USB Us Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: USB

Price (delayed)

$55.72

Market cap

$83B

P/E Ratio

14.7

Dividend/share

$1.68

EPS

$3.79

Enterprise value

$89.02B

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth ...

Highlights
USB's debt is down by 37% year-on-year and by 7% since the previous quarter
The revenue is up by 8% since the previous quarter
USB's EPS is up by 24% since the previous quarter but it is down by 2.1% year-on-year
Us Bancorp's net income has increased by 22% from the previous quarter but it has decreased by 5% YoY
USB's price to earnings (P/E) is 11% higher than its last 4 quarters average of 13.3 and 10% higher than its 5-year quarterly average of 13.4
The equity has contracted by 2.7% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.usbank.com/
Peers: WFC BAC C GSBC

Key stats

What are the main financial stats of USB
Market
Shares outstanding
1.49B
Market cap
$83B
Enterprise value
$89.02B
Valuations
Price to earnings (P/E)
14.7
Price to book (P/B)
1.62
Price to sales (P/S)
4
EV/EBIT
11.9
EV/EBITDA
11.13
EV/Sales
4.25
Earnings
Revenue
$20.94B
EBIT
$7.48B
EBITDA
$8B
Free cash flow
$2.3B
Per share
EPS
$3.79
Free cash flow per share
$1.53
Book value per share
$34.4
Revenue per share
$13.94
TBVPS
$359.53
Balance sheet
Total assets
$553.38B
Total liabilities
$501.07B
Debt
$49.52B
Equity
$51.68B
Working capital
N/A
Liquidity
Debt to equity
0.96
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.75
Margins
EBITDA margin
38.2%
Gross margin
100%
Net margin
29%
Operating margin
35.8%
Efficiency
Return on assets
1%
Return on equity
10.9%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35.7%
Dividend
Dividend yield
3.02%
DPS
$1.68
Payout ratio
44.3%

USB stock price

How has the Us Bancorp stock price performed over time
Intraday
-0.16%
1 week
-2.54%
1 month
-0.75%
1 year
51.54%
YTD
19.6%
QTD
-2.19%

Financial performance

How have Us Bancorp's revenue and profit performed over time
Revenue
$20.94B
Gross profit
$20.94B
Operating income
$7.5B
Net income
$6.07B
Gross margin
100%
Net margin
29%
The operating income is up by 24% since the previous quarter but it is down by 6% year-on-year
Us Bancorp's net income has increased by 22% from the previous quarter but it has decreased by 5% YoY
Us Bancorp's operating margin has increased by 15% from the previous quarter but it has decreased by 6% YoY
USB's net margin is up by 14% since the previous quarter but it is down by 4.9% year-on-year

Growth

What is Us Bancorp's growth rate over time

Valuation

What is Us Bancorp stock price valuation
P/E
14.7
P/B
1.62
P/S
4
EV/EBIT
11.9
EV/EBITDA
11.13
EV/Sales
4.25
USB's EPS is up by 24% since the previous quarter but it is down by 2.1% year-on-year
USB's price to earnings (P/E) is 11% higher than its last 4 quarters average of 13.3 and 10% higher than its 5-year quarterly average of 13.4
USB's price to book (P/B) is 25% higher than its last 4 quarters average of 1.3
The equity has contracted by 2.7% from the previous quarter
The stock's P/S is 21% more than its last 4 quarters average of 3.3 and 2.6% more than its 5-year quarterly average of 3.9
The revenue is up by 8% since the previous quarter

Efficiency

How efficient is Us Bancorp business performance
Us Bancorp's return on invested capital has increased by 27% QoQ but it has decreased by 7% YoY
Us Bancorp's return on assets has increased by 25% QoQ but it has decreased by 17% YoY
USB's return on equity is up by 24% since the previous quarter but it is down by 5% year-on-year
USB's return on sales is up by 15% since the previous quarter but it is down by 6% year-on-year

Dividends

What is USB's dividend history
DPS
$1.68
Dividend yield
3.02%
Payout ratio
44.3%
Recent dividends

Financial health

How did Us Bancorp financials performed over time
The total assets is 10% more than the total liabilities
Us Bancorp's total liabilities has increased by 2.1% YoY
USB's debt is 4.2% smaller than its equity
USB's debt to equity is down by 37% year-on-year and by 4% since the previous quarter
USB's debt is down by 37% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.