EBMT Eagle Bancorp Montana Inc

Price (delayed)

$16.77

Market cap

$133.78M

P/E Ratio

13.42

Dividend/share

$0.57

EPS

$1.25

Enterprise value

$302.3M

Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana, and is the holding company of Opportunity Bank of Montana, a community bank established in 1922 that ...

Highlights
EBMT's debt is down by 28% since the previous quarter and by 15% year-on-year
The equity is up by 3.2% year-on-year
Eagle Bancorp Montana's net income has increased by 15% from the previous quarter but it has decreased by 2.8% YoY
Eagle Bancorp Montana's EPS has increased by 15% from the previous quarter but it has decreased by 3.1% YoY
EBMT's P/E is 30% above its 5-year quarterly average of 10.3 and 7% above its last 4 quarters average of 12.6
The gross profit has declined by 3.6% year-on-year

Key stats

What are the main financial stats of EBMT
Market
Shares outstanding
7.98M
Market cap
$133.78M
Enterprise value
$302.3M
Valuations
Price to earnings (P/E)
13.42
Price to book (P/B)
0.77
Price to sales (P/S)
1.67
EV/EBIT
26.54
EV/EBITDA
14.9
EV/Sales
3.75
Earnings
Revenue
$80.7M
Gross profit
$80.7M
Operating income
$11.39M
Net income
$9.78M
EBIT
$11.39M
EBITDA
$20.28M
Free cash flow
$14.52M
Per share
EPS
$1.25
EPS diluted
$1.24
Free cash flow per share
$1.81
Book value per share
$21.8
Revenue per share
$10.07
TBVPS
$257.44
Balance sheet
Total assets
$2.1B
Total liabilities
$1.93B
Debt
$200.08M
Equity
$174.77M
Working capital
N/A
Liquidity
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.31
Margins
EBITDA margin
25.1%
Gross margin
100%
Net margin
12.1%
Operating margin
14.1%
Efficiency
Return on assets
0.5%
Return on equity
5.7%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
14.1%
Dividend
Dividend yield
3.39%
DPS
$0.57
Payout ratio
45.4%

EBMT stock price

How has the Eagle Bancorp Montana stock price performed over time
Intraday
0.06%
1 week
-1.06%
1 month
-6.21%
1 year
31.22%
YTD
9.39%
QTD
0.06%

Financial performance

How have Eagle Bancorp Montana's revenue and profit performed over time
Revenue
$80.7M
Gross profit
$80.7M
Operating income
$11.39M
Net income
$9.78M
Gross margin
100%
Net margin
12.1%
The operating income has grown by 19% from the previous quarter but it has contracted by 2.3% YoY
The company's operating margin rose by 18% QoQ
Eagle Bancorp Montana's net income has increased by 15% from the previous quarter but it has decreased by 2.8% YoY
EBMT's net margin is up by 14% since the previous quarter

Growth

What is Eagle Bancorp Montana's growth rate over time

Valuation

What is Eagle Bancorp Montana stock price valuation
P/E
13.42
P/B
0.77
P/S
1.67
EV/EBIT
26.54
EV/EBITDA
14.9
EV/Sales
3.75
EBMT's P/E is 30% above its 5-year quarterly average of 10.3 and 7% above its last 4 quarters average of 12.6
Eagle Bancorp Montana's EPS has increased by 15% from the previous quarter but it has decreased by 3.1% YoY
The stock's price to book (P/B) is 10% more than its last 4 quarters average of 0.7 but 3.8% less than its 5-year quarterly average of 0.8
The equity is up by 3.2% year-on-year
EBMT's P/S is 19% above its last 4 quarters average of 1.4 and 11% above its 5-year quarterly average of 1.5
The revenue has contracted by 3.6% YoY

Efficiency

How efficient is Eagle Bancorp Montana business performance
EBMT's return on assets is up by 25% since the previous quarter
The ROIC has grown by 25% from the previous quarter
Eagle Bancorp Montana's ROS has increased by 18% from the previous quarter
The company's return on equity rose by 14% QoQ but it fell by 8% YoY

Dividends

What is EBMT's dividend history
DPS
$0.57
Dividend yield
3.39%
Payout ratio
45.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Eagle Bancorp Montana financials performed over time
EBMT's total assets is 9% greater than its total liabilities
EBMT's debt is 14% greater than its equity
EBMT's debt is down by 28% since the previous quarter and by 15% year-on-year
The debt to equity has contracted by 27% from the previous quarter and by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.