As of Aug 21, 2026, HMN's PEG ratio of 0.43 reflects its valuation relative to its growth. This value reflects a P/E ratio of 11.69 measured against EPS growth of 27.4%. When compared to the trailing four-quarter average of 0.27, HMN's PEG ratio shows a 61% increase.
Horace Mann Educators's nine years historical PEG ratio has an average of 0.16. Compared to historical data, HMN's 0.43 PE to growth ratio represents a rise of 169%. HMN reached its maximum PEG ratio of 0.44 during the Jun 2026 quarter over the past nine years. The Jun 2024 quarter had the bottom reading at 0, indicating the most optimal growth-adjusted valuation.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.2 | 11.75 | 57.8% |
| 2024 | 0.12 | 15.76 | 128.4% |
| 2023 | 0.24 | 30 | 127.1% |
| 2022 | N/A | 77.85 | -88.2% |
| 2021 | 0.34 | 9.53 | 27.7% |
| 2020 | N/A | 13.22 | -28.1% |
| 2019 | 0.01 | 9.88 | 904.5% |
| 2018 | N/A | 85.11 | -89.3% |
| 2017 | 0.11 | 10.76 | 101% |
| 2016 | N/A | 20.98 | -8.5% |
| 2015 | N/A | 14.88 | -10.8% |
| 2014 | N/A | 13.27 | -9.1% |
| 2013 | 2.49 | 11.47 | 4.6% |
| 2012 | 0.16 | 7.59 | 48.6% |
| 2011 | N/A | 7.75 | -13.2% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.44 | 11.93 | 27.4% |
| Mar 2026 | 0.24 | 10.62 | 44.6% |
| Dec 2025 | 0.2 | 11.75 | 57.8% |
| Sep 2025 | 0.19 | 11.32 | 58.3% |
| Jun 2025 | 0.17 | 12.64 | 72.6% |
| Mar 2025 | 0.2 | 15.37 | 77.1% |
| Dec 2024 | 0.12 | 15.76 | 128.4% |
| Sep 2024 | 0.01 | 13.87 | 1,069.2% |
| Jun 2024 | 0 | 16.56 | 4,040% |
| Mar 2024 | 0.03 | 23.56 | 881.3% |
| Dec 2023 | 0.24 | 30 | 127.1% |
| Sep 2023 | N/A | N/A | -110.4% |
| Jun 2023 | N/A | N/A | -102.1% |
| Mar 2023 | N/A | 209.25 | -95.6% |
| Dec 2022 | N/A | 77.85 | -88.2% |
When comparing to historical values, HMN's PEG ratio is higher than its 3, 5 and 10-year averages.
Horace Mann Educators's PEG of 0.43 is above the industry average but below the Financial Services sector average. But compared to its Financial Services sector average of 0.44, Horace Mann Educators's PEG is only 2.3% lower.
Compared to its peers, HMN has a PEG ratio under stocks PGR and AIG, while above ALL's.
HMN's Aug 21, 2026 PEG ratio comes in at 0.43.
Over the last 3 years, HMN's PEG ratio has settled near 0.17.
Over the last 5 years, HMN's PEG ratio has settled near 0.2.
In the last nine years, HMN's peak PEG ratio of 0.44 was recorded in the Jun 2026 quarter.
Currently, HMN's PEG ratio stands 169% higher than its 9-year historical average.
The 0.43 PEG ratio for HMN reflects strong earnings growth outpacing the current valuation.
Computing the PEG ratio involves dividing the PE ratio by the company's EPS growth (YoY TTM). As of Aug 21, 2026, Horace Mann Educators has a P/E ratio of 11.69. Earnings grew at 27.4% over the TTM period ending Jun 2026. Applying the formula, this produces a price to earnings growth ratio of 0.43. PEG RATIO(0.43) = PE RATIO(11.69) / EPS GROWTH(27.4%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.