CBNK Capital Bancorp Inc

Price (delayed)

$20.83

Market cap

$289.61M

P/E Ratio

8.14

Dividend/share

$0.3

EPS

$2.56

Enterprise value

$284.71M

Capital Bancorp, Inc., Rockville, Maryland is a registered bank holding company incorporated under the laws of Maryland. The Company's wholly-owned subsidiary, Capital Bank, N.A., is the fifth largest bank headquartered ...

Highlights
The equity has grown by 14% YoY and by 4.9% from the previous quarter
CBNK's debt has plunged by 59% YoY but it is up by 44% from the previous quarter
The stock's price to earnings (P/E) is 8% more than its last 4 quarters average of 7.4 but 7% less than its 5-year quarterly average of 8.6
The net income has decreased by 14% YoY
CBNK's EPS is down by 14% YoY

Key stats

What are the main financial stats of CBNK
Market
Shares outstanding
13.9M
Market cap
$289.61M
Enterprise value
$284.71M
Valuations
Price to earnings (P/E)
8.14
Price to book (P/B)
1.14
Price to sales (P/S)
1.86
EV/EBIT
6.16
EV/EBITDA
6.1
EV/Sales
1.81
Earnings
Revenue
$156.99M
EBIT
$46.23M
EBITDA
$46.7M
Free cash flow
$45.26M
Per share
EPS
$2.56
Free cash flow per share
$3.23
Book value per share
$18.34
Revenue per share
$11.21
TBVPS
$158.98
Balance sheet
Total assets
$2.23B
Total liabilities
$1.97B
Debt
$49.06M
Equity
$254.86M
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.1
Margins
EBITDA margin
29.7%
Gross margin
100%
Net margin
22.8%
Operating margin
29.4%
Efficiency
Return on assets
1.6%
Return on equity
14.8%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
29.4%
Dividend
Dividend yield
1.44%
DPS
$0.3
Payout ratio
11.7%

CBNK stock price

How has the Capital Bancorp stock price performed over time
Intraday
1.46%
1 week
-0.53%
1 month
2.71%
1 year
22.53%
YTD
-13.93%
QTD
-13.93%

Financial performance

How have Capital Bancorp's revenue and profit performed over time
Revenue
$156.99M
Gross profit
$156.99M
Operating income
$46.23M
Net income
$35.87M
Gross margin
100%
Net margin
22.8%
CBNK's operating income is down by 15% YoY
The net income has decreased by 14% YoY
CBNK's operating margin is down by 11% YoY
CBNK's net margin is down by 11% YoY

Growth

What is Capital Bancorp's growth rate over time

Valuation

What is Capital Bancorp stock price valuation
P/E
8.14
P/B
1.14
P/S
1.86
EV/EBIT
6.16
EV/EBITDA
6.1
EV/Sales
1.81
CBNK's EPS is down by 14% YoY
The stock's price to earnings (P/E) is 8% more than its last 4 quarters average of 7.4 but 7% less than its 5-year quarterly average of 8.6
CBNK's price to book (P/B) is 20% lower than its 5-year quarterly average of 1.4
The equity has grown by 14% YoY and by 4.9% from the previous quarter
The P/S is 8% higher than the last 4 quarters average of 1.7 but 3.7% lower than the 5-year quarterly average of 1.9
CBNK's revenue is down by 3.9% YoY

Efficiency

How efficient is Capital Bancorp business performance
The return on equity has declined by 25% year-on-year and by 3.3% since the previous quarter
CBNK's return on invested capital is down by 22% year-on-year and by 4.5% since the previous quarter
Capital Bancorp's return on assets has decreased by 20% YoY
CBNK's ROS is down by 11% YoY

Dividends

What is CBNK's dividend history
DPS
$0.3
Dividend yield
1.44%
Payout ratio
11.7%
Recent dividends

Financial health

How did Capital Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 4.8% YoY but it fell by 2% QoQ
CBNK's total liabilities is up by 3.8% YoY but it is down by 2.9% QoQ
CBNK's debt is 81% less than its equity
Capital Bancorp's debt to equity has shrunk by 64% YoY but it has increased by 36% QoQ
CBNK's debt has plunged by 59% YoY but it is up by 44% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.