CHCO City Holding Co

Price (delayed)

$93.14

Market cap

$1.37B

P/E Ratio

13.68

Dividend/share

$2.5

EPS

$6.81

Enterprise value

$1.46B

City Holding Company is a multi-bank holding company. The Banks provide diversified financial products and services to consumers and local businesses in West Virginia, Ohio, and California. City Holding provides ...

Highlights
The EPS is up by 20% YoY and by 8% from the previous quarter
CHCO's net income is up by 16% year-on-year and by 8% since the previous quarter
The equity has declined by 15% year-on-year but it has grown by 5% since the previous quarter

Key stats

What are the main financial stats of CHCO
Market
Shares outstanding
14.74M
Market cap
$1.37B
Enterprise value
$1.46B
Valuations
Price to earnings (P/E)
13.68
Price to book (P/B)
2.39
Price to sales (P/S)
5.5
EV/EBIT
11.5
EV/EBITDA
11.03
EV/Sales
5.82
Earnings
Revenue
$251.64M
EBIT
$127.33M
EBITDA
$132.66M
Free cash flow
$113.87M
Per share
EPS
$6.81
Free cash flow per share
$7.67
Book value per share
$38.9
Revenue per share
$16.95
TBVPS
$388.12
Balance sheet
Total assets
$5.88B
Total liabilities
$5.3B
Debt
$290.96M
Equity
$577.85M
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.69
Margins
EBITDA margin
52.7%
Gross margin
100%
Net margin
40.6%
Operating margin
50.6%
Efficiency
Return on assets
1.7%
Return on equity
17.4%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
50.6%
Dividend
Dividend yield
2.68%
DPS
$2.5
Payout ratio
36.7%

CHCO stock price

How has the City Holding stock price performed over time
Intraday
3.66%
1 week
0.65%
1 month
-5.33%
1 year
18.53%
YTD
0.05%
QTD
0.05%

Financial performance

How have City Holding's revenue and profit performed over time
Revenue
$251.64M
Gross profit
$251.64M
Operating income
$127.33M
Net income
$102.07M
Gross margin
100%
Net margin
40.6%
CHCO's net income is up by 16% year-on-year and by 8% since the previous quarter
City Holding's operating income has increased by 15% YoY and by 7% QoQ
City Holding's revenue has increased by 10% YoY and by 4.9% from the previous quarter
The gross profit has grown by 10% YoY and by 4.9% from the previous quarter

Growth

What is City Holding's growth rate over time

Valuation

What is City Holding stock price valuation
P/E
13.68
P/B
2.39
P/S
5.5
EV/EBIT
11.5
EV/EBITDA
11.03
EV/Sales
5.82
The EPS is up by 20% YoY and by 8% from the previous quarter
CHCO's P/E is 7% below its 5-year quarterly average of 14.7
The price to book (P/B) is 26% higher than the 5-year quarterly average of 1.9 and 9% higher than the last 4 quarters average of 2.2
The equity has declined by 15% year-on-year but it has grown by 5% since the previous quarter
City Holding's revenue has increased by 10% YoY and by 4.9% from the previous quarter
CHCO's price to sales (P/S) is 3.8% higher than its 5-year quarterly average of 5.3 and 3.8% higher than its last 4 quarters average of 5.3

Efficiency

How efficient is City Holding business performance
The company's return on equity rose by 36% YoY and by 12% QoQ
The company's return on assets rose by 13% YoY and by 6% QoQ
The ROIC has grown by 10% YoY and by 4.8% from the previous quarter
The ROS is up by 3.9% YoY

Dividends

What is CHCO's dividend history
DPS
$2.5
Dividend yield
2.68%
Payout ratio
36.7%
Recent dividends

Financial health

How did City Holding financials performed over time
The company's total assets is 11% higher than its total liabilities
The company's total assets fell by 2.1% YoY
CHCO's debt is 50% smaller than its equity
The equity has declined by 15% year-on-year but it has grown by 5% since the previous quarter
The company's debt to equity fell by 11% QoQ but it rose by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.