CFBK Cf Bankshares Inc
Price (delayed)
$23.64
Market cap
$150.98M
P/E Ratio
11.53
Dividend/share
$0.26
EPS
$2.05
Enterprise value
$48.62M
CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank
Highlights
CFBK's debt is down by 17% since the previous quarter
The company's equity rose by 8% YoY and by 2.8% QoQ
The P/E is 77% more than the 5-year quarterly average of 6.5 and 30% more than the last 4 quarters average of 8.9
The company's net income fell by 24% YoY
Key stats
What are the main financial stats of CFBK
Market
Valuations
Earnings
Shares outstanding
6.39M
Market cap
$150.98M
Enterprise value
$48.62M
Price to earnings (P/E)
11.53
Price to book (P/B)
0.92
Price to sales (P/S)
3.4
EV/EBIT
3.01
EV/EBITDA
2.98
EV/Sales
1.1
Revenue
$44.4M
Gross profit
$44.4M
Operating income
$16.15M
Net income
$13.21M
EBIT
$16.15M
EBITDA
$16.31M
Free cash flow
$9.48M
Per share
Balance sheet
Liquidity
EPS
$2.05
EPS diluted
$2.04
Free cash flow per share
$1.48
Book value per share
$25.67
Revenue per share
$6.95
TBVPS
$323.49
Total assets
$2.07B
Total liabilities
$1.9B
Debt
$131.26M
Equity
$164M
Working capital
N/A
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.28
Margins
Efficiency
Dividend
EBITDA margin
36.7%
Gross margin
100%
Net margin
29.7%
Operating margin
36.4%
Return on assets
0.6%
Return on equity
8.1%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
36.4%
Dividend yield
1.1%
DPS
$0.26
Payout ratio
12.7%
CFBK stock price
How has the Cf Bankshares stock price performed over time
Intraday
-2.39%
1 week
-5.4%
1 month
0.38%
1 year
10%
YTD
-7.44%
QTD
-7.44%
Financial performance
How have Cf Bankshares's revenue and profit performed over time
Revenue
$44.4M
Gross profit
$44.4M
Operating income
$16.15M
Net income
$13.21M
Gross margin
100%
Net margin
29.7%
The operating income has contracted by 26% YoY
The company's net income fell by 24% YoY
The operating margin has contracted by 15% YoY
CFBK's net margin is down by 13% year-on-year
Growth
What is Cf Bankshares's growth rate over time
Valuation
What is Cf Bankshares stock price valuation
P/E
11.53
P/B
0.92
P/S
3.4
EV/EBIT
3.01
EV/EBITDA
2.98
EV/Sales
1.1
The P/E is 77% more than the 5-year quarterly average of 6.5 and 30% more than the last 4 quarters average of 8.9
Cf Bankshares's EPS has decreased by 24% YoY
CFBK's price to book (P/B) is 15% higher than its last 4 quarters average of 0.8 and 2.2% higher than its 5-year quarterly average of 0.9
The company's equity rose by 8% YoY and by 2.8% QoQ
The stock's P/S is 55% above its 5-year quarterly average of 2.2 and 21% above its last 4 quarters average of 2.8
CFBK's revenue is down by 12% YoY
Efficiency
How efficient is Cf Bankshares business performance
Cf Bankshares's return on assets has decreased by 33% YoY
The ROIC has declined by 33% year-on-year
The company's return on equity fell by 33% YoY and by 2.4% QoQ
Cf Bankshares's ROS has decreased by 15% YoY
Dividends
What is CFBK's dividend history
DPS
$0.26
Dividend yield
1.1%
Payout ratio
12.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 9% more than its total liabilities
Cf Bankshares's total assets has increased by 3.7% YoY
The total liabilities has grown by 3.3% YoY
CFBK's debt is 20% smaller than its equity
The debt to equity has contracted by 19% from the previous quarter and by 8% YoY
CFBK's debt is down by 17% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.