SMBK Smartfinancial Inc

  1. Stocks
  2. Financial Services
  3. NYSE: SMBK

Price (delayed)

$52.78

Market cap

$902.46M

P/E Ratio

15.43

Dividend/share

$0.34

EPS

$3.42

Enterprise value

$622.48M

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Relative Growth: Rel. Growth: 89
Relative Strength: Rel. Strength: 81
Relative Valuation: Rel. Valuation: 80
Relative Profitability: Rel. Profitability: 85

SmartFinancial, Inc., based in Knoxville, Tennessee, is the bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007, with branches across Tennessee, Alabama, and Florida. Recruiting ...

Highlights
Smartfinancial's EPS has increased by 37% YoY and by 9% QoQ
The net income has grown by 37% year-on-year and by 9% since the previous quarter
The debt has soared by 113% YoY but it has contracted by 2.5% from the previous quarter
The P/E is 25% higher than the 5-year quarterly average of 12.3 and 21% higher than the last 4 quarters average of 12.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.smartfinancialinc.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of SMBK

SMBK stock price

How has the Smartfinancial stock price performed over time
Intraday
0.4%
1 week
1.64%
1 month
13.29%
1 year
48.47%
YTD
42.69%
QTD
12.49%

Financial performance

How have Smartfinancial's revenue and profit performed over time
Revenue
$204.19M
Gross profit
$204.19M
Operating income
$70.98M
Net income
$57.39M
Gross margin
100%
Net margin
28.1%
The operating income has grown by 39% YoY and by 10% from the previous quarter
The net income has grown by 37% year-on-year and by 9% since the previous quarter
The operating margin has grown by 22% YoY and by 6% from the previous quarter
The net margin has grown by 21% YoY and by 4.5% from the previous quarter

Price vs fundamentals

How does SMBK's price correlate with its fundamentals

Growth

What is Smartfinancial's growth rate over time

Valuation

What is Smartfinancial stock price valuation
SMBK P/E details
P/E
15.43
P/B
1.56
P/S
4.35
EV/EBIT
8.77
EV/EBITDA
7.9
EV/Sales
3.05
Smartfinancial's EPS has increased by 37% YoY and by 9% QoQ
The P/E is 25% higher than the 5-year quarterly average of 12.3 and 21% higher than the last 4 quarters average of 12.8
The P/B is 56% above the 5-year quarterly average of 1.0 and 30% above the last 4 quarters average of 1.2
The equity is up by 11% year-on-year and by 2.6% since the previous quarter
The P/S is 50% above the 5-year quarterly average of 2.9 and 28% above the last 4 quarters average of 3.4
SMBK's revenue is up by 14% year-on-year and by 3.9% since the previous quarter

Efficiency

How efficient is Smartfinancial business performance
SMBK's ROIC is up by 30% YoY and by 8% QoQ
The ROA has grown by 25% YoY and by 11% from the previous quarter
The ROE is up by 24% year-on-year and by 6% since the previous quarter
Smartfinancial's return on sales has increased by 22% YoY and by 6% QoQ

Dividends

What is SMBK's dividend history
Dividend details
DPS
$0.34
Dividend yield
0.64%
Payout ratio
9.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Smartfinancial financials performed over time
The total assets is 10% greater than the total liabilities
The total assets is up by 11% year-on-year and by 3.5% since the previous quarter
The total liabilities has grown by 11% YoY and by 3.6% from the previous quarter
The debt is 83% less than the equity
The debt has soared by 113% YoY but it has contracted by 2.5% from the previous quarter
The debt to equity has soared by 89% YoY but it has contracted by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.