ATLC Atlanticus Holdings Earnings and EPS analysis

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Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 85
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 90

EPS in 2026 (TTM): $9.61

Last Report Period Date: Jun 30, 2026

As of August 2026, ATLC's current EPS stands at $9.61, according to the latest financial reports. For the year 2025, the company recorded an earnings per share (EPS) of $7.4, which marks an increase compared to its EPS of $5.92 in 2024. ATLC reported an EPS of $3.13 for the quarterly report ending on Jun 30, 2026.

ATLC earnings history

Historical annual and quarterly earnings per share (EPS) data for Atlanticus Holdings
EPS (TTM)
$9.61
EPS Growth YoY (Quarterly)
67.4%
EPS (Quarterly)
$3.13
EPS Growth (Quarterly)
11.8%

For 2025, Atlanticus Holdings's EPS was $7.4, an increase of 25% from $5.92 in 2024. For the fiscal quarter that ended on Jun 30, 2026, the per-share earnings was $3.13, showing a 67.4% increase from the same quarter last year. For the twelve months ending June 2026, the EPS is $9.61. For the year 2024, the yearly earnings per share was $5.92, marking an increase of 10.7% from 2023.

ATLC EPS vs price chart

ATLC EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
67.4%
EPS growth YoY
25%
EPS growth 3Y avg
-0.7%
EPS growth 5Y avg
6.8%

Atlanticus Holdings has registered an increase in EPS of 67.4% during the last 12 months (YoY, quarterly). Examining a broader timeline, the company maintained an average EPS growth rate of -0.7% per year for the last three years. Atlanticus Holdings had an average annual EPS growth rate of 6.8% during the last 5 years. A 10-year view shows that ATLC has seen an average EPS growth of 51% per year.

ATLC Earnings Waterfall

Breakdown of revenue, profit and net income for Atlanticus Holdings

ATLC Earnings vs Peers

What are the earnings of ATLC compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
SLM SLM Corp 7.31 28.9% 25.5% 9.2%
CPSS Consumer Portfolio Services Inc 9.48 -2.2% -40.1% -1.7%
ATLC Atlanticus Holdings Corp 9.78 25% -0.7% 6.8%
PFSI PennyMac Financial Services Inc 9.81 58.6% 2.6% -15.1%
FMCC Federal Home Loan Mortgage Corp 571.7 N/A N/A N/A

All data is based on quarterly TTM periods, unless otherwise specified.