WU Western Union Company

Price (delayed)

$22.65

Market cap

$9.31B

P/E Ratio

15.41

Dividend/share

$0.88

EPS

$1.47

Enterprise value

$11.21B

Sector: Financial Services
Industry: Credit Services
The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer-to-Consumer; Business Solutions; and Other. The Consumer-to-Consumer segment facilitates money transfers between two consumers. The Business Solutions segment offers payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The Other segment comprises electronic-based and cash-based bill payment services. The company was founded in 1851 and is headquartered in Denver, CO.

Highlights

The company's equity has surged by 51% QoQ
The stock's price to earnings (P/E) is 48% more than its last 4 quarters average of 10.4 but 16% less than its 5-year quarterly average of 18.4
WU's net income is down by 50% YoY and by 43% from the previous quarter
Western Union's EPS has decreased by 47% YoY and by 41% from the previous quarter

Key stats

What are the main financial stats of WU
Market
Shares outstanding
411M
Market cap
$9.31B
Enterprise value
$11.21B
Valuations
Price to earnings (P/E)
15.41
Price to book (P/B)
N/A
Price to sales (P/S)
1.89
EV/EBIT
12.59
EV/EBITDA
9.89
EV/Sales
2.28
Earnings
Revenue
$4.92B
EBIT
$890.7M
EBITDA
$1.13B
Free cash flow
$742.6M
Per share
EPS
$1.47
Free cash flow per share
$1.8
Book value per share
-$0.18
Revenue per share
$11.95
TBVPS
$13.77
Balance sheet
Total assets
$8.71B
Total liabilities
$8.78B
Debt
$3.09B
Equity
-$73.4M
Working capital
N/A
Liquidity
Debt to equity
-42.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.68
Margins
EBITDA margin
23.1%
Gross margin
41.6%
Net margin
12.4%
Operating margin
17.9%
Efficiency
Return on assets
7%
Return on equity
N/A
Return on invested capital
11.9%
Return on capital employed
N/A
Return on sales
18.1%
Dividend
Dividend yield
3.86%
DPS
$0.88
Payout ratio
59.5%

WU stock price

How has the Western Union stock price performed over time

Financial performance

How have Western Union's revenue and profit performed over time
Revenue
$4.92B
Gross profit
$2.05B
Operating income
$878.9M
Net income
$609M
Gross margin
41.6%
Net margin
12.4%
WU's net income is down by 50% YoY and by 43% from the previous quarter
Western Union's net margin has decreased by 44% YoY and by 40% from the previous quarter
Western Union's operating income has decreased by 19% YoY and by 4.1% from the previous quarter
WU's revenue is down by 10% year-on-year and by 4.4% since the previous quarter

Growth

What is Western Union's growth rate over time

Valuation

What is Western Union stock price valuation
P/E
15.41
P/B
N/A
P/S
1.89
EV/EBIT
12.59
EV/EBITDA
9.89
EV/Sales
2.28
The stock's price to earnings (P/E) is 48% more than its last 4 quarters average of 10.4 but 16% less than its 5-year quarterly average of 18.4
Western Union's EPS has decreased by 47% YoY and by 41% from the previous quarter
The company's equity has surged by 51% QoQ
WU's P/S is 11% above its 5-year quarterly average of 1.7 and 5% above its last 4 quarters average of 1.8
WU's revenue is down by 10% year-on-year and by 4.4% since the previous quarter

Efficiency

How efficient is Western Union business performance
The company's return on assets fell by 47% YoY and by 42% QoQ
WU's return on invested capital is down by 39% year-on-year and by 38% since the previous quarter
Western Union's ROS has decreased by 39% YoY and by 36% from the previous quarter

Dividends

What is WU's dividend history
DPS
$0.88
Dividend yield
3.86%
Payout ratio
59.5%
Recent dividends

Financial health

How did Western Union financials performed over time
WU's total assets is up by 4.1% since the previous quarter but it is down by 3.7% year-on-year
The total liabilities is up by 3.1% since the previous quarter but it has declined by 2.6% year-on-year
The debt to equity has dropped by 141% year-on-year and by 105% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.