HMN Horace Mann Educators Corp
Price (delayed)
$39.79
Market cap
$1.62B
P/E Ratio
15.79
Dividend/share
$1.36
EPS
$2.52
Enterprise value
$2.13B
Horace Mann is the largest financial services company focused on providing America's educators and school employees with insurance and retirement solutions. Founded by Educators for Educators® in 1945, the company
Highlights
The price to earnings (P/E) is 47% lower than the 5-year quarterly average of 29.6 and 25% lower than the last 4 quarters average of 21.0
The gross profit has increased by 38% year-on-year and by 7% since the previous quarter
Key stats
What are the main financial stats of HMN
Market
Valuations
Earnings
Shares outstanding
40.76M
Market cap
$1.62B
Enterprise value
$2.13B
Price to earnings (P/E)
15.79
Price to book (P/B)
1.26
Price to sales (P/S)
1.03
EV/EBIT
13.12
EV/EBITDA
11.3
EV/Sales
1.34
Revenue
$1.59B
Gross profit
$617.6M
Operating income
$162.2M
Net income
$104.1M
EBIT
$162.2M
EBITDA
$188.3M
Free cash flow
$361.5M
Per share
Balance sheet
Liquidity
EPS
$2.52
EPS diluted
$2.52
Free cash flow per share
$8.77
Book value per share
$31.57
Revenue per share
$38.57
TBVPS
$351.94
Total assets
$14.71B
Total liabilities
$13.43B
Debt
$546.7M
Equity
$1.29B
Working capital
N/A
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.69
Margins
Efficiency
Dividend
EBITDA margin
11.8%
Gross margin
38.9%
Net margin
6.6%
Operating margin
10.2%
Return on assets
0.7%
Return on equity
8.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
10.2%
Dividend yield
3.42%
DPS
$1.36
Payout ratio
54%
HMN stock price
How has the Horace Mann Educators stock price performed over time
Intraday
-1.83%
1 week
-3.28%
1 month
4.08%
1 year
8.63%
YTD
1.43%
QTD
1.43%
Financial performance
How have Horace Mann Educators's revenue and profit performed over time
Revenue
$1.59B
Gross profit
$617.6M
Operating income
$162.2M
Net income
$104.1M
Gross margin
38.9%
Net margin
6.6%
The gross profit has increased by 38% year-on-year and by 7% since the previous quarter
The company's net income rose by 28% QoQ
The net margin has increased by 27% QoQ
The gross margin has increased by 25% year-on-year and by 4.6% since the previous quarter
Growth
What is Horace Mann Educators's growth rate over time
Valuation
What is Horace Mann Educators stock price valuation
P/E
15.79
P/B
1.26
P/S
1.03
EV/EBIT
13.12
EV/EBITDA
11.3
EV/Sales
1.34
The price to earnings (P/E) is 47% lower than the 5-year quarterly average of 29.6 and 25% lower than the last 4 quarters average of 21.0
HMN's EPS is up by 28% since the previous quarter
Horace Mann Educators's equity has increased by 22% YoY and by 6% QoQ
The stock's price to book (P/B) is 15% more than its 5-year quarterly average of 1.1 and 5% more than its last 4 quarters average of 1.2
The price to sales (P/S) is 14% more than the last 4 quarters average of 0.9 but 6% less than the 5-year quarterly average of 1.1
The revenue is up by 11% YoY and by 2.1% from the previous quarter
Efficiency
How efficient is Horace Mann Educators business performance
The company's return on invested capital rose by 22% QoQ
HMN's return on equity is up by 21% since the previous quarter
HMN's return on sales is up by 20% since the previous quarter
The return on assets is up by 17% since the previous quarter
Dividends
What is HMN's dividend history
DPS
$1.36
Dividend yield
3.42%
Payout ratio
54%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horace Mann Educators financials performed over time
The total assets is 10% more than the total liabilities
The total assets has grown by 10% YoY and by 3% from the previous quarter
The total liabilities has grown by 9% YoY and by 2.7% from the previous quarter
The debt is 58% lower than the equity
Horace Mann Educators's equity has increased by 22% YoY and by 6% QoQ
Horace Mann Educators's debt to equity has decreased by 19% YoY and by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.