EZPW Ezcorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: EZPW

Price (delayed)

$10.96

Market cap

$604.49M

P/E Ratio

12.04

Dividend/share

N/A

EPS

$0.91

Enterprise value

$984.49M

Formed in 1989, EZCORP has grown into a leading provider of pawn loans in the United States and Latin America. It also sells merchandise, primarily collateral forfeited from pawn lending ...

Highlights
The EPS is up by 32% since the previous quarter
EZPW's revenue is up by 17% year-on-year and by 3.4% since the previous quarter
EZPW's net income is up by 30% since the previous quarter but it is down by 2.1% year-on-year
EZPW's quick ratio is down by 15% YoY but it is up by 6% from the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.ezcorp.com
Peers: ENVA AMRK

Key stats

What are the main financial stats of EZPW
Market
Shares outstanding
55.15M
Market cap
$604.49M
Enterprise value
$984.49M
Valuations
Price to earnings (P/E)
12.04
Price to book (P/B)
0.77
Price to sales (P/S)
0.56
EV/EBIT
12.54
EV/EBITDA
5.82
EV/Sales
0.91
Earnings
Revenue
$1.08B
EBIT
$78.51M
EBITDA
$169.3M
Free cash flow
$71.2M
Per share
EPS
$0.91
Free cash flow per share
$1.29
Book value per share
$14.16
Revenue per share
$19.69
TBVPS
$20.34
Balance sheet
Total assets
$1.48B
Total liabilities
$706.31M
Debt
$606.99M
Equity
$774.88M
Working capital
$539.17M
Liquidity
Debt to equity
0.78
Current ratio
4
Quick ratio
2.83
Net debt/EBITDA
2.24
Margins
EBITDA margin
15.6%
Gross margin
58.1%
Net margin
4.6%
Operating margin
9.3%
Efficiency
Return on assets
3.4%
Return on equity
6.7%
Return on invested capital
6%
Return on capital employed
6%
Return on sales
7.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

EZPW stock price

How has the Ezcorp stock price performed over time
Intraday
-0.9%
1 week
-2.66%
1 month
6.51%
1 year
19.52%
YTD
25.4%
QTD
-3.27%

Financial performance

How have Ezcorp's revenue and profit performed over time
Revenue
$1.08B
Gross profit
$629.91M
Operating income
$100.93M
Net income
$50.16M
Gross margin
58.1%
Net margin
4.6%
EZPW's net income is up by 30% since the previous quarter but it is down by 2.1% year-on-year
The net margin has grown by 24% from the previous quarter but it has contracted by 16% YoY
The operating income is up by 24% year-on-year and by 10% since the previous quarter
EZPW's revenue is up by 17% year-on-year and by 3.4% since the previous quarter

Growth

What is Ezcorp's growth rate over time

Valuation

What is Ezcorp stock price valuation
P/E
12.04
P/B
0.77
P/S
0.56
EV/EBIT
12.54
EV/EBITDA
5.82
EV/Sales
0.91
The EPS is up by 32% since the previous quarter
The price to earnings (P/E) is 5% less than the last 4 quarters average of 12.7
The P/B is 28% more than the 5-year quarterly average of 0.6 and 28% more than the last 4 quarters average of 0.6
EZPW's equity is up by 10% YoY and by 3.9% QoQ
EZPW's revenue is up by 17% year-on-year and by 3.4% since the previous quarter
The stock's P/S is 12% more than its 5-year quarterly average of 0.5 and 12% more than its last 4 quarters average of 0.5

Efficiency

How efficient is Ezcorp business performance
The ROA is up by 26% since the previous quarter but it has declined by 11% year-on-year
The ROE has increased by 26% from the previous quarter but it has decreased by 9% YoY
The return on sales has declined by 21% year-on-year but it is up by 11% since the previous quarter
The return on invested capital has declined by 17% year-on-year but it rose by 13% since the previous quarter

Dividends

What is EZPW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for EZPW.

Financial health

How did Ezcorp financials performed over time
The company's total assets is 110% higher than its total liabilities
The current ratio has declined by 16% year-on-year but it has increased by 7% since the previous quarter
EZPW's quick ratio is down by 15% YoY but it is up by 6% from the previous quarter
The debt is 22% less than the equity
EZPW's equity is up by 10% YoY and by 3.9% QoQ
The company's debt to equity fell by 8% YoY and by 4.9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.