EIG Employers Holdings Inc
Price (delayed)
$48.51
Market cap
$1.18B
P/E Ratio
10.26
Dividend/share
$1.2
EPS
$4.73
Enterprise value
$1.12B
EMPLOYERS® and America's small business insurance specialist® are registered trademarks of EIG Services, Inc.Employers Holdings, Inc. is a holding company with subsidiaries that are specialty providers of workers' compensation insurance
Highlights
Employers Holdings's debt has decreased by 29% YoY and by 11% from the previous quarter
The company's revenue rose by 3.5% YoY
Employers Holdings's EPS has decreased by 12% QoQ but it has increased by 6% YoY
The stock's P/E is 12% less than its 5-year quarterly average of 11.6 but 7% more than its last 4 quarters average of 9.6
The company's net income fell by 13% QoQ
EIG's gross margin is down by 8% YoY and by 5% QoQ
Key stats
What are the main financial stats of EIG
Market
Valuations
Earnings
Shares outstanding
24.36M
Market cap
$1.18B
Enterprise value
$1.12B
Price to earnings (P/E)
10.26
Price to book (P/B)
1.12
Price to sales (P/S)
1.36
EV/EBIT
7.61
EV/EBITDA
7.43
EV/Sales
1.27
Revenue
$880.7M
Gross profit
$424.5M
Operating income
$146.8M
Net income
$118.6M
EBIT
$146.8M
EBITDA
$150.4M
Free cash flow
$71.5M
Per share
Balance sheet
Liquidity
EPS
$4.73
EPS diluted
$4.71
Free cash flow per share
$2.89
Book value per share
$43.24
Revenue per share
$35.63
TBVPS
$141.26
Total assets
$3.54B
Total liabilities
$2.47B
Debt
$4.2M
Equity
$1.07B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.43
Margins
Efficiency
Dividend
EBITDA margin
17.1%
Gross margin
48.2%
Net margin
13.5%
Operating margin
16.7%
Return on assets
3.3%
Return on equity
11.3%
Return on invested capital
4.3%
Return on capital employed
N/A
Return on sales
16.7%
Dividend yield
2.47%
DPS
$1.2
Payout ratio
25.4%
EIG stock price
How has the Employers Holdings stock price performed over time
Intraday
0.08%
1 week
0.19%
1 month
-1.4%
1 year
8.69%
YTD
-5.31%
QTD
-4.21%
Financial performance
How have Employers Holdings's revenue and profit performed over time
Revenue
$880.7M
Gross profit
$424.5M
Operating income
$146.8M
Net income
$118.6M
Gross margin
48.2%
Net margin
13.5%
The operating income has contracted by 14% from the previous quarter and by 4.8% YoY
The company's net income fell by 13% QoQ
Employers Holdings's operating margin has decreased by 13% QoQ and by 8% YoY
Employers Holdings's net margin has decreased by 12% from the previous quarter and by 2.9% YoY
Growth
What is Employers Holdings's growth rate over time
Valuation
What is Employers Holdings stock price valuation
P/E
10.26
P/B
1.12
P/S
1.36
EV/EBIT
7.61
EV/EBITDA
7.43
EV/Sales
1.27
Employers Holdings's EPS has decreased by 12% QoQ but it has increased by 6% YoY
The stock's P/E is 12% less than its 5-year quarterly average of 11.6 but 7% more than its last 4 quarters average of 9.6
The P/B is 12% higher than the 5-year quarterly average of 1.0
The equity rose by 5% year-on-year but it has declined by 2.3% since the previous quarter
The P/S is 4.6% above the last 4 quarters average of 1.3 but 2.9% below the 5-year quarterly average of 1.4
The company's revenue rose by 3.5% YoY
Efficiency
How efficient is Employers Holdings business performance
The company's return on equity fell by 14% QoQ and by 7% YoY
The ROIC is down by 14% since the previous quarter and by 2.3% year-on-year
EIG's ROA is down by 13% QoQ
Employers Holdings's return on sales has decreased by 13% QoQ and by 8% YoY
Dividends
What is EIG's dividend history
DPS
$1.2
Dividend yield
2.47%
Payout ratio
25.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Employers Holdings financials performed over time
The total assets is 43% higher than the total liabilities
Employers Holdings's total liabilities has decreased by 2.5% YoY and by 2% QoQ
The total assets has decreased by 2.1% QoQ
Employers Holdings's debt is 100% less than its equity
EIG's debt to equity has dropped by 100% year-on-year
Employers Holdings's debt has decreased by 29% YoY and by 11% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.