PRU Prudential Financial margins

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Relative Growth: Rel. Growth: 61
Relative Strength: Rel. Strength: 66
Relative Valuation: Rel. Valuation: 93
Relative Profitability: Rel. Profitability: 54
Gross margin
31.1%
Operating margin
7.6%
EBITDA margin
7.3%
Net margin
6%

Recent Prudential Financial shows a gross margin of 31.1%, an operating margin of 7.6%, an EBITDA margin of 7.3%, and a net margin of 6%. All reported margins improved year over year, led by operating margin with an increase of 4.1 percentage points.

PRU margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Prudential Financial's margins averaged 29.78% gross, 5.48% operating, 5.73% EBITDA, and 4.41% net. All four current margins are above their three-year averages.

PRU margin expansion

Year-over-year margin changes in percentage points

Gross margin expanded by 3.2 percentage points, operating margin by 4.1 percentage points, EBITDA margin by 3.4 percentage points, and net margin by 3.2 percentage points, led by operating margin with an increase of 4.1 percentage points.

Gross margin expansion
3.2pp
Operating margin expansion
4.1pp
EBITDA margin expansion
3.4pp
Net margin expansion
3.2pp

PRU Gross margin

The average gross margin for Prudential Financial was 29.78% over the last 3 years. As of the latest period, the current gross margin for Prudential Financial is 31.1%, 1.3 percentage points above its three-year average. The gross margin for Prudential Financial moved between 25.6% in Dec 2024 and 32.7% in Dec 2023.

PRU Operating margin

Over the last 3 years, the average operating margin for Prudential Financial was 5.48%. As of the latest period, the current operating margin for Prudential Financial is 7.6%, 2.1 percentage points above its three-year average. Prudential Financial's operating margin ranged from a low of 2.6% in Sep 2023 to a high of 7.7% in Dec 2025.

PRU EBITDA margin

Over the last 3 years, the average EBITDA margin for Prudential Financial was 5.73%. The latest EBITDA margin for Prudential Financial is 7.3%, 1.6 percentage points above its three-year average. Prudential Financial's EBITDA margin ranged from a low of 2.7% in Sep 2023 to a high of 7.8% in Mar 2026.

PRU Net margin

Reviewing the last 3 years, Prudential Financial recorded an average net margin of 4.41%. Prudential Financial's current net margin is 6% and is 1.6 percentage points above its three-year average. The highest net margin for Prudential Financial was 6% in Jun 2026, while the lowest was 2.1% in Sep 2023.

PRU margin group comparison

Margins compared with peer-group, industry and sector averages

Prudential Financial's gross margin of 31.1% is below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.9%, Prudential Financial's gross margin is 63% lower.

PRU margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Prudential Financial's gross margin?

As of Jun 30, 2026, PRU has a gross margin of 31.1%.

What is Prudential Financial's operating margin?

As of Jun 30, 2026, PRU has an operating margin of 7.6%.

What is Prudential Financial's EBITDA margin?

For the period ending Jun 30, 2026, PRU recorded an EBITDA margin of 7.3%.

What is Prudential Financial's net margin?

The current net margin for PRU is 6% as of Jun 30, 2026.

What are the average margins of PRU?

Across the last 3 years, PRU averaged 29.8% gross, 5.5% operating, 5.7% EBITDA, and 4.4% net.

What are the highest historical margins of PRU?

Over this 5-year history, PRU peaked at 37.9% gross in Dec 2021, 15.2% operating in Dec 2021, 15.5% EBITDA in Dec 2021, and 12.4% net in Dec 2021.

What are the lowest historical margins of PRU?

Within the 5-year period, PRU recorded its lowest margins at 22.9% gross in Dec 2022, -3.3% operating in Dec 2022, -3.2% EBITDA in Dec 2022, and -2.9% net in Dec 2022.