CFBK Cf Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CFBK

Price (delayed)

$16.165

Market cap

$105.87M

P/E Ratio

5.73

Dividend/share

$0.21

EPS

$2.82

Enterprise value

$51.13M

CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a boutique Commercial bank headquartered in Columbus, Ohio. CFBank ...

Highlights
The P/E is 35% less than the 5-year quarterly average of 8.8 and 22% less than the last 4 quarters average of 7.3
The company's equity rose by 12% YoY and by 2.9% QoQ
CFBK's debt has surged by 56% year-on-year and by 23% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cfbankonline.com
Peers: TFSL BFIN FSFG

Key stats

What are the main financial stats of CFBK
Market
Shares outstanding
6.55M
Market cap
$105.87M
Enterprise value
$51.13M
Valuations
Price to earnings (P/E)
5.73
Price to book (P/B)
0.74
Price to sales (P/S)
2.01
EV/EBIT
2.26
EV/EBITDA
2.3
EV/Sales
0.97
Earnings
Revenue
$52.61M
EBIT
$22.57M
EBITDA
$22.19M
Free cash flow
$23.88M
Per share
EPS
$2.82
Free cash flow per share
$3.65
Book value per share
$21.88
Revenue per share
$8.03
TBVPS
$294.68
Balance sheet
Total assets
$1.93B
Total liabilities
$1.79B
Debt
$159.61M
Equity
$143.33M
Working capital
N/A
Liquidity
Debt to equity
1.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.47
Margins
EBITDA margin
42.2%
Gross margin
100%
Net margin
34.4%
Operating margin
42.9%
Efficiency
Return on assets
1%
Return on equity
13.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
42.9%
Dividend
Dividend yield
1.3%
DPS
$0.21
Payout ratio
7.4%

CFBK stock price

How has the Cf Bankshares stock price performed over time
Intraday
3.22%
1 week
1.1%
1 month
-4.35%
1 year
-23.32%
YTD
-23.68%
QTD
-17.1%

Financial performance

How have Cf Bankshares's revenue and profit performed over time
Revenue
$52.61M
Gross profit
$52.61M
Operating income
$22.57M
Net income
$18.09M
Gross margin
100%
Net margin
34.4%
The operating income has grown by 10% YoY
The company's net income rose by 9% YoY
The operating margin has grown by 5% YoY but it has contracted by 2.7% from the previous quarter
Cf Bankshares's gross profit has increased by 4.7% YoY and by 2.7% from the previous quarter

Growth

What is Cf Bankshares's growth rate over time

Valuation

What is Cf Bankshares stock price valuation
P/E
5.73
P/B
0.74
P/S
2.01
EV/EBIT
2.26
EV/EBITDA
2.3
EV/Sales
0.97
The P/E is 35% less than the 5-year quarterly average of 8.8 and 22% less than the last 4 quarters average of 7.3
Cf Bankshares's EPS has increased by 10% YoY
CFBK's price to book (P/B) is 26% lower than its 5-year quarterly average of 1.0 and 26% lower than its last 4 quarters average of 1.0
The company's equity rose by 12% YoY and by 2.9% QoQ
The stock's P/S is 23% below its last 4 quarters average of 2.6 and 9% below its 5-year quarterly average of 2.2
CFBK's revenue is up by 4.7% YoY and by 2.7% from the previous quarter

Efficiency

How efficient is Cf Bankshares business performance
Cf Bankshares's return on assets has decreased by 9% QoQ and by 9% YoY
The ROIC has declined by 7% since the previous quarter and by 7% year-on-year
Cf Bankshares's ROS has increased by 5% YoY but it has decreased by 2.7% from the previous quarter
The company's return on equity fell by 2.9% QoQ

Dividends

What is CFBK's dividend history
Dividend details
DPS
$0.21
Dividend yield
1.3%
Payout ratio
7.4%
Recent dividends

Financial health

How did Cf Bankshares financials performed over time
Cf Bankshares's total assets is 8% more than its total liabilities
The total liabilities has grown by 26% YoY and by 6% from the previous quarter
Cf Bankshares's total assets has increased by 25% YoY and by 6% from the previous quarter
CFBK's debt is 11% greater than its equity
CFBK's debt has surged by 56% year-on-year and by 23% since the previous quarter
The debt to equity has grown by 39% YoY and by 19% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.