AIG American International Group margins

Relative Growth: Rel. Growth: 18

Relative Strength: Rel. Strength: 42

Relative Valuation: Rel. Valuation: 80

Relative Profitability: Rel. Profitability: 50

Gross margin

47.7%

Operating margin

15.1%

EBITDA margin

28.2%

Net margin

11.1%

The American International Group shows a gross margin of 47.7%, an operating margin of 15.1%, an EBITDA margin of 28.2%, and a net margin of 11.1%. Gross margin improved the most, by 1.2 percentage points, while operating margin declined the most, by 3.3 percentage points.

AIG margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, American International Group's margins averaged 46.57% gross, 15.27% operating, 23.52% EBITDA, and 5.95% net. Currently, gross, EBITDA, and net margins are above their three-year averages, while operating margin is below its three-year average.

AIG margin expansion

Year-over-year margin changes in percentage points

The largest positive change was in gross margin, up 1.2 percentage points. The expansion was limited to gross margin, while operating margin contracted by 3.3 percentage points, EBITDA margin by 2.9 percentage points, and net margin by 0.4 percentage points.

Gross margin expansion

1.2pp

Operating margin expansion

-3.3pp

EBITDA margin expansion

-2.9pp

Net margin expansion

-0.4pp

AIG Gross margin

Over the last 3 years, American International Group's gross margin averaged 46.57%. As of the latest period, American International Group's current gross margin is 47.7%, which is 1.1 percentage points above its three-year average. During this period, gross margin reached a high of 48% in Mar 2026 and a low of 44.9% in Dec 2023.

AIG Operating margin

The average operating margin for American International Group was 15.27% in the last 3 years. The latest operating margin for American International Group is 15.1%, 0.2 percentage points below its three-year average. The operating margin for American International Group moved between 12% in Dec 2023 and 18.9% in Sep 2025.

AIG EBITDA margin

American International Group recorded an average EBITDA margin of 23.52% across the last 3 years. American International Group currently reports an EBITDA margin of 28.2%, 4.7 percentage points above its three-year average. The EBITDA margin for American International Group moved between 7.6% in Sep 2024 and 32.7% in Mar 2024.

AIG Net margin

Over the last 3 years, the average net margin for American International Group was 5.95%. The latest net margin for American International Group is 11.1%, 5.2 percentage points above its three-year average. American International Group's net margin ranged from a low of -8.3% in Sep 2024 to a high of 17.3% in Mar 2024.

AIG margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 47.7%, AIG stands above its peers average but below the Financial Services sector and the industry average. In comparison with its Financial Services sector average of 83.9%, American International Group's gross margin is 43% lower.

AIG margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is American International Group's gross margin?

The current gross margin for AIG is 47.7% as of Jun 30, 2026.

What is American International Group's operating margin?

The current operating margin for AIG is 15.1% as of Jun 30, 2026.

What is American International Group's EBITDA margin?

For the period ending Jun 30, 2026, AIG recorded an EBITDA margin of 28.2%.

What is American International Group's net margin?

For the period ending Jun 30, 2026, AIG recorded a net margin of 11.1%.

What are the average margins of AIG?

Over the past 3 years, AIG reported average margins of 46.6% gross, 15.3% operating, 23.5% EBITDA, and 6.0% net.

What are the highest historical margins of AIG?

American International Group's highest recorded margins during the past 5 years were 55.6% gross in Sep 2022, 38% operating in Sep 2022, 51.9% EBITDA in Dec 2022, and 34.1% net in Dec 2022.

What are the lowest historical margins of AIG?

In the last 5 years, the lowest margins reported by AIG were 2% gross in Sep 2023, -58.3% operating in Sep 2023, 7.6% EBITDA in Sep 2024, and -8.3% net in Sep 2024.