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Price (delayed)
$40.93
Market cap
$1.67B
P/E Ratio
16.24
Dividend/share
$1.35
EPS
$2.52
Enterprise value
$2.18B
Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for Educators® in 1945, the company
Highlights
The price to earnings (P/E) is 43% lower than the 5-year quarterly average of 28.5 and 23% lower than the last 4 quarters average of 21.0
The gross profit has increased by 38% year-on-year and by 7% since the previous quarter
Key stats
What are the main financial stats of HMN
Market
Valuations
Earnings
Shares outstanding
40.76M
Market cap
$1.67B
Enterprise value
$2.18B
Price to earnings (P/E)
16.24
Price to book (P/B)
1.3
Price to sales (P/S)
1.06
EV/EBIT
13.41
EV/EBITDA
11.55
EV/Sales
1.37
Revenue
$1.59B
EBIT
$162.2M
EBITDA
$188.3M
Free cash flow
$361.5M
Per share
Balance sheet
Liquidity
EPS
$2.52
Free cash flow per share
$8.77
Book value per share
$31.57
Revenue per share
$38.57
TBVPS
$351.94
Total assets
$14.71B
Total liabilities
$13.43B
Debt
$546.7M
Equity
$1.29B
Working capital
N/A
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.69
Margins
Efficiency
Dividend
EBITDA margin
11.8%
Gross margin
38.9%
Net margin
6.6%
Operating margin
10.2%
Return on assets
0.7%
Return on equity
8.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
10.2%
Dividend yield
3.3%
DPS
$1.35
Payout ratio
53.6%
HMN stock price
How has the Horace Mann Educators stock price performed over time
Intraday
1.36%
1 week
-0.02%
1 month
11.65%
1 year
25.98%
YTD
25.17%
QTD
17.11%
Financial performance
How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.59B
Gross profit
$617.6M
Operating income
$162.2M
Net income
$104.1M
Gross margin
38.9%
Net margin
6.6%
The gross profit has increased by 38% year-on-year and by 7% since the previous quarter
The company's net income rose by 28% QoQ
The net margin has increased by 27% QoQ
The gross margin has increased by 25% year-on-year and by 4.6% since the previous quarter
Growth
What is Horace Mann Educators's growth rate over time
Valuation
What is Horace Mann Educators stock price valuation
P/E
16.24
P/B
1.3
P/S
1.06
EV/EBIT
13.41
EV/EBITDA
11.55
EV/Sales
1.37
The price to earnings (P/E) is 43% lower than the 5-year quarterly average of 28.5 and 23% lower than the last 4 quarters average of 21.0
HMN's EPS is up by 28% since the previous quarter
Horace Mann Educators's equity has increased by 22% YoY and by 6% QoQ
The stock's price to book (P/B) is 18% more than its 5-year quarterly average of 1.1 and 8% more than its last 4 quarters average of 1.2
The price to sales (P/S) is 18% more than the last 4 quarters average of 0.9 but 3.6% less than the 5-year quarterly average of 1.1
The revenue is up by 11% YoY and by 2.1% from the previous quarter
Efficiency
How efficient is Horace Mann Educators business performance
The company's return on invested capital rose by 22% QoQ
HMN's return on equity is up by 21% since the previous quarter
HMN's return on sales is up by 20% since the previous quarter
The return on assets is up by 17% since the previous quarter
Dividends
What is HMN's dividend history
DPS
$1.35
Dividend yield
3.3%
Payout ratio
53.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horace Mann Educators financials performed over time
The total assets is 10% more than the total liabilities
The total assets has grown by 10% YoY and by 3% from the previous quarter
The total liabilities has grown by 9% YoY and by 2.7% from the previous quarter
The debt is 58% lower than the equity
Horace Mann Educators's equity has increased by 22% YoY and by 6% QoQ
Horace Mann Educators's debt to equity has decreased by 19% YoY and by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.