CHCO City Holding Co

  1. Stocks
  2. Financial Services
  3. NASDAQ: CHCO

Price (delayed)

$105.21

Market cap

$1.56B

P/E Ratio

13.81

Dividend/share

$2.8

EPS

$7.62

Enterprise value

$1.84B

City Holding Company is a multi-bank holding company. The Banks provide diversified financial products and services to consumers and local businesses in West Virginia, Ohio, and California. City Holding provides ...

Highlights
The equity has grown by 17% year-on-year and by 11% since the previous quarter
City Holding's revenue has increased by 14% YoY
CHCO's net income is up by 12% year-on-year but it is down by 2.7% since the previous quarter
The EPS is up by 12% YoY but it is down by 2.7% from the previous quarter
CHCO's debt is up by 49% year-on-year and by 15% since the previous quarter
CHCO's P/E is 9% above its last 4 quarters average of 12.7 and 2.3% above its 5-year quarterly average of 13.5
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cityholding.com
Peers: UBSI HBAN WFC SMMF

Key stats

What are the main financial stats of CHCO
Market
Shares outstanding
14.82M
Market cap
$1.56B
Enterprise value
$1.84B
Valuations
Price to earnings (P/E)
13.81
Price to book (P/B)
2.3
Price to sales (P/S)
5.46
EV/EBIT
12.84
EV/EBITDA
12.44
EV/Sales
6.41
Earnings
Revenue
$286.63M
EBIT
$143.11M
EBITDA
$147.66M
Free cash flow
$134.9M
Per share
EPS
$7.62
Free cash flow per share
$9.07
Book value per share
$45.65
Revenue per share
$19.28
TBVPS
$403.92
Balance sheet
Total assets
$6.17B
Total liabilities
$5.49B
Debt
$434.86M
Equity
$677.07M
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.89
Margins
EBITDA margin
51.5%
Gross margin
100%
Net margin
39.9%
Operating margin
49.9%
Efficiency
Return on assets
1.9%
Return on equity
17.8%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
49.9%
Dividend
Dividend yield
2.66%
DPS
$2.8
Payout ratio
36.7%

CHCO stock price

How has the City Holding stock price performed over time
Intraday
-0.88%
1 week
5.23%
1 month
3.58%
1 year
18.23%
YTD
-4.58%
QTD
0.95%

Financial performance

How have City Holding's revenue and profit performed over time
Revenue
$286.63M
Gross profit
$286.63M
Operating income
$143.11M
Net income
$114.37M
Gross margin
100%
Net margin
39.9%
City Holding's revenue has increased by 14% YoY
The gross profit has grown by 14% YoY
CHCO's net income is up by 12% year-on-year but it is down by 2.7% since the previous quarter
City Holding's operating income has increased by 12% YoY but it has decreased by 2.3% QoQ

Growth

What is City Holding's growth rate over time

Valuation

What is City Holding stock price valuation
CHCO P/E details
P/E
13.81
P/B
2.3
P/S
5.46
EV/EBIT
12.84
EV/EBITDA
12.44
EV/Sales
6.41
The EPS is up by 12% YoY but it is down by 2.7% from the previous quarter
CHCO's P/E is 9% above its last 4 quarters average of 12.7 and 2.3% above its 5-year quarterly average of 13.5
The price to book (P/B) is 21% higher than the 5-year quarterly average of 1.9 and 4.5% higher than the last 4 quarters average of 2.2
The equity has grown by 17% year-on-year and by 11% since the previous quarter
City Holding's revenue has increased by 14% YoY
CHCO's price to sales (P/S) is 7% higher than its last 4 quarters average of 5.1 and 5% higher than its 5-year quarterly average of 5.2

Efficiency

How efficient is City Holding business performance
The company's return on assets rose by 12% YoY
The company's return on equity fell by 6% QoQ but it rose by 2.3% YoY
The ROIC has grown by 4.5% YoY but it has contracted by 4.2% from the previous quarter
The ROS is down by 2.2% from the previous quarter

Dividends

What is CHCO's dividend history
Dividend details
DPS
$2.8
Dividend yield
2.66%
Payout ratio
36.7%
Recent dividends

Financial health

How did City Holding financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets rose by 4.9% YoY
The total liabilities has grown by 3.6% year-on-year
CHCO's debt is 36% smaller than its equity
CHCO's debt is up by 49% year-on-year and by 15% since the previous quarter
The company's debt to equity rose by 28% YoY and by 3.2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.