Price (delayed)
$47.94
Market cap
$1.19B
P/E Ratio
10.27
Dividend/share
$1.16
EPS
$4.67
Enterprise value
$1.1B
EMPLOYERS® and America's small business insurance specialist® are registered trademarks of EIG Services, Inc.Employers Holdings, Inc. is a holding company with subsidiaries that are specialty providers of workers' compensation insurance
Highlights
Employers Holdings's debt has plunged by 95% YoY and by 7% from the previous quarter
The equity rose by 7% year-on-year
The stock's P/E is 14% less than its 5-year quarterly average of 11.9 but 13% more than its last 4 quarters average of 9.1
EIG's gross margin is down by 4.6% YoY and by 3.8% QoQ
The company's net income fell by 4.1% YoY and by 2.6% QoQ
Key stats
What are the main financial stats of EIG
Market
Valuations
Earnings
Shares outstanding
24.84M
Market cap
$1.19B
Enterprise value
$1.1B
Price to earnings (P/E)
10.27
Price to book (P/B)
1.19
Price to sales (P/S)
1.4
EV/EBIT
7.22
EV/EBITDA
7.03
EV/Sales
1.27
Revenue
$869.3M
EBIT
$152.4M
EBITDA
$156.4M
Free cash flow
$61.3M
Per share
Balance sheet
Liquidity
EPS
$4.67
Free cash flow per share
$2.42
Book value per share
$40.36
Revenue per share
$34.3
TBVPS
$138.11
Total assets
$3.55B
Total liabilities
$2.53B
Debt
$5.1M
Equity
$1.02B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.58
Margins
Efficiency
Dividend
EBITDA margin
18%
Gross margin
50.2%
Net margin
13.8%
Operating margin
17.5%
Return on assets
3.4%
Return on equity
12%
Return on invested capital
4.5%
Return on capital employed
N/A
Return on sales
17.5%
Dividend yield
2.42%
DPS
$1.16
Payout ratio
24.8%
EIG stock price
How has the Employers Holdings stock price performed over time
Intraday
-0.21%
1 week
3.99%
1 month
3.52%
1 year
19.05%
YTD
21.68%
QTD
12.46%
Financial performance
How have Employers Holdings's revenue and profit performed over time
Revenue
$869.3M
Gross profit
$436.2M
Operating income
$152.4M
Net income
$119.6M
Gross margin
50.2%
Net margin
13.8%
Employers Holdings's operating margin has decreased by 7% YoY and by 3.8% QoQ
Employers Holdings's net margin has decreased by 6% YoY and by 2.8% from the previous quarter
EIG's gross margin is down by 4.6% YoY and by 3.8% QoQ
The operating income has contracted by 4.6% YoY and by 3.6% from the previous quarter
Growth
What is Employers Holdings's growth rate over time
Valuation
What is Employers Holdings stock price valuation
P/E
10.27
P/B
1.19
P/S
1.4
EV/EBIT
7.22
EV/EBITDA
7.03
EV/Sales
1.27
The stock's P/E is 14% less than its 5-year quarterly average of 11.9 but 13% more than its last 4 quarters average of 9.1
The P/B is 19% higher than the 5-year quarterly average of 1.0 and 8% higher than the last 4 quarters average of 1.1
The equity rose by 7% year-on-year
The P/S is 17% above the last 4 quarters average of 1.2 but 7% below the 5-year quarterly average of 1.5
The company's revenue rose by 2.5% YoY
Efficiency
How efficient is Employers Holdings business performance
The company's return on equity fell by 9% YoY and by 4.8% QoQ
Employers Holdings's return on sales has decreased by 7% YoY and by 3.8% QoQ
The ROIC is up by 4.7% year-on-year but it is down by 2.2% since the previous quarter
Dividends
What is EIG's dividend history
DPS
$1.16
Dividend yield
2.42%
Payout ratio
24.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Employers Holdings financials performed over time
The total assets is 40% higher than the total liabilities
Employers Holdings's total liabilities has decreased by 5% YoY
Employers Holdings's debt is 100% less than its equity
EIG's debt to equity has dropped by 100% since the previous quarter and by 100% year-on-year
Employers Holdings's debt has plunged by 95% YoY and by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.