KNSL Kinsale Capital Group margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 81

Gross margin

53.3%

Operating margin

34.3%

EBITDA margin

34.6%

Net margin

26.9%

Based on the latest figures, Kinsale Capital Group reports a gross margin of 53.3%, an operating margin of 34.3%, an EBITDA margin of 34.6%, and a net margin of 26.9%. Each available margin improved from the same period last year. Gross margin recorded the strongest gain, increasing by 1.6 percentage points.

KNSL margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Kinsale Capital Group recorded average margins of 51.93% gross, 33.66% operating, 33.96% EBITDA, and 26.43% net. The current gross, operating, EBITDA, and net margins are all above their three-year averages.

KNSL margin expansion

Year-over-year margin changes in percentage points

The biggest expansion was in gross margin, which rose by 1.6 percentage points. The other available margins also improved.

Gross margin expansion

1.6pp

Operating margin expansion

0.6pp

EBITDA margin expansion

0.5pp

Net margin expansion

0.6pp

KNSL Gross margin

Looking at the last 3 years, Kinsale Capital Group had an average gross margin of 51.93%. Against its three-year average, Kinsale Capital Group's gross margin is currently 53.3%, 1.4 percentage points above its three-year average. Looking back over the last 3 years, Kinsale Capital Group's gross margin reached 54.6% at its highest point in Jun 2026 and 50% at its lowest in Mar 2025.

KNSL Operating margin

The average operating margin for Kinsale Capital Group was 33.66% across the past 3 years. Compared with its three-year average, Kinsale Capital Group's current operating margin is 34.3% and is 0.6 percentage points above its three-year average. The operating margin for Kinsale Capital Group moved between 31.8% in Mar 2025 and 36.3% in Jun 2026.

KNSL EBITDA margin

Kinsale Capital Group recorded an average EBITDA margin of 33.96% across the last 3 years. Right now, Kinsale Capital Group's current EBITDA margin is 34.6%, which is 0.6 percentage points above its three-year average. Looking back over the last 3 years, Kinsale Capital Group's EBITDA margin reached 36.6% at its highest point in Jun 2026 and 32.2% at its lowest in Mar 2025.

KNSL Net margin

Reviewing the last 3 years, Kinsale Capital Group recorded an average net margin of 26.43%. Kinsale Capital Group's current net margin is 26.9% and is 0.5 percentage points above its three-year average. The highest net margin for Kinsale Capital Group was 28.5% in Jun 2026, while the lowest was 24.7% in Mar 2025.

KNSL margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 53.3%, KNSL stands above the industry average but below the Financial Services sector and its peers average. In comparison with its Financial Services sector average of 83.4%, Kinsale Capital Group's gross margin is 36% lower.

KNSL margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Kinsale Capital Group's gross margin?

As of Sep 30, 2026, KNSL has a gross margin of 53.3%.

What is Kinsale Capital Group's operating margin?

For the period ending Sep 30, 2026, KNSL recorded an operating margin of 34.3%.

What is Kinsale Capital Group's EBITDA margin?

For the period ending Sep 30, 2026, KNSL recorded an EBITDA margin of 34.6%.

What is Kinsale Capital Group's net margin?

The current net margin for KNSL is 26.9% as of Sep 30, 2026.

What are the average margins of KNSL?

Over the past 3 years, KNSL reported average margins of 51.9% gross, 33.7% operating, 34.0% EBITDA, and 26.4% net.

What are the highest historical margins of KNSL?

Within the 5-year period, KNSL recorded its highest margins at 54.6% gross in Jun 2026, 36.3% operating in Jun 2026, 36.6% EBITDA in Jun 2026, and 28.5% net in Jun 2026.

What are the lowest historical margins of KNSL?

In the last 5 years, the lowest margins reported by KNSL were 44.9% gross in Sep 2022, 22.2% operating in Sep 2022, 22.5% EBITDA in Sep 2022, and 17.9% net in Sep 2022.