VLY Valley National Bancorp

Price (delayed)

$8.23

Market cap

$4.19B

P/E Ratio

9.68

Dividend/share

$0.44

EPS

$0.85

Enterprise value

$7.04B

As the principal subsidiary of Valley National Bancorp, Valley National Bank is a regional bank with approximately $41 billion in assets. Valley is committed to giving people and businesses the ...

Highlights
The equity is up by 3.3% year-on-year
VLY's debt has dropped by 58% year-on-year but it is up by 2.3% since the previous quarter
The stock's P/E is 10% above its last 4 quarters average of 8.6 but 9% below its 5-year quarterly average of 10.4
Valley National Bancorp's EPS has decreased by 26% YoY and by 11% QoQ
Valley National Bancorp's net income has decreased by 25% YoY and by 10% QoQ

Key stats

What are the main financial stats of VLY
Market
Shares outstanding
509.18M
Market cap
$4.19B
Enterprise value
$7.04B
Valuations
Price to book (P/B)
0.62
Price to sales (P/S)
2.36
EV/EBIT
11.66
EV/EBITDA
10.89
EV/Sales
3.97
Earnings
Revenue
$1.77B
EBIT
$604.07M
EBITDA
$646.79M
Free cash flow
$707M
Per share
EPS
$0.85
Free cash flow per share
$1.39
Book value per share
$13.22
Revenue per share
$3.49
TBVPS
$116.02
Balance sheet
Total assets
$61B
Total liabilities
$54.27B
Debt
$3.79B
Equity
$6.73B
Working capital
N/A
Liquidity
Debt to equity
0.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.41
Margins
EBITDA margin
36.4%
Gross margin
100%
Net margin
25.3%
Operating margin
34%
Efficiency
Return on assets
0.7%
Return on equity
6.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
34%
Dividend
Dividend yield
5.35%
DPS
$0.44
Payout ratio
51.8%

VLY stock price

How has the Valley National Bancorp stock price performed over time
Intraday
1.98%
1 week
2.62%
1 month
24.51%
1 year
-20.1%
YTD
-24.22%
QTD
17.91%

Financial performance

How have Valley National Bancorp's revenue and profit performed over time
Revenue
$1.77B
Gross profit
$1.77B
Operating income
$604.07M
Net income
$448.24M
Gross margin
100%
Net margin
25.3%
The operating income has contracted by 27% YoY and by 11% from the previous quarter
Valley National Bancorp's net income has decreased by 25% YoY and by 10% QoQ
The operating margin has contracted by 21% YoY and by 8% from the previous quarter
VLY's net margin is down by 18% year-on-year and by 7% since the previous quarter

Growth

What is Valley National Bancorp's growth rate over time

Valuation

What is Valley National Bancorp stock price valuation
P/E
9.68
P/B
0.62
P/S
2.36
EV/EBIT
11.66
EV/EBITDA
10.89
EV/Sales
3.97
Valley National Bancorp's EPS has decreased by 26% YoY and by 11% QoQ
The stock's P/E is 10% above its last 4 quarters average of 8.6 but 9% below its 5-year quarterly average of 10.4
The price to book (P/B) is 32% less than the 5-year quarterly average of 0.9 and 13% less than the last 4 quarters average of 0.7
The equity is up by 3.3% year-on-year
The P/S is 28% below the 5-year quarterly average of 3.2 and 3.8% below the last 4 quarters average of 2.4
The revenue has declined by 8% year-on-year and by 3.6% since the previous quarter

Efficiency

How efficient is Valley National Bancorp business performance
The return on assets has declined by 30% year-on-year and by 13% since the previous quarter
The company's return on equity fell by 29% YoY and by 11% QoQ
The ROIC has contracted by 29% YoY and by 9% from the previous quarter
Valley National Bancorp's return on sales has decreased by 21% YoY and by 8% QoQ

Dividends

What is VLY's dividend history
DPS
$0.44
Dividend yield
5.35%
Payout ratio
51.8%
Recent dividends

Financial health

How did Valley National Bancorp financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities has contracted by 6% YoY
The total assets has contracted by 5% YoY
VLY's debt is 44% smaller than its equity
Valley National Bancorp's debt to equity has plunged by 60% YoY
VLY's debt has dropped by 58% year-on-year but it is up by 2.3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.