BAFN BayFirst Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: BAFN
- PE Ratio
The PE ratio for BayFirst Financial stock stands at 6.37 as of Jun 3, 2025. This is calculated based on the current EPS of $2.41 and the stock price of $15.34 per share. A decrease of 39% has been seen in the P/E ratio compared to the average of 10.5 of the last 4 quarters.
BAFN PE ratio history
Over the last four years, the average PE ratio of BayFirst Financial has been 47.28. The current 6.37 PE ratio is 87% below the historical average. Over the past four years, BAFN's PE ratio was at its highest in the Sep 2022 quarter at 413.75, with a price of $16.55 and an EPS of $0.04. The Dec 2021 quarter recorded the bottom point at 3.67, with a price of $22.77 and an EPS of $6.21.
BayFirst Financial PE ratio by year
Maximum annual decrease: -55.91% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 4.96 | -55.91% | $13.3 | $2.68 |
| 2023 | 11.25 | N/A | $13.05 | $1.16 |
| 2022 | N/A | N/A | $16.72 | -$0.29 |
| 2021 | 3.67 | N/A | $22.77 | $6.21 |
| 2020 | N/A | N/A | N/A | $3.45 |
| 2019 | N/A | N/A | N/A | $1.27 |
BayFirst Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 6.94 | 39.92% | $16.73 | $2.41 |
| Dec 2024 | 4.96 | -72.46% | $13.3 | $2.68 |
| Sep 2024 | 18.01 | 50.33% | $13.15 | $0.73 |
| Jun 2024 | 11.98 | 5.46% | $11.62 | $0.97 |
| Mar 2024 | 11.36 | 0.98% | $12.95 | $1.14 |
| Dec 2023 | 11.25 | 12.28% | $13.05 | $1.16 |
| Sep 2023 | 10.02 | -77.73% | $11.23 | $1.12 |
| Jun 2023 | 45 | N/A | $13.5 | $0.3 |
| Mar 2023 | N/A | N/A | $15.53 | -$0.11 |
| Dec 2022 | N/A | N/A | $16.72 | -$0.29 |
| Sep 2022 | 413.75 | 1,564.32% | $16.55 | $0.04 |
| Jun 2022 | 24.86 | 348.74% | $17.4 | $0.7 |
| Mar 2022 | 5.54 | 50.95% | $23.05 | $4.16 |
| Dec 2021 | 3.67 | N/A | $22.77 | $6.21 |
| Sep 2021 | N/A | N/A | N/A | $7.19 |
BAFN Price vs fair value
BAFN average PE ratio chart
Currently, BAFN's PE ratio is below the 3-year average.
BAFN PE vs peers
BAFN's PE ratio is lower than its peer stocks PNC and FITB. BayFirst Financial is presently trading at a lower PE ratio (6.37) than its peer group average of 11.48.
| Stock name | PE ratio | Market cap |
|---|---|---|
| BAFN BayFirst Financial Corp | 6.24 | $62.1M |
| ZION Zions Bancorporation National Association | 9.29 | $7.02B |
| RF Regions Financial Corp | 10.24 | $19.15B |
| CMA Comerica Inc | 10.78 | $7.55B |
| HBAN Huntington Bancshares Inc | 12.02 | $22.93B |
| FITB Fifth Third Bancorp | 12.13 | $25.67B |
| PNC Pnc Financial Services Group Inc | 12.33 | $69.17B |
| CFG Citizens Financial Group Inc | 12.63 | $17.42B |
| KEY Keycorp | N/A | $17.43B |
Frequently asked questions
What is BayFirst Financial's PE ratio?
The price to earnings ratio for BAFN stock as of Jun 3, 2025, stands at 6.37.
What is the 3-year average PE ratio for BayFirst Financial (BAFN)?
The 3-year average PE ratio for BAFN stock is 55.81.
What is the highest PE ratio for BAFN?
In the last four years, the Sep 2022 quarter recorded the highest quarterly PE ratio at 413.75.
How does the current PE ratio for BAFN compare to its historical average?
The current price to earnings ratio of BAFN is 87% lower than the 4-year historical average.
Why is BayFirst Financial's PE ratio so low?
BAFN's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 6.37 is considered low.
How is BAFN's PE ratio calculated (BayFirst Financial PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2025), BayFirst Financial's stock price is $15.34. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $2.41. Therefore, BayFirst Financial's P/E ratio for today is 6.37. PE RATIO(6.37) = STOCK PRICE($15.34) / TTM EPS($2.41)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.