DGICA
Donegal Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: DGICA
- PE Ratio
The price-to-earnings ratio for Donegal Group stock stands at 9.09 as of Jun 3, 2026. This results from the current EPS of $1.82 and stock price of $16.54. An increase of 5% has been recorded in the PE ratio compared to the average of 8.7 of the past four quarters.
DGICA PE ratio history
Over the last ten years, the average PE ratio of Donegal Group has been 29.05. The current 9.09 price-to-earnings ratio is 69% less than the historical average. In the past ten years, DGICA's PE ratio reached its highest point in the Jun 2022 quarter at 170.5, with a price of $17.05 and an EPS of $0.1. The Mar 2021 quarter saw the lowest point at 7.21, with a price of $14.86 and an EPS of $2.06.
Donegal Group PE ratio by year
Maximum annual increase: 2,149.05% in 2011
Maximum annual decrease: -97.84% in 2012
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9 | -10.98% | $19.98 | $2.22 |
| 2024 | 10.11 | -89.88% | $15.47 | $1.53 |
| 2023 | 99.93 | N/A | $13.99 | $0.14 |
| 2022 | N/A | N/A | $14.2 | -$0.06 |
| 2021 | 17.22 | 125.1% | $14.29 | $0.83 |
| 2020 | 7.65 | -13.27% | $14.07 | $1.84 |
| 2019 | 8.82 | N/A | $14.82 | $1.68 |
| 2018 | N/A | N/A | $13.65 | -$1.18 |
| 2017 | 64.07 | 336.15% | $17.3 | $0.27 |
| 2016 | 14.69 | -18.61% | $17.48 | $1.19 |
| 2015 | 18.05 | -36.76% | $14.08 | $0.78 |
| 2014 | 28.54 | 86.66% | $15.98 | $0.56 |
| 2013 | 15.29 | 0.2% | $15.9 | $1.04 |
| 2012 | 15.26 | -97.84% | $14.04 | $0.92 |
| 2011 | 708 | 2,149.05% | $14.16 | $0.02 |
Donegal Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.44 | 4.89% | $17.18 | $1.82 |
| Dec 2025 | 9 | 14.21% | $19.98 | $2.22 |
| Sep 2025 | 7.88 | -5.17% | $19.39 | $2.46 |
| Jun 2025 | 8.31 | -12.34% | $20.03 | $2.41 |
| Mar 2025 | 9.48 | -6.23% | $19.63 | $2.07 |
| Dec 2024 | 10.11 | -47.86% | $15.47 | $1.53 |
| Sep 2024 | 19.39 | -65.38% | $14.74 | $0.76 |
| Jun 2024 | 56 | -36.64% | $12.88 | $0.23 |
| Mar 2024 | 88.38 | -11.56% | $14.14 | $0.16 |
| Dec 2023 | 99.93 | 117.33% | $13.99 | $0.14 |
| Sep 2023 | 45.98 | N/A | $14.26 | $0.31 |
| Jun 2023 | N/A | N/A | $14.43 | $0 |
| Mar 2023 | N/A | N/A | $15.28 | -$0.33 |
| Dec 2022 | N/A | N/A | $14.2 | -$0.06 |
| Sep 2022 | N/A | N/A | $13.49 | $0 |
DGICA Price vs fair value
DGICA average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
DGICA's current P/E ratio is lower than the 3, 5 and 10-year averages.
PE comparison
Donegal Group's P/E of 9.09 is below the Financial Services sector, the industry and its peers average. Looking at its Financial Services sector average of 12.1, Donegal Group's P/E is 25% lower.
DGICA PE vs peers
When compared to its peers CB and WRB, DGICA's PE ratio is lower, but it is higher than TRV's and CINF's. Donegal Group's current PE ratio of 9.09 is less than the average of its peers, which is 11.49.
| Stock name | PE ratio | Market cap |
|---|---|---|
| UFCS United Fire Group Inc | 8.55 | $1.12B |
| TRV Travelers Companies Inc | 8.65 | $62.56B |
| CINF Cincinnati Financial Corp | 9.09 | $24.85B |
| DGICA Donegal Group Inc | 9.19 | $619.47M |
| CB Chubb Ltd | 11.04 | $122.25B |
| RLI Rli Corp | 11.73 | $4.64B |
| MKL Markel Corp | 12.78 | $22.25B |
| WRB Berkley W R Corp | 13.96 | $24.63B |
| ERIE Erie Indemnity Co | 17.91 | $10.15B |
Frequently asked questions
What is Donegal Group's PE ratio?
The price to earnings ratio for DGICA stock as of Jun 3, 2026, stands at 9.09.
What is the 3-year average PE ratio for Donegal Group (DGICA)?
Over the last 3 years, the average PE ratio for DGICA stock is 33.08.
What is the 5-year average PE ratio for Donegal Group (DGICA)?
Over the last 5 years, the average PE ratio for DGICA stock is 36.68.
What is the highest PE ratio for DGICA?
The highest quarterly PE ratio in the last ten years has been 170.5 and it was in the Jun 2022 quarter.
How does the current PE ratio for DGICA compare to its historical average?
DGICA's price to earnings ratio is currently 69% below its 10-year historical average.
Why is Donegal Group's PE ratio so low?
DGICA's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 9.09 is considered low.
How is DGICA's PE ratio calculated (Donegal Group PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jun 3, 2026), Donegal Group's stock price is $16.54. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.82. Therefore, Donegal Group's price to earnings ratio for today is 9.09. PE RATIO(9.09) = STOCK PRICE($16.54) / TTM EPS($1.82)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.