EBMT Eagle Bancorp Montana Inc

Price (delayed)

$19.13

Market cap

$128.07M

P/E Ratio

10.99

Dividend/share

$0.5

EPS

$1.74

Enterprise value

$91.96M

Eagle Bancorp Montana, Inc. is a bank holding company headquartered in Helena, Montana, and is the holding company of Opportunity Bank of Montana, a community bank established in 1922 that ...

Highlights
EBMT's P/E is 17% below its 5-year quarterly average of 13.2 but 11% above its last 4 quarters average of 9.9
EBMT's debt has surged by 69% since the previous quarter and by 42% year-on-year
Eagle Bancorp Montana's net income has decreased by 50% YoY and by 21% from the previous quarter

Key stats

What are the main financial stats of EBMT
Market
Shares outstanding
6.69M
Market cap
$128.07M
Enterprise value
$91.96M
Valuations
Price to earnings (P/E)
10.99
Price to book (P/B)
0.89
Price to sales (P/S)
1.44
EV/EBIT
6.06
EV/EBITDA
4
EV/Sales
1.03
Earnings
Revenue
$89.07M
EBIT
$15.17M
EBITDA
$22.97M
Free cash flow
$48.28M
Per share
EPS
$1.74
Free cash flow per share
$7.21
Book value per share
$21.44
Revenue per share
$13.3
TBVPS
$219.51
Balance sheet
Total assets
$1.49B
Total liabilities
$1.35B
Debt
$58.99M
Equity
$143.52M
Working capital
N/A
Liquidity
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.57
Margins
EBITDA margin
25.8%
Gross margin
100%
Net margin
12.8%
Operating margin
17%
Efficiency
Return on assets
0.8%
Return on equity
7.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
17%
Dividend
Dividend yield
2.61%
DPS
$0.5
Payout ratio
28.7%

EBMT stock price

How has the Eagle Bancorp Montana stock price performed over time
Intraday
-1.95%
1 week
-3.29%
1 month
-11.23%
1 year
-16.93%
YTD
-16.75%
QTD
-14.33%

Financial performance

How have Eagle Bancorp Montana's revenue and profit performed over time
Revenue
$89.07M
Gross profit
$89.07M
Operating income
$15.17M
Net income
$11.37M
Gross margin
100%
Net margin
12.8%
Eagle Bancorp Montana's net income has decreased by 50% YoY and by 21% from the previous quarter
The operating income has contracted by 50% YoY and by 21% from the previous quarter
EBMT's net margin is down by 46% year-on-year and by 17% since the previous quarter
The company's operating margin fell by 46% YoY and by 17% QoQ

Growth

What is Eagle Bancorp Montana's growth rate over time

Valuation

What is Eagle Bancorp Montana stock price valuation
P/E
10.99
P/B
0.89
P/S
1.44
EV/EBIT
6.06
EV/EBITDA
4
EV/Sales
1.03
Eagle Bancorp Montana's EPS has decreased by 48% YoY and by 20% from the previous quarter
EBMT's P/E is 17% below its 5-year quarterly average of 13.2 but 11% above its last 4 quarters average of 9.9
The stock's price to book (P/B) is 11% less than its 5-year quarterly average of 1.0 and 11% less than its last 4 quarters average of 1.0
The equity has declined by 8% since the previous quarter and by 8% year-on-year
EBMT's P/S is 28% below its 5-year quarterly average of 2.0 and 10% below its last 4 quarters average of 1.6
The revenue has contracted by 6% YoY and by 4.7% from the previous quarter

Efficiency

How efficient is Eagle Bancorp Montana business performance
EBMT's return on assets has dropped by 56% year-on-year and by 20% since the previous quarter
The ROIC has plunged by 54% YoY and by 27% from the previous quarter
The company's return on equity has shrunk by 50% YoY and by 19% QoQ
Eagle Bancorp Montana's ROS has decreased by 46% YoY and by 17% from the previous quarter

Dividends

What is EBMT's dividend history
DPS
$0.5
Dividend yield
2.61%
Payout ratio
28.7%
Recent dividends

Financial health

How did Eagle Bancorp Montana financials performed over time
EBMT's total assets is 11% greater than its total liabilities
The company's total liabilities rose by 17% YoY and by 5% QoQ
EBMT's total assets is up by 14% year-on-year and by 3.9% since the previous quarter
EBMT's debt is 59% smaller than its equity
The debt to equity has soared by 86% from the previous quarter and by 52% YoY
EBMT's debt has surged by 69% since the previous quarter and by 42% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.