ECPG Encore Capital Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ECPG

Price (delayed)

$46.61

Market cap

$1.09B

P/E Ratio

28.42

Dividend/share

N/A

EPS

$1.64

Enterprise value

$4.02B

Encore Capital Group is an international specialty finance company that provides debt recovery solutions and other related services for consumers across a broad range of financial assets. Through its subsidiaries ...

Highlights
The P/E is 158% more than the last 4 quarters average of 11.0
The net income has dropped by 91% year-on-year and by 81% since the previous quarter
Sector: Financial Services
Industry: Mortgage Finance
Website: http://www.encorecapital.com
Peers: CACC PRAA ATLC NICK

Key stats

What are the main financial stats of ECPG
Market
Shares outstanding
23.48M
Market cap
$1.09B
Enterprise value
$4.02B
Valuations
Price to earnings (P/E)
28.42
Price to book (P/B)
0.92
Price to sales (P/S)
0.91
EV/EBIT
14.84
EV/EBITDA
12.54
EV/Sales
3.32
Earnings
Revenue
$1.21B
EBIT
$270.76M
EBITDA
$320.3M
Free cash flow
$157.03M
Per share
EPS
$1.64
Free cash flow per share
$6.67
Book value per share
$50.77
Revenue per share
$51.44
TBVPS
$163.57
Balance sheet
Total assets
$4.69B
Total liabilities
$3.5B
Debt
$3.08B
Equity
$1.18B
Working capital
N/A
Liquidity
Debt to equity
2.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.13
Margins
EBITDA margin
26.4%
Gross margin
79.3%
Net margin
3.1%
Operating margin
22.1%
Efficiency
Return on assets
0.8%
Return on equity
3.1%
Return on invested capital
4.2%
Return on capital employed
N/A
Return on sales
22.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

ECPG stock price

How has the Encore Capital Group stock price performed over time
Intraday
7.57%
1 week
0.28%
1 month
-5.59%
1 year
-23.24%
YTD
-2.77%
QTD
-7.61%

Financial performance

How have Encore Capital Group's revenue and profit performed over time
Revenue
$1.21B
Gross profit
$960.85M
Operating income
$267.3M
Net income
$37.44M
Gross margin
79.3%
Net margin
3.1%
The net income has dropped by 91% year-on-year and by 81% since the previous quarter
The company's net margin has shrunk by 88% YoY and by 78% QoQ
The operating income has dropped by 63% year-on-year and by 42% since the previous quarter
Encore Capital Group's operating margin has decreased by 49% YoY and by 33% QoQ

Growth

What is Encore Capital Group's growth rate over time

Valuation

What is Encore Capital Group stock price valuation
P/E
28.42
P/B
0.92
P/S
0.91
EV/EBIT
14.84
EV/EBITDA
12.54
EV/Sales
3.32
The P/E is 158% more than the last 4 quarters average of 11.0
The EPS has plunged by 90% YoY and by 80% from the previous quarter
ECPG's P/B is 16% below its 5-year quarterly average of 1.1 and 8% below its last 4 quarters average of 1.0
Encore Capital Group's equity has decreased by 5% YoY
ECPG's revenue is down by 29% YoY and by 13% QoQ
ECPG's price to sales (P/S) is 14% more than its 5-year quarterly average of 0.8

Efficiency

How efficient is Encore Capital Group business performance
The ROA has plunged by 91% YoY and by 81% from the previous quarter
ECPG's ROE has plunged by 91% YoY and by 81% from the previous quarter
ECPG's ROIC has dropped by 61% year-on-year and by 42% since the previous quarter
The ROS has contracted by 46% YoY and by 33% from the previous quarter

Dividends

What is ECPG's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ECPG.

Financial health

How did Encore Capital Group financials performed over time
Encore Capital Group's total assets is 34% higher than its total liabilities
Encore Capital Group's total liabilities has increased by 5% QoQ and by 4% YoY
Encore Capital Group's total assets has increased by 3.9% QoQ
The company's debt is 160% higher than its equity
The debt to equity is up by 11% year-on-year and by 6% since the previous quarter
The company's debt rose by 6% QoQ and by 5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.