Price (delayed)
$24.56
Market cap
$341.7M
P/E Ratio
10.19
Dividend/share
$0.34
EPS
$2.41
Enterprise value
$249.25M
Capital Bancorp, Inc., Rockville, Maryland is a registered bank holding company incorporated under the laws of Maryland. The Company's wholly-owned subsidiary, Capital Bank, N.A., is the fifth largest bank headquartered
Highlights
The equity has grown by 13% YoY and by 3.2% from the previous quarter
The net income has decreased by 10% YoY but it has increased by 2.7% from the previous quarter
CBNK's EPS is down by 9% YoY but it is up by 3% from the previous quarter
CBNK's debt is up by 29% from the previous quarter and by 29% YoY
The stock's price to earnings (P/E) is 21% more than its 5-year quarterly average of 8.4 and 18% more than its last 4 quarters average of 8.6
Key stats
What are the main financial stats of CBNK
Market
Valuations
Earnings
Shares outstanding
13.91M
Market cap
$341.7M
Enterprise value
$249.25M
Price to earnings (P/E)
10.19
Price to book (P/B)
1.27
Price to sales (P/S)
2.17
EV/EBIT
5.72
EV/EBITDA
5.65
EV/Sales
1.58
Revenue
$157.49M
EBIT
$43.56M
EBITDA
$44.09M
Free cash flow
$37.56M
Per share
Balance sheet
Liquidity
EPS
$2.41
Free cash flow per share
$2.7
Book value per share
$19.28
Revenue per share
$11.33
TBVPS
$175.5
Total assets
$2.44B
Total liabilities
$2.17B
Debt
$44.06M
Equity
$267.85M
Working capital
N/A
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.1
Margins
Efficiency
Dividend
EBITDA margin
28%
Gross margin
100%
Net margin
21.3%
Operating margin
27.7%
Return on assets
1.5%
Return on equity
13.1%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
27.7%
Dividend yield
1.38%
DPS
$0.34
Payout ratio
14.1%
CBNK stock price
How has the Capital Bancorp stock price performed over time
Intraday
-1.33%
1 week
-3.99%
1 month
3.94%
1 year
27.39%
YTD
1.49%
QTD
19.8%
Financial performance
How have Capital Bancorp's revenue and profit performed over time
Revenue
$157.49M
Gross profit
$157.49M
Operating income
$43.56M
Net income
$33.59M
Gross margin
100%
Net margin
21.3%
The net income has decreased by 10% YoY but it has increased by 2.7% from the previous quarter
CBNK's operating income is down by 10% YoY but it is up by 3.2% QoQ
CBNK's net margin is down by 9% YoY
CBNK's operating margin is down by 9% YoY but it is up by 2.6% QoQ
Growth
What is Capital Bancorp's growth rate over time
Valuation
What is Capital Bancorp stock price valuation
P/E
10.19
P/B
1.27
P/S
2.17
EV/EBIT
5.72
EV/EBITDA
5.65
EV/Sales
1.58
The stock's price to earnings (P/E) is 21% more than its 5-year quarterly average of 8.4 and 18% more than its last 4 quarters average of 8.6
CBNK's EPS is down by 9% YoY but it is up by 3% from the previous quarter
The equity has grown by 13% YoY and by 3.2% from the previous quarter
CBNK's price to book (P/B) is 6% higher than its last 4 quarters average of 1.2 but 2.3% lower than its 5-year quarterly average of 1.3
The P/S is 14% higher than the 5-year quarterly average of 1.9 and 14% higher than the last 4 quarters average of 1.9
Efficiency
How efficient is Capital Bancorp business performance
The return on equity has declined by 20% year-on-year
CBNK's return on invested capital is down by 17% year-on-year
Capital Bancorp's return on assets has decreased by 12% YoY but it has increased by 7% QoQ
CBNK's ROS is down by 9% YoY but it is up by 2.6% from the previous quarter
Dividends
What is CBNK's dividend history
DPS
$0.34
Dividend yield
1.38%
Payout ratio
14.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Capital Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets rose by 9% YoY and by 4.9% QoQ
CBNK's total liabilities is up by 9% YoY and by 5% QoQ
CBNK's debt is 84% less than its equity
CBNK's debt is up by 29% from the previous quarter and by 29% YoY
Capital Bancorp's debt to equity has increased by 23% QoQ and by 14% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.