WU Western Union PE ratio, current and historical analysis
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- NYSE: WU
- PE Ratio
The current P/E ratio for Western Union stock as of Jul 22, 2025 is 3.17. This is calculated based on the TTM EPS of $2.71 and the stock price of $8.6 per share. The PE ratio has decreased by 40% from its last 4 quarters average of 5.3.
WU PE ratio history
The average historical PE ratio of Western Union for the last ten years is 12.74. The current price-to-earnings ratio of 3.17 is 75% less than the historical average. Analyzing the last ten years, WU's PE ratio reached its highest point in the Jun 2017 quarter at 45.36, when the price was $19.05 and the EPS was $0.42. The lowest point was recorded in the Dec 2024 quarter, when it reached 3.85 with a price of $10.6 and an EPS of $2.75.
Western Union PE ratio history chart
Western Union PE ratio by year
Maximum annual increase: 280.07% in 2016
Maximum annual decrease: -45.39% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 3.85 | -45.39% | $10.6 | $2.75 |
| 2023 | 7.05 | 20.31% | $11.92 | $1.69 |
| 2022 | 5.86 | -34.96% | $13.77 | $2.35 |
| 2021 | 9.01 | -25.66% | $17.84 | $1.98 |
| 2020 | 12.12 | 11.81% | $21.94 | $1.81 |
| 2019 | 10.84 | 20.04% | $26.78 | $2.47 |
| 2018 | 9.03 | N/A | $17.06 | $1.89 |
| 2017 | N/A | N/A | $19.01 | -$1.19 |
| 2016 | 41.77 | 280.07% | $21.72 | $0.52 |
| 2015 | 10.99 | -1.79% | $17.91 | $1.63 |
| 2014 | 11.19 | -7.21% | $17.91 | $1.6 |
| 2013 | 12.06 | 50.56% | $17.25 | $1.43 |
| 2012 | 8.01 | -18.84% | $13.61 | $1.7 |
| 2011 | 9.87 | -27.16% | $18.26 | $1.85 |
| 2010 | 13.55 | -13.03% | $18.57 | $1.37 |
Western Union PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 3.9 | 1.3% | $10.58 | $2.71 |
| Dec 2024 | 3.85 | -36.47% | $10.6 | $2.75 |
| Sep 2024 | 6.06 | -18.22% | $11.93 | $1.97 |
| Jun 2024 | 7.41 | -9.85% | $12.22 | $1.65 |
| Mar 2024 | 8.22 | 16.6% | $13.98 | $1.7 |
| Dec 2023 | 7.05 | 6.5% | $11.92 | $1.69 |
| Sep 2023 | 6.62 | 11.82% | $13.18 | $1.99 |
| Jun 2023 | 5.92 | 6.67% | $11.73 | $1.98 |
| Mar 2023 | 5.55 | -5.29% | $11.15 | $2.01 |
| Dec 2022 | 5.86 | -8.01% | $13.77 | $2.35 |
| Sep 2022 | 6.37 | -13.33% | $13.5 | $2.12 |
| Jun 2022 | 7.35 | -10.58% | $16.47 | $2.24 |
| Mar 2022 | 8.22 | -8.77% | $18.74 | $2.28 |
| Dec 2021 | 9.01 | -11.75% | $17.84 | $1.98 |
| Sep 2021 | 10.21 | -12.44% | $20.22 | $1.98 |
WU Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
WU average PE ratio chart
WU's current PE ratio is under its 3, 5 and 10-year averages.
PE vs average
WU PE vs peers
WU's PE ratio is below its peer stocks V and MA. Western Union's current PE ratio of 3.17 is less than the average of its peers, which is 16.92.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WU Western Union CO | 3.17 | $2.84B |
| GPN Global Payments Inc | 13.57 | $20.51B |
| EEFT Euronet Worldwide Inc | 14.49 | $4.49B |
| EBAY Ebay Inc | 19.24 | $37.69B |
| WEX WEX Inc | 20.37 | $5.5B |
| V Visa Inc | 35.36 | $658.98B |
| MA Mastercard Inc | 39.1 | $507.38B |
| FIS Fidelity National Information Services Inc | 53.36 | $42.89B |
| GDOT Green Dot Corp | N/A | $563.73M |
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Frequently asked questions
What is Western Union's PE ratio?
WU stock has a price to earnings ratio of 3.17 as of Jul 22, 2025.
What is the 3-year average PE ratio for Western Union (WU)?
The average PE ratio for WU stock over the past 3 years is 6.07.
What is the 5-year average PE ratio for Western Union (WU)?
The average PE ratio for WU stock over the past 5 years is 7.97.
What is the highest PE ratio for WU?
Over the last ten years, the quarterly PE ratio reached its highest level at 45.36 in the Jun 2017 quarter.
How does the current PE ratio for WU compare to its historical average?
The current PE ratio of WU is 75% lower than the 10-year historical average.
Why is Western Union's PE ratio so low?
WU's PE ratio of 3.17 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is WU's PE ratio calculated (Western Union PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jul 22, 2025), Western Union's share price is $8.6. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $2.71. Therefore, Western Union's price to earnings ratio for today is 3.17. PE RATIO(3.17) = STOCK PRICE($8.6) / TTM EPS($2.71)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.