EZPW Ezcorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: EZPW

Price (delayed)

$8.07

Market cap

$441.57M

P/E Ratio

11.7

Dividend/share

N/A

EPS

$0.69

Enterprise value

$823.08M

Formed in 1989, EZCORP has grown into a leading provider of pawn loans in the United States and Latin America. It also sells merchandise, primarily collateral forfeited from pawn lending ...

Highlights
EZPW's revenue is up by 18% year-on-year and by 3.7% since the previous quarter
Ezcorp's gross profit has increased by 15% YoY and by 3.7% from the previous quarter
EZPW's net income is down by 23% year-on-year but it is up by 8% since the previous quarter
The EPS has declined by 22% year-on-year but it is up by 8% since the previous quarter
EZPW's quick ratio is down by 21% from the previous quarter and by 11% YoY
The debt has grown by 12% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.ezcorp.com
Peers: ENVA AMRK

Key stats

What are the main financial stats of EZPW
Market
Shares outstanding
54.72M
Market cap
$441.57M
Enterprise value
$823.08M
Valuations
Price to earnings (P/E)
11.7
Price to book (P/B)
0.6
Price to sales (P/S)
0.43
EV/EBIT
12.09
EV/EBITDA
5.24
EV/Sales
0.78
Earnings
Revenue
$1.05B
EBIT
$68.09M
EBITDA
$157.16M
Free cash flow
$61.39M
Per share
EPS
$0.69
Free cash flow per share
$1.1
Book value per share
$13.54
Revenue per share
$18.87
TBVPS
$19.92
Balance sheet
Total assets
$1.47B
Total liabilities
$721.94M
Debt
$610.48M
Equity
$745.77M
Working capital
$527.75M
Liquidity
Debt to equity
0.82
Current ratio
3.75
Quick ratio
2.68
Net debt/EBITDA
2.43
Margins
EBITDA margin
15%
Gross margin
58.1%
Net margin
3.7%
Operating margin
8.8%
Efficiency
Return on assets
2.7%
Return on equity
5.3%
Return on invested capital
5.3%
Return on capital employed
5.3%
Return on sales
6.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

EZPW stock price

How has the Ezcorp stock price performed over time
Intraday
-0.49%
1 week
-2.54%
1 month
0.62%
1 year
-19.94%
YTD
-0.98%
QTD
-2.18%

Financial performance

How have Ezcorp's revenue and profit performed over time
Revenue
$1.05B
Gross profit
$609.84M
Operating income
$92.15M
Net income
$38.46M
Gross margin
58.1%
Net margin
3.7%
The net margin has contracted by 35% YoY but it has grown by 6% from the previous quarter
The operating income is up by 23% year-on-year
EZPW's net income is down by 23% year-on-year but it is up by 8% since the previous quarter
EZPW's revenue is up by 18% year-on-year and by 3.7% since the previous quarter

Growth

What is Ezcorp's growth rate over time

Valuation

What is Ezcorp stock price valuation
P/E
11.7
P/B
0.6
P/S
0.43
EV/EBIT
12.09
EV/EBITDA
5.24
EV/Sales
0.78
The EPS has declined by 22% year-on-year but it is up by 8% since the previous quarter
The price to earnings (P/E) is 7% less than the last 4 quarters average of 12.6
EZPW's equity is up by 8% YoY
EZPW's revenue is up by 18% year-on-year and by 3.7% since the previous quarter
The stock's P/S is 14% less than its 5-year quarterly average of 0.5 and 14% less than its last 4 quarters average of 0.5

Efficiency

How efficient is Ezcorp business performance
The ROA has declined by 29% year-on-year but it is up by 8% since the previous quarter
The ROE has decreased by 28% YoY but it has increased by 6% from the previous quarter
The return on sales has declined by 26% year-on-year
The return on invested capital has declined by 23% year-on-year

Dividends

What is EZPW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for EZPW.

Financial health

How did Ezcorp financials performed over time
The company's total assets is 103% higher than its total liabilities
EZPW's quick ratio is down by 21% from the previous quarter and by 11% YoY
The current ratio has declined by 21% since the previous quarter and by 11% year-on-year
The debt is 18% less than the equity
The debt has grown by 12% YoY
EZPW's equity is up by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.