HMN Horace Mann Educators Corp
- Stocks
- Financial Services
- NYSE: HMN
Price (delayed)
$44.67
Market cap
$1.82B
P/E Ratio
13.14
Dividend/share
$1.38
EPS
$3.4
Enterprise value
$2.32B
Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for Educators® in 1945, the company
Highlights
HMN's EPS has surged by 73% year-on-year and by 22% since the previous quarter
The company's net income has surged by 72% YoY and by 22% QoQ
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.horacemann.com
Key stats
What are the main financial stats of HMN
Market
Valuations
Earnings
Shares outstanding
40.7M
Market cap
$1.82B
Enterprise value
$2.32B
Price to earnings (P/E)
13.14
Price to book (P/B)
1.34
Price to sales (P/S)
1.12
EV/EBIT
11.08
EV/EBITDA
9.82
EV/Sales
1.41
Revenue
$1.65B
Gross profit
$706.4M
Operating income
$209.7M
Net income
$140.1M
EBIT
$209.7M
EBITDA
$236.7M
Free cash flow
$609.5M
Per share
Balance sheet
Liquidity
EPS
$3.4
EPS diluted
$3.38
Free cash flow per share
$14.76
Book value per share
$33.36
Revenue per share
$39.93
TBVPS
$351.7
Total assets
$14.73B
Total liabilities
$13.37B
Debt
$547.5M
Equity
$1.36B
Working capital
N/A
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.14
Margins
Efficiency
Dividend
EBITDA margin
14.4%
Gross margin
42.8%
Net margin
8.5%
Operating margin
12.7%
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
12.7%
Dividend yield
3.09%
DPS
$1.38
Payout ratio
40.6%
HMN stock price
How has the Horace Mann Educators stock price performed over time
Intraday
0.16%
1 week
5.5%
1 month
9.75%
1 year
34.1%
YTD
13.87%
QTD
3.96%
Financial performance
How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.65B
Gross profit
$706.4M
Operating income
$209.7M
Net income
$140.1M
Gross margin
42.8%
Net margin
8.5%
The company's net income has surged by 72% YoY and by 22% QoQ
The net margin has soared by 63% YoY and by 21% QoQ
The operating income has surged by 59% year-on-year and by 18% since the previous quarter
The operating margin has grown by 49% YoY and by 17% from the previous quarter
Price vs fundamentals
How does HMN's price correlate with its fundamentals
Growth
What is Horace Mann Educators's growth rate over time
Valuation
What is Horace Mann Educators stock price valuation
P/E
13.14
P/B
1.34
P/S
1.12
EV/EBIT
11.08
EV/EBITDA
9.82
EV/Sales
1.41
HMN's EPS has surged by 73% year-on-year and by 22% since the previous quarter
The price to earnings (P/E) is 55% lower than the 5-year quarterly average of 29.1 and 9% lower than the last 4 quarters average of 14.4
The stock's price to book (P/B) is 22% more than its 5-year quarterly average of 1.1 and 12% more than its last 4 quarters average of 1.2
Horace Mann Educators's equity has increased by 13% YoY
The price to sales (P/S) is 12% more than the last 4 quarters average of 1.0
The revenue is up by 6% YoY
Efficiency
How efficient is Horace Mann Educators business performance
The return on assets has surged by 67% year-on-year and by 25% since the previous quarter
The company's return on invested capital has surged by 56% YoY and by 17% QoQ
HMN's return on equity has surged by 51% year-on-year and by 19% since the previous quarter
HMN's return on sales is up by 49% year-on-year and by 17% since the previous quarter
Dividends
What is HMN's dividend history
DPS
$1.38
Dividend yield
3.09%
Payout ratio
40.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horace Mann Educators financials performed over time
The total assets is 10% more than the total liabilities
The total assets has grown by 3.1% YoY and by 2.3% from the previous quarter
The total liabilities has grown by 2.4% from the previous quarter and by 2.3% YoY
The debt is 60% lower than the equity
Horace Mann Educators's equity has increased by 13% YoY
Horace Mann Educators's debt to equity has decreased by 11% YoY and by 2.4% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.