TRUP Trupanion Inc

Price (delayed)

$28.06

Market cap

$1.17B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.26

Enterprise value

$1.13B

Trupanion is a leader in medical insurance for cats and dogs throughout the United States and Canada. For over two decades, Trupanion has given pet owners peace of mind so ...

Highlights
The revenue has grown by 24% YoY and by 5% from the previous quarter
The company's quick ratio rose by 9% YoY and by 3.2% QoQ
TRUP's net income is down by 22% YoY but it is up by 15% from the previous quarter
TRUP's EPS is down by 20% YoY but it is up by 15% from the previous quarter
Trupanion's debt has surged by 138% YoY and by 24% QoQ
The company's gross margin fell by 16% YoY

Key stats

What are the main financial stats of TRUP
Market
Shares outstanding
41.55M
Market cap
$1.17B
Enterprise value
$1.13B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
4.01
Price to sales (P/S)
1.1
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.06
Earnings
Revenue
$1.06B
EBIT
-$42.34M
EBITDA
-$29.99M
Free cash flow
-$17.64M
Per share
EPS
-$1.26
Free cash flow per share
-$0.42
Book value per share
$7
Revenue per share
$25.49
TBVPS
$17.1
Balance sheet
Total assets
$772.03M
Total liabilities
$482.57M
Debt
$128.93M
Equity
$289.47M
Working capital
$213.62M
Liquidity
Debt to equity
0.45
Current ratio
1.61
Quick ratio
1.62
Net debt/EBITDA
1.32
Margins
EBITDA margin
-2.8%
Gross margin
11.8%
Net margin
-4.9%
Operating margin
-4.7%
Efficiency
Return on assets
-7.2%
Return on equity
-17.6%
Return on invested capital
-13.8%
Return on capital employed
-10%
Return on sales
-4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

TRUP stock price

How has the Trupanion stock price performed over time
Intraday
-0.5%
1 week
1.89%
1 month
19.91%
1 year
-45.38%
YTD
-40.96%
QTD
-0.5%

Financial performance

How have Trupanion's revenue and profit performed over time
Revenue
$1.06B
Gross profit
$124.6M
Operating income
-$50.06M
Net income
-$51.82M
Gross margin
11.8%
Net margin
-4.9%
Trupanion's operating income has decreased by 27% YoY but it has increased by 14% from the previous quarter
The revenue has grown by 24% YoY and by 5% from the previous quarter
TRUP's net income is down by 22% YoY but it is up by 15% from the previous quarter
The operating margin has grown by 19% from the previous quarter but it has contracted by 2.2% YoY

Growth

What is Trupanion's growth rate over time

Valuation

What is Trupanion stock price valuation
P/E
N/A
P/B
4.01
P/S
1.1
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.06
TRUP's EPS is down by 20% YoY but it is up by 15% from the previous quarter
The P/B is 56% less than the 5-year quarterly average of 9.2 and 16% less than the last 4 quarters average of 4.8
Trupanion's equity has decreased by 5% YoY
TRUP's P/S is 72% below its 5-year quarterly average of 3.9 and 27% below its last 4 quarters average of 1.5
The revenue has grown by 24% YoY and by 5% from the previous quarter

Efficiency

How efficient is Trupanion business performance
Trupanion's return on equity has decreased by 33% YoY but it has increased by 13% QoQ
TRUP's ROS is up by 23% from the previous quarter and by 11% YoY
The return on invested capital is up by 22% since the previous quarter and by 12% year-on-year
TRUP's ROA is up by 18% since the previous quarter but it is down by 6% year-on-year

Dividends

What is TRUP's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for TRUP.

Financial health

How did Trupanion financials performed over time
The total assets is 60% higher than the total liabilities
The total liabilities has grown by 41% YoY and by 9% from the previous quarter
The total assets rose by 19% YoY and by 6% QoQ
Trupanion's debt is 55% lower than its equity
TRUP's debt to equity has surged by 150% year-on-year and by 25% since the previous quarter
Trupanion's debt has surged by 138% YoY and by 24% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.