BAFN
BayFirst Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: BAFN
- PE Ratio
The current PE ratio of BAFN can't be determined, as the TTM EPS of -$7.23 is negative. The most recent PE ratio recorded for BayFirst Financial was 7.37 in June 2025.
BAFN PE ratio history
Over the last five years, the average PE ratio of BayFirst Financial has been 44.21. Over the past five years, BAFN's PE ratio was at its highest in the Sep 2022 quarter at 413.75, with a price of $16.55 and an EPS of $0.04. The Dec 2021 quarter recorded the bottom point at 3.67, with a price of $22.77 and an EPS of $6.21.
BayFirst Financial PE ratio by year
Maximum annual decrease: -55.91% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | N/A | N/A | $7.85 | -$5.93 |
| 2024 | 4.96 | -55.91% | $13.3 | $2.68 |
| 2023 | 11.25 | N/A | $13.05 | $1.16 |
| 2022 | N/A | N/A | $16.72 | -$0.29 |
| 2021 | 3.67 | N/A | $22.77 | $6.21 |
| 2020 | N/A | N/A | N/A | $3.45 |
| 2019 | N/A | N/A | N/A | $1.27 |
BayFirst Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | N/A | N/A | $6.35 | -$7.23 |
| Dec 2025 | N/A | N/A | $7.85 | -$5.93 |
| Sep 2025 | N/A | N/A | $10.46 | -$2.94 |
| Jun 2025 | 7.37 | 6.2% | $14 | $1.9 |
| Mar 2025 | 6.94 | 39.92% | $16.73 | $2.41 |
| Dec 2024 | 4.96 | -72.46% | $13.3 | $2.68 |
| Sep 2024 | 18.01 | 50.33% | $13.15 | $0.73 |
| Jun 2024 | 11.98 | 5.46% | $11.62 | $0.97 |
| Mar 2024 | 11.36 | 0.98% | $12.95 | $1.14 |
| Dec 2023 | 11.25 | 12.28% | $13.05 | $1.16 |
| Sep 2023 | 10.02 | -77.73% | $11.23 | $1.12 |
| Jun 2023 | 45 | N/A | $13.5 | $0.3 |
| Mar 2023 | N/A | N/A | $15.53 | -$0.11 |
| Dec 2022 | N/A | N/A | $16.72 | -$0.29 |
| Sep 2022 | 413.75 | 1,564.32% | $16.55 | $0.04 |
BAFN Price vs fair value
BAFN average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
PE comparison
BAFN PE vs peers
| Stock name | PE ratio | Market cap |
|---|---|---|
| ZION Zions Bancorporation National Association | 9.79 | $9.26B |
| RF Regions Financial Corp | 11.7 | $24.26B |
| HBAN Huntington Bancshares Inc | 12.52 | $33.49B |
| PNC Pnc Financial Services Group Inc | 13.19 | $91.2B |
| KEY Keycorp | 13.2 | $23.47B |
| CFG Citizens Financial Group Inc | 14.96 | $27.02B |
| FITB Fifth Third Bancorp | 17.25 | $46.9B |
| BAFN BayFirst Financial Corp | N/A | $22.64M |
Frequently asked questions
What is BayFirst Financial's PE ratio?
The current price to earnings ratio of BAFN can't be calculated, as its EPS of -$7.23 is negative.
What is the 3-year average PE ratio for BayFirst Financial (BAFN)?
The 3-year average PE ratio for BAFN stock is 14.1.
What is the highest PE ratio for BAFN?
In the last five years, the Sep 2022 quarter recorded the highest quarterly PE ratio at 413.75.
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.