CFBK Cf Bankshares Inc
Price (delayed)
$21.87
Market cap
$139.91M
P/E Ratio
10.51
Dividend/share
$0.27
EPS
$2.08
Enterprise value
$20.68M
CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank
Highlights
CFBK's debt is down by 12% year-on-year and by 12% since the previous quarter
The company's equity rose by 8% YoY and by 2.7% QoQ
The P/E is 55% more than the 5-year quarterly average of 6.8 and 4.1% more than the last 4 quarters average of 10.1
The company's net income fell by 21% YoY
Key stats
What are the main financial stats of CFBK
Market
Valuations
Earnings
Shares outstanding
6.4M
Market cap
$139.91M
Enterprise value
$20.68M
Price to earnings (P/E)
10.51
Price to book (P/B)
0.83
Price to sales (P/S)
3.1
EV/EBIT
1.28
EV/EBITDA
1.24
EV/Sales
0.46
Revenue
$45.08M
Gross profit
$45.08M
Operating income
$16.14M
Net income
$13.39M
EBIT
$16.14M
EBITDA
$16.63M
Free cash flow
$13.92M
Per share
Balance sheet
Liquidity
EPS
$2.08
EPS diluted
$2.06
Free cash flow per share
$2.18
Book value per share
$26.37
Revenue per share
$7.06
TBVPS
$323.42
Total assets
$2.07B
Total liabilities
$1.9B
Debt
$116.15M
Equity
$168.44M
Working capital
N/A
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.17
Margins
Efficiency
Dividend
EBITDA margin
36.9%
Gross margin
100%
Net margin
29.7%
Operating margin
35.8%
Return on assets
0.6%
Return on equity
8%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
35.8%
Dividend yield
1.23%
DPS
$0.27
Payout ratio
13%
CFBK stock price
How has the Cf Bankshares stock price performed over time
Intraday
5.4%
1 week
7.52%
1 month
-1.49%
1 year
18.86%
YTD
-14.37%
QTD
-0.77%
Financial performance
How have Cf Bankshares's revenue and profit performed over time
Revenue
$45.08M
Gross profit
$45.08M
Operating income
$16.14M
Net income
$13.39M
Gross margin
100%
Net margin
29.7%
The operating income has contracted by 23% YoY
The company's net income fell by 21% YoY
The operating margin has contracted by 16% YoY
CFBK's net margin is down by 13% year-on-year
Growth
What is Cf Bankshares's growth rate over time
Valuation
What is Cf Bankshares stock price valuation
P/E
10.51
P/B
0.83
P/S
3.1
EV/EBIT
1.28
EV/EBITDA
1.24
EV/Sales
0.46
The P/E is 55% more than the 5-year quarterly average of 6.8 and 4.1% more than the last 4 quarters average of 10.1
Cf Bankshares's EPS has decreased by 21% YoY
CFBK's price to book (P/B) is 8% lower than its 5-year quarterly average of 0.9 but 3.8% higher than its last 4 quarters average of 0.8
The company's equity rose by 8% YoY and by 2.7% QoQ
The stock's P/S is 35% above its 5-year quarterly average of 2.3 and 3.3% above its last 4 quarters average of 3.0
CFBK's revenue is down by 9% YoY
Efficiency
How efficient is Cf Bankshares business performance
Cf Bankshares's return on assets has decreased by 33% YoY
The company's return on equity fell by 29% YoY
The ROIC has declined by 27% year-on-year
Cf Bankshares's ROS has decreased by 16% YoY
Dividends
What is CFBK's dividend history
DPS
$0.27
Dividend yield
1.23%
Payout ratio
13%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 9% more than its total liabilities
CFBK's debt is 31% smaller than its equity
The debt to equity has contracted by 19% YoY and by 14% from the previous quarter
CFBK's debt is down by 12% year-on-year and by 12% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.