VLY Valley National Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: VLY

Price (delayed)

$7.655

Market cap

$3.9B

P/E Ratio

8.06

Dividend/share

$0.44

EPS

$0.95

Enterprise value

$6.71B

As the principal subsidiary of Valley National Bancorp, Valley National Bank is a regional bank with approximately $41 billion in assets. Valley is committed to giving people and businesses the ...

Highlights
The stock's P/E is 24% below its 5-year quarterly average of 10.5 and 3.7% below its last 4 quarters average of 8.3
The equity is up by 4.7% year-on-year
VLY's debt has surged by 77% year-on-year and by 29% since the previous quarter
Valley National Bancorp's net income has decreased by 18% QoQ and by 12% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.valley.com/
Peers: LBAI MTB UNTY PGC

Key stats

What are the main financial stats of VLY
Market
Shares outstanding
508.88M
Market cap
$3.9B
Enterprise value
$6.71B
Valuations
Price to earnings (P/E)
8.06
Price to book (P/B)
0.58
Price to sales (P/S)
2.11
EV/EBIT
9.89
EV/EBITDA
9.3
EV/Sales
3.65
Earnings
Revenue
$1.84B
EBIT
$678.33M
EBITDA
$721.77M
Free cash flow
$320.45M
Per share
EPS
$0.95
Free cash flow per share
$0.63
Book value per share
$13.2
Revenue per share
$3.63
TBVPS
$116.06
Balance sheet
Total assets
$60.93B
Total liabilities
$54.23B
Debt
$3.71B
Equity
$6.7B
Working capital
N/A
Liquidity
Debt to equity
0.55
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.9
Margins
EBITDA margin
39.2%
Gross margin
100%
Net margin
27.1%
Operating margin
36.8%
Efficiency
Return on assets
0.8%
Return on equity
7.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
36.8%
Dividend
Dividend yield
5.75%
DPS
$0.44
Payout ratio
46.3%

VLY stock price

How has the Valley National Bancorp stock price performed over time
Intraday
0.86%
1 week
2.07%
1 month
-4.31%
1 year
8.12%
YTD
-29.51%
QTD
-3.83%

Financial performance

How have Valley National Bancorp's revenue and profit performed over time
Revenue
$1.84B
Gross profit
$1.84B
Operating income
$678.33M
Net income
$498.51M
Gross margin
100%
Net margin
27.1%
The operating income has contracted by 19% from the previous quarter and by 13% YoY
Valley National Bancorp's net income has decreased by 18% QoQ and by 12% YoY
The operating margin has contracted by 15% from the previous quarter and by 15% YoY
VLY's net margin is down by 14% year-on-year and by 14% since the previous quarter

Growth

What is Valley National Bancorp's growth rate over time

Valuation

What is Valley National Bancorp stock price valuation
VLY P/E details
P/E
8.06
P/B
0.58
P/S
2.11
EV/EBIT
9.89
EV/EBITDA
9.3
EV/Sales
3.65
The stock's P/E is 24% below its 5-year quarterly average of 10.5 and 3.7% below its last 4 quarters average of 8.3
Valley National Bancorp's EPS has decreased by 18% QoQ and by 17% YoY
The price to book (P/B) is 36% less than the 5-year quarterly average of 0.9 and 17% less than the last 4 quarters average of 0.7
The equity is up by 4.7% year-on-year
The P/S is 37% below the 5-year quarterly average of 3.3 and 13% below the last 4 quarters average of 2.4
The revenue has declined by 4.3% since the previous quarter

Efficiency

How efficient is Valley National Bancorp business performance
The ROIC has contracted by 27% YoY and by 21% from the previous quarter
The return on assets has declined by 27% year-on-year and by 20% since the previous quarter
The company's return on equity fell by 22% YoY and by 19% QoQ
Valley National Bancorp's return on sales has decreased by 15% QoQ and by 15% YoY

Dividends

What is VLY's dividend history
Dividend details
DPS
$0.44
Dividend yield
5.75%
Payout ratio
46.3%
Recent dividends

Financial health

How did Valley National Bancorp financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 6% YoY
The total liabilities has grown by 6% YoY
VLY's debt is 45% smaller than its equity
VLY's debt has surged by 77% year-on-year and by 29% since the previous quarter
Valley National Bancorp's debt to equity has soared by 67% YoY and by 28% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.