UNTY Unity Bancorp Inc
Price (delayed)
$42.5
Market cap
$427.45M
P/E Ratio
10.29
Dividend/share
$0.52
EPS
$4.13
Enterprise value
$477.82M
Unity Bancorp, Inc. the parent company of Unity Bank, its primary and wholly owned subsidiary, is a financial services organization headquartered in Clinton, New Jersey. Unity Bank provides financial services
Highlights
The debt has contracted by 37% YoY and by 17% from the previous quarter
The equity has grown by 13% YoY and by 4% from the previous quarter
UNTY's P/E is 41% above its 5-year quarterly average of 7.3 and 21% above its last 4 quarters average of 8.5
Key stats
What are the main financial stats of UNTY
Market
Valuations
Earnings
Shares outstanding
10.06M
Market cap
$427.45M
Enterprise value
$477.82M
Price to earnings (P/E)
10.29
Price to book (P/B)
1.44
Price to sales (P/S)
4.13
EV/EBIT
8.79
EV/EBITDA
8.39
EV/Sales
4.63
Revenue
$103.13M
Gross profit
$103.13M
Operating income
$54.39M
Net income
$41.45M
EBIT
$54.39M
EBITDA
$56.97M
Free cash flow
$47.29M
Per share
Balance sheet
Liquidity
EPS
$4.13
EPS diluted
$4.06
Free cash flow per share
$4.71
Book value per share
$29.6
Revenue per share
$10.28
TBVPS
$264.43
Total assets
$2.65B
Total liabilities
$2.36B
Debt
$230.81M
Equity
$295.58M
Working capital
N/A
Debt to equity
0.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.88
Margins
Efficiency
Dividend
EBITDA margin
55.2%
Gross margin
100%
Net margin
40.2%
Operating margin
52.7%
Return on assets
1.6%
Return on equity
14.8%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
52.7%
Dividend yield
1.22%
DPS
$0.52
Payout ratio
12.6%
UNTY stock price
How has the Unity Bancorp stock price performed over time
Intraday
3.73%
1 week
-3.01%
1 month
-14.62%
1 year
53.65%
YTD
-2.55%
QTD
-2.55%
Financial performance
How have Unity Bancorp's revenue and profit performed over time
Revenue
$103.13M
Gross profit
$103.13M
Operating income
$54.39M
Net income
$41.45M
Gross margin
100%
Net margin
40.2%
The net income has grown by 4.4% YoY and by 4.4% from the previous quarter
The gross profit is up by 3.2% year-on-year and by 2.3% since the previous quarter
The revenue rose by 3.2% year-on-year and by 2.3% since the previous quarter
Unity Bancorp's operating income has increased by 2.7% QoQ and by 2.6% YoY
Growth
What is Unity Bancorp's growth rate over time
Valuation
What is Unity Bancorp stock price valuation
P/E
10.29
P/B
1.44
P/S
4.13
EV/EBIT
8.79
EV/EBITDA
8.39
EV/Sales
4.63
UNTY's P/E is 41% above its 5-year quarterly average of 7.3 and 21% above its last 4 quarters average of 8.5
The company's EPS rose by 6% YoY and by 4.6% QoQ
The P/B is 31% above the 5-year quarterly average of 1.1 and 20% above the last 4 quarters average of 1.2
The equity has grown by 13% YoY and by 4% from the previous quarter
UNTY's price to sales (P/S) is 48% higher than its 5-year quarterly average of 2.8 and 25% higher than its last 4 quarters average of 3.3
The revenue rose by 3.2% year-on-year and by 2.3% since the previous quarter
Efficiency
How efficient is Unity Bancorp business performance
UNTY's ROE is down by 7% year-on-year
The ROA has grown by 7% from the previous quarter
Unity Bancorp's ROIC has increased by 5% YoY
Dividends
What is UNTY's dividend history
DPS
$0.52
Dividend yield
1.22%
Payout ratio
12.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Unity Bancorp financials performed over time
Unity Bancorp's total assets is 13% higher than its total liabilities
Unity Bancorp's total assets has increased by 2.9% YoY
The debt is 22% less than the equity
The company's debt to equity fell by 44% YoY and by 20% QoQ
The debt has contracted by 37% YoY and by 17% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.