PRAA Pra Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PRAA

Price (delayed)

$40.52

Market cap

$1.58B

P/E Ratio

13.69

Dividend/share

N/A

EPS

$2.96

Enterprise value

$4.05B

As a global leader in acquiring and collecting nonperforming loans, PRA Group, Inc. returns capital to banks and other creditors to help expand financial services for consumers in the Americas ...

Highlights
Pra Group's equity has increased by 9% QoQ but it has decreased by 4.6% YoY
The debt is up by 4.8% since the previous quarter but it has declined by 4.3% year-on-year
Pra Group's net income has decreased by 36% YoY and by 14% QoQ
Pra Group's EPS has decreased by 27% YoY and by 11% from the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.pragroup.com
Peers: RMAX MMI

Key stats

What are the main financial stats of PRAA
Market
Shares outstanding
38.98M
Market cap
$1.58B
Enterprise value
$4.05B
Valuations
Price to earnings (P/E)
13.69
Price to book (P/B)
1.29
Price to sales (P/S)
1.66
EV/EBIT
14.23
EV/EBITDA
13.51
EV/Sales
4.19
Earnings
Revenue
$966.52M
EBIT
$284.61M
EBITDA
$299.85M
Free cash flow
$8.34M
Per share
EPS
$2.96
Free cash flow per share
$0.21
Book value per share
$31.5
Revenue per share
$24.38
TBVPS
$94.35
Balance sheet
Total assets
$4.18B
Total liabilities
$2.89B
Debt
$2.55B
Equity
$1.23B
Working capital
N/A
Liquidity
Debt to equity
2.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.24
Margins
EBITDA margin
31%
Gross margin
100%
Net margin
12.1%
Operating margin
29.6%
Efficiency
Return on assets
2.9%
Return on equity
9.6%
Return on invested capital
4.6%
Return on capital employed
N/A
Return on sales
29.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PRAA stock price

How has the Pra Group stock price performed over time
Intraday
0.25%
1 week
1.83%
1 month
0.3%
1 year
-9.96%
YTD
19.95%
QTD
19.95%

Financial performance

How have Pra Group's revenue and profit performed over time
Revenue
$966.52M
Gross profit
$966.52M
Operating income
$285.8M
Net income
$117.15M
Gross margin
100%
Net margin
12.1%
Pra Group's net income has decreased by 36% YoY and by 14% QoQ
The net margin has declined by 28% year-on-year and by 10% since the previous quarter
Pra Group's operating income has decreased by 24% YoY and by 7% from the previous quarter
Pra Group's operating margin has decreased by 13% YoY and by 4.2% from the previous quarter

Growth

What is Pra Group's growth rate over time

Valuation

What is Pra Group stock price valuation
P/E
13.69
P/B
1.29
P/S
1.66
EV/EBIT
14.23
EV/EBITDA
13.51
EV/Sales
4.19
Pra Group's EPS has decreased by 27% YoY and by 11% from the previous quarter
The stock's price to earnings (P/E) is 25% more than its last 4 quarters average of 10.9
Pra Group's equity has increased by 9% QoQ but it has decreased by 4.6% YoY
The stock's price to book (P/B) is 7% more than its last 4 quarters average of 1.2
PRAA's revenue is down by 12% YoY and by 3.4% from the previous quarter
PRAA's P/S is 11% above its last 4 quarters average of 1.5 and 3.8% above its 5-year quarterly average of 1.6

Efficiency

How efficient is Pra Group business performance
PRAA's return on assets is down by 33% year-on-year and by 12% since the previous quarter
PRAA's return on equity is down by 28% year-on-year and by 13% since the previous quarter
PRAA's return on invested capital is down by 19% year-on-year and by 6% since the previous quarter
Pra Group's ROS has decreased by 11% YoY and by 3.9% from the previous quarter

Dividends

What is PRAA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for PRAA.

Financial health

How did Pra Group financials performed over time
The total assets is 45% more than the total liabilities
The total assets has grown by 7% from the previous quarter but it has contracted by 4.4% YoY
Pra Group's total liabilities has increased by 6% from the previous quarter but it has decreased by 5% YoY
The debt is 108% greater than the equity
Pra Group's equity has increased by 9% QoQ but it has decreased by 4.6% YoY
The debt is up by 4.8% since the previous quarter but it has declined by 4.3% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.