HMN Horace Mann Educators Corp

Price (delayed)

$33.55

Market cap

$1.37B

P/E Ratio

21.37

Dividend/share

$1.34

EPS

$1.57

Enterprise value

$1.9B

Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for EducatorsĀ® in 1945, the company ...

Highlights
The company's net income rose by 44% QoQ
HMN's EPS is up by 44% since the previous quarter
The debt has increased by 10% YoY

Key stats

What are the main financial stats of HMN
Market
Shares outstanding
40.96M
Market cap
$1.37B
Enterprise value
$1.9B
Valuations
Price to book (P/B)
1.13
Price to sales (P/S)
0.91
EV/EBIT
17.29
EV/EBITDA
13.96
EV/Sales
1.25
Earnings
Revenue
$1.52B
EBIT
$109.9M
EBITDA
$136.1M
Free cash flow
$290.2M
Per share
EPS
$1.57
Free cash flow per share
$7.03
Book value per share
$29.63
Revenue per share
$36.9
TBVPS
$339.35
Balance sheet
Total assets
$14.24B
Total liabilities
$13.02B
Debt
$546.2M
Equity
$1.21B
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.86
Margins
EBITDA margin
8.9%
Gross margin
36.2%
Net margin
4.3%
Operating margin
7.2%
Efficiency
Return on assets
0.5%
Return on equity
5.7%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
7.2%
Dividend
Dividend yield
3.99%
DPS
$1.34
Payout ratio
85.4%

HMN stock price

How has the Horace Mann Educators stock price performed over time
Intraday
0.48%
1 week
4.26%
1 month
-1.18%
1 year
18.22%
YTD
2.6%
QTD
2.85%

Financial performance

How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.52B
Gross profit
$551.9M
Operating income
$109.9M
Net income
$64.9M
Gross margin
36.2%
Net margin
4.3%
The company's net income rose by 44% QoQ
The net margin has increased by 43% QoQ
The operating income is up by 32% since the previous quarter
The operating margin has grown by 29% from the previous quarter

Growth

What is Horace Mann Educators's growth rate over time

Valuation

What is Horace Mann Educators stock price valuation
P/E
21.37
P/B
1.13
P/S
0.91
EV/EBIT
17.29
EV/EBITDA
13.96
EV/Sales
1.25
HMN's EPS is up by 44% since the previous quarter
The price to earnings (P/E) is 27% lower than the 5-year quarterly average of 29.2
Horace Mann Educators's equity has increased by 6% YoY and by 3.1% QoQ
The stock's price to book (P/B) is 6% less than its last 4 quarters average of 1.2 but 2.7% more than its 5-year quarterly average of 1.1
The price to sales (P/S) is 17% less than the 5-year quarterly average of 1.1
The revenue is up by 10% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is Horace Mann Educators business performance
The return on assets has surged by 67% since the previous quarter
HMN's return on equity is up by 43% since the previous quarter
The company's return on invested capital rose by 33% QoQ
HMN's return on sales is up by 29% since the previous quarter

Dividends

What is HMN's dividend history
DPS
$1.34
Dividend yield
3.99%
Payout ratio
85.4%
Recent dividends

Financial health

How did Horace Mann Educators financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 4.3% YoY
The total liabilities has grown by 4.1% YoY
The debt is 55% lower than the equity
The debt has increased by 10% YoY
Horace Mann Educators's equity has increased by 6% YoY and by 3.1% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.