EBMT Eagle Bancorp Montana Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: EBMT

Price (delayed)

$12.39

Market cap

$99.33M

P/E Ratio

9.6

Dividend/share

$0.56

EPS

$1.29

Enterprise value

$309.52M

Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana, and is the holding company of Opportunity Bank of Montana, a community bank established in 1922 that ...

Highlights
The equity is up by 8% since the previous quarter and by 7% year-on-year
EBMT's P/E is 3% below its 5-year quarterly average of 9.9
EBMT's debt has surged by 83% year-on-year but it is down by 9% since the previous quarter
Eagle Bancorp Montana's net income has decreased by 13% from the previous quarter and by 6% YoY
Eagle Bancorp Montana's EPS has decreased by 13% from the previous quarter and by 11% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.opportunitybank.com
Peers: BANC BYFC TSBK RVSB

Key stats

What are the main financial stats of EBMT
Market
Shares outstanding
8.02M
Market cap
$99.33M
Enterprise value
$309.52M
Valuations
Price to earnings (P/E)
9.6
Price to book (P/B)
0.58
Price to sales (P/S)
1.18
EV/EBIT
26.56
EV/EBITDA
15.84
EV/Sales
3.7
Earnings
Revenue
$83.74M
EBIT
$11.65M
EBITDA
$19.55M
Free cash flow
-$3.83M
Per share
EPS
$1.29
Free cash flow per share
-$0.48
Book value per share
$21.19
Revenue per share
$10.48
TBVPS
$254.76
Balance sheet
Total assets
$2.08B
Total liabilities
$1.91B
Debt
$234.74M
Equity
$169.27M
Working capital
N/A
Liquidity
Debt to equity
1.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.75
Margins
EBITDA margin
23.3%
Gross margin
100%
Net margin
12%
Operating margin
13.9%
Efficiency
Return on assets
0.5%
Return on equity
6.2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
13.9%
Dividend
Dividend yield
4.5%
DPS
$0.56
Payout ratio
43.3%

EBMT stock price

How has the Eagle Bancorp Montana stock price performed over time
Intraday
-0.08%
1 week
-1.82%
1 month
-3.35%
1 year
-9.89%
YTD
-21.53%
QTD
-3.5%

Financial performance

How have Eagle Bancorp Montana's revenue and profit performed over time
Revenue
$83.74M
Gross profit
$83.74M
Operating income
$11.65M
Net income
$10.06M
Gross margin
100%
Net margin
12%
The operating income has contracted by 18% from the previous quarter and by 16% YoY
The company's operating margin fell by 16% QoQ and by 12% YoY
Eagle Bancorp Montana's net income has decreased by 13% from the previous quarter and by 6% YoY
EBMT's net margin is down by 11% since the previous quarter

Growth

What is Eagle Bancorp Montana's growth rate over time

Valuation

What is Eagle Bancorp Montana stock price valuation
P/E
9.6
P/B
0.58
P/S
1.18
EV/EBIT
26.56
EV/EBITDA
15.84
EV/Sales
3.7
Eagle Bancorp Montana's EPS has decreased by 13% from the previous quarter and by 11% YoY
EBMT's P/E is 3% below its 5-year quarterly average of 9.9
The stock's price to book (P/B) is 36% less than its 5-year quarterly average of 0.9 and 17% less than its last 4 quarters average of 0.7
The equity is up by 8% since the previous quarter and by 7% year-on-year
EBMT's P/S is 26% below its 5-year quarterly average of 1.6 and 9% below its last 4 quarters average of 1.3
The revenue has contracted by 4.3% YoY and by 2.1% from the previous quarter

Efficiency

How efficient is Eagle Bancorp Montana business performance
The ROIC has contracted by 38% YoY and by 29% from the previous quarter
EBMT's return on assets is down by 17% since the previous quarter and by 17% year-on-year
Eagle Bancorp Montana's ROS has decreased by 16% from the previous quarter and by 12% YoY
The company's return on equity fell by 14% QoQ and by 10% YoY

Dividends

What is EBMT's dividend history
Dividend details
DPS
$0.56
Dividend yield
4.5%
Payout ratio
43.3%
Recent dividends

Financial health

How did Eagle Bancorp Montana financials performed over time
EBMT's total assets is 9% greater than its total liabilities
The company's total liabilities rose by 7% YoY
EBMT's total assets is up by 7% year-on-year
EBMT's debt is 39% greater than its equity
EBMT's debt has surged by 83% year-on-year but it is down by 9% since the previous quarter
The debt to equity has soared by 72% YoY but it has contracted by 16% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.