HMN Horace Mann Educators Corp

  1. Stocks
  2. Financial Services
  3. NYSE: HMN

Price (delayed)

$37.22

Market cap

$1.52B

P/E Ratio

34.15

Dividend/share

$1.33

EPS

$1.09

Enterprise value

$2.04B

Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for Educators® in 1945, the company ...

Highlights
HMN's EPS has surged by 127% year-on-year
The company's net income has surged by 127% YoY
The price to earnings (P/E) is 19% higher than the 5-year quarterly average of 28.7
The debt has increased by 10% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.horacemann.com
Peers: ERIE AIG PGR ALL

Key stats

What are the main financial stats of HMN
Market
Shares outstanding
40.88M
Market cap
$1.52B
Enterprise value
$2.04B
Valuations
Price to earnings (P/E)
34.15
Price to book (P/B)
1.29
Price to sales (P/S)
1.03
EV/EBIT
24.55
EV/EBITDA
18.66
EV/Sales
1.37
Earnings
Revenue
$1.49B
EBIT
$83M
EBITDA
$109.2M
Free cash flow
$302.1M
Per share
EPS
$1.09
Free cash flow per share
$7.31
Book value per share
$28.78
Revenue per share
$36.12
TBVPS
$334.75
Balance sheet
Total assets
$14.05B
Total liabilities
$12.87B
Debt
$546M
Equity
$1.18B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.73
Margins
EBITDA margin
7.3%
Gross margin
34.7%
Net margin
3%
Operating margin
5.6%
Efficiency
Return on assets
0.3%
Return on equity
4%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
5.6%
Dividend
Dividend yield
3.57%
DPS
$1.33
Payout ratio
122%

HMN stock price

How has the Horace Mann Educators stock price performed over time
Intraday
1.09%
1 week
7.95%
1 month
5.53%
1 year
16.75%
YTD
13.82%
QTD
0.62%

Financial performance

How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.49B
Gross profit
$517.1M
Operating income
$83M
Net income
$45M
Gross margin
34.7%
Net margin
3%
The operating income has surged by 131% year-on-year
The company's net income has surged by 127% YoY
The operating margin has soared by 115% YoY
The net margin has soared by 114% YoY

Growth

What is Horace Mann Educators's growth rate over time

Valuation

What is Horace Mann Educators stock price valuation
HMN P/E details
P/E
34.15
P/B
1.29
P/S
1.03
EV/EBIT
24.55
EV/EBITDA
18.66
EV/Sales
1.37
HMN's EPS has surged by 127% year-on-year
The price to earnings (P/E) is 19% higher than the 5-year quarterly average of 28.7
The stock's price to book (P/B) is 17% more than its 5-year quarterly average of 1.1 and 17% more than its last 4 quarters average of 1.1
Horace Mann Educators's equity has increased by 12% QoQ and by 7% YoY
The price to sales (P/S) is 14% more than the last 4 quarters average of 0.9 but 14% less than the 5-year quarterly average of 1.2
The revenue is up by 8% YoY and by 3.9% from the previous quarter

Efficiency

How efficient is Horace Mann Educators business performance
The return on assets has surged by 200% year-on-year
HMN's return on equity has surged by 150% year-on-year
HMN's return on sales has surged by 115% year-on-year
The company's return on invested capital has surged by 100% YoY

Dividends

What is HMN's dividend history
Dividend details
DPS
$1.33
Dividend yield
3.57%
Payout ratio
122%
Recent dividends

Financial health

How did Horace Mann Educators financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 6% YoY and by 4.8% from the previous quarter
The total liabilities has grown by 5% YoY and by 4.2% from the previous quarter
The debt is 54% lower than the equity
Horace Mann Educators's debt to equity has decreased by 12% from the previous quarter but it has increased by 2.2% YoY
Horace Mann Educators's equity has increased by 12% QoQ and by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.