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FSFG First Savings Financial Group Inc

Price (delayed)

$24.55

Market cap

$169.86M

P/E Ratio

8.61

Dividend/share

$0.62

EPS

$2.85

Enterprise value

$515.59M

The Bank operates fifteen offices in the Indiana communities of Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon and Montgomery.

Highlights
First Savings Financial Group's EPS has soared by 164% YoY and by 2.9% from the previous quarter
First Savings Financial Group's net income has surged by 162% YoY and by 3% QoQ
The debt has increased by 9% from the previous quarter and by 2.9% YoY

Key stats

What are the main financial stats of FSFG
Market
Shares outstanding
6.92M
Market cap
$169.86M
Enterprise value
$515.59M
Valuations
Price to earnings (P/E)
8.61
Price to book (P/B)
0.95
Price to sales (P/S)
2.24
EV/EBIT
23.94
EV/EBITDA
21.61
EV/Sales
6.85
Earnings
Revenue
$75.25M
Gross profit
$75.25M
Operating income
$21.53M
Net income
$19.47M
EBIT
$21.53M
EBITDA
$23.86M
Free cash flow
-$32.94M
Per share
EPS
$2.85
EPS diluted
$2.81
Free cash flow per share
-$4.79
Book value per share
$25.91
Revenue per share
$10.94
TBVPS
$344.11
Balance sheet
Total assets
$2.38B
Total liabilities
$2.2B
Debt
$374.9M
Equity
$179.19M
Working capital
N/A
Liquidity
Debt to equity
2.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.49
Margins
EBITDA margin
31.7%
Gross margin
100%
Net margin
25.9%
Operating margin
28.6%
Efficiency
Return on assets
0.8%
Return on equity
11.1%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
28.6%
Dividend
Dividend yield
2.53%
DPS
$0.62
Payout ratio
21.8%

FSFG stock price

How has the First Savings Financial Group stock price performed over time
Intraday
0.7%
1 week
-4.84%
1 month
-11.8%
1 year
49.7%
YTD
-7.57%
QTD
-4.7%

Financial performance

How have First Savings Financial Group's revenue and profit performed over time
Revenue
$75.25M
Gross profit
$75.25M
Operating income
$21.53M
Net income
$19.47M
Gross margin
100%
Net margin
25.9%
The operating margin has surged by 192% year-on-year
FSFG's operating income has surged by 191% year-on-year
The net margin has soared by 164% YoY
First Savings Financial Group's net income has surged by 162% YoY and by 3% QoQ

Price vs fundamentals

How does FSFG's price correlate with its fundamentals

Growth

What is First Savings Financial Group's growth rate over time

Valuation

What is First Savings Financial Group stock price valuation
P/E
8.61
P/B
0.95
P/S
2.24
EV/EBIT
23.94
EV/EBITDA
21.61
EV/Sales
6.85
First Savings Financial Group's EPS has soared by 164% YoY and by 2.9% from the previous quarter
The stock's price to earnings (P/E) is 22% less than its last 4 quarters average of 11.0 and 5% less than its 5-year quarterly average of 9.1
The company's equity rose by 9% YoY
The price to book (P/B) is 6% higher than the 5-year quarterly average of 0.9 and 6% higher than the last 4 quarters average of 0.9
The stock's price to sales (P/S) is 60% more than its 5-year quarterly average of 1.4
The revenue has grown by 3% from the previous quarter

Efficiency

How efficient is First Savings Financial Group business performance
First Savings Financial Group's ROS has soared by 192% YoY
The company's return on assets has surged by 167% YoY
FSFG's return on invested capital has surged by 167% year-on-year
FSFG's return on equity has surged by 141% year-on-year

Dividends

What is FSFG's dividend history
DPS
$0.62
Dividend yield
2.53%
Payout ratio
21.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Savings Financial Group financials performed over time
The total assets is 8% more than the total liabilities
The debt is 109% more than the equity
The debt has increased by 9% from the previous quarter and by 2.9% YoY
The company's equity rose by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.