FSFG First Savings Financial Group Inc
Price (delayed)
$24.5
Market cap
$169.41M
P/E Ratio
8.84
Dividend/share
$0.6
EPS
$2.77
Enterprise value
$436.89M
The Bank operates fifteen offices in the Indiana communities of Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon and Montgomery.
Highlights
First Savings Financial Group's EPS has increased by 39% from the previous quarter
First Savings Financial Group's net income has increased by 39% QoQ
The revenue has contracted by 9% YoY but it has grown by 8% from the previous quarter
The gross profit has contracted by 9% YoY but it has grown by 8% from the previous quarter
Key stats
What are the main financial stats of FSFG
Market
Valuations
Earnings
Shares outstanding
6.91M
Market cap
$169.41M
Enterprise value
$436.89M
Price to earnings (P/E)
8.84
Price to book (P/B)
0.96
Price to sales (P/S)
2.3
EV/EBIT
20.57
EV/EBITDA
18.52
EV/Sales
5.98
Revenue
$73.03M
Gross profit
$73.03M
Operating income
$21.24M
Net income
$18.9M
EBIT
$21.24M
EBITDA
$23.59M
Free cash flow
$7.83M
Per share
Balance sheet
Liquidity
EPS
$2.77
EPS diluted
$2.74
Free cash flow per share
$1.14
Book value per share
$25.52
Revenue per share
$10.66
TBVPS
$347.17
Total assets
$2.39B
Total liabilities
$2.21B
Debt
$344.19M
Equity
$176.03M
Working capital
N/A
Debt to equity
1.96
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.34
Margins
Efficiency
Dividend
EBITDA margin
32.3%
Gross margin
100%
Net margin
25.9%
Operating margin
29.1%
Return on assets
0.8%
Return on equity
11%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
29.1%
Dividend yield
2.45%
DPS
$0.6
Payout ratio
21.7%
FSFG stock price
How has the First Savings Financial Group stock price performed over time
Intraday
-1.53%
1 week
-1.29%
1 month
-4.22%
1 year
47.15%
YTD
-7.76%
QTD
-7.76%
Financial performance
How have First Savings Financial Group's revenue and profit performed over time
Revenue
$73.03M
Gross profit
$73.03M
Operating income
$21.24M
Net income
$18.9M
Gross margin
100%
Net margin
25.9%
FSFG's operating income is up by 45% since the previous quarter
First Savings Financial Group's net income has increased by 39% QoQ
The operating margin has increased by 35% since the previous quarter
The net margin has increased by 29% from the previous quarter
Growth
What is First Savings Financial Group's growth rate over time
Valuation
What is First Savings Financial Group stock price valuation
P/E
8.84
P/B
0.96
P/S
2.3
EV/EBIT
20.57
EV/EBITDA
18.52
EV/Sales
5.98
First Savings Financial Group's EPS has increased by 39% from the previous quarter
The stock's price to earnings (P/E) is 30% less than its last 4 quarters average of 12.6
The company's equity rose by 7% YoY
The price to book (P/B) is 7% higher than the 5-year quarterly average of 0.9 and 7% higher than the last 4 quarters average of 0.9
The stock's price to sales (P/S) is 77% more than its 5-year quarterly average of 1.3 and 15% more than its last 4 quarters average of 2.0
The revenue has contracted by 9% YoY but it has grown by 8% from the previous quarter
Efficiency
How efficient is First Savings Financial Group business performance
FSFG's return on equity has surged by 189% year-on-year and by 36% since the previous quarter
The company's return on assets has surged by 167% YoY and by 33% QoQ
FSFG's return on invested capital has surged by 60% since the previous quarter
First Savings Financial Group's ROS has increased by 35% from the previous quarter
Dividends
What is FSFG's dividend history
DPS
$0.6
Dividend yield
2.45%
Payout ratio
21.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Savings Financial Group financials performed over time
The total assets is 8% more than the total liabilities
The total assets has increased by 3.5% YoY but it has decreased by 2.5% from the previous quarter
The total liabilities has increased by 3.2% year-on-year but it has declined by 2.7% since the previous quarter
The debt is 96% more than the equity
The debt to equity fell by 21% YoY
The debt has decreased by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.