EZPW Ezcorp Inc

Price (delayed)

$15.23

Market cap

$836.71M

P/E Ratio

9.7

Dividend/share

N/A

EPS

$1.57

Enterprise value

$1.22B

Formed in 1989, EZCORP has grown into a leading provider of pawn loans in the United States and Latin America. It also sells merchandise, primarily collateral forfeited from pawn lending ...

Highlights
The EPS has surged by 73% year-on-year and by 4% since the previous quarter
EZPW's net income has surged by 71% year-on-year and by 3.1% since the previous quarter
EZPW's quick ratio is down by 30% YoY but it is up by 7% from the previous quarter
The price to earnings (P/E) is 28% more than the last 4 quarters average of 7.6

Key stats

What are the main financial stats of EZPW
Market
Shares outstanding
54.94M
Market cap
$836.71M
Enterprise value
$1.22B
Valuations
Price to earnings (P/E)
9.7
Price to book (P/B)
1.01
Price to sales (P/S)
0.71
EV/EBIT
9.21
EV/EBITDA
5.46
EV/Sales
1.03
Earnings
Revenue
$1.18B
Gross profit
$695.1M
Operating income
$117.39M
Net income
$85.64M
EBIT
$132.58M
EBITDA
$223.49M
Free cash flow
$83.92M
Per share
EPS
$1.57
EPS diluted
$1.15
Free cash flow per share
$1.53
Book value per share
$15.13
Revenue per share
$21.55
TBVPS
$20.74
Balance sheet
Total assets
$1.5B
Total liabilities
$675.24M
Debt
$567.84M
Equity
$823.89M
Working capital
$485.95M
Liquidity
Debt to equity
0.69
Current ratio
2.91
Quick ratio
1.98
Net debt/EBITDA
1.72
Margins
EBITDA margin
18.9%
Gross margin
58.8%
Net margin
7.2%
Operating margin
9.9%
Efficiency
Return on assets
5.7%
Return on equity
10.6%
Return on invested capital
10.4%
Return on capital employed
10.6%
Return on sales
11.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

EZPW stock price

How has the Ezcorp stock price performed over time
Intraday
-3.49%
1 week
3.78%
1 month
14.68%
1 year
42.2%
YTD
24.63%
QTD
3.46%

Financial performance

How have Ezcorp's revenue and profit performed over time
Revenue
$1.18B
Gross profit
$695.1M
Operating income
$117.39M
Net income
$85.64M
Gross margin
58.8%
Net margin
7.2%
EZPW's net income has surged by 71% year-on-year and by 3.1% since the previous quarter
The net margin has soared by 57% YoY
The operating income is up by 16% year-on-year and by 4.3% since the previous quarter
Ezcorp's gross profit has increased by 10% YoY

Growth

What is Ezcorp's growth rate over time

Valuation

What is Ezcorp stock price valuation
P/E
9.7
P/B
1.01
P/S
0.71
EV/EBIT
9.21
EV/EBITDA
5.46
EV/Sales
1.03
The EPS has surged by 73% year-on-year and by 4% since the previous quarter
The price to earnings (P/E) is 28% more than the last 4 quarters average of 7.6
The P/B is 68% more than the 5-year quarterly average of 0.6 and 26% more than the last 4 quarters average of 0.8
EZPW's equity is up by 6% YoY and by 2.4% QoQ
The stock's P/S is 42% more than its 5-year quarterly average of 0.5 and 42% more than its last 4 quarters average of 0.5
EZPW's revenue is up by 9% year-on-year

Efficiency

How efficient is Ezcorp business performance
The return on invested capital has surged by 73% year-on-year and by 4% since the previous quarter
The ROA has soared by 68% year-on-year and by 3.6% since the previous quarter
The ROE has soared by 58% YoY
The return on sales has surged by 56% year-on-year

Dividends

What is EZPW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for EZPW.

Financial health

How did Ezcorp financials performed over time
The company's total assets is 122% higher than its total liabilities
EZPW's quick ratio is down by 30% YoY but it is up by 7% from the previous quarter
The current ratio has declined by 27% year-on-year but it has increased by 7% since the previous quarter
The debt is 31% less than the equity
The company's debt to equity fell by 12% YoY
The debt has contracted by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.