USB U.S. Bancorp

Price (delayed)

$38.95

Market cap

$58.67B

P/E Ratio

12.21

Dividend/share

$1.68

EPS

$3.19

Enterprise value

$69.45B

Sector: Financial Services
Industry: Banks - Regional
U.S. Bancorp operates as a bank holding company. It offers financial services, including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat & RV loans, credit lines, credit card services, merchant, bank, checking & savings accounts, debit cards, online & mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded in 1929 and is headquartered in Minneapolis, MN.

Highlights

USB's debt is down by 20% since the previous quarter but it is up by 13% year-on-year
USB's price to earnings (P/E) is 8% lower than its 5-year quarterly average of 13.3 but 3.5% higher than its last 4 quarters average of 11.8
Us Bancorp's net income has decreased by 27% YoY and by 18% from the previous quarter
USB's EPS is down by 25% year-on-year and by 18% since the previous quarter

Key stats

What are the main financial stats of USB
Market
Shares outstanding
1.51B
Market cap
$58.67B
Enterprise value
$69.45B
Valuations
Price to earnings (P/E)
12.21
Price to book (P/B)
1.13
Price to sales (P/S)
2.99
EV/EBIT
10.85
EV/EBITDA
10.04
EV/Sales
3.54
Earnings
Revenue
$19.61B
EBIT
$6.4B
EBITDA
$6.92B
Free cash flow
$4.49B
Per share
EPS
$3.19
Free cash flow per share
$2.98
Book value per share
$34.42
Revenue per share
$13.02
TBVPS
$354.78
Balance sheet
Total assets
$546.65B
Total liabilities
$494.17B
Debt
$63.17B
Equity
$51.85B
Working capital
N/A
Liquidity
Debt to equity
1.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.56
Margins
EBITDA margin
35.3%
Gross margin
100%
Net margin
26.8%
Operating margin
32.8%
Efficiency
Return on assets
1%
Return on equity
9.4%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
32.6%
Dividend
Dividend yield
4.31%
DPS
$1.68
Payout ratio
52.7%

USB stock price

How has the Us Bancorp stock price performed over time

Financial performance

How have Us Bancorp's revenue and profit performed over time
Revenue
$19.61B
Gross profit
$19.61B
Operating income
$6.43B
Net income
$5.25B
Gross margin
100%
Net margin
26.8%
Us Bancorp's net income has decreased by 27% YoY and by 18% from the previous quarter
The operating income is down by 27% year-on-year and by 19% since the previous quarter
USB's net margin is down by 20% year-on-year and by 12% since the previous quarter
Us Bancorp's operating margin has decreased by 20% YoY and by 13% from the previous quarter

Growth

What is Us Bancorp's growth rate over time

Valuation

What is Us Bancorp stock price valuation
P/E
12.21
P/B
1.13
P/S
2.99
EV/EBIT
10.85
EV/EBITDA
10.04
EV/Sales
3.54
USB's EPS is down by 25% year-on-year and by 18% since the previous quarter
USB's price to earnings (P/E) is 8% lower than its 5-year quarterly average of 13.3 but 3.5% higher than its last 4 quarters average of 11.8
USB's price to book (P/B) is 29% lower than its 5-year quarterly average of 1.6 and 19% lower than its last 4 quarters average of 1.4
The equity has contracted by 2% YoY
The stock's P/S is 23% less than its 5-year quarterly average of 3.9 and 12% less than its last 4 quarters average of 3.4
The revenue has declined by 8% year-on-year and by 6% since the previous quarter

Efficiency

How efficient is Us Bancorp business performance
Us Bancorp's return on invested capital has decreased by 33% YoY and by 20% QoQ
Us Bancorp's return on assets has decreased by 33% YoY and by 17% QoQ
USB's return on equity is down by 29% year-on-year and by 18% since the previous quarter
USB's return on sales is down by 20% year-on-year and by 14% since the previous quarter

Dividends

What is USB's dividend history
DPS
$1.68
Dividend yield
4.31%
Payout ratio
52.7%
Recent dividends

Financial health

How did Us Bancorp financials performed over time
The total assets is 11% more than the total liabilities
USB's debt is 22% greater than its equity
USB's debt to equity is down by 20% since the previous quarter but it is up by 15% year-on-year
USB's debt is down by 20% since the previous quarter but it is up by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.