OSBC Old Second Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: OSBC

Price (delayed)

$22.57

Market cap

$1.16B

P/E Ratio

13.05

Dividend/share

$0.27

EPS

$1.73

Enterprise value

$1.37B

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 66
Relative Valuation: Rel. Valuation: 66
Relative Profitability: Rel. Profitability: 77

Old Second Bancorp, Inc. is a bank holding company headquartered in Aurora, Illinois, with over $2.9 billion in consolidated assets at June 30, 2020. Old Second operates through its subsidiary ...

Highlights
The equity is up by 29% year-on-year
Old Second Bancorp's gross profit has increased by 18% YoY and by 4.4% QoQ
The company's debt has surged by 161% YoY but it fell by 4.6% QoQ
The EPS has declined by 7% year-on-year but it has grown by 5% since the previous quarter
The price to earnings (P/E) is 15% higher than the last 4 quarters average of 11.1 and 7% higher than the 5-year quarterly average of 11.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.oldsecond.com
Peers: WTFC BUSE

Key stats

What are the main financial stats of OSBC

OSBC stock price

How has the Old Second Bancorp stock price performed over time
Intraday
2.22%
1 week
2.31%
1 month
7.07%
1 year
31.3%
YTD
15.74%
QTD
11.95%

Financial performance

How have Old Second Bancorp's revenue and profit performed over time
Revenue
$325.34M
Gross profit
$325.34M
Operating income
$115.62M
Net income
$86.07M
Gross margin
100%
Net margin
26.5%
Old Second Bancorp's gross profit has increased by 18% YoY and by 4.4% QoQ
The revenue has increased by 18% year-on-year and by 4.4% since the previous quarter
The company's net margin fell by 13% YoY but it rose by 2.7% QoQ
The operating margin is down by 11% YoY but it is up by 2.6% QoQ

Price vs fundamentals

How does OSBC's price correlate with its fundamentals

Growth

What is Old Second Bancorp's growth rate over time

Valuation

What is Old Second Bancorp stock price valuation
OSBC P/E details
P/E
13.05
P/B
1.33
P/S
3.66
EV/EBIT
11.84
EV/EBITDA
10.77
EV/Sales
4.21
The price to earnings (P/E) is 15% higher than the last 4 quarters average of 11.1 and 7% higher than the 5-year quarterly average of 11.9
The EPS has declined by 7% year-on-year but it has grown by 5% since the previous quarter
The equity is up by 29% year-on-year
The stock's price to book (P/B) is 18% more than its last 4 quarters average of 1.1 and 8% more than its 5-year quarterly average of 1.2
OSBC's price to sales (P/S) is 28% more than its 5-year quarterly average of 2.8 and 15% more than its last 4 quarters average of 3.1
The revenue has increased by 18% year-on-year and by 4.4% since the previous quarter

Efficiency

How efficient is Old Second Bancorp business performance
The ROE has contracted by 20% YoY
The return on assets has declined by 13% year-on-year
The return on sales has declined by 11% year-on-year but it has grown by 2.6% since the previous quarter
The company's return on invested capital fell by 11% YoY

Dividends

What is OSBC's dividend history
Dividend details
DPS
$0.27
Dividend yield
1.2%
Payout ratio
15.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Old Second Bancorp financials performed over time
Old Second Bancorp's total assets is 15% higher than its total liabilities
Old Second Bancorp's total assets has increased by 20% YoY
The total liabilities is up by 18% YoY
The company's debt is 64% lower than its equity
The company's debt has surged by 161% YoY but it fell by 4.6% QoQ
The company's debt to equity has surged by 100% YoY but it fell by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.