CVCY Central Valley Community Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CVCY

Price (delayed)

$18.965

Market cap

$224.07M

P/E Ratio

8.14

Dividend/share

$0.48

EPS

$2.33

Enterprise value

$219.2M

Central Valley Community Bancorp was established on November 15, 2000 as the holding company for Central Valley Community Bank and is registered as a bank holding company with the Board ...

Highlights
The debt has declined by 26% year-on-year
CVCY's revenue is up by 7% year-on-year
The stock's price to earnings (P/E) is 18% less than its 5-year quarterly average of 9.7 but 3.9% more than its last 4 quarters average of 7.7
CVCY's equity is up by 14% YoY but it is down by 3% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cvcb.com
Peers: CVBF TCBK PPBI BSRR

Key stats

What are the main financial stats of CVCY
Market
Shares outstanding
11.81M
Market cap
$224.07M
Enterprise value
$219.2M
Valuations
Price to earnings (P/E)
8.14
Price to book (P/B)
1.23
Price to sales (P/S)
2.5
EV/EBIT
6.01
EV/EBITDA
4.95
EV/Sales
2.46
Earnings
Revenue
$89.05M
EBIT
$36.46M
EBITDA
$44.29M
Free cash flow
$31.32M
Per share
EPS
$2.33
Free cash flow per share
$2.67
Book value per share
$15.38
Revenue per share
$7.58
TBVPS
$202.82
Balance sheet
Total assets
$2.44B
Total liabilities
$2.25B
Debt
$69.71M
Equity
$181.65M
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.11
Margins
EBITDA margin
49.7%
Gross margin
100%
Net margin
30.6%
Operating margin
40.9%
Efficiency
Return on assets
1.1%
Return on equity
15%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
40.9%
Dividend
Dividend yield
2.53%
DPS
$0.48
Payout ratio
20.6%

CVCY stock price

How has the Central Valley Community Bancorp stock price performed over time
Intraday
1.74%
1 week
8.68%
1 month
14.73%
1 year
-7.49%
YTD
-10.46%
QTD
34.41%

Financial performance

How have Central Valley Community Bancorp's revenue and profit performed over time
Revenue
$89.05M
Gross profit
$89.05M
Operating income
$36.46M
Net income
$27.28M
Gross margin
100%
Net margin
30.6%
CVCY's revenue is up by 7% year-on-year
Central Valley Community Bancorp's gross profit has increased by 7% YoY
Central Valley Community Bancorp's operating income has increased by 7% YoY
The net income has increased by 6% year-on-year

Growth

What is Central Valley Community Bancorp's growth rate over time

Valuation

What is Central Valley Community Bancorp stock price valuation
P/E
8.14
P/B
1.23
P/S
2.5
EV/EBIT
6.01
EV/EBITDA
4.95
EV/Sales
2.46
The stock's price to earnings (P/E) is 18% less than its 5-year quarterly average of 9.7 but 3.9% more than its last 4 quarters average of 7.7
The EPS is up by 6% year-on-year
CVCY's equity is up by 14% YoY but it is down by 3% QoQ
CVCY's price to book (P/B) is 10% higher than its 5-year quarterly average of 1.1
CVCY's price to sales (P/S) is 15% lower than its 5-year quarterly average of 2.9 but 2.5% higher than its last 4 quarters average of 2.4
CVCY's revenue is up by 7% year-on-year

Efficiency

How efficient is Central Valley Community Bancorp business performance
The return on equity has grown by 11% year-on-year but it has declined by 3.2% since the previous quarter

Dividends

What is CVCY's dividend history
Dividend details
DPS
$0.48
Dividend yield
2.53%
Payout ratio
20.6%
Recent dividends

Financial health

How did Central Valley Community Bancorp financials performed over time
Central Valley Community Bancorp's total assets is 8% more than its total liabilities
Central Valley Community Bancorp's total liabilities has decreased by 2.1% from the previous quarter
Central Valley Community Bancorp's total assets has decreased by 2.2% from the previous quarter
The debt is 62% smaller than the equity
The debt to equity has decreased by 37% YoY but it has increased by 2.7% from the previous quarter
The debt has declined by 26% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.