS has shrunk by 57% QoQ and by 30% YoY

Dividends

What is EFSI's dividend history
DPS
$0.31
Dividend yield
0.96%
Payout ratio
15%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Eagle Financial Services financials performed over time
The total assets is 10% greater than the total liabilities
The total assets rose by 7% year-on-year and by 2.1% since the previous quarter
Eagle Financial Services's total liabilities has increased by 3.2% YoY
Eagle Financial Services's debt is 46% less than its equity
The debt to equity has dropped by 69% year-on-year and by 57% since the previous quarter
The equity has soared by 64% YoY and by 48% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.