SMBK Smartfinancial Inc

Price (delayed)

$51.84

Market cap

$886.38M

P/E Ratio

15.16

Dividend/share

$0.34

EPS

$3.42

Enterprise value

$606.41M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 85

SmartFinancial, Inc., based in Knoxville, Tennessee, is the bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007, with branches across Tennessee, Alabama, and Florida. Recruiting ...

Highlights
Smartfinancial's EPS has increased by 37% YoY and by 9% QoQ
The net income has grown by 37% year-on-year and by 9% since the previous quarter
The debt has soared by 113% YoY but it has contracted by 2.5% from the previous quarter
The P/E is 23% higher than the 5-year quarterly average of 12.3 and 18% higher than the last 4 quarters average of 12.8

Key stats

What are the main financial stats of SMBK

SMBK stock price

How has the Smartfinancial stock price performed over time
Intraday
1.79%
1 week
2.47%
1 month
-2.52%
1 year
40.64%
YTD
40.15%
QTD
10.49%

Financial performance

How have Smartfinancial's revenue and profit performed over time
Revenue
$204.19M
Gross profit
$204.19M
Operating income
$70.98M
Net income
$57.39M
Gross margin
100%
Net margin
28.1%
The operating income has grown by 39% YoY and by 10% from the previous quarter
The net income has grown by 37% year-on-year and by 9% since the previous quarter
The operating margin has grown by 22% YoY and by 6% from the previous quarter
The net margin has grown by 21% YoY and by 4.5% from the previous quarter

Price vs fundamentals

How does SMBK's price correlate with its fundamentals

Growth

What is Smartfinancial's growth rate over time

Valuation

What is Smartfinancial stock price valuation
P/E
15.16
P/B
1.54
P/S
4.27
EV/EBIT
8.54
EV/EBITDA
7.7
EV/Sales
2.97
Smartfinancial's EPS has increased by 37% YoY and by 9% QoQ
The P/E is 23% higher than the 5-year quarterly average of 12.3 and 18% higher than the last 4 quarters average of 12.8
The P/B is 54% above the 5-year quarterly average of 1.0 and 28% above the last 4 quarters average of 1.2
The equity is up by 11% year-on-year and by 2.6% since the previous quarter
The P/S is 47% above the 5-year quarterly average of 2.9 and 26% above the last 4 quarters average of 3.4
SMBK's revenue is up by 14% year-on-year and by 3.9% since the previous quarter

Efficiency

How efficient is Smartfinancial business performance
SMBK's ROIC is up by 30% YoY and by 8% QoQ
The ROA has grown by 25% YoY and by 11% from the previous quarter
The ROE is up by 24% year-on-year and by 6% since the previous quarter
Smartfinancial's return on sales has increased by 22% YoY and by 6% QoQ

Dividends

What is SMBK's dividend history
DPS
$0.34
Dividend yield
0.66%
Payout ratio
9.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Smartfinancial financials performed over time
The total assets is 10% greater than the total liabilities
The total assets is up by 11% year-on-year and by 3.5% since the previous quarter
The total liabilities has grown by 11% YoY and by 3.6% from the previous quarter
The debt is 83% less than the equity
The debt has soared by 113% YoY but it has contracted by 2.5% from the previous quarter
The debt to equity has soared by 89% YoY but it has contracted by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.