PNFP Pinnacle Financial Partners Inc
Price (delayed)
$99.58
Market cap
$7.7B
P/E Ratio
16.57
Dividend/share
$0.9
EPS
$6.01
Enterprise value
$6.8B
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Highlights
Pinnacle Financial Partners's debt has decreased by 9% QoQ and by 9% YoY
Pinnacle Financial Partners's equity has increased by 7% YoY
PNFP's EPS is down by 17% year-on-year but it is up by 13% since the previous quarter
PNFP's net income is down by 15% YoY but it is up by 13% from the previous quarter
PNFP's price to earnings (P/E) is 33% higher than its 5-year quarterly average of 12.5
Key stats
What are the main financial stats of PNFP
Market
Valuations
Earnings
Shares outstanding
77.37M
Market cap
$7.7B
Enterprise value
$6.8B
Price to earnings (P/E)
16.57
Price to book (P/B)
1.2
Price to sales (P/S)
4.71
EV/EBIT
11.7
EV/EBITDA
10
EV/Sales
4.21
Revenue
$1.62B
Gross profit
$1.62B
Operating income
$581.21M
Net income
$475.06M
EBIT
$581.21M
EBITDA
$679.79M
Free cash flow
$813.24M
Per share
Balance sheet
Liquidity
EPS
$6.01
EPS diluted
$5.96
Free cash flow per share
$10.64
Book value per share
$83.27
Revenue per share
$21.14
TBVPS
$663.33
Total assets
$52.59B
Total liabilities
$46.16B
Debt
$2.53B
Equity
$6.43B
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.33
Margins
Efficiency
Dividend
EBITDA margin
42.1%
Gross margin
100%
Net margin
29.4%
Operating margin
36%
Return on assets
0.9%
Return on equity
7.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
36%
Dividend yield
0.9%
DPS
$0.9
Payout ratio
15%
PNFP stock price
How has the Pinnacle Financial Partners stock price performed over time
Intraday
0.16%
1 week
-7.19%
1 month
-19.3%
1 year
19.59%
YTD
-12.95%
QTD
-12.95%
Financial performance
How have Pinnacle Financial Partners's revenue and profit performed over time
Revenue
$1.62B
Gross profit
$1.62B
Operating income
$581.21M
Net income
$475.06M
Gross margin
100%
Net margin
29.4%
PNFP's operating income is down by 19% YoY but it is up by 10% from the previous quarter
Pinnacle Financial Partners's operating margin has decreased by 19% YoY but it has increased by 6% from the previous quarter
Pinnacle Financial Partners's net margin has decreased by 16% YoY but it has increased by 9% QoQ
PNFP's net income is down by 15% YoY but it is up by 13% from the previous quarter
Growth
What is Pinnacle Financial Partners's growth rate over time
Valuation
What is Pinnacle Financial Partners stock price valuation
P/E
16.57
P/B
1.2
P/S
4.71
EV/EBIT
11.7
EV/EBITDA
10
EV/Sales
4.21
PNFP's price to earnings (P/E) is 33% higher than its 5-year quarterly average of 12.5
PNFP's EPS is down by 17% year-on-year but it is up by 13% since the previous quarter
PNFP's price to book (P/B) is 20% more than its 5-year quarterly average of 1.0
Pinnacle Financial Partners's equity has increased by 7% YoY
The P/S is 10% above the 5-year quarterly average of 4.3 and 2.4% above the last 4 quarters average of 4.6
PNFP's revenue is up by 4.2% since the previous quarter
Efficiency
How efficient is Pinnacle Financial Partners business performance
The return on assets has declined by 25% year-on-year but it has increased by 13% since the previous quarter
Pinnacle Financial Partners's return on invested capital has decreased by 25% YoY but it has increased by 9% QoQ
The return on equity has declined by 22% year-on-year but it has grown by 12% since the previous quarter
PNFP's return on sales is down by 19% year-on-year but it is up by 6% since the previous quarter
Dividends
What is PNFP's dividend history
DPS
$0.9
Dividend yield
0.9%
Payout ratio
15%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Pinnacle Financial Partners financials performed over time
The company's total assets is 14% higher than its total liabilities
The company's total assets rose by 10% YoY and by 3.7% QoQ
Pinnacle Financial Partners's total liabilities has increased by 10% YoY and by 4.1% from the previous quarter
Pinnacle Financial Partners's debt is 61% lower than its equity
The debt to equity has declined by 15% year-on-year and by 11% since the previous quarter
Pinnacle Financial Partners's debt has decreased by 9% QoQ and by 9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.