USB Us Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: USB

Price (delayed)

$30.67

Market cap

$47.01B

P/E Ratio

8.18

Dividend/share

$1.9

EPS

$3.75

Enterprise value

$78.71B

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth ...

Highlights
USB's price to earnings (P/E) is 31% lower than its 5-year quarterly average of 11.9 and 21% lower than its last 4 quarters average of 10.4
The revenue is up by 6% since the previous quarter
Us Bancorp's net income has decreased by 18% YoY but it has increased by 2.4% from the previous quarter
USB's debt has surged by 83% year-on-year and by 39% since the previous quarter
USB's EPS is down by 19% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.usbank.com/
Peers: WFC BAC C GSBC

Key stats

What are the main financial stats of USB
Market
Shares outstanding
1.53B
Market cap
$47.01B
Enterprise value
$78.71B
Valuations
Price to earnings (P/E)
8.18
Price to book (P/B)
0.89
Price to sales (P/S)
2
EV/EBIT
10.51
EV/EBITDA
9.63
EV/Sales
3.35
Earnings
Revenue
$23.46B
EBIT
$7.49B
EBITDA
$8.17B
Free cash flow
$13.48B
Per share
EPS
$3.75
Free cash flow per share
$8.8
Book value per share
$34.61
Revenue per share
$15.32
TBVPS
$432.72
Balance sheet
Total assets
$682.38B
Total liabilities
$628.92B
Debt
$98.92B
Equity
$52.99B
Working capital
N/A
Liquidity
Debt to equity
1.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.88
Margins
EBITDA margin
34.8%
Gross margin
100%
Net margin
25.4%
Operating margin
32%
Efficiency
Return on assets
0.9%
Return on equity
11.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
31.9%
Dividend
Dividend yield
6.19%
DPS
$1.9
Payout ratio
50.7%

USB stock price

How has the Us Bancorp stock price performed over time
Intraday
0.52%
1 week
1.86%
1 month
-2.7%
1 year
-41.18%
YTD
-29.67%
QTD
-14.92%

Financial performance

How have Us Bancorp's revenue and profit performed over time
Revenue
$23.46B
Gross profit
$23.46B
Operating income
$7.51B
Net income
$5.97B
Gross margin
100%
Net margin
25.4%
Us Bancorp's operating margin has decreased by 20% YoY and by 2.7% from the previous quarter
USB's net margin is down by 19% year-on-year and by 3.1% since the previous quarter
The operating income is down by 19% year-on-year but it is up by 2.8% since the previous quarter
Us Bancorp's net income has decreased by 18% YoY but it has increased by 2.4% from the previous quarter

Growth

What is Us Bancorp's growth rate over time

Valuation

What is Us Bancorp stock price valuation
USB P/E details
P/E
8.18
P/B
0.89
P/S
2
EV/EBIT
10.51
EV/EBITDA
9.63
EV/Sales
3.35
USB's price to earnings (P/E) is 31% lower than its 5-year quarterly average of 11.9 and 21% lower than its last 4 quarters average of 10.4
USB's EPS is down by 19% year-on-year
USB's price to book (P/B) is 36% lower than its 5-year quarterly average of 1.4 and 26% lower than its last 4 quarters average of 1.2
The equity has grown by 4.4% from the previous quarter and by 3.5% YoY
The stock's P/S is 41% less than its 5-year quarterly average of 3.4 and 26% less than its last 4 quarters average of 2.7
The revenue is up by 6% since the previous quarter

Efficiency

How efficient is Us Bancorp business performance
Us Bancorp's return on invested capital has decreased by 25% YoY
Us Bancorp's return on assets has decreased by 25% YoY
USB's return on sales is down by 20% year-on-year and by 2.7% since the previous quarter
USB's return on equity is down by 13% year-on-year

Dividends

What is USB's dividend history
Dividend details
DPS
$1.9
Dividend yield
6.19%
Payout ratio
50.7%
Recent dividends

Financial health

How did Us Bancorp financials performed over time
The total assets is 8% more than the total liabilities
Us Bancorp's total liabilities has increased by 18% YoY
The total assets has grown by 16% YoY
USB's debt is 87% greater than its equity
USB's debt has surged by 83% year-on-year and by 39% since the previous quarter
USB's debt to equity has surged by 78% year-on-year and by 34% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.