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HMN Horace Mann Educators Corp
- Stocks
- Financial Services
- NYSE: HMN
Price (delayed)
$40.7
Market cap
$1.66B
P/E Ratio
14.64
Dividend/share
$1.38
EPS
$2.78
Enterprise value
$2.18B
Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for Educators® in 1945, the company
Highlights
HMN's EPS has surged by 77% year-on-year and by 12% since the previous quarter
The company's net income has surged by 76% YoY and by 11% QoQ
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.horacemann.com
Key stats
What are the main financial stats of HMN
Market
Valuations
Earnings
Shares outstanding
40.78M
Market cap
$1.66B
Enterprise value
$2.18B
Price to earnings (P/E)
14.64
Price to book (P/B)
1.24
Price to sales (P/S)
1.03
EV/EBIT
12.24
EV/EBITDA
10.63
EV/Sales
1.34
Revenue
$1.63B
Gross profit
$657.9M
Operating income
$177.9M
Net income
$114.5M
EBIT
$177.9M
EBITDA
$204.7M
Free cash flow
$518.4M
Per share
Balance sheet
Liquidity
EPS
$2.78
EPS diluted
$2.76
Free cash flow per share
$12.55
Book value per share
$32.85
Revenue per share
$39.36
TBVPS
$343.57
Total assets
$14.4B
Total liabilities
$13.05B
Debt
$547.2M
Equity
$1.34B
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.53
Margins
Efficiency
Dividend
EBITDA margin
12.6%
Gross margin
40.5%
Net margin
7%
Operating margin
10.9%
Return on assets
0.8%
Return on equity
8.9%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
10.9%
Dividend yield
3.39%
DPS
$1.38
Payout ratio
49.6%
HMN stock price
How has the Horace Mann Educators stock price performed over time
Intraday
0.3%
1 week
-4.46%
1 month
-4.82%
1 year
21.89%
YTD
3.75%
QTD
-5.28%
Financial performance
How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.63B
Gross profit
$657.9M
Operating income
$177.9M
Net income
$114.5M
Gross margin
40.5%
Net margin
7%
The company's net income has surged by 76% YoY and by 11% QoQ
The net margin has soared by 63% YoY and by 9% QoQ
The operating income has surged by 62% year-on-year and by 9% since the previous quarter
The operating margin has soared by 51% YoY and by 7% from the previous quarter
Price vs fundamentals
How does HMN's price correlate with its fundamentals
Growth
What is Horace Mann Educators's growth rate over time
Valuation
What is Horace Mann Educators stock price valuation
P/E
14.64
P/B
1.24
P/S
1.03
EV/EBIT
12.24
EV/EBITDA
10.63
EV/Sales
1.34
HMN's EPS has surged by 77% year-on-year and by 12% since the previous quarter
The price to earnings (P/E) is 51% lower than the 5-year quarterly average of 30.0 and 4.9% lower than the last 4 quarters average of 15.4
The stock's price to book (P/B) is 13% more than its 5-year quarterly average of 1.1 and 3.3% more than its last 4 quarters average of 1.2
Horace Mann Educators's equity has increased by 11% YoY and by 4.3% QoQ
The revenue is up by 7% YoY
The price to sales (P/S) is 6% less than the 5-year quarterly average of 1.1 but 3% more than the last 4 quarters average of 1.0
Efficiency
How efficient is Horace Mann Educators business performance
The return on assets has surged by 60% year-on-year and by 14% since the previous quarter
HMN's return on equity has surged by 56% year-on-year and by 9% since the previous quarter
HMN's return on sales has surged by 51% year-on-year and by 7% since the previous quarter
The company's return on invested capital has surged by 50% YoY and by 9% QoQ
Dividends
What is HMN's dividend history
DPS
$1.38
Dividend yield
3.39%
Payout ratio
49.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horace Mann Educators financials performed over time
The total assets is 10% more than the total liabilities
The debt is 59% lower than the equity
Horace Mann Educators's equity has increased by 11% YoY and by 4.3% QoQ
Horace Mann Educators's debt to equity has decreased by 9% YoY and by 2.4% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.