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Price (delayed)
$45.88
Market cap
$458.16M
P/E Ratio
11.62
Dividend/share
$0.51
EPS
$3.95
Enterprise value
$540.76M
Unity Bancorp, Inc. the parent company of Unity Bank, its primary and wholly owned subsidiary, is a financial services organization headquartered in Clinton, New Jersey. Unity Bank provides financial services
Highlights
The debt has contracted by 31% YoY and by 2.8% from the previous quarter
The equity has grown by 13% YoY and by 4% from the previous quarter
UNTY's P/E is 59% above its 5-year quarterly average of 7.3 and 49% above its last 4 quarters average of 7.8
Key stats
What are the main financial stats of UNTY
Market
Valuations
Earnings
Shares outstanding
9.99M
Market cap
$458.16M
Enterprise value
$540.76M
Price to earnings (P/E)
11.62
Price to book (P/B)
1.61
Price to sales (P/S)
4.54
EV/EBIT
10.21
EV/EBITDA
9.83
EV/Sales
5.36
Revenue
$100.88M
EBIT
$52.95M
EBITDA
$54.99M
Free cash flow
$49.35M
Per share
Balance sheet
Liquidity
EPS
$3.95
Free cash flow per share
$4.95
Book value per share
$28.48
Revenue per share
$10.11
TBVPS
$263.96
Total assets
$2.64B
Total liabilities
$2.35B
Debt
$277.11M
Equity
$284.26M
Working capital
N/A
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.5
Margins
Efficiency
Dividend
EBITDA margin
54.5%
Gross margin
100%
Net margin
39.4%
Operating margin
52.5%
Return on assets
1.5%
Return on equity
14.6%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
52.5%
Dividend yield
1.11%
DPS
$0.51
Payout ratio
12.9%
UNTY stock price
How has the Unity Bancorp stock price performed over time
Intraday
2.11%
1 week
0.48%
1 month
20.67%
1 year
76.67%
YTD
55.05%
QTD
34.7%
Financial performance
How have Unity Bancorp's revenue and profit performed over time
Revenue
$100.88M
Gross profit
$100.88M
Operating income
$52.95M
Net income
$39.72M
Gross margin
100%
Net margin
39.4%
Unity Bancorp's operating income has increased by 3% QoQ
The net income has grown by 2.5% from the previous quarter
Growth
What is Unity Bancorp's growth rate over time
Valuation
What is Unity Bancorp stock price valuation
P/E
11.62
P/B
1.61
P/S
4.54
EV/EBIT
10.21
EV/EBITDA
9.83
EV/Sales
5.36
UNTY's P/E is 59% above its 5-year quarterly average of 7.3 and 49% above its last 4 quarters average of 7.8
The company's EPS rose by 2.9% QoQ and by 2.3% YoY
The P/B is 46% above the 5-year quarterly average of 1.1 and 46% above the last 4 quarters average of 1.1
The equity has grown by 13% YoY and by 4% from the previous quarter
UNTY's price to sales (P/S) is 62% higher than its 5-year quarterly average of 2.8 and 51% higher than its last 4 quarters average of 3.0
Efficiency
How efficient is Unity Bancorp business performance
UNTY's ROE is down by 10% year-on-year
The ROA has contracted by 6% YoY
Unity Bancorp's ROIC has increased by 5% from the previous quarter and by 5% YoY
Dividends
What is UNTY's dividend history
DPS
$0.51
Dividend yield
1.11%
Payout ratio
12.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Unity Bancorp financials performed over time
Unity Bancorp's total assets is 12% higher than its total liabilities
Unity Bancorp's total assets has increased by 2.8% YoY
The debt is 2.5% less than the equity
The company's debt to equity fell by 39% YoY and by 7% QoQ
The debt has contracted by 31% YoY and by 2.8% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.