UNTY Unity Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UNTY

Price (delayed)

$58.91

Market cap

$591.61M

P/E Ratio

10.07

Dividend/share

$0.64

EPS

$5.85

Enterprise value

$667.72M

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Relative Growth: Rel. Growth: 80
Relative Strength: Rel. Strength: 59
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 90

Unity Bancorp, Inc. is a bank holding company of Unity Bank (the Bank). The Company's primary business is ownership and supervision of the Bank. The Company, through the Bank, conducts ...

Highlights
The equity has grown by 16% YoY and by 3.8% from the previous quarter
The revenue rose by 12% year-on-year
The debt has grown by 26% from the previous quarter but it has contracted by 16% YoY
The net income has grown by 16% YoY but it has contracted by 3.3% from the previous quarter
UNTY's P/E is 26% above its 5-year quarterly average of 8.0 and 9% above its last 4 quarters average of 9.2
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.unitybank.com
Peers: PKBK PGC

Key stats

What are the main financial stats of UNTY

UNTY stock price

How has the Unity Bancorp stock price performed over time
Intraday
0.2%
1 week
1.05%
1 month
-0.41%
1 year
13.14%
YTD
13.9%
QTD
0.37%

Financial performance

How have Unity Bancorp's revenue and profit performed over time
Revenue
$130.43M
Gross profit
$130.43M
Operating income
$75.69M
Net income
$58.62M
Gross margin
100%
Net margin
44.9%
The net income has grown by 16% YoY but it has contracted by 3.3% from the previous quarter
Unity Bancorp's operating income has increased by 15% YoY but it has decreased by 3.7% QoQ
The revenue rose by 12% year-on-year
The gross profit is up by 12% year-on-year

Price vs fundamentals

How does UNTY's price correlate with its fundamentals

Growth

What is Unity Bancorp's growth rate over time

Valuation

What is Unity Bancorp stock price valuation
UNTY P/E details
P/E
10.07
P/B
1.59
P/S
4.54
EV/EBIT
8.82
EV/EBITDA
8.51
EV/Sales
5.12
UNTY's P/E is 26% above its 5-year quarterly average of 8.0 and 9% above its last 4 quarters average of 9.2
The company's EPS rose by 16% YoY but it fell by 3.3% QoQ
The P/B is 22% above the 5-year quarterly average of 1.3 and 6% above the last 4 quarters average of 1.5
The equity has grown by 16% YoY and by 3.8% from the previous quarter
UNTY's price to sales (P/S) is 38% higher than its 5-year quarterly average of 3.3 and 11% higher than its last 4 quarters average of 4.1
The revenue rose by 12% year-on-year

Efficiency

How efficient is Unity Bancorp business performance
The ROA has contracted by 10% from the previous quarter but it has grown by 6% YoY
Unity Bancorp's ROIC has increased by 9% YoY but it has decreased by 3.8% from the previous quarter
UNTY's ROE is down by 7% since the previous quarter
The company's return on sales fell by 2.2% QoQ but it rose by 2.1% YoY

Dividends

What is UNTY's dividend history
Dividend details
DPS
$0.64
Dividend yield
1.09%
Payout ratio
10.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Unity Bancorp financials performed over time
Unity Bancorp's total assets is 13% higher than its total liabilities
Unity Bancorp's total assets has increased by 9% YoY and by 6% QoQ
The total liabilities has increased by 8% year-on-year and by 6% since the previous quarter
The debt is 12% less than the equity
The company's debt to equity fell by 27% YoY but it rose by 22% QoQ
The debt has grown by 26% from the previous quarter but it has contracted by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.