CFR Cullen/Frost Bankers Earnings and EPS analysis

Relative Growth: Rel. Growth: 78

Relative Strength: Rel. Strength: 61

Relative Valuation: Rel. Valuation: 74

Relative Profitability: Rel. Profitability: 85

EPS in 2026 (TTM): $10.27

Last Report Period Date: Mar 31, 2026

Based on the company's latest reports for March 2026, the current 12-month EPS is $10.27. Cullen/Frost Bankers's earnings per share in 2025 was reported at $9.92, marking a rise from $8.88 in 2024. In the quarterly report ending on Mar 31, 2026, CFR's earnings per share amounted to $2.65.

CFR earnings history

Historical annual and quarterly earnings per share (EPS) data for Cullen/Frost Bankers

EPS (TTM)

$10.27

EPS Growth YoY (Quarterly)

15.2%

EPS (Quarterly)

$2.65

EPS Growth (Quarterly)

3.5%

Cullen/Frost Bankers had an yealy earnings per share of $9.92, showing a rise of 11.7% from $8.88 recorded in 2024. The quarterly earnings per share for the period ending Mar 31, 2026, was $2.65, showing a 15.2% increase compared to the same quarter last year. The trailing twelve months EPS for CFR is $10.27 as of March 2026. Cullen/Frost Bankers's full-year EPS for 2024 was $8.88, a 2.5% decline compared to the previous year.

CFR earnings chart

CFR EPS growth history

Earnings per share growth rates over time

EPS Growth YoY (Quarterly)

15.2%

EPS growth YoY

11.7%

EPS growth 3Y avg

3.9%

EPS growth 5Y avg

14.2%

Cullen/Frost Bankers has recorded a growth in earnings per share of 15.2% in the past 12 months (YoY, quarterly). Across the past three years, the company had an average EPS annual growth rate of 3.9% per year. Cullen/Frost Bankers had an average annual EPS growth of 14.2% in the last five years. When assessed over a ten-year period, CFR's average EPS annual growth was 8.7%.

CFR Earnings Waterfall

Breakdown of revenue, profit and net income for Cullen/Frost Bankers

CFR Earnings vs Peers

What are the earnings of CFR compared to its peers

Stock name	Price to Earnings	EPS grwoth 1Y	EPS grwoth 3Y	EPS grwoth 5Y
IBOC International Bancshares Corp	11.32	0.8%	11.4%	20.3%
PB Prosperity Bancshares Inc	13.1	13.3%	-0.1%	0.1%
TCBI Texas Capital Bancshares Inc	13.47	431.8%	3.2%	43.7%
BOKF Bok Financial Corp	13.67	12.7%	6.1%	8.2%
SBSI Southside Bancshares Inc	14.56	-21.2%	-11.1%	-1.4%
CFR Cullen/Frost Bankers Inc	14.61	11.7%	3.9%	14.2%
FFIN First Financial Bankshares Inc	18.11	13.5%	2.6%	4.5%

All data is based on quarterly TTM periods, unless otherwise specified.