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Price (delayed)
$25.92
Market cap
$178.8M
P/E Ratio
13.03
Dividend/share
$0.6
EPS
$1.99
Enterprise value
$477.34M
The Bank operates fifteen offices in the Indiana communities of Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon and Montgomery.
Highlights
First Savings Financial Group's EPS has soared by 67% YoY and by 49% from the previous quarter
First Savings Financial Group's net income has surged by 66% YoY and by 48% QoQ
The stock's price to earnings (P/E) is 43% more than its 5-year quarterly average of 9.0 but 14% less than its last 4 quarters average of 14.9
The gross profit has contracted by 20% YoY and by 5% from the previous quarter
The revenue has contracted by 20% YoY and by 5% from the previous quarter
Key stats
What are the main financial stats of FSFG
Market
Valuations
Earnings
Shares outstanding
6.9M
Market cap
$178.8M
Enterprise value
$477.34M
Price to earnings (P/E)
13.03
Price to book (P/B)
1.01
Price to sales (P/S)
2.62
EV/EBIT
32.67
EV/EBITDA
28.11
EV/Sales
7.07
Revenue
$67.5M
Gross profit
$67.5M
Net income
$13.59M
EBIT
$14.61M
EBITDA
$16.98M
Free cash flow
$90.67M
Per share
Balance sheet
Liquidity
EPS
$1.99
EPS diluted
$1.98
Free cash flow per share
$13.27
Book value per share
$25.73
Revenue per share
$9.88
TBVPS
$357.24
Total assets
$2.45B
Total liabilities
$2.27B
Debt
$351.17M
Equity
$177.12M
Working capital
N/A
Debt to equity
1.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
17.58
Margins
Efficiency
Dividend
EBITDA margin
25.2%
Gross margin
100%
Net margin
20.1%
Operating margin
21.6%
Return on assets
0.6%
Return on equity
8.1%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
21.6%
Dividend yield
2.31%
DPS
$0.6
Payout ratio
30.2%
FSFG stock price
How has the First Savings Financial Group stock price performed over time
Intraday
1.33%
1 week
3.72%
1 month
1.29%
1 year
46.86%
YTD
-2.41%
QTD
-2.41%
Financial performance
How have First Savings Financial Group's revenue and profit performed over time
Revenue
$67.5M
Gross profit
$67.5M
Operating income
$14.61M
Net income
$13.59M
Gross margin
100%
Net margin
20.1%
The operating margin has surged by 123% year-on-year and by 65% since the previous quarter
The net margin has soared by 107% YoY and by 56% from the previous quarter
FSFG's operating income has surged by 79% year-on-year and by 57% since the previous quarter
First Savings Financial Group's net income has surged by 66% YoY and by 48% QoQ
Growth
What is First Savings Financial Group's growth rate over time
Valuation
What is First Savings Financial Group stock price valuation
P/E
13.03
P/B
1.01
P/S
2.62
EV/EBIT
32.67
EV/EBITDA
28.11
EV/Sales
7.07
First Savings Financial Group's EPS has soared by 67% YoY and by 49% from the previous quarter
The stock's price to earnings (P/E) is 43% more than its 5-year quarterly average of 9.0 but 14% less than its last 4 quarters average of 14.9
The price to book (P/B) is 24% higher than the last 4 quarters average of 0.8 and 10% higher than the 5-year quarterly average of 0.9
The company's equity rose by 17% YoY and by 5% QoQ
The stock's price to sales (P/S) is 116% more than its 5-year quarterly average of 1.2 and 44% more than its last 4 quarters average of 1.8
The revenue has contracted by 20% YoY and by 5% from the previous quarter
Efficiency
How efficient is First Savings Financial Group business performance
First Savings Financial Group's ROS has soared by 123% YoY and by 65% from the previous quarter
FSFG's return on invested capital has surged by 67% since the previous quarter and by 67% year-on-year
FSFG's return on equity has surged by 59% year-on-year and by 42% since the previous quarter
The company's return on assets has surged by 50% QoQ and by 50% YoY
Dividends
What is FSFG's dividend history
DPS
$0.6
Dividend yield
2.31%
Payout ratio
30.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Savings Financial Group financials performed over time
The total assets is 8% more than the total liabilities
The total assets has increased by 7% YoY and by 2.4% from the previous quarter
The total liabilities has increased by 6% year-on-year and by 2.1% since the previous quarter
The debt is 98% more than the equity
The debt to equity fell by 30% QoQ and by 27% YoY
The debt has decreased by 26% from the previous quarter and by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.