SMBK Smartfinancial Inc

Price (delayed)

$41.69

Market cap

$712.84M

P/E Ratio

13.23

Dividend/share

$0.33

EPS

$3.15

Enterprise value

$468.68M

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Relative Growth: Rel. Growth: 87
Relative Strength: Rel. Strength: 62
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 85

SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly-traded bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007 with 35 branches spanning East and Middle ...

Highlights
The net income has grown by 39% year-on-year and by 4.8% since the previous quarter
Smartfinancial's EPS has increased by 38% YoY and by 5% QoQ
The debt has soared by 115% YoY
The P/E is 7% higher than the 5-year quarterly average of 12.1

Key stats

What are the main financial stats of SMBK

SMBK stock price

How has the Smartfinancial stock price performed over time
Intraday
2.56%
1 week
-0.1%
1 month
0.97%
1 year
32.35%
YTD
12.71%
QTD
6.68%

Financial performance

How have Smartfinancial's revenue and profit performed over time
Revenue
$196.53M
Gross profit
$196.53M
Operating income
$64.71M
Net income
$52.77M
Gross margin
100%
Net margin
26.9%
The net income has grown by 39% year-on-year and by 4.8% since the previous quarter
The operating income has grown by 38% YoY and by 5% from the previous quarter
The net margin has grown by 21% YoY and by 3.1% from the previous quarter
The operating margin has grown by 20% YoY and by 3.1% from the previous quarter

Price vs fundamentals

How does SMBK's price correlate with its fundamentals

Growth

What is Smartfinancial's growth rate over time

Valuation

What is Smartfinancial stock price valuation
P/E
13.23
P/B
1.27
P/S
3.57
EV/EBIT
7.24
EV/EBITDA
6.38
EV/Sales
2.38
Smartfinancial's EPS has increased by 38% YoY and by 5% QoQ
The P/E is 7% higher than the 5-year quarterly average of 12.1
The P/B is 24% above the 5-year quarterly average of 1.0 and 13% above the last 4 quarters average of 1.1
The equity is up by 11% year-on-year
The P/S is 20% above the 5-year quarterly average of 2.9 and 9% above the last 4 quarters average of 3.2
SMBK's revenue is up by 14% year-on-year

Efficiency

How efficient is Smartfinancial business performance
The ROA has grown by 29% YoY
The ROE is up by 24% year-on-year and by 2.1% since the previous quarter
SMBK's ROIC is up by 20% YoY
Smartfinancial's return on sales has increased by 20% YoY and by 3.1% QoQ

Dividends

What is SMBK's dividend history
DPS
$0.33
Dividend yield
0.79%
Payout ratio
10.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Smartfinancial financials performed over time
The total assets is 11% greater than the total liabilities
The total assets is up by 9% year-on-year
The total liabilities has grown by 9% YoY
The debt is 82% less than the equity
The debt has soared by 115% YoY
The debt to equity has soared by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.