KNSL
Kinsale Capital Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: KNSL
- PE Ratio
The current PE ratio for Kinsale Capital Group stock as of Jul 25, 2026 is 14.1. This is calculated based on the TTM EPS of $24.76 and the stock price of $349.1 per share. The PE ratio marks a decrease of 16% from its last 4 quarters average of 16.8.
KNSL PE ratio history
The average historical PE ratio of Kinsale Capital Group for the last ten years is 36.1. The current P/E ratio of 14.1 is 61% lower than the historical average. Looking back at the last ten years, KNSL's PE ratio peaked in the Sep 2016 quarter at 91.67, when the price was $22 and the EPS was $0.24. The lowest point was in the Jun 2026 quarter, when it reached 13.32 with a price of $329.81 and an EPS of $24.76.
Kinsale Capital Group PE ratio by year
Maximum annual increase: 46.15% in 2020
Maximum annual decrease: -36.62% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 17.97 | -30.78% | $391.12 | $21.76 |
| 2024 | 25.96 | 3.63% | $465.13 | $17.92 |
| 2023 | 25.05 | -33.24% | $334.91 | $13.37 |
| 2022 | 37.52 | 6.14% | $261.52 | $6.97 |
| 2021 | 35.35 | -30.06% | $237.89 | $6.73 |
| 2020 | 50.54 | 46.15% | $200.13 | $3.96 |
| 2019 | 34.58 | -0.43% | $101.66 | $2.94 |
| 2018 | 34.73 | -8.17% | $55.56 | $1.6 |
| 2017 | 37.82 | -36.62% | $45 | $1.19 |
| 2016 | 59.67 | N/A | $34.01 | $0.57 |
| 2015 | N/A | N/A | N/A | $0 |
| 2014 | N/A | N/A | N/A | $0 |
| 2013 | N/A | N/A | N/A | $0.89 |
Kinsale Capital Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 13.32 | -11.02% | $329.81 | $24.76 |
| Mar 2026 | 14.97 | -16.69% | $341.66 | $22.82 |
| Dec 2025 | 17.97 | -13.48% | $391.12 | $21.76 |
| Sep 2025 | 20.77 | -17.25% | $425.26 | $20.47 |
| Jun 2025 | 25.1 | -9.81% | $483.9 | $19.28 |
| Mar 2025 | 27.83 | 7.2% | $486.71 | $17.49 |
| Dec 2024 | 25.96 | -1.37% | $465.13 | $17.92 |
| Sep 2024 | 26.32 | 9.71% | $465.57 | $17.69 |
| Jun 2024 | 23.99 | -30.42% | $385.28 | $16.06 |
| Mar 2024 | 34.48 | 37.64% | $524.74 | $15.22 |
| Dec 2023 | 25.05 | -28.45% | $334.91 | $13.37 |
| Sep 2023 | 35.01 | -6.62% | $414.13 | $11.83 |
| Jun 2023 | 37.49 | 0.05% | $374.2 | $9.98 |
| Mar 2023 | 37.47 | -0.13% | $300.15 | $8.01 |
| Dec 2022 | 37.52 | -9.37% | $261.52 | $6.97 |
KNSL Price vs fair value
KNSL average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, KNSL's PE ratio is lower than its 3 and 5-year averages.
PE comparison
With a price to earnings (P/E) of 14.1, KNSL ranks higher than the Financial Services sector, the industry and its peers average. But in comparison with the Financial Services sector average of 13.51, Kinsale Capital Group's price to earnings (P/E) is only 4.4% higher.
KNSL PE vs peers
KNSL's PE ratio stands lower than its peer stock PLMR, but it is higher than PGR's and ORI's. Kinsale Capital Group's current PE ratio of 14.1 is higher than the average of its peers, which is 12.02.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NMIH NMI Holdings Inc | 8.55 | $3.25B |
| ORI Old Republic International Corp | 10.14 | $10.27B |
| PGR Progressive Corp | 10.84 | $124.95B |
| KNSL Kinsale Capital Group Inc | 14.1 | $7.95B |
| PLMR Palomar Holdings Inc | 18.56 | $3.65B |
| NODK NI Holdings Inc | N/A | $324.63M |
Frequently asked questions
What is Kinsale Capital Group's PE ratio?
The price to earnings ratio for KNSL stock as of Jul 25, 2026, stands at 14.1.
What is the 3-year average PE ratio for Kinsale Capital Group (KNSL)?
As an average over the last 3 years, KNSL stock has a PE ratio of 24.23.
What is the 5-year average PE ratio for Kinsale Capital Group (KNSL)?
As an average over the last 5 years, KNSL stock has a PE ratio of 28.8.
What is the highest PE ratio for KNSL?
The highest quarterly PE ratio in the last ten years has been 91.67 and it was in the Sep 2016 quarter.
How does the current PE ratio for KNSL compare to its historical average?
The current PE ratio of KNSL is 61% lower than the 10-year historical average.
How is KNSL's PE ratio calculated (Kinsale Capital Group PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 25, 2026), Kinsale Capital Group's share price is $349.1. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $24.76. Therefore, Kinsale Capital Group's PE ratio for today is 14.1. PE RATIO(14.1) = STOCK PRICE($349.1) / TTM EPS($24.76)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.