CHCO City Holding Co
Price (delayed)
$117.44
Market cap
$1.72B
P/E Ratio
14.85
Dividend/share
$3.01
EPS
$7.91
Enterprise value
$1.97B
City Holding Company is a multi-bank holding company. The Banks provide diversified financial products and services to consumers and local businesses in West Virginia, Ohio, and California. City Holding provides
Highlights
The equity has grown by 8% year-on-year
The EPS is up by 3.8% YoY
CHCO's debt is up by 9% year-on-year but it is down by 2.8% since the previous quarter
CHCO's P/E is 10% above its 5-year quarterly average of 13.5 and 4.6% above its last 4 quarters average of 14.2
Key stats
What are the main financial stats of CHCO
Market
Valuations
Earnings
Shares outstanding
14.67M
Market cap
$1.72B
Enterprise value
$1.97B
Price to earnings (P/E)
14.85
Price to book (P/B)
2.36
Price to sales (P/S)
5.92
EV/EBIT
13.65
EV/EBITDA
13.26
EV/Sales
6.76
Revenue
$291.75M
Gross profit
$291.75M
Operating income
$144.52M
Net income
$117.1M
EBIT
$144.52M
EBITDA
$148.73M
Free cash flow
$129.29M
Per share
Balance sheet
Liquidity
EPS
$7.91
EPS diluted
$7.89
Free cash flow per share
$8.79
Book value per share
$49.7
Revenue per share
$19.84
TBVPS
$428.47
Total assets
$6.46B
Total liabilities
$5.73B
Debt
$475.66M
Equity
$730.66M
Working capital
N/A
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.68
Margins
Efficiency
Dividend
EBITDA margin
51%
Gross margin
100%
Net margin
40.1%
Operating margin
49.5%
Return on assets
1.8%
Return on equity
16.5%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
49.5%
Dividend yield
2.56%
DPS
$3.01
Payout ratio
38.1%
CHCO stock price
How has the City Holding stock price performed over time
Intraday
-0.03%
1 week
-1.31%
1 month
-1.3%
1 year
13.78%
YTD
-0.88%
QTD
-0.03%
Financial performance
How have City Holding's revenue and profit performed over time
Revenue
$291.75M
Gross profit
$291.75M
Operating income
$144.52M
Net income
$117.1M
Gross margin
100%
Net margin
40.1%
CHCO's net income is up by 2.4% year-on-year
Growth
What is City Holding's growth rate over time
Valuation
What is City Holding stock price valuation
P/E
14.85
P/B
2.36
P/S
5.92
EV/EBIT
13.65
EV/EBITDA
13.26
EV/Sales
6.76
CHCO's P/E is 10% above its 5-year quarterly average of 13.5 and 4.6% above its last 4 quarters average of 14.2
The EPS is up by 3.8% YoY
The price to book (P/B) is 18% higher than the 5-year quarterly average of 2.0 and 2.6% higher than the last 4 quarters average of 2.3
The equity has grown by 8% year-on-year
CHCO's price to sales (P/S) is 14% higher than its 5-year quarterly average of 5.2 and 3.9% higher than its last 4 quarters average of 5.7
Efficiency
How efficient is City Holding business performance
The company's return on equity fell by 7% YoY
The company's return on assets fell by 5% YoY
The ROIC has contracted by 4.3% from the previous quarter and by 4.3% YoY
Dividends
What is CHCO's dividend history
DPS
$3.01
Dividend yield
2.56%
Payout ratio
38.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did City Holding financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 4.7% YoY
The total liabilities has grown by 4.3% year-on-year
CHCO's debt is 35% smaller than its equity
CHCO's debt is up by 9% year-on-year but it is down by 2.8% since the previous quarter
The equity has grown by 8% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.