OSBC Old Second Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: OSBC

Price (delayed)

$25.12

Market cap

$1.24B

P/E Ratio

11.58

Dividend/share

$0.29

EPS

$2.17

Enterprise value

$1.62B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 91

: Old Second Bancorp, Inc., headquartered in Aurora, Illinois, is the bank holding company for Old Second National Bank, which celebrated 150 years of operation in 2021. Old Second's common ...

Highlights
OSBC's net income has soared by 58% YoY and by 21% QoQ
The EPS has grown by 41% year-on-year and by 21% since the previous quarter
The company's debt has surged by 69% YoY and by 4.6% QoQ
The equity is down by 2.7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.oldsecond.com
Peers: WTFC BUSE

Key stats

What are the main financial stats of OSBC

OSBC stock price

How has the Old Second Bancorp stock price performed over time
Intraday
0.08%
1 week
3.16%
1 month
1.13%
1 year
36.67%
YTD
28.82%
QTD
2.57%

Financial performance

How have Old Second Bancorp's revenue and profit performed over time
Revenue
$355.94M
Gross profit
$355.94M
Operating income
$149.92M
Net income
$111.49M
Gross margin
100%
Net margin
31.3%
The operating income has surged by 60% year-on-year and by 21% since the previous quarter
OSBC's net income has soared by 58% YoY and by 21% QoQ
The operating margin is up by 30% YoY and by 16% QoQ
The company's net margin rose by 28% YoY and by 16% QoQ

Price vs fundamentals

How does OSBC's price correlate with its fundamentals

Growth

What is Old Second Bancorp's growth rate over time

Valuation

What is Old Second Bancorp stock price valuation
OSBC P/E details
P/E
11.58
P/B
1.45
P/S
3.59
EV/EBIT
10.83
EV/EBITDA
10.09
EV/Sales
4.56
The EPS has grown by 41% year-on-year and by 21% since the previous quarter
The price to earnings (P/E) is 4.4% lower than the 5-year quarterly average of 12.1 and 3.6% lower than the last 4 quarters average of 12.0
The stock's price to book (P/B) is 21% more than its 5-year quarterly average of 1.2 and 12% more than its last 4 quarters average of 1.3
The equity is down by 2.7% since the previous quarter
OSBC's price to sales (P/S) is 24% more than its 5-year quarterly average of 2.9 and 6% more than its last 4 quarters average of 3.4
The revenue has increased by 23% year-on-year and by 4.1% since the previous quarter

Efficiency

How efficient is Old Second Bancorp business performance
The return on assets is up by 33% year-on-year and by 23% since the previous quarter
The company's return on invested capital rose by 31% YoY and by 17% QoQ
The ROE has grown by 30% YoY and by 20% from the previous quarter
The return on sales has grown by 30% year-on-year and by 16% since the previous quarter

Dividends

What is OSBC's dividend history
Dividend details
DPS
$0.29
Dividend yield
1.15%
Payout ratio
13.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Old Second Bancorp financials performed over time
Old Second Bancorp's total assets is 15% higher than its total liabilities
The total liabilities is down by 3.7% YoY
Old Second Bancorp's total assets has decreased by 3% YoY
The company's debt is 44% lower than its equity
The company's debt to equity has surged by 70% YoY and by 8% QoQ
The company's debt has surged by 69% YoY and by 4.6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.