VLY Valley National Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: VLY

Price (delayed)

$8.58

Market cap

$4.81B

P/E Ratio

12.26

Dividend/share

$0.44

EPS

$0.7

Enterprise value

$6.61B

As the principal subsidiary of Valley National Bancorp, Valley National Bank is a regional bank with approximately $41 billion in assets. Valley is committed to giving people and businesses the ...

Highlights
The equity is up by 11% year-on-year and by 7% since the previous quarter
VLY's debt is down by 2.4% since the previous quarter
Valley National Bancorp's EPS has decreased by 26% YoY but it has increased by 13% QoQ
Valley National Bancorp's net income has decreased by 24% YoY but it has increased by 13% QoQ
The stock's P/E is 17% above its 5-year quarterly average of 10.5 and 4.8% above its last 4 quarters average of 11.7
The company's gross profit fell by 16% YoY and by 3.8% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.valley.com/
Peers: MTB UEIC UNTY PKBK

Key stats

What are the main financial stats of VLY
Market
Shares outstanding
560.28M
Market cap
$4.81B
Enterprise value
$6.61B
Valuations
Price to earnings (P/E)
12.26
Price to book (P/B)
0.59
Price to sales (P/S)
2.83
EV/EBIT
15.07
EV/EBITDA
13.7
EV/Sales
4.28
Earnings
Revenue
$1.54B
Gross profit
$1.54B
Operating income
$438.52M
Net income
$380.27M
EBIT
$438.52M
EBITDA
$482.31M
Free cash flow
$535.6M
Per share
EPS
$0.7
EPS diluted
$0.69
Free cash flow per share
$1.05
Book value per share
$14.6
Revenue per share
$3.03
TBVPS
$118.76
Balance sheet
Total assets
$62.49B
Total liabilities
$55.06B
Debt
$3.69B
Equity
$7.44B
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.74
Margins
EBITDA margin
31.2%
Gross margin
100%
Net margin
24.6%
Operating margin
28.4%
Efficiency
Return on assets
0.6%
Return on equity
5.2%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
28.4%
Dividend
Dividend yield
5.13%
DPS
$0.44
Payout ratio
62.9%

VLY stock price

How has the Valley National Bancorp stock price performed over time
Intraday
-1.04%
1 week
-7.64%
1 month
-16.62%
1 year
5.41%
YTD
-5.3%
QTD
-5.3%

Financial performance

How have Valley National Bancorp's revenue and profit performed over time
Revenue
$1.54B
Gross profit
$1.54B
Operating income
$438.52M
Net income
$380.27M
Gross margin
100%
Net margin
24.6%
The operating income has contracted by 35% YoY
Valley National Bancorp's net income has decreased by 24% YoY but it has increased by 13% QoQ
The operating margin has contracted by 23% YoY but it has grown by 4% from the previous quarter
VLY's net margin is up by 18% since the previous quarter but it is down by 9% year-on-year

Growth

What is Valley National Bancorp's growth rate over time

Valuation

What is Valley National Bancorp stock price valuation
VLY P/E details
P/E
12.26
P/B
0.59
P/S
2.83
EV/EBIT
15.07
EV/EBITDA
13.7
EV/Sales
4.28
Valley National Bancorp's EPS has decreased by 26% YoY but it has increased by 13% QoQ
The stock's P/E is 17% above its 5-year quarterly average of 10.5 and 4.8% above its last 4 quarters average of 11.7
The price to book (P/B) is 26% less than the 5-year quarterly average of 0.8
The equity is up by 11% year-on-year and by 7% since the previous quarter
The revenue has declined by 16% year-on-year and by 3.8% since the previous quarter
The P/S is 9% above the last 4 quarters average of 2.6 but 9% below the 5-year quarterly average of 3.1

Efficiency

How efficient is Valley National Bancorp business performance
The ROIC has contracted by 36% YoY
The company's return on equity fell by 29% YoY but it rose by 11% QoQ
The return on assets has declined by 25% year-on-year but it rose by 20% since the previous quarter
Valley National Bancorp's return on sales has decreased by 23% YoY but it has increased by 4% QoQ

Dividends

What is VLY's dividend history
Dividend details
DPS
$0.44
Dividend yield
5.13%
Payout ratio
62.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Valley National Bancorp financials performed over time
The total assets is 14% more than the total liabilities
The total assets has grown by 2.6% YoY
VLY's debt is 50% smaller than its equity
The equity is up by 11% year-on-year and by 7% since the previous quarter
Valley National Bancorp's debt to equity has decreased by 9% YoY and by 7% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.