BY Byline Bancorp PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: BY
- PE Ratio
The price-to-earnings ratio for Byline Bancorp stock stands at 10.42 as of Jul 14, 2025. This is based on the current EPS of $2.73 and the stock price of $28.44 per share. An increase of 8% has been recorded in the PE ratio compared to the average of 9.6 of the past four quarters.
BY PE ratio history
Over the last nine years, the average PE ratio of Byline Bancorp has been 15.31. The current 10.42 price-to-earnings ratio is 32% less than the historical average. In the past nine years, BY's PE ratio reached its highest point in the Mar 2018 quarter at 69.48, with a price of $22.93 and an EPS of $0.33. The Sep 2017 quarter saw the lowest point at 5.96, with a price of $21.26 and an EPS of $3.57.
Byline Bancorp PE ratio history chart
Byline Bancorp PE ratio by year
Maximum annual increase: 24.15% in 2020
Maximum annual decrease: -76.62% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 10.43 | 19.06% | $29 | $2.78 |
| 2023 | 8.76 | -9.6% | $23.56 | $2.69 |
| 2022 | 9.69 | -13.17% | $22.97 | $2.37 |
| 2021 | 11.16 | -30.64% | $27.35 | $2.45 |
| 2020 | 16.09 | 24.15% | $15.45 | $0.96 |
| 2019 | 12.96 | -5.88% | $19.57 | $1.51 |
| 2018 | 13.77 | -76.62% | $16.66 | $1.21 |
| 2017 | 58.9 | N/A | $22.97 | $0.39 |
| 2016 | N/A | N/A | N/A | $3.31 |
| 2015 | N/A | N/A | N/A | -$0.86 |
Byline Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 9.58 | -8.15% | $26.16 | $2.73 |
| Dec 2024 | 10.43 | 7.53% | $29 | $2.78 |
| Sep 2024 | 9.7 | 11.11% | $26.77 | $2.76 |
| Jun 2024 | 8.73 | 10.09% | $23.74 | $2.72 |
| Mar 2024 | 7.93 | -9.47% | $21.72 | $2.74 |
| Dec 2023 | 8.76 | 16.49% | $23.56 | $2.69 |
| Sep 2023 | 7.52 | 6.82% | $19.71 | $2.62 |
| Jun 2023 | 7.04 | -21.16% | $18.09 | $2.57 |
| Mar 2023 | 8.93 | -7.84% | $21.62 | $2.42 |
| Dec 2022 | 9.69 | 6.25% | $22.97 | $2.37 |
| Sep 2022 | 9.12 | -12.22% | $20.25 | $2.22 |
| Jun 2022 | 10.39 | -2.99% | $23.8 | $2.29 |
| Mar 2022 | 10.71 | -4.03% | $26.68 | $2.49 |
| Dec 2021 | 11.16 | 4.99% | $27.35 | $2.45 |
| Sep 2021 | 10.63 | -7.48% | $24.56 | $2.31 |
BY Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
BY average PE ratio chart
Currently, BY's PE ratio is above its 3 and 5-year historical averages.
PE vs average
BY PE vs peers
When compared to its peer stocks NRIM and NKSH, BY's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| BY Byline Bancorp Inc | 10.16 | $1.28B |
| NRIM Northrim Bancorp Inc | 12.33 | $520.23M |
| NKSH National Bankshares Inc | 20.88 | $183.33M |
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Frequently asked questions
What is Byline Bancorp's PE ratio?
BY's price to earnings ratio is 10.42 as of Jul 14, 2025.
What is the 3-year average PE ratio for Byline Bancorp (BY)?
Over the last 3 years, the average PE ratio for BY stock is 8.86.
What is the 5-year average PE ratio for Byline Bancorp (BY)?
Over the last 5 years, the average PE ratio for BY stock is 10.15.
What is the highest PE ratio for BY?
In the last nine years, the Mar 2018 quarter recorded the highest quarterly PE ratio at 69.48.
How does the current PE ratio for BY compare to its historical average?
BY's current price to earnings ratio is 32% below its 9-year historical average.
How is BY's PE ratio calculated (Byline Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 14, 2025), Byline Bancorp's stock price is $28.44. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $2.73. Therefore, Byline Bancorp's price to earnings ratio for today is 10.42. PE RATIO(10.42) = STOCK PRICE($28.44) / TTM EPS($2.73)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.