NPB Northpointe Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NYSE: NPB

Price (delayed)

$17.21

Market cap

$595.15M

P/E Ratio

7.32

Dividend/share

$0.1

EPS

$2.35

Enterprise value

$1.69B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 90

Headquartered in Grand Rapids, Michigan, Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the ...

Highlights
The net income has increased by 33% YoY
Northpointe Bancshares's revenue has increased by 23% YoY and by 2.3% from the previous quarter
Northpointe Bancshares's debt has increased by 25% YoY but it has decreased by 7% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.northpointe.com
Peers: USB TFC PNC FITB

Key stats

What are the main financial stats of NPB

NPB stock price

How has the Northpointe Bancshares stock price performed over time
Intraday
1.89%
1 week
0.58%
1 month
-0.29%
1 year
-4.81%
YTD
2.56%
QTD
-10.27%

Financial performance

How have Northpointe Bancshares's revenue and profit performed over time
Revenue
$257.25M
Gross profit
$257.25M
Operating income
$119.46M
Net income
$89.72M
Gross margin
100%
Net margin
34.9%
The operating income has increased by 35% YoY
The net income has increased by 33% YoY
Northpointe Bancshares's revenue has increased by 23% YoY and by 2.3% from the previous quarter
The gross profit is up by 23% year-on-year and by 2.3% since the previous quarter

Price vs fundamentals

How does NPB's price correlate with its fundamentals

Growth

What is Northpointe Bancshares's growth rate over time

Valuation

What is Northpointe Bancshares stock price valuation
P/E
7.32
P/B
0.97
P/S
2.31
EV/EBIT
14.12
EV/EBITDA
13.77
EV/Sales
6.55
The EPS has grown by 16% YoY and by 4% from the previous quarter
The stock's price to earnings (P/E) is 10% less than its last 4 quarters average of 8.1
NPB's equity is up by 3.7% since the previous quarter
NPB's price to book (P/B) is 3% less than its last 4 quarters average of 1.0
Northpointe Bancshares's revenue has increased by 23% YoY and by 2.3% from the previous quarter
NPB's P/S is 8% lower than its last 4 quarters average of 2.5

Efficiency

How efficient is Northpointe Bancshares business performance
The company's return on equity rose by 21% YoY and by 3.8% QoQ
The return on assets has increased by 10% year-on-year
The ROS has grown by 9% YoY
The return on invested capital is up by 8% year-on-year but it has declined by 7% since the previous quarter

Dividends

What is NPB's dividend history
Dividend details
DPS
$0.1
Dividend yield
0.58%
Payout ratio
4.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Northpointe Bancshares financials performed over time
NPB's total assets is 9% greater than its total liabilities
The company's total liabilities rose by 19% YoY
NPB's total assets is up by 17% year-on-year
Northpointe Bancshares's debt is 166% more than its equity
Northpointe Bancshares's debt has increased by 25% YoY but it has decreased by 7% from the previous quarter
The debt to equity rose by 23% year-on-year but it has declined by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.