DGICA Donegal Group PE ratio, current and historical analysis

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Relative Growth: Rel. Growth: 90
Relative Strength: Rel. Strength: 69
Relative Valuation: Rel. Valuation: 99
Relative Profitability: Rel. Profitability: 76

The price-to-earnings ratio for Donegal Group stock stands at 7.99 as of Nov 5, 2025. This results from the current EPS of $2.41 and stock price of $19.26. A decrease of 32% has been recorded in the PE ratio compared to the average of 11.8 of the past four quarters.

DGICA PE ratio history

How has DGICA's PE ratio performed in the past

Over the last ten years, the average PE ratio of Donegal Group has been 30.19. The current 7.99 price-to-earnings ratio is 74% less than the historical average. In the past ten years, DGICA's PE ratio reached its highest point in the Jun 2022 quarter at 170.5, with a price of $17.05 and an EPS of $0.1. The Mar 2021 quarter saw the lowest point at 7.21, with a price of $14.86 and an EPS of $2.06.

Today
7.99
Average
30.19
Median
15.51
Minimum
7.21
Maximum
170.5

Donegal Group PE ratio by year

Maximum annual increase: 2,149.05% in 2011

Maximum annual decrease: -97.84% in 2012

Year PE ratio PE change Price EPS
2024 10.11 -89.88% $15.47 $1.53
2023 99.93 N/A $13.99 $0.14
2022 N/A N/A $14.2 -$0.06
2021 17.22 125.1% $14.29 $0.83
2020 7.65 -13.27% $14.07 $1.84
2019 8.82 N/A $14.82 $1.68
2018 N/A N/A $13.65 -$1.18
2017 64.07 336.15% $17.3 $0.27
2016 14.69 -18.61% $17.48 $1.19
2015 18.05 -36.76% $14.08 $0.78
2014 28.54 86.66% $15.98 $0.56
2013 15.29 0.2% $15.9 $1.04
2012 15.26 -97.84% $14.04 $0.92
2011 708 2,149.05% $14.16 $0.02
2010 31.48 53.94% $14.48 $0.46

Donegal Group PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Jun 2025 8.31 -12.34% $20.03 $2.41
Mar 2025 9.48 -6.23% $19.63 $2.07
Dec 2024 10.11 -47.86% $15.47 $1.53
Sep 2024 19.39 -65.38% $14.74 $0.76
Jun 2024 56 -36.64% $12.88 $0.23
Mar 2024 88.38 -11.56% $14.14 $0.16
Dec 2023 99.93 117.33% $13.99 $0.14
Sep 2023 45.98 N/A $14.26 $0.31
Jun 2023 N/A N/A $14.43 $0
Mar 2023 N/A N/A $15.28 -$0.33
Dec 2022 N/A N/A $14.2 -$0.06
Sep 2022 N/A N/A $13.49 $0
Jun 2022 170.5 1,056.72% $17.05 $0.1
Mar 2022 14.74 -14.4% $13.41 $0.91
Dec 2021 17.22 37.87% $14.29 $0.83

DGICA Price vs fair value

How does DGICA's price compare to its estimated fair value based on its growth

DGICA average PE ratio chart

What is the average PE ratio of DGICA for the past years

DGICA's current P/E ratio is lower than the 3, 5 and 10-year averages.

3-year avg
42.2
5-year avg
38.37
10-year avg
30.19
15-year avg
41.41

PE comparison

Donegal Group's P/E of 7.99 is below the Financial Services sector, the industry and its peers average. Looking at its Financial Services sector average of 13.73, Donegal Group's P/E is 42% lower.

DGICA PE vs peers

What is DGICA's PE ratio compared to its peers

When compared to its peer stocks CB and TRV, DGICA's PE ratio is lower. Donegal Group's current PE ratio of 7.99 is less than the average of its peers, which is 13.56.

Stock name PE ratio Market cap
DGICA Donegal Group Inc 7.99 $703.16M
UFCS United Fire Group Inc 9.79 $903.44M
TRV Travelers Companies Inc 10.72 $61.71B
CB Chubb Ltd 11.71 $111.48B
CINF Cincinnati Financial Corp 11.78 $24.97B
MKL Markel Corp 12.46 $25.18B
WRB Berkley W R Corp 15.6 $28.4B
RLI Rli Corp 15.73 $5.56B
ERIE Erie Indemnity Co 20.72 $13.31B

Frequently asked questions

What is Donegal Group's PE ratio?

The price to earnings ratio for DGICA stock as of Nov 5, 2025, stands at 7.99.

What is the 3-year average PE ratio for Donegal Group (DGICA)?

Over the last 3 years, the average PE ratio for DGICA stock is 42.2.

What is the 5-year average PE ratio for Donegal Group (DGICA)?

Over the last 5 years, the average PE ratio for DGICA stock is 38.37.

What is the highest PE ratio for DGICA?

The highest quarterly PE ratio in the last ten years has been 170.5 and it was in the Jun 2022 quarter.

How does the current PE ratio for DGICA compare to its historical average?

DGICA's price to earnings ratio is currently 74% below its 10-year historical average.

Why is Donegal Group's PE ratio so low?

DGICA's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 7.99 is considered low.

How is DGICA's PE ratio calculated (Donegal Group PE ratio formula)?

You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Nov 5, 2025), Donegal Group's stock price is $19.26. The earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $2.41. Therefore, Donegal Group's price to earnings ratio for today is 7.99. PE RATIO(7.99) = STOCK PRICE($19.26) / TTM EPS($2.41)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.