CHCO
City Holding
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CHCO
- PE Ratio
As at Jun 23, 2026, the CHCO stock has a PE ratio of 14.28. This is based on the current EPS of $9.08 and the stock price of $129.62 per share. An increase of 3.1% has been recorded in the P/E ratio compared to the average of 13.9 of the last 4 quarters.
CHCO PE ratio history
The mean historical PE ratio of City Holding over the last ten years is 14.8. The current 14.28 PE ratio is 3.5% below the historical average. In the past ten years, CHCO's PE ratio was at its highest in the Dec 2016 quarter at 19.54, with a price of $67.6 and an EPS of $3.46. The Sep 2020 quarter recorded the bottom point at 10.4, with a price of $57.61 and an EPS of $5.54.
City Holding PE ratio by year
Maximum annual increase: 51.59% in 2016
Maximum annual decrease: -22.3% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 13.33 | -11.01% | $119.2 | $8.94 |
| 2024 | 14.98 | 3.52% | $118.48 | $7.91 |
| 2023 | 14.47 | 5.85% | $110.26 | $7.62 |
| 2022 | 13.67 | -5.27% | $93.09 | $6.81 |
| 2021 | 14.43 | 15.16% | $81.79 | $5.67 |
| 2020 | 12.53 | -16.96% | $69.55 | $5.55 |
| 2019 | 15.09 | 0.47% | $81.95 | $5.43 |
| 2018 | 15.02 | -22.3% | $67.59 | $4.5 |
| 2017 | 19.33 | -1.07% | $67.47 | $3.49 |
| 2016 | 19.54 | 51.59% | $67.6 | $3.46 |
| 2015 | 12.89 | -5.84% | $45.64 | $3.54 |
| 2014 | 13.69 | -9.28% | $46.53 | $3.4 |
| 2013 | 15.09 | 13.89% | $46.33 | $3.07 |
| 2012 | 13.25 | 4.74% | $34.85 | $2.63 |
| 2011 | 12.65 | -13.42% | $33.89 | $2.68 |
City Holding PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 13.16 | -1.28% | $119.52 | $9.08 |
| Dec 2025 | 13.33 | -6.26% | $119.2 | $8.94 |
| Sep 2025 | 14.22 | -3.33% | $123.87 | $8.71 |
| Jun 2025 | 14.71 | 0.07% | $122.42 | $8.32 |
| Mar 2025 | 14.7 | -1.87% | $117.47 | $7.99 |
| Dec 2024 | 14.98 | -0.47% | $118.48 | $7.91 |
| Sep 2024 | 15.05 | 9.93% | $117.39 | $7.8 |
| Jun 2024 | 13.69 | 4.58% | $106.25 | $7.76 |
| Mar 2024 | 13.09 | -9.54% | $104.22 | $7.96 |
| Dec 2023 | 14.47 | 25.39% | $110.26 | $7.62 |
| Sep 2023 | 11.54 | -1.37% | $90.35 | $7.83 |
| Jun 2023 | 11.7 | -9.37% | $89.99 | $7.69 |
| Mar 2023 | 12.91 | -5.56% | $90.88 | $7.04 |
| Dec 2022 | 13.67 | -2.91% | $93.09 | $6.81 |
| Sep 2022 | 14.08 | 4.53% | $88.69 | $6.3 |
CHCO Price vs fair value
CHCO average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
CHCO's current P/E ratio is above the 3 and 5-year historical averages, but it is lower than the 10-year average.
PE comparison
With a P/E of 14.28, CHCO stands above the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.95, City Holding's P/E is 10% higher.
CHCO PE vs peers
CHCO's PE ratio is lower than its peer stock JPM, but it is greater than WFC's and PNC's. City Holding's current PE ratio of 14.28 is above the average of its peers, which is 13.39.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PEBO Peoples Bancorp Inc | 11.84 | $1.34B |
| UBSI United Bankshares Inc | 12.65 | $6.24B |
| WFC Wells Fargo & Company | 12.82 | $257.45B |
| HBAN Huntington Bancshares Inc | 13.18 | $35.27B |
| PNC Pnc Financial Services Group Inc | 13.86 | $95.84B |
| CHCO City Holding Co | 14.28 | $1.83B |
| JPM Jpmorgan Chase & Co | 15.97 | $895.33B |
Frequently asked questions
What is City Holding's PE ratio?
The price to earnings ratio for CHCO stock is 14.28 as of Jun 23, 2026.
What is the 3-year average PE ratio for City Holding (CHCO)?
As an average over the last 3 years, CHCO stock has a PE ratio of 13.72.
What is the 5-year average PE ratio for City Holding (CHCO)?
As an average over the last 5 years, CHCO stock has a PE ratio of 13.75.
What is the highest PE ratio for CHCO?
Over the last ten years, the quarterly PE ratio reached a historic high of 19.54 in the Dec 2016 quarter.
How does the current PE ratio for CHCO compare to its historical average?
CHCO's current price to earnings ratio is 3.5% below its 10-year historical average.
How is CHCO's PE ratio calculated (City Holding PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Jun 23, 2026), City Holding's stock price is $129.62. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $9.08. Therefore, City Holding's P/E ratio for today is 14.28. PE RATIO(14.28) = STOCK PRICE($129.62) / TTM EPS($9.08)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.