CFBK Cf Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CFBK

Price (delayed)

$21.31

Market cap

$136.09M

P/E Ratio

8.77

Dividend/share

$0.24

EPS

$2.43

Enterprise value

$31.29M

CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank ...

Highlights
CFBK's debt is down by 17% year-on-year
The company's equity rose by 10% YoY
The P/E is 45% more than the 5-year quarterly average of 6.1 and 30% more than the last 4 quarters average of 6.8
The company's net income fell by 14% YoY and by 8% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cfbankonline.com
Peers: TFSL BFIN FSFG

Key stats

What are the main financial stats of CFBK
Market
Shares outstanding
6.39M
Market cap
$136.09M
Enterprise value
$31.29M
Valuations
Price to earnings (P/E)
8.77
Price to book (P/B)
0.86
Price to sales (P/S)
2.87
EV/EBIT
1.63
EV/EBITDA
1.65
EV/Sales
0.66
Earnings
Revenue
$47.09M
EBIT
$19.23M
EBITDA
$18.97M
Free cash flow
$10.95M
Per share
EPS
$2.43
Free cash flow per share
$1.73
Book value per share
$24.92
Revenue per share
$7.43
TBVPS
$321.62
Balance sheet
Total assets
$2.04B
Total liabilities
$1.88B
Debt
$132.2M
Equity
$158M
Working capital
N/A
Liquidity
Debt to equity
0.84
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.52
Margins
EBITDA margin
40.3%
Gross margin
100%
Net margin
33%
Operating margin
40.8%
Efficiency
Return on assets
0.8%
Return on equity
10.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
40.8%
Dividend
Dividend yield
1.13%
DPS
$0.24
Payout ratio
9.9%

CFBK stock price

How has the Cf Bankshares stock price performed over time
Intraday
0.47%
1 week
4.61%
1 month
18.39%
1 year
19.72%
YTD
9.28%
QTD
13.59%

Financial performance

How have Cf Bankshares's revenue and profit performed over time
Revenue
$47.09M
Gross profit
$47.09M
Operating income
$19.23M
Net income
$15.56M
Gross margin
100%
Net margin
33%
The operating income has contracted by 15% YoY and by 8% from the previous quarter
The company's net income fell by 14% YoY and by 8% QoQ
CFBK's revenue is down by 10% YoY and by 4.6% from the previous quarter
Cf Bankshares's gross profit has decreased by 10% YoY and by 4.6% from the previous quarter

Growth

What is Cf Bankshares's growth rate over time

Valuation

What is Cf Bankshares stock price valuation
P/E
8.77
P/B
0.86
P/S
2.87
EV/EBIT
1.63
EV/EBITDA
1.65
EV/Sales
0.66
The P/E is 45% more than the 5-year quarterly average of 6.1 and 30% more than the last 4 quarters average of 6.8
Cf Bankshares's EPS has decreased by 14% YoY and by 8% from the previous quarter
The company's equity rose by 10% YoY
CFBK's price to book (P/B) is 8% higher than its last 4 quarters average of 0.8 but 4.4% lower than its 5-year quarterly average of 0.9
The stock's P/S is 38% above its 5-year quarterly average of 2.1 and 26% above its last 4 quarters average of 2.3
CFBK's revenue is down by 10% YoY and by 4.6% from the previous quarter

Efficiency

How efficient is Cf Bankshares business performance
The company's return on equity fell by 23% YoY and by 11% QoQ
The ROIC has declined by 23% year-on-year and by 9% since the previous quarter
Cf Bankshares's return on assets has decreased by 20% YoY and by 11% QoQ
Cf Bankshares's ROS has decreased by 4.9% YoY and by 4% from the previous quarter

Dividends

What is CFBK's dividend history
Dividend details
DPS
$0.24
Dividend yield
1.13%
Payout ratio
9.9%
Recent dividends

Financial health

How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 8% more than its total liabilities
Cf Bankshares's total assets has increased by 6% YoY
The total liabilities has grown by 5% YoY
CFBK's debt is 16% smaller than its equity
The debt to equity has contracted by 24% YoY
CFBK's debt is down by 17% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.