CFBK Cf Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CFBK

Price (delayed)

$18.37

Market cap

$116.49M

P/E Ratio

6.96

Dividend/share

$0.24

EPS

$2.64

Enterprise value

-$12.77M

CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank ...

Highlights
The company's equity rose by 12% YoY and by 2.7% QoQ
The P/E is 14% more than the 5-year quarterly average of 6.1 and 7% more than the last 4 quarters average of 6.5
The company's net income fell by 7% YoY and by 2.5% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cfbankonline.com
Peers: TFSL BFIN FSFG

Key stats

What are the main financial stats of CFBK
Market
Shares outstanding
6.34M
Market cap
$116.49M
Enterprise value
-$12.77M
Valuations
Price to earnings (P/E)
6.96
Price to book (P/B)
0.78
Price to sales (P/S)
2.44
EV/EBIT
-0.61
EV/EBITDA
-0.62
EV/Sales
-0.26
Earnings
Revenue
$49.35M
EBIT
$20.99M
EBITDA
$20.53M
Free cash flow
$17.39M
Per share
EPS
$2.64
Free cash flow per share
$2.65
Book value per share
$23.7
Revenue per share
$7.53
TBVPS
$314.05
Balance sheet
Total assets
$2.06B
Total liabilities
$1.9B
Debt
$132.44M
Equity
$155.37M
Working capital
N/A
Liquidity
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.3
Margins
EBITDA margin
41.6%
Gross margin
100%
Net margin
34.3%
Operating margin
42.5%
Efficiency
Return on assets
0.9%
Return on equity
11.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
42.5%
Dividend
Dividend yield
1.31%
DPS
$0.24
Payout ratio
9.1%

CFBK stock price

How has the Cf Bankshares stock price performed over time
Intraday
-0.38%
1 week
-1.45%
1 month
-7.36%
1 year
8.7%
YTD
-5.79%
QTD
-8.01%

Financial performance

How have Cf Bankshares's revenue and profit performed over time
Revenue
$49.35M
Gross profit
$49.35M
Operating income
$20.99M
Net income
$16.94M
Gross margin
100%
Net margin
34.3%
The operating income has contracted by 7% YoY and by 3.4% from the previous quarter
The company's net income fell by 7% YoY and by 2.5% QoQ
The operating margin has contracted by 3.6% YoY
CFBK's revenue is down by 3.6% YoY and by 2.5% from the previous quarter

Growth

What is Cf Bankshares's growth rate over time

Valuation

What is Cf Bankshares stock price valuation
P/E
6.96
P/B
0.78
P/S
2.44
EV/EBIT
-0.61
EV/EBITDA
-0.62
EV/Sales
-0.26
The P/E is 14% more than the 5-year quarterly average of 6.1 and 7% more than the last 4 quarters average of 6.5
Cf Bankshares's EPS has decreased by 7% YoY and by 2.6% from the previous quarter
CFBK's price to book (P/B) is 13% lower than its 5-year quarterly average of 0.9 and 2.5% lower than its last 4 quarters average of 0.8
The company's equity rose by 12% YoY and by 2.7% QoQ
The stock's P/S is 16% above its 5-year quarterly average of 2.1 and 6% above its last 4 quarters average of 2.3
CFBK's revenue is down by 3.6% YoY and by 2.5% from the previous quarter

Efficiency

How efficient is Cf Bankshares business performance
The ROIC has declined by 21% year-on-year and by 8% since the previous quarter
Cf Bankshares's return on assets has decreased by 18% YoY
The company's return on equity fell by 17% YoY and by 6% QoQ
Cf Bankshares's ROS has decreased by 3.6% YoY

Dividends

What is CFBK's dividend history
Dividend details
DPS
$0.24
Dividend yield
1.31%
Payout ratio
9.1%
Recent dividends

Financial health

How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 8% more than its total liabilities
The total liabilities has grown by 13% YoY and by 3.4% from the previous quarter
Cf Bankshares's total assets has increased by 13% YoY and by 3.3% from the previous quarter
CFBK's debt is 15% smaller than its equity
The company's equity rose by 12% YoY and by 2.7% QoQ
The debt to equity has contracted by 9% YoY and by 2.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.