EBMT Eagle Bancorp Montana Inc

Price (delayed)

$15.41

Market cap

$123.54M

P/E Ratio

14.27

Dividend/share

$0.56

EPS

$1.08

Enterprise value

$373.9M

Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana, and is the holding company of Opportunity Bank of Montana, a community bank established in 1922 that ...

Highlights
The equity is up by 4.6% year-on-year
EBMT's P/E is 44% above its 5-year quarterly average of 10.0 and 30% above its last 4 quarters average of 11.0
Eagle Bancorp Montana's net income has decreased by 30% YoY and by 3.2% from the previous quarter

Key stats

What are the main financial stats of EBMT
Market
Shares outstanding
8.02M
Market cap
$123.54M
Enterprise value
$373.9M
Valuations
Price to earnings (P/E)
14.27
Price to book (P/B)
0.73
Price to sales (P/S)
1.53
EV/EBIT
39.53
EV/EBITDA
20.98
EV/Sales
4.64
Earnings
Revenue
$80.56M
EBIT
$9.46M
EBITDA
$17.82M
Free cash flow
$13.85M
Per share
EPS
$1.08
Free cash flow per share
$1.73
Book value per share
$21.23
Revenue per share
$10.05
TBVPS
$256.84
Balance sheet
Total assets
$2.1B
Total liabilities
$1.93B
Debt
$274.12M
Equity
$170.16M
Working capital
N/A
Liquidity
Debt to equity
1.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.05
Margins
EBITDA margin
22.1%
Gross margin
100%
Net margin
10.5%
Operating margin
11.7%
Efficiency
Return on assets
0.4%
Return on equity
5.1%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
11.7%
Dividend
Dividend yield
3.65%
DPS
$0.56
Payout ratio
52.1%

EBMT stock price

How has the Eagle Bancorp Montana stock price performed over time
Intraday
-0.58%
1 week
2.8%
1 month
10.55%
1 year
26.42%
YTD
-2.41%
QTD
16.13%

Financial performance

How have Eagle Bancorp Montana's revenue and profit performed over time
Revenue
$80.56M
Gross profit
$80.56M
Operating income
$9.46M
Net income
$8.44M
Gross margin
100%
Net margin
10.5%
The operating income has contracted by 38% YoY
The company's operating margin fell by 32% YoY
Eagle Bancorp Montana's net income has decreased by 30% YoY and by 3.2% from the previous quarter
EBMT's net margin is down by 23% year-on-year

Growth

What is Eagle Bancorp Montana's growth rate over time

Valuation

What is Eagle Bancorp Montana stock price valuation
P/E
14.27
P/B
0.73
P/S
1.53
EV/EBIT
39.53
EV/EBITDA
20.98
EV/Sales
4.64
EBMT's P/E is 44% above its 5-year quarterly average of 10.0 and 30% above its last 4 quarters average of 11.0
Eagle Bancorp Montana's EPS has decreased by 30% YoY and by 3.6% from the previous quarter
The stock's price to book (P/B) is 22% more than its last 4 quarters average of 0.6 but 19% less than its 5-year quarterly average of 0.9
The equity is up by 4.6% year-on-year
EBMT's P/S is 18% above its last 4 quarters average of 1.3 but 3.8% below its 5-year quarterly average of 1.6
The revenue has contracted by 9% YoY and by 2% from the previous quarter

Efficiency

How efficient is Eagle Bancorp Montana business performance
The ROIC has contracted by 43% YoY
EBMT's return on assets is down by 33% year-on-year
The company's return on equity fell by 32% YoY and by 3.8% QoQ
Eagle Bancorp Montana's ROS has decreased by 32% YoY

Dividends

What is EBMT's dividend history
DPS
$0.56
Dividend yield
3.65%
Payout ratio
52.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Eagle Bancorp Montana financials performed over time
EBMT's total assets is 9% greater than its total liabilities
EBMT's total assets is up by 3.7% year-on-year
The company's total liabilities rose by 3.7% YoY
EBMT's debt is 61% greater than its equity
EBMT's debt is up by 16% since the previous quarter and by 10% year-on-year
The debt to equity has grown by 15% from the previous quarter and by 4.5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.