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CFBK Cf Bankshares Inc

Price (delayed)

$27.95

Market cap

$178.51M

P/E Ratio

13.63

Dividend/share

$0.25

EPS

$2.05

Enterprise value

$76.15M

CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank ...

Highlights
CFBK's debt is down by 17% since the previous quarter
The company's equity rose by 8% YoY and by 2.8% QoQ
The P/E is 110% more than the 5-year quarterly average of 6.5 and 53% more than the last 4 quarters average of 8.9
Cf Bankshares's EPS has decreased by 24% YoY

Key stats

What are the main financial stats of CFBK
Market
Shares outstanding
6.39M
Market cap
$178.51M
Enterprise value
$76.15M
Valuations
Price to earnings (P/E)
13.63
Price to book (P/B)
1.09
Price to sales (P/S)
4.02
EV/EBIT
4.72
EV/EBITDA
4.67
EV/Sales
1.72
Earnings
Revenue
$44.4M
EBIT
$16.15M
EBITDA
$16.31M
Free cash flow
$9.48M
Per share
EPS
$2.05
Free cash flow per share
$1.48
Book value per share
$25.67
Revenue per share
$6.95
TBVPS
$323.49
Balance sheet
Total assets
$2.07B
Total liabilities
$1.9B
Debt
$131.26M
Equity
$164M
Working capital
N/A
Liquidity
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.28
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
29.7%
Operating margin
36.4%
Efficiency
Return on assets
0.6%
Return on equity
8.1%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
36.4%
Dividend
Dividend yield
0.89%
DPS
$0.25
Payout ratio
12.2%

CFBK stock price

How has the Cf Bankshares stock price performed over time
Intraday
3.17%
1 week
0.83%
1 month
13.99%
1 year
72%
YTD
43.33%
QTD
29.1%

Financial performance

How have Cf Bankshares's revenue and profit performed over time
Revenue
$44.4M
Gross profit
$44.4M
Operating income
$16.15M
Net income
$13.21M
Gross margin
100%
Net margin
29.7%
The operating income has contracted by 26% YoY
The company's net income fell by 24% YoY
The operating margin has contracted by 15% YoY
CFBK's net margin is down by 13% year-on-year

Growth

What is Cf Bankshares's growth rate over time

Valuation

What is Cf Bankshares stock price valuation
P/E
13.63
P/B
1.09
P/S
4.02
EV/EBIT
4.72
EV/EBITDA
4.67
EV/Sales
1.72
The P/E is 110% more than the 5-year quarterly average of 6.5 and 53% more than the last 4 quarters average of 8.9
Cf Bankshares's EPS has decreased by 24% YoY
CFBK's price to book (P/B) is 36% higher than its last 4 quarters average of 0.8 and 21% higher than its 5-year quarterly average of 0.9
The company's equity rose by 8% YoY and by 2.8% QoQ
The stock's P/S is 83% above its 5-year quarterly average of 2.2 and 44% above its last 4 quarters average of 2.8
CFBK's revenue is down by 12% YoY

Efficiency

How efficient is Cf Bankshares business performance
The ROIC has declined by 33% year-on-year
The company's return on equity fell by 33% YoY and by 2.4% QoQ
Cf Bankshares's return on assets has decreased by 33% YoY
Cf Bankshares's ROS has decreased by 15% YoY

Dividends

What is CFBK's dividend history
DPS
$0.25
Dividend yield
0.89%
Payout ratio
12.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 9% more than its total liabilities
Cf Bankshares's total assets has increased by 3.7% YoY
The total liabilities has grown by 3.3% YoY
CFBK's debt is 20% smaller than its equity
The debt to equity has contracted by 19% from the previous quarter and by 8% YoY
CFBK's debt is down by 17% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.