USB U.S. Bancorp

Price (delayed)

$37.78

Market cap

$56.91B

P/E Ratio

9.76

Dividend/share

$1.68

EPS

$3.87

Enterprise value

$88.74B

Sector: Financial Services
Industry: Banks - Regional
U.S. Bancorp operates as a bank holding company. It offers financial services, including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat & RV loans, credit lines, credit card services, merchant, bank, checking & savings accounts, debit cards, online & mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded in 1929 and is headquartered in Minneapolis, MN.

Highlights

USB's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 13.3 and 19% lower than its last 4 quarters average of 12.0
USB's debt is up by 40% year-on-year and by 23% since the previous quarter
Us Bancorp's net income has decreased by 10% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of USB
Market
Shares outstanding
1.51B
Market cap
$56.91B
Enterprise value
$88.74B
Valuations
Price to earnings (P/E)
9.76
Price to book (P/B)
1.12
Price to sales (P/S)
2.74
EV/EBIT
11.21
EV/EBITDA
10.53
EV/Sales
4.23
Earnings
Revenue
$20.96B
EBIT
$7.92B
EBITDA
$8.43B
Free cash flow
$5.95B
Per share
EPS
$3.87
Free cash flow per share
$3.92
Book value per share
$33.85
Revenue per share
$13.81
TBVPS
$349.44
Balance sheet
Total assets
$542.91B
Total liabilities
$490.75B
Debt
$78.64B
Equity
$51.53B
Working capital
N/A
Liquidity
Debt to equity
1.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.78
Margins
EBITDA margin
40.2%
Gross margin
100%
Net margin
30.5%
Operating margin
37.9%
Efficiency
Return on assets
1.2%
Return on equity
11.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
37.8%
Dividend
Dividend yield
4.45%
DPS
$1.68
Payout ratio
43.4%

USB stock price

How has the Us Bancorp stock price performed over time

Financial performance

How have Us Bancorp's revenue and profit performed over time
Revenue
$20.96B
Gross profit
$20.96B
Operating income
$7.95B
Net income
$6.39B
Gross margin
100%
Net margin
30.5%
Us Bancorp's net income has decreased by 10% YoY and by 8% from the previous quarter
USB's net margin is down by 9% year-on-year and by 6% since the previous quarter
The operating income is down by 9% year-on-year and by 8% since the previous quarter
Us Bancorp's operating margin has decreased by 8% YoY and by 6% from the previous quarter

Valuation

What is Us Bancorp stock price valuation
P/E
9.76
P/B
1.12
P/S
2.74
EV/EBIT
11.21
EV/EBITDA
10.53
EV/Sales
4.23
USB's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 13.3 and 19% lower than its last 4 quarters average of 12.0
USB's EPS is down by 8% year-on-year and by 7% since the previous quarter
USB's price to book (P/B) is 30% lower than its 5-year quarterly average of 1.6 and 25% lower than its last 4 quarters average of 1.5
The stock's P/S is 32% less than its 5-year quarterly average of 4.0 and 26% less than its last 4 quarters average of 3.7
The revenue has declined by 2% since the previous quarter

Efficiency

How efficient is Us Bancorp business performance
Us Bancorp's return on assets has decreased by 20% YoY and by 14% QoQ
Us Bancorp's return on invested capital has decreased by 17% YoY and by 12% QoQ
USB's return on equity is down by 14% year-on-year and by 8% since the previous quarter
USB's return on sales is down by 8% year-on-year and by 6% since the previous quarter

Dividends

What is USB's dividend history
DPS
$1.68
Dividend yield
4.45%
Payout ratio
43.4%
Recent dividends

Financial health

How did Us Bancorp financials performed over time
The total assets is 11% more than the total liabilities
Us Bancorp's total liabilities has increased by 16% YoY and by 11% from the previous quarter
The total assets has grown by 14% YoY and by 10% from the previous quarter
USB's debt is 53% greater than its equity
USB's debt to equity is up by 42% year-on-year and by 24% since the previous quarter
USB's debt is up by 40% year-on-year and by 23% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.