PRU Prudential Financial, Inc.

Price (delayed)

$66.2

Market cap

$26.15B

P/E Ratio

N/A

Dividend/share

$4.3

EPS

-$0.57

Enterprise value

$37.98B

Sector: Financial Services
Industry: Insurance - Life
Prudential Financial, Inc. engages in the provision of financial products and services including life insurance, annuities, mutual funds, and investment management to both individual and institutional customers. It operates through the following segments: U.S. Individual Solutions, U.S. Workplace Solutions, PGIM, International Insurance, Closed Block, and Corporate and Others. The U.S. Individual Solutions segment consists of individual annuities and individual life products. The U.S. Workplace Solutions segment comprises of the retirement and group insurance divisions. The PGIM segment provides a broad array of asset management and advisory services related to public and private fixed income, public equity and real estate, commercial mortgage origination and servicing, and mutual funds and other retail services to institutional, private and sub-advisory clients (including mutual funds), insurance company separate accounts, government sponsored entities and the Company’s general account. The International Insurances segment manufactures and distributes individual life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders' dividends related to these products. The Corporate and Other Operations segment include corporate item or businesses that have been or will be divested. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

Highlights

PRU's equity is up by 9% since the previous quarter and by 7% year-on-year
Prudential Financial's debt has increased by 4.7% YoY but it has decreased by 4.4% from the previous quarter
Prudential Financial's EPS has shrunk by 108% QoQ and by 106% YoY
The net income has dropped by 104% since the previous quarter and by 103% year-on-year

Key stats

What are the main financial stats of PRU
Market
Shares outstanding
395M
Market cap
$26.15B
Enterprise value
$37.98B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.4
Price to sales (P/S)
0.44
EV/EBIT
79.78
EV/EBITDA
26.97
EV/Sales
0.63
Earnings
Revenue
$59.91B
EBIT
$476M
EBITDA
$1.41B
Free cash flow
$24.78B
Per share
EPS
-$0.57
Free cash flow per share
$62.73
Book value per share
$166.83
Revenue per share
$151.66
TBVPS
$2,317.44
Balance sheet
Total assets
$915.39B
Total liabilities
$848.88B
Debt
$32.98B
Equity
$65.9B
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.4
Margins
EBITDA margin
2.4%
Gross margin
28%
Net margin
-0.2%
Operating margin
0.7%
Efficiency
Return on assets
0%
Return on equity
-0.2%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
0.8%
Dividend
Dividend yield
6.5%
DPS
$4.3
Payout ratio
N/A

PRU stock price

How has the Prudential Financial stock price performed over time

Financial performance

How have Prudential Financial's revenue and profit performed over time
Revenue
$59.91B
Gross profit
$16.75B
Operating income
$399M
Net income
-$134M
Gross margin
28%
Net margin
-0.2%
The net income has dropped by 104% since the previous quarter and by 103% year-on-year
Prudential Financial's net margin has plunged by 104% from the previous quarter and by 103% YoY
The company's operating income has shrunk by 92% YoY and by 89% QoQ
The operating margin has shrunk by 91% YoY and by 88% QoQ

Growth

What is Prudential Financial's growth rate over time

Valuation

What is Prudential Financial stock price valuation
P/E
N/A
P/B
0.4
P/S
0.44
EV/EBIT
79.78
EV/EBITDA
26.97
EV/Sales
0.63
Prudential Financial's EPS has shrunk by 108% QoQ and by 106% YoY
PRU's P/B is 43% below its 5-year quarterly average of 0.7 and 20% below its last 4 quarters average of 0.5
PRU's equity is up by 9% since the previous quarter and by 7% year-on-year
The price to sales (P/S) is 27% lower than the 5-year quarterly average of 0.6 and 12% lower than the last 4 quarters average of 0.5
The revenue has declined by 8% year-on-year and by 5% since the previous quarter

Efficiency

How efficient is Prudential Financial business performance
PRU's return on equity has dropped by 104% since the previous quarter and by 103% year-on-year
The ROA has plunged by 100% from the previous quarter and by 100% YoY
Prudential Financial's return on sales has shrunk by 89% YoY and by 86% QoQ
The return on invested capital has dropped by 83% year-on-year and by 75% since the previous quarter

Dividends

What is PRU's dividend history
DPS
$4.3
Dividend yield
6.5%
Payout ratio
N/A
Recent dividends

Financial health

How did Prudential Financial financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 4.8% QoQ and by 4.8% YoY
The total liabilities has increased by 4.6% YoY and by 4.5% QoQ
Prudential Financial's debt is 50% less than its equity
PRU's equity is up by 9% since the previous quarter and by 7% year-on-year
Prudential Financial's debt has increased by 4.7% YoY but it has decreased by 4.4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.