PRAA Pra Group Inc

Price (delayed)

$36.93

Market cap

$1.47B

P/E Ratio

9.82

Dividend/share

N/A

EPS

$3.76

Enterprise value

$3.99B

As a global leader in acquiring and collecting nonperforming loans, PRA Group, Inc. returns capital to banks and other creditors to help expand financial services for consumers in the Americas ...

Highlights
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 14.8 and 12% less than its last 4 quarters average of 11.1
The debt has declined by 2.6% since the previous quarter
Pra Group's net income has decreased by 13% YoY and by 10% QoQ
Pra Group's EPS has decreased by 9% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of PRAA
Market
Shares outstanding
39.79M
Market cap
$1.47B
Enterprise value
$3.99B
Valuations
Price to earnings (P/E)
9.82
Price to book (P/B)
1.15
Price to sales (P/S)
1.44
EV/EBIT
12.05
EV/EBITDA
11.52
EV/Sales
3.81
Earnings
Revenue
$1.05B
EBIT
$331.14M
EBITDA
$346.19M
Free cash flow
$29.38M
Per share
EPS
$3.76
Free cash flow per share
$0.72
Book value per share
$32.09
Revenue per share
$25.67
TBVPS
$92.56
Balance sheet
Total assets
$4.26B
Total liabilities
$2.91B
Debt
$2.6B
Equity
$1.31B
Working capital
N/A
Liquidity
Debt to equity
1.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.28
Margins
EBITDA margin
33.1%
Gross margin
100%
Net margin
15.7%
Operating margin
32.1%
Efficiency
Return on assets
3.8%
Return on equity
12.1%
Return on invested capital
5.2%
Return on capital employed
N/A
Return on sales
31.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PRAA stock price

How has the Pra Group stock price performed over time
Intraday
1.12%
1 week
2.61%
1 month
0.52%
1 year
-6.67%
YTD
-26.45%
QTD
-18.08%

Financial performance

How have Pra Group's revenue and profit performed over time
Revenue
$1.05B
Gross profit
$1.05B
Operating income
$336.21M
Net income
$164.72M
Gross margin
100%
Net margin
15.7%
Pra Group's operating income has decreased by 16% YoY and by 10% from the previous quarter
Pra Group's net income has decreased by 13% YoY and by 10% QoQ
Pra Group's operating margin has decreased by 12% YoY and by 6% from the previous quarter
The net margin has declined by 8% year-on-year and by 6% since the previous quarter

Growth

What is Pra Group's growth rate over time

Valuation

What is Pra Group stock price valuation
P/E
9.82
P/B
1.15
P/S
1.44
EV/EBIT
12.05
EV/EBITDA
11.52
EV/Sales
3.81
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 14.8 and 12% less than its last 4 quarters average of 11.1
Pra Group's EPS has decreased by 9% YoY and by 8% from the previous quarter
The stock's price to book (P/B) is 18% less than its 5-year quarterly average of 1.4 and 18% less than its last 4 quarters average of 1.4
Pra Group's equity has decreased by 5% YoY
PRAA's P/S is 20% below its last 4 quarters average of 1.8 and 15% below its 5-year quarterly average of 1.7
PRAA's revenue is down by 5% YoY and by 4.5% from the previous quarter

Efficiency

How efficient is Pra Group business performance
PRAA's return on equity is down by 18% year-on-year and by 9% since the previous quarter
PRAA's return on assets is down by 14% year-on-year and by 12% since the previous quarter
PRAA's return on invested capital is down by 13% year-on-year and by 9% since the previous quarter
Pra Group's ROS has decreased by 8% YoY and by 4.2% from the previous quarter

Dividends

What is PRAA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for PRAA.

Financial health

How did Pra Group financials performed over time
The total assets is 46% more than the total liabilities
Pra Group's total liabilities has decreased by 4.3% from the previous quarter
The total assets has contracted by 2.5% from the previous quarter
The debt is 99% greater than the equity
The debt to equity has increased by 7% year-on-year but it has declined by 4.3% since the previous quarter
Pra Group's equity has decreased by 5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.