VBTX Veritex Holdings Inc
Price (delayed)
$24.77
Market cap
$1.35B
P/E Ratio
12.57
Dividend/share
$0.8
EPS
$1.97
Enterprise value
$724.74M
Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in
Highlights
The debt has declined by 30% year-on-year
The net income has grown by 25% from the previous quarter
The P/E is 9% below the last 4 quarters average of 13.8 but 2.5% above the 5-year quarterly average of 12.2
Key stats
What are the main financial stats of VBTX
Market
Valuations
Earnings
Shares outstanding
54.47M
Market cap
$1.35B
Enterprise value
$724.74M
Price to earnings (P/E)
12.57
Price to book (P/B)
0.84
Price to sales (P/S)
3.33
EV/EBIT
5.21
EV/EBITDA
4.57
EV/Sales
1.79
Revenue
$405.54M
Gross profit
$405.54M
Operating income
$138.99M
Net income
$107.24M
EBIT
$138.99M
EBITDA
$158.64M
Free cash flow
$123.83M
Per share
Balance sheet
Liquidity
EPS
$1.97
EPS diluted
$1.95
Free cash flow per share
$2.27
Book value per share
$29.39
Revenue per share
$7.44
TBVPS
$226.4
Total assets
$12.77B
Total liabilities
$11.17B
Debt
$230.74M
Equity
$1.6B
Working capital
N/A
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.94
Margins
Efficiency
Dividend
EBITDA margin
39.1%
Gross margin
100%
Net margin
26.4%
Operating margin
34.3%
Return on assets
0.8%
Return on equity
6.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34.3%
Dividend yield
3.23%
DPS
$0.8
Payout ratio
40.6%
VBTX stock price
How has the Veritex Holdings stock price performed over time
Intraday
0.53%
1 week
-0.88%
1 month
-5.96%
1 year
24.91%
YTD
-8.8%
QTD
-0.8%
Financial performance
How have Veritex Holdings's revenue and profit performed over time
Revenue
$405.54M
Gross profit
$405.54M
Operating income
$138.99M
Net income
$107.24M
Gross margin
100%
Net margin
26.4%
The net income has grown by 25% from the previous quarter
Veritex Holdings's operating income has increased by 20% from the previous quarter but it has decreased by 3.7% YoY
The net margin has grown by 14% since the previous quarter but it has declined by 8% year-on-year
The operating margin has grown by 10% from the previous quarter but it has contracted by 10% YoY
Growth
What is Veritex Holdings's growth rate over time
Valuation
What is Veritex Holdings stock price valuation
P/E
12.57
P/B
0.84
P/S
3.33
EV/EBIT
5.21
EV/EBITDA
4.57
EV/Sales
1.79
Veritex Holdings's EPS has increased by 25% QoQ
The P/E is 9% below the last 4 quarters average of 13.8 but 2.5% above the 5-year quarterly average of 12.2
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 1.0 but 5% more than its last 4 quarters average of 0.8
Veritex Holdings's equity has increased by 4.6% YoY
VBTX's P/S is 19% below its 5-year quarterly average of 4.1 and 2.6% below its last 4 quarters average of 3.4
The revenue rose by 9% since the previous quarter and by 7% year-on-year
Efficiency
How efficient is Veritex Holdings business performance
The ROE is up by 24% since the previous quarter but it is down by 6% year-on-year
VBTX's ROIC is up by 20% from the previous quarter
VBTX's return on assets is up by 14% since the previous quarter but it is down by 11% year-on-year
Veritex Holdings's return on sales has increased by 10% QoQ but it has decreased by 10% YoY
Dividends
What is VBTX's dividend history
DPS
$0.8
Dividend yield
3.23%
Payout ratio
40.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Veritex Holdings financials performed over time
The total assets is 14% higher than the total liabilities
The total liabilities has grown by 2.8% YoY but it has contracted by 2.3% from the previous quarter
The total assets rose by 3% YoY but it fell by 2.1% QoQ
The debt is 86% smaller than the equity
The company's debt to equity fell by 36% YoY
The debt has declined by 30% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.