CBNK Capital Bancorp Inc
Price (delayed)
$27.99
Market cap
$466.15M
P/E Ratio
13.2
Dividend/share
$0.38
EPS
$2.12
Enterprise value
$294.88M
Capital Bancorp, Inc., Rockville, Maryland is a registered bank holding company incorporated under the laws of Maryland. The Company's wholly-owned subsidiary, Capital Bank, N.A., is the fifth largest bank headquartered
Highlights
CBNK's debt is down by 47% from the previous quarter and by 31% YoY
The equity has grown by 39% YoY and by 27% from the previous quarter
The stock's price to earnings (P/E) is 55% more than its 5-year quarterly average of 8.3 and 22% more than its last 4 quarters average of 10.5
CBNK's EPS is down by 17% YoY and by 9% from the previous quarter
Key stats
What are the main financial stats of CBNK
Market
Valuations
Earnings
Shares outstanding
16.65M
Market cap
$466.15M
Enterprise value
$294.88M
Price to earnings (P/E)
13.2
Price to book (P/B)
1.3
Price to sales (P/S)
2.43
EV/EBIT
7.05
EV/EBITDA
6.69
EV/Sales
1.75
Revenue
$168.05M
Gross profit
$168.05M
Operating income
$41.83M
Net income
$30.97M
EBIT
$41.83M
EBITDA
$44.05M
Free cash flow
$32.77M
Per share
Balance sheet
Liquidity
EPS
$2.12
EPS diluted
$2.12
Free cash flow per share
$2.25
Book value per share
$21.45
Revenue per share
$11.52
TBVPS
$217.35
Total assets
$3.21B
Total liabilities
$2.85B
Debt
$34.06M
Equity
$355.14M
Working capital
N/A
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.89
Margins
Efficiency
Dividend
EBITDA margin
26.2%
Gross margin
100%
Net margin
18.4%
Operating margin
24.9%
Return on assets
1.2%
Return on equity
10.7%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
24.9%
Dividend yield
1.36%
DPS
$0.38
Payout ratio
17.9%
CBNK stock price
How has the Capital Bancorp stock price performed over time
Intraday
2.66%
1 week
3.9%
1 month
-2.13%
1 year
40.44%
YTD
-1.79%
QTD
-1.2%
Financial performance
How have Capital Bancorp's revenue and profit performed over time
Revenue
$168.05M
Gross profit
$168.05M
Operating income
$41.83M
Net income
$30.97M
Gross margin
100%
Net margin
18.4%
CBNK's net margin is down by 19% YoY and by 11% from the previous quarter
CBNK's operating margin is down by 15% YoY and by 7% QoQ
The net income has decreased by 14% YoY and by 4.6% from the previous quarter
CBNK's operating income is down by 10% YoY
Growth
What is Capital Bancorp's growth rate over time
Valuation
What is Capital Bancorp stock price valuation
P/E
13.2
P/B
1.3
P/S
2.43
EV/EBIT
7.05
EV/EBITDA
6.69
EV/Sales
1.75
The stock's price to earnings (P/E) is 55% more than its 5-year quarterly average of 8.3 and 22% more than its last 4 quarters average of 10.5
CBNK's EPS is down by 17% YoY and by 9% from the previous quarter
The equity has grown by 39% YoY and by 27% from the previous quarter
CBNK's price to book (P/B) is 6% higher than its last 4 quarters average of 1.2 but 2.3% lower than its 5-year quarterly average of 1.3
The P/S is 25% higher than the 5-year quarterly average of 1.9 and 13% higher than the last 4 quarters average of 2.1
CBNK's revenue is up by 7% YoY and by 6% from the previous quarter
Efficiency
How efficient is Capital Bancorp business performance
The return on equity has declined by 28% year-on-year and by 12% since the previous quarter
Capital Bancorp's return on assets has decreased by 25% YoY and by 14% QoQ
CBNK's return on invested capital is down by 19% year-on-year and by 6% since the previous quarter
CBNK's ROS is down by 15% YoY and by 7% from the previous quarter
Dividends
What is CBNK's dividend history
DPS
$0.38
Dividend yield
1.36%
Payout ratio
17.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Capital Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
CBNK's total liabilities is up by 45% YoY and by 25% QoQ
The company's total assets rose by 44% YoY and by 25% QoQ
CBNK's debt is 90% less than its equity
Capital Bancorp's debt to equity has shrunk by 57% QoQ and by 47% YoY
CBNK's debt is down by 47% from the previous quarter and by 31% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.