HMN Horace Mann Educators Corp

Price (delayed)

$32.93

Market cap

$1.34B

P/E Ratio

N/A

Dividend/share

$1.31

EPS

-$0.31

Enterprise value

$1.86B

Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for EducatorsĀ® in 1945, the company ...

Highlights
The revenue is up by 5% YoY and by 2.6% from the previous quarter
HMN's EPS has dropped by 117% year-on-year
The company's net income has shrunk by 117% YoY

Key stats

What are the main financial stats of HMN
Market
Shares outstanding
40.84M
Market cap
$1.34B
Enterprise value
$1.86B
Valuations
Price to book (P/B)
1.28
Price to sales (P/S)
0.95
EV/EBIT
378.84
EV/EBITDA
59.31
EV/Sales
1.29
Earnings
Revenue
$1.44B
EBIT
$4.9M
EBITDA
$31.3M
Free cash flow
$254.9M
Per share
EPS
-$0.31
Free cash flow per share
$6.17
Book value per share
$25.74
Revenue per share
$34.77
TBVPS
$319.23
Balance sheet
Total assets
$13.41B
Total liabilities
$12.36B
Debt
$546.1M
Equity
$1.05B
Working capital
N/A
Liquidity
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
16.35
Margins
EBITDA margin
2.2%
Gross margin
30.9%
Net margin
-0.9%
Operating margin
0.3%
Efficiency
Return on assets
-0.1%
Return on equity
-1.2%
Return on invested capital
0%
Return on capital employed
N/A
Return on sales
0.3%
Dividend
Dividend yield
3.98%
DPS
$1.31
Payout ratio
N/A

HMN stock price

How has the Horace Mann Educators stock price performed over time
Intraday
-0.63%
1 week
-1.11%
1 month
6.36%
1 year
-14%
YTD
-11.88%
QTD
12.08%

Financial performance

How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.44B
Gross profit
$444.2M
Operating income
$4.9M
Net income
-$13M
Gross margin
30.9%
Net margin
-0.9%
The net margin has shrunk by 200% QoQ and by 116% YoY
The company's net income has shrunk by 117% YoY
The operating margin has plunged by 96% YoY and by 67% from the previous quarter
The operating income has dropped by 96% year-on-year and by 61% since the previous quarter

Growth

What is Horace Mann Educators's growth rate over time

Valuation

What is Horace Mann Educators stock price valuation
P/E
N/A
P/B
1.28
P/S
0.95
EV/EBIT
378.84
EV/EBITDA
59.31
EV/Sales
1.29
HMN's EPS has dropped by 117% year-on-year
The stock's price to book (P/B) is 17% more than its 5-year quarterly average of 1.1 and 8% more than its last 4 quarters average of 1.2
Horace Mann Educators's equity has decreased by 4.6% QoQ and by 2.3% YoY
The price to sales (P/S) is 21% less than the 5-year quarterly average of 1.2 and 5% less than the last 4 quarters average of 1.0
The revenue is up by 5% YoY and by 2.6% from the previous quarter

Efficiency

How efficient is Horace Mann Educators business performance
HMN's return on equity has dropped by 200% since the previous quarter and by 122% year-on-year
The return on assets has dropped by 117% year-on-year
The company's return on invested capital has shrunk by 100% QoQ and by 100% YoY
HMN's return on sales has dropped by 96% year-on-year and by 67% since the previous quarter

Dividends

What is HMN's dividend history
DPS
$1.31
Dividend yield
3.98%
Payout ratio
N/A
Recent dividends

Financial health

How did Horace Mann Educators financials performed over time
The total assets is 9% more than the total liabilities
The debt is 48% lower than the equity
Horace Mann Educators's debt to equity has increased by 16% from the previous quarter and by 13% YoY
The debt has increased by 10% YoY and by 10% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.