EBMT Eagle Bancorp Montana Inc
Price (delayed)
$16.9
Market cap
$134.81M
P/E Ratio
13.52
Dividend/share
$0.57
EPS
$1.25
Enterprise value
$303.33M
Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana, and is the holding company of Opportunity Bank of Montana, a community bank established in 1922 that
Highlights
EBMT's debt is down by 28% since the previous quarter and by 15% year-on-year
The equity is up by 3.2% year-on-year
Eagle Bancorp Montana's net income has increased by 15% from the previous quarter but it has decreased by 2.8% YoY
Eagle Bancorp Montana's EPS has increased by 15% from the previous quarter but it has decreased by 3.1% YoY
EBMT's P/E is 34% above its 5-year quarterly average of 10.1 and 7% above its last 4 quarters average of 12.6
The gross profit has declined by 3.6% year-on-year
Key stats
What are the main financial stats of EBMT
Market
Valuations
Earnings
Shares outstanding
7.98M
Market cap
$134.81M
Enterprise value
$303.33M
Price to earnings (P/E)
13.52
Price to book (P/B)
0.78
Price to sales (P/S)
1.68
EV/EBIT
26.63
EV/EBITDA
14.96
EV/Sales
3.76
Revenue
$80.7M
Gross profit
$80.7M
Operating income
$11.39M
Net income
$9.78M
EBIT
$11.39M
EBITDA
$20.28M
Free cash flow
$14.52M
Per share
Balance sheet
Liquidity
EPS
$1.25
EPS diluted
$1.24
Free cash flow per share
$1.81
Book value per share
$21.8
Revenue per share
$10.07
TBVPS
$257.44
Total assets
$2.1B
Total liabilities
$1.93B
Debt
$200.08M
Equity
$174.77M
Working capital
N/A
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.31
Margins
Efficiency
Dividend
EBITDA margin
25.1%
Gross margin
100%
Net margin
12.1%
Operating margin
14.1%
Return on assets
0.5%
Return on equity
5.7%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
14.1%
Dividend yield
3.36%
DPS
$0.57
Payout ratio
45.4%
EBMT stock price
How has the Eagle Bancorp Montana stock price performed over time
Intraday
-0.29%
1 week
0.3%
1 month
-6.22%
1 year
31.01%
YTD
10.24%
QTD
10.24%
Financial performance
How have Eagle Bancorp Montana's revenue and profit performed over time
Revenue
$80.7M
Gross profit
$80.7M
Operating income
$11.39M
Net income
$9.78M
Gross margin
100%
Net margin
12.1%
The operating income has grown by 19% from the previous quarter but it has contracted by 2.3% YoY
The company's operating margin rose by 18% QoQ
Eagle Bancorp Montana's net income has increased by 15% from the previous quarter but it has decreased by 2.8% YoY
EBMT's net margin is up by 14% since the previous quarter
Growth
What is Eagle Bancorp Montana's growth rate over time
Valuation
What is Eagle Bancorp Montana stock price valuation
P/E
13.52
P/B
0.78
P/S
1.68
EV/EBIT
26.63
EV/EBITDA
14.96
EV/Sales
3.76
EBMT's P/E is 34% above its 5-year quarterly average of 10.1 and 7% above its last 4 quarters average of 12.6
Eagle Bancorp Montana's EPS has increased by 15% from the previous quarter but it has decreased by 3.1% YoY
The stock's price to book (P/B) is 11% more than its last 4 quarters average of 0.7 but 2.5% less than its 5-year quarterly average of 0.8
The equity is up by 3.2% year-on-year
EBMT's P/S is 20% above its last 4 quarters average of 1.4 and 12% above its 5-year quarterly average of 1.5
The revenue has contracted by 3.6% YoY
Efficiency
How efficient is Eagle Bancorp Montana business performance
EBMT's return on assets is up by 25% since the previous quarter
The ROIC has grown by 25% from the previous quarter
Eagle Bancorp Montana's ROS has increased by 18% from the previous quarter
The company's return on equity rose by 14% QoQ but it fell by 8% YoY
Dividends
What is EBMT's dividend history
DPS
$0.57
Dividend yield
3.36%
Payout ratio
45.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Eagle Bancorp Montana financials performed over time
EBMT's total assets is 9% greater than its total liabilities
EBMT's debt is 14% greater than its equity
EBMT's debt is down by 28% since the previous quarter and by 15% year-on-year
The debt to equity has contracted by 27% from the previous quarter and by 18% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.