CHCO City Holding Co

Price (delayed)

$102.5

Market cap

$1.51B

P/E Ratio

12.88

Dividend/share

$2.8

EPS

$7.96

Enterprise value

$1.65B

City Holding Company is a multi-bank holding company. The Banks provide diversified financial products and services to consumers and local businesses in West Virginia, Ohio, and California. City Holding provides ...

Highlights
CHCO's net income is up by 14% year-on-year and by 4.5% since the previous quarter
The EPS is up by 13% YoY and by 4.5% from the previous quarter
CHCO's debt has surged by 55% year-on-year and by 4.6% since the previous quarter

Key stats

What are the main financial stats of CHCO
Market
Shares outstanding
14.76M
Market cap
$1.51B
Enterprise value
$1.65B
Valuations
Price to book (P/B)
2.23
Price to sales (P/S)
5.24
EV/EBIT
11.06
EV/EBITDA
10.61
EV/Sales
5.69
Earnings
Revenue
$289.96M
EBIT
$149.16M
EBITDA
$155.5M
Free cash flow
$127.24M
Per share
EPS
$7.96
Free cash flow per share
$8.59
Book value per share
$46.04
Revenue per share
$19.57
TBVPS
$415.23
Balance sheet
Total assets
$6.31B
Total liabilities
$5.63B
Debt
$454.94M
Equity
$682.23M
Working capital
N/A
Liquidity
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.88
Margins
EBITDA margin
53.6%
Gross margin
100%
Net margin
41.2%
Operating margin
51.4%
Efficiency
Return on assets
1.9%
Return on equity
18.4%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
51.4%
Dividend
Dividend yield
2.73%
DPS
$2.8
Payout ratio
35.1%

CHCO stock price

How has the City Holding stock price performed over time
Intraday
1.03%
1 week
-2.03%
1 month
-3.43%
1 year
15.69%
YTD
-7.04%
QTD
-1.65%

Financial performance

How have City Holding's revenue and profit performed over time
Revenue
$289.96M
Gross profit
$289.96M
Operating income
$149.16M
Net income
$119.55M
Gross margin
100%
Net margin
41.2%
CHCO's net income is up by 14% year-on-year and by 4.5% since the previous quarter
City Holding's operating income has increased by 14% YoY and by 4.2% QoQ
City Holding's revenue has increased by 10% YoY
The gross profit has grown by 10% YoY

Growth

What is City Holding's growth rate over time

Valuation

What is City Holding stock price valuation
P/E
12.88
P/B
2.23
P/S
5.24
EV/EBIT
11.06
EV/EBITDA
10.61
EV/Sales
5.69
The EPS is up by 13% YoY and by 4.5% from the previous quarter
CHCO's P/E is 4.6% below its 5-year quarterly average of 13.5
The price to book (P/B) is 17% higher than the 5-year quarterly average of 1.9 but 3% lower than the last 4 quarters average of 2.3
The equity has grown by 4.8% year-on-year
City Holding's revenue has increased by 10% YoY
CHCO's price to sales (P/S) is 2.7% higher than its last 4 quarters average of 5.1

Efficiency

How efficient is City Holding business performance
The company's return on assets rose by 12% YoY
The ROIC has grown by 9% YoY and by 4.3% from the previous quarter
The company's return on equity rose by 4% YoY and by 3.4% QoQ
The ROS is up by 3.6% YoY and by 3% from the previous quarter

Dividends

What is CHCO's dividend history
DPS
$2.8
Dividend yield
2.73%
Payout ratio
35.1%
Recent dividends

Financial health

How did City Holding financials performed over time
The company's total assets is 12% higher than its total liabilities
The total liabilities has grown by 2.6% since the previous quarter
The company's total assets rose by 2.4% QoQ
CHCO's debt is 33% smaller than its equity
CHCO's debt has surged by 55% year-on-year and by 4.6% since the previous quarter
The company's debt to equity rose by 49% YoY and by 4.7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.