USB Us Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: USB

Price (delayed)

$45.46

Market cap

$70.94B

P/E Ratio

15.1

Dividend/share

$1.95

EPS

$3.01

Enterprise value

$63.75B

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, and is the fifth ...

Highlights
The equity has grown by 4.9% YoY
USB's debt is down by 29% year-on-year but it is up by 4.5% since the previous quarter
The company's gross profit rose by 7% YoY but it fell by 2.3% QoQ
USB's price to earnings (P/E) is 27% higher than its 5-year quarterly average of 11.8 and 27% higher than its last 4 quarters average of 11.8
USB's EPS is down by 20% year-on-year and by 8% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.usbank.com/
Peers: WFC BAC C GSBC

Key stats

What are the main financial stats of USB
Market
Shares outstanding
1.56B
Market cap
$70.94B
Enterprise value
$63.75B
Valuations
Price to earnings (P/E)
15.1
Price to book (P/B)
1.27
Price to sales (P/S)
2.82
EV/EBIT
10.04
EV/EBITDA
8.68
EV/Sales
2.53
Earnings
Revenue
$25.16B
EBIT
$6.35B
EBITDA
$7.35B
Free cash flow
$10.27B
Per share
EPS
$3.01
Free cash flow per share
$6.58
Book value per share
$35.66
Revenue per share
$16.14
TBVPS
$426.62
Balance sheet
Total assets
$683.61B
Total liabilities
$627.57B
Debt
$69.8B
Equity
$55.57B
Working capital
N/A
Liquidity
Debt to equity
1.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.98
Margins
EBITDA margin
29.2%
Gross margin
100%
Net margin
20.1%
Operating margin
25.4%
Efficiency
Return on assets
0.7%
Return on equity
8.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
25.2%
Dividend
Dividend yield
4.29%
DPS
$1.95
Payout ratio
64.8%

USB stock price

How has the Us Bancorp stock price performed over time
Intraday
0.82%
1 week
1.56%
1 month
14.48%
1 year
16.89%
YTD
5.04%
QTD
14.51%

Financial performance

How have Us Bancorp's revenue and profit performed over time
Revenue
$25.16B
Gross profit
$25.16B
Operating income
$6.38B
Net income
$5.05B
Gross margin
100%
Net margin
20.1%
Us Bancorp's operating margin has decreased by 21% YoY and by 4.9% from the previous quarter
USB's net margin is down by 21% year-on-year and by 4.7% since the previous quarter
Us Bancorp's net income has decreased by 15% YoY and by 7% from the previous quarter
The operating income is down by 15% year-on-year and by 7% since the previous quarter

Growth

What is Us Bancorp's growth rate over time

Valuation

What is Us Bancorp stock price valuation
USB P/E details
P/E
15.1
P/B
1.27
P/S
2.82
EV/EBIT
10.04
EV/EBITDA
8.68
EV/Sales
2.53
USB's price to earnings (P/E) is 27% higher than its 5-year quarterly average of 11.8 and 27% higher than its last 4 quarters average of 11.8
USB's EPS is down by 20% year-on-year and by 8% since the previous quarter
USB's price to book (P/B) is 15% higher than its last 4 quarters average of 1.1 but 3.1% lower than its 5-year quarterly average of 1.3
The equity has grown by 4.9% YoY
The stock's P/S is 16% more than its last 4 quarters average of 2.4 but 10% less than its 5-year quarterly average of 3.1
The revenue is up by 7% year-on-year but it has declined by 2.3% since the previous quarter

Efficiency

How efficient is Us Bancorp business performance
USB's return on equity is down by 24% year-on-year and by 9% since the previous quarter
Us Bancorp's return on assets has decreased by 22% YoY
USB's return on sales is down by 21% year-on-year and by 5% since the previous quarter
Us Bancorp's return on invested capital has decreased by 17% YoY

Dividends

What is USB's dividend history
Dividend details
DPS
$1.95
Dividend yield
4.29%
Payout ratio
64.8%
Recent dividends

Financial health

How did Us Bancorp financials performed over time
The total assets is 9% more than the total liabilities
Us Bancorp's total liabilities has increased by 3.3% from the previous quarter
The total assets has grown by 3% from the previous quarter
USB's debt is 26% greater than its equity
USB's debt to equity is down by 33% year-on-year but it is up by 4.1% since the previous quarter
USB's debt is down by 29% year-on-year but it is up by 4.5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.