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- Overview
- Key stats
- Stock price
- Financial performance
- Price vs fundamentals
- Growth
- Valuations
- Efficiency
- Dividends
- Financial health
- Stocks
- Financial Services
- NASDAQ: UNTY
Price (delayed)
$43.44
Market cap
$435.75M
P/E Ratio
10.03
Dividend/share
$0.53
EPS
$4.33
Enterprise value
$477.76M
Unity Bancorp, Inc. the parent company of Unity Bank, its primary and wholly owned subsidiary, is a financial services organization headquartered in Clinton, New Jersey. Unity Bank provides financial services ...
Highlights
The equity has grown by 15% YoY and by 3.6% from the previous quarter
The company's EPS rose by 12% YoY and by 4.8% QoQ
The debt has contracted by 18% YoY but it has grown by 10% from the previous quarter
UNTY's P/E is 34% above its 5-year quarterly average of 7.5 and 10% above its last 4 quarters average of 9.1
Key stats
What are the main financial stats of UNTY
MarketValuationsEarnings
Shares outstanding
10.03M
Market cap
$435.75M
Enterprise value
$477.76M
Price to earnings (P/E)
10.03
Price to book (P/B)
1.43
Price to sales (P/S)
4.11
EV/EBIT
8.38
EV/EBITDA
8
EV/Sales
4.5
Revenue
$106.25M
Gross profit
$106.25M
Operating income
$57.03M
Net income
$43.46M
EBIT
$57.03M
EBITDA
$59.74M
Free cash flow
$49.19M
Per shareBalance sheetLiquidity
EPS
$4.33
EPS diluted
$4.25
Free cash flow per share
$4.89
Book value per share
$30.44
Revenue per share
$10.57
TBVPS
$275.16
Total assets
$2.77B
Total liabilities
$2.46B
Debt
$253.6M
Equity
$306.14M
Working capital
N/A
Debt to equity
0.83
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.7
MarginsEfficiencyDividend
EBITDA margin
56.2%
Gross margin
100%
Net margin
40.9%
Operating margin
53.7%
Return on assets
1.6%
Return on equity
15%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
53.7%
Dividend yield
1.22%
DPS
$0.53
Payout ratio
12.2%
UNTY stock price
How has the Unity Bancorp stock price performed over time
Intraday
-1.32%
1 week
0.95%
1 month
5.39%
1 year
55.98%
YTD
-0.39%
QTD
6.73%
Financial performance
How have Unity Bancorp's revenue and profit performed over time
Revenue
$106.25M
Gross profit
$106.25M
Operating income
$57.03M
Net income
$43.46M
Gross margin
100%
Net margin
40.9%
UNTY financials
The net income has grown by 11% YoY and by 4.9% from the previous quarter
Unity Bancorp's operating income has increased by 10% YoY and by 4.9% QoQ
The gross profit is up by 7% year-on-year and by 3% since the previous quarter
The revenue rose by 7% year-on-year and by 3% since the previous quarter
Price vs fundamentals
How does UNTY's price correlate with its fundamentals
Price vs fundamentals
Earnings waterfall
Growth
What is Unity Bancorp's growth rate over time
UNTY growth chart
Valuation
What is Unity Bancorp stock price valuation
P/E
10.03
P/B
1.43
P/S
4.11
EV/EBIT
8.38
EV/EBITDA
8
EV/Sales
4.5
Valuation vs average
Price to earnings (P/E)
UNTY's P/E is 34% above its 5-year quarterly average of 7.5 and 10% above its last 4 quarters average of 9.1
The company's EPS rose by 12% YoY and by 4.8% QoQ
Price to book (P/B)
The P/B is 30% above the 5-year quarterly average of 1.1 and 10% above the last 4 quarters average of 1.3
The equity has grown by 15% YoY and by 3.6% from the previous quarter
Price to sales (P/S)
UNTY's price to sales (P/S) is 42% higher than its 5-year quarterly average of 2.9 and 14% higher than its last 4 quarters average of 3.6
The revenue rose by 7% year-on-year and by 3% since the previous quarter
Efficiency
How efficient is Unity Bancorp business performance
Unity Bancorp's ROIC has increased by 11% YoY and by 5% from the previous quarter
The ROA has grown by 7% YoY
The company's return on sales rose by 2.9% YoY
Dividends
What is UNTY's dividend history
DPS
$0.53
Dividend yield
1.22%
Payout ratio
12.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Unity Bancorp financials performed over time
Assets vs liabilities
Unity Bancorp's total assets is 12% higher than its total liabilities
Unity Bancorp's total assets has increased by 8% YoY and by 4.3% QoQ
The total liabilities has increased by 7% year-on-year and by 4.4% since the previous quarter
Debt vs equity
The debt is 17% less than the equity
The company's debt to equity fell by 28% YoY but it rose by 6% QoQ
The debt has contracted by 18% YoY but it has grown by 10% from the previous quarter
Balance sheet
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.