HRTG Heritage Insurance Holdings PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: HRTG
- PE Ratio
The current PE ratio for Heritage Insurance Holdings stock as of May 16, 2025 is 9.63. This is calculated based on the current EPS of $2.54 and the stock price of $24.47 per share. The PE ratio marks an increase of 92% from the past four quarters average of 5.0.
HRTG PE ratio history
The average historical PE ratio of Heritage Insurance Holdings for the last ten years is 61.7. The current P/E ratio of 9.63 is 84% lower than the historical average. In the past ten years, HRTG's PE ratio peaked in the Sep 2017 quarter at 1,321, when the stock price was $13.21 and the EPS was $0.01. The lowest point was in the Jun 2024 quarter, when it reached 3.56 with a price of $7.08 and an EPS of $1.99.
Heritage Insurance Holdings PE ratio by year
Maximum annual increase: 127.07% in 2020
Maximum annual decrease: -30.04% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 6.02 | 59.68% | $12.1 | $2.01 |
| 2023 | 3.77 | N/A | $6.52 | $1.73 |
| 2022 | N/A | N/A | $1.8 | -$5.86 |
| 2021 | N/A | N/A | $5.88 | -$2.69 |
| 2020 | 30.7 | 127.07% | $10.13 | $0.33 |
| 2019 | 13.52 | -3.57% | $13.25 | $0.98 |
| 2018 | 14.02 | N/A | $14.72 | $1.05 |
| 2017 | N/A | N/A | $18.02 | -$0.04 |
| 2016 | 13.75 | 94.21% | $15.67 | $1.14 |
| 2015 | 7.08 | -30.04% | $21.82 | $3.08 |
| 2014 | 10.12 | N/A | $19.43 | $1.92 |
| 2013 | N/A | N/A | N/A | $2.39 |
| 2012 | N/A | N/A | N/A | $2.39 |
Heritage Insurance Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 5.68 | -5.65% | $14.42 | $2.54 |
| Dec 2024 | 6.02 | 24.9% | $12.1 | $2.01 |
| Sep 2024 | 4.82 | 35.39% | $12.24 | $2.54 |
| Jun 2024 | 3.56 | -44.2% | $7.08 | $1.99 |
| Mar 2024 | 6.38 | 69.23% | $10.65 | $1.67 |
| Dec 2023 | 3.77 | -41.91% | $6.52 | $1.73 |
| Sep 2023 | 6.49 | N/A | $6.49 | $1 |
| Jun 2023 | N/A | N/A | $3.85 | -$0.55 |
| Mar 2023 | N/A | N/A | $3.08 | -$4.17 |
| Dec 2022 | N/A | N/A | $1.8 | -$5.86 |
| Sep 2022 | N/A | N/A | $2.26 | -$8.08 |
| Jun 2022 | N/A | N/A | $2.64 | -$6.84 |
| Mar 2022 | N/A | N/A | $7.14 | -$3.66 |
| Dec 2021 | N/A | N/A | $5.88 | -$2.69 |
| Sep 2021 | N/A | N/A | $6.81 | -$0.82 |
HRTG Price vs fair value
HRTG average PE ratio chart
Currently, HRTG's PE ratio is above the 3 and 5-year averages, but it is lower than the 10-year average.
HRTG PE vs peers
In comparison to its peer stocks PGR and WRB, HRTG's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| HRTG Heritage Insurance Holdings Inc | 9.63 | $758.41M |
| WRB Berkley W R Corp | 16.48 | $27.13B |
| PGR Progressive Corp | 19.16 | $167B |
| RLI Rli Corp | 24.65 | $6.95B |
| OB Outbrain Inc | N/A | $268.76M |
Frequently asked questions
What is Heritage Insurance Holdings's PE ratio?
HRTG's price to earnings ratio is 9.63 as of May 16, 2025.
What is the 3-year average PE ratio for Heritage Insurance Holdings (HRTG)?
Over the last 3 years, the average price to earnings ratio for HRTG stock is 5.25.
What is the 5-year average PE ratio for Heritage Insurance Holdings (HRTG)?
Over the last 5 years, the average price to earnings ratio for HRTG stock is 9.4.
What is the highest PE ratio for HRTG?
Over the last ten years, the quarterly PE ratio reached a historic high of 1,321 in the Sep 2017 quarter.
How does the current PE ratio for HRTG compare to its historical average?
The current price to earnings ratio of HRTG is 84% lower than the 10-year historical average.
Why is Heritage Insurance Holdings's PE ratio so low?
HRTG's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
How is HRTG's PE ratio calculated (Heritage Insurance Holdings PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (May 16, 2025), Heritage Insurance Holdings's stock price is $24.47. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $2.54. Therefore, Heritage Insurance Holdings's PE ratio for today is 9.63. PE RATIO(9.63) = STOCK PRICE($24.47) / TTM EPS($2.54)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.