PNFP Pinnacle Financial Partners Inc

Price (delayed)

$72.85

Market cap

$5.56B

P/E Ratio

10.65

Dividend/share

$0.8

EPS

$6.84

Enterprise value

$3.78B

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Highlights
PNFP's net income is up by 30% YoY
PNFP's EPS is up by 30% year-on-year
Pinnacle Financial Partners's debt has decreased by 12% YoY but it has increased by 4.6% QoQ

Key stats

What are the main financial stats of PNFP
Market
Shares outstanding
76.39M
Market cap
$5.56B
Enterprise value
$3.78B
Valuations
Price to earnings (P/E)
10.65
Price to book (P/B)
1.05
Price to sales (P/S)
4.1
EV/EBIT
5.76
EV/EBITDA
5.32
EV/Sales
2.81
Earnings
Revenue
$1.34B
EBIT
$655.85M
EBITDA
$709.42M
Free cash flow
$559.29M
Per share
EPS
$6.84
Free cash flow per share
$7.39
Book value per share
$69.22
Revenue per share
$17.76
TBVPS
$495.9
Balance sheet
Total assets
$39.4B
Total liabilities
$34.12B
Debt
$1.53B
Equity
$5.28B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.52
Margins
EBITDA margin
52.8%
Gross margin
100%
Net margin
39.5%
Operating margin
48.8%
Efficiency
Return on assets
1.4%
Return on equity
9.9%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
48.8%
Dividend
Dividend yield
1.1%
DPS
$0.8
Payout ratio
11.7%

PNFP stock price

How has the Pinnacle Financial Partners stock price performed over time
Intraday
0.65%
1 week
2.75%
1 month
-10.5%
1 year
-17.1%
YTD
-23.72%
QTD
-20.88%

Financial performance

How have Pinnacle Financial Partners's revenue and profit performed over time
Revenue
$1.34B
Gross profit
$1.34B
Operating income
$655.85M
Net income
$531.01M
Gross margin
100%
Net margin
39.5%
PNFP's operating income is up by 32% YoY
PNFP's net income is up by 30% YoY
PNFP's gross profit is up by 23% year-on-year and by 2.4% since the previous quarter
PNFP's revenue is up by 23% year-on-year and by 2.4% since the previous quarter

Growth

What is Pinnacle Financial Partners's growth rate over time

Valuation

What is Pinnacle Financial Partners stock price valuation
P/E
10.65
P/B
1.05
P/S
4.1
EV/EBIT
5.76
EV/EBITDA
5.32
EV/Sales
2.81
PNFP's EPS is up by 30% year-on-year
PNFP's price to earnings (P/E) is 28% lower than its 5-year quarterly average of 14.7 and 25% lower than its last 4 quarters average of 14.1
PNFP's price to book (P/B) is 25% less than its last 4 quarters average of 1.4 and 4.5% less than its 5-year quarterly average of 1.1
Pinnacle Financial Partners's equity has increased by 6% YoY
The P/S is 25% below the last 4 quarters average of 5.4 and 22% below the 5-year quarterly average of 5.2
PNFP's revenue is up by 23% year-on-year and by 2.4% since the previous quarter

Efficiency

How efficient is Pinnacle Financial Partners business performance
The return on equity has grown by 21% year-on-year
Pinnacle Financial Partners's return on invested capital has increased by 19% YoY but it has decreased by 5% QoQ
The return on assets has increased by 17% year-on-year
PNFP's return on sales is up by 7% year-on-year

Dividends

What is PNFP's dividend history
DPS
$0.8
Dividend yield
1.1%
Payout ratio
11.7%
Recent dividends

Financial health

How did Pinnacle Financial Partners financials performed over time
The company's total assets is 15% higher than its total liabilities
Pinnacle Financial Partners's total liabilities has increased by 12% YoY and by 2.9% from the previous quarter
The company's total assets rose by 12% YoY and by 2.4% QoQ
Pinnacle Financial Partners's debt is 71% lower than its equity
The debt to equity has declined by 17% year-on-year but it is up by 3.6% since the previous quarter
Pinnacle Financial Partners's debt has decreased by 12% YoY but it has increased by 4.6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.