OSBC Old Second Bancorp Inc

Price (delayed)

$12.35

Market cap

$356.42M

P/E Ratio

9.22

Dividend/share

$0.08

EPS

$1.34

Enterprise value

$85.28M

Highlights
The EPS has grown by 43% since the previous quarter and by 28% year-on-year
OSBC's net income is up by 42% QoQ and by 26% YoY
The price to earnings (P/E) is 37% lower than the 5-year quarterly average of 14.6 but 3.6% higher than the last 4 quarters average of 8.9
The company's debt rose by 10% YoY and by 6% QoQ

Key stats

What are the main financial stats of OSBC
Market
Shares outstanding
28.86M
Market cap
$356.42M
Enterprise value
$85.28M
Valuations
Price to earnings (P/E)
9.22
Price to book (P/B)
1.16
Price to sales (P/S)
2.65
EV/EBIT
1.59
EV/EBITDA
1.5
EV/Sales
0.63
Earnings
Revenue
$135.67M
EBIT
$53.52M
EBITDA
$56.91M
Free cash flow
$28.98M
Per share
EPS
$1.34
Free cash flow per share
$0.99
Book value per share
$10.68
Revenue per share
$4.66
TBVPS
$108.01
Balance sheet
Total assets
$3.17B
Total liabilities
$2.86B
Debt
$169.81M
Equity
$311.11M
Working capital
N/A
Liquidity
Debt to equity
0.55
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.76
Margins
EBITDA margin
41.9%
Gross margin
100%
Net margin
29.1%
Operating margin
39.4%
Efficiency
Return on assets
1.3%
Return on equity
13.2%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
39.4%
Dividend
Dividend yield
0.65%
DPS
$0.08
Payout ratio
6%

OSBC stock price

How has the Old Second Bancorp stock price performed over time
Intraday
-5.22%
1 week
-8.92%
1 month
-10.57%
1 year
64.23%
YTD
22.28%
QTD
-6.51%

Financial performance

How have Old Second Bancorp's revenue and profit performed over time
Revenue
$135.67M
Gross profit
$135.67M
Operating income
$53.52M
Net income
$39.43M
Gross margin
100%
Net margin
29.1%
The operating income has grown by 43% since the previous quarter and by 31% year-on-year
OSBC's net income is up by 42% QoQ and by 26% YoY
The operating margin is up by 25% QoQ and by 17% YoY
The company's net margin rose by 24% QoQ and by 14% YoY

Growth

What is Old Second Bancorp's growth rate over time

Valuation

What is Old Second Bancorp stock price valuation
P/E
9.22
P/B
1.16
P/S
2.65
EV/EBIT
1.59
EV/EBITDA
1.5
EV/Sales
0.63
The EPS has grown by 43% since the previous quarter and by 28% year-on-year
The price to earnings (P/E) is 37% lower than the 5-year quarterly average of 14.6 but 3.6% higher than the last 4 quarters average of 8.9
The stock's price to book (P/B) is 29% more than its last 4 quarters average of 0.9 but 23% less than its 5-year quarterly average of 1.5
The equity is up by 17% year-on-year
OSBC's price to sales (P/S) is 15% more than its last 4 quarters average of 2.3 but 15% less than its 5-year quarterly average of 3.1
The revenue has increased by 14% since the previous quarter and by 11% year-on-year

Efficiency

How efficient is Old Second Bancorp business performance
The company's return on invested capital rose by 46% QoQ and by 27% YoY
The ROE has grown by 36% from the previous quarter and by 13% YoY
The return on assets is up by 30% since the previous quarter and by 8% year-on-year
The return on sales has grown by 25% since the previous quarter and by 17% year-on-year

Dividends

What is OSBC's dividend history
DPS
$0.08
Dividend yield
0.65%
Payout ratio
6%
Recent dividends

Financial health

How did Old Second Bancorp financials performed over time
Old Second Bancorp's total assets is 11% higher than its total liabilities
Old Second Bancorp's total assets has increased by 19% YoY and by 4.1% QoQ
The total liabilities is up by 19% YoY and by 4.5% QoQ
The company's debt is 45% lower than its equity
The equity is up by 17% year-on-year
The company's debt rose by 10% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.