CBNK Capital Bancorp Inc

Price (delayed)

$21.57

Market cap

$299.66M

P/E Ratio

9.22

Dividend/share

$0.32

EPS

$2.34

Enterprise value

$248.51M

Capital Bancorp, Inc., Rockville, Maryland is a registered bank holding company incorporated under the laws of Maryland. The Company's wholly-owned subsidiary, Capital Bank, N.A., is the fifth largest bank headquartered ...

Highlights
CBNK's debt is down by 31% from the previous quarter and by 23% YoY
The equity has grown by 11% YoY
The net income has decreased by 21% YoY and by 9% from the previous quarter
CBNK's EPS is down by 20% YoY and by 9% from the previous quarter

Key stats

What are the main financial stats of CBNK
Market
Shares outstanding
13.89M
Market cap
$299.66M
Enterprise value
$248.51M
Valuations
Price to earnings (P/E)
9.22
Price to book (P/B)
1.16
Price to sales (P/S)
1.92
EV/EBIT
5.89
EV/EBITDA
5.83
EV/Sales
1.59
Earnings
Revenue
$156.23M
EBIT
$42.2M
EBITDA
$42.66M
Free cash flow
$34.06M
Per share
EPS
$2.34
Free cash flow per share
$2.45
Book value per share
$18.66
Revenue per share
$11.22
TBVPS
$166.99
Balance sheet
Total assets
$2.32B
Total liabilities
$2.06B
Debt
$34.06M
Equity
$259.47M
Working capital
N/A
Liquidity
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.2
Margins
EBITDA margin
27.3%
Gross margin
100%
Net margin
20.9%
Operating margin
27%
Efficiency
Return on assets
1.4%
Return on equity
13.1%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
27%
Dividend
Dividend yield
1.48%
DPS
$0.32
Payout ratio
13.7%

CBNK stock price

How has the Capital Bancorp stock price performed over time
Intraday
0.28%
1 week
9.1%
1 month
8.77%
1 year
16.22%
YTD
-10.87%
QTD
5.22%

Financial performance

How have Capital Bancorp's revenue and profit performed over time
Revenue
$156.23M
Gross profit
$156.23M
Operating income
$42.2M
Net income
$32.7M
Gross margin
100%
Net margin
20.9%
CBNK's operating income is down by 21% YoY and by 9% QoQ
The net income has decreased by 21% YoY and by 9% from the previous quarter
CBNK's net margin is down by 18% YoY and by 8% from the previous quarter
CBNK's operating margin is down by 18% YoY and by 8% QoQ

Growth

What is Capital Bancorp's growth rate over time

Valuation

What is Capital Bancorp stock price valuation
P/E
9.22
P/B
1.16
P/S
1.92
EV/EBIT
5.89
EV/EBITDA
5.83
EV/Sales
1.59
CBNK's EPS is down by 20% YoY and by 9% from the previous quarter
The stock's price to earnings (P/E) is 12% more than its last 4 quarters average of 8.2 and 10% more than its 5-year quarterly average of 8.4
CBNK's price to book (P/B) is 17% lower than its 5-year quarterly average of 1.4 and 3.3% lower than its last 4 quarters average of 1.2
The equity has grown by 11% YoY
The P/S is 7% higher than the last 4 quarters average of 1.8
CBNK's revenue is down by 3.3% YoY

Efficiency

How efficient is Capital Bancorp business performance
The return on equity has declined by 30% year-on-year and by 11% since the previous quarter
CBNK's return on invested capital is down by 27% year-on-year and by 10% since the previous quarter
Capital Bancorp's return on assets has decreased by 26% YoY and by 13% QoQ
CBNK's ROS is down by 18% YoY and by 8% from the previous quarter

Dividends

What is CBNK's dividend history
DPS
$0.32
Dividend yield
1.48%
Payout ratio
13.7%
Recent dividends

Financial health

How did Capital Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
CBNK's total liabilities is up by 4.7% QoQ and by 2.7% YoY
The company's total assets rose by 4.4% QoQ and by 3.5% YoY
CBNK's debt is 87% less than its equity
Capital Bancorp's debt to equity has decreased by 32% QoQ and by 32% YoY
CBNK's debt is down by 31% from the previous quarter and by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.