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VBTX Veritex Holdings Inc

Price (delayed)

$23.99

Market cap

$1.3B

P/E Ratio

11.65

Dividend/share

$0.82

EPS

$2.06

Enterprise value

$608.09M

Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in ...

Highlights
The debt has dropped by 53% year-on-year and by 32% since the previous quarter
Veritex Holdings's EPS has increased by 19% YoY and by 4.6% QoQ

Key stats

What are the main financial stats of VBTX
Market
Shares outstanding
54.27M
Market cap
$1.3B
Enterprise value
$608.09M
Valuations
Price to earnings (P/E)
11.65
Price to book (P/B)
0.8
Price to sales (P/S)
3.14
EV/EBIT
4.19
EV/EBITDA
3.7
EV/Sales
1.46
Earnings
Revenue
$416.46M
Gross profit
$416.46M
Operating income
$145.19M
Net income
$112.16M
EBIT
$145.19M
EBITDA
$164.41M
Free cash flow
$123.38M
Per share
EPS
$2.06
EPS diluted
$2.04
Free cash flow per share
$2.27
Book value per share
$29.99
Revenue per share
$7.65
TBVPS
$223.5
Balance sheet
Total assets
$12.61B
Total liabilities
$10.97B
Debt
$155.91M
Equity
$1.63B
Working capital
N/A
Liquidity
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.22
Margins
EBITDA margin
39.5%
Gross margin
100%
Net margin
26.9%
Operating margin
34.9%
Efficiency
Return on assets
0.9%
Return on equity
7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34.9%
Dividend
Dividend yield
3.42%
DPS
$0.82
Payout ratio
39.8%

VBTX stock price

How has the Veritex Holdings stock price performed over time
Intraday
-0.79%
1 week
-1.32%
1 month
-0.04%
1 year
19.65%
YTD
-11.67%
QTD
-3.92%

Financial performance

How have Veritex Holdings's revenue and profit performed over time
Revenue
$416.46M
Gross profit
$416.46M
Operating income
$145.19M
Net income
$112.16M
Gross margin
100%
Net margin
26.9%
The net income has grown by 19% YoY and by 4.6% from the previous quarter
Veritex Holdings's operating income has increased by 15% YoY and by 4.5% from the previous quarter
The revenue rose by 14% year-on-year and by 2.7% since the previous quarter
The gross profit rose by 14% year-on-year and by 2.7% since the previous quarter

Price vs fundamentals

How does VBTX's price correlate with its fundamentals

Growth

What is Veritex Holdings's growth rate over time

Valuation

What is Veritex Holdings stock price valuation
P/E
11.65
P/B
0.8
P/S
3.14
EV/EBIT
4.19
EV/EBITDA
3.7
EV/Sales
1.46
Veritex Holdings's EPS has increased by 19% YoY and by 4.6% QoQ
The P/E is 16% below the last 4 quarters average of 13.9 and 4.5% below the 5-year quarterly average of 12.2
The stock's price to book (P/B) is 20% less than its 5-year quarterly average of 1.0
Veritex Holdings's equity has increased by 6% YoY and by 2% from the previous quarter
VBTX's P/S is 22% below its 5-year quarterly average of 4.0 and 10% below its last 4 quarters average of 3.5
The revenue rose by 14% year-on-year and by 2.7% since the previous quarter

Efficiency

How efficient is Veritex Holdings business performance
The ROE is up by 13% year-on-year and by 2.9% since the previous quarter
VBTX's return on assets is up by 13% since the previous quarter and by 13% year-on-year
VBTX's ROIC is up by 9% YoY

Dividends

What is VBTX's dividend history
DPS
$0.82
Dividend yield
3.42%
Payout ratio
39.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Veritex Holdings financials performed over time
The total assets is 15% higher than the total liabilities
The debt is 90% smaller than the equity
The debt has dropped by 53% year-on-year and by 32% since the previous quarter
The company's debt to equity has shrunk by 52% YoY and by 29% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.