VBTX Veritex Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: VBTX

Price (delayed)

$20.3

Market cap

$1.11B

P/E Ratio

10.15

Dividend/share

$0.8

EPS

$2

Enterprise value

$806.98M

Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in ...

Highlights
The debt has dropped by 77% year-on-year and by 23% since the previous quarter
Veritex Holdings's equity has increased by 6% YoY and by 2.7% from the previous quarter
The P/E is 30% above the last 4 quarters average of 7.8 but 18% below the 5-year quarterly average of 12.4
Veritex Holdings's EPS has decreased by 27% YoY and by 25% QoQ
The net income has contracted by 26% YoY and by 25% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.veritexbank.com
Peers: NECB VLY

Key stats

What are the main financial stats of VBTX
Market
Shares outstanding
54.5M
Market cap
$1.11B
Enterprise value
$806.98M
Valuations
Price to earnings (P/E)
10.15
Price to book (P/B)
0.72
Price to sales (P/S)
2.92
EV/EBIT
5.59
EV/EBITDA
4.93
EV/Sales
2.14
Earnings
Revenue
$377.75M
EBIT
$144.28M
EBITDA
$163.77M
Free cash flow
$142.23M
Per share
EPS
$2
Free cash flow per share
$2.62
Book value per share
$28.19
Revenue per share
$6.95
TBVPS
$219.95
Balance sheet
Total assets
$12.39B
Total liabilities
$10.86B
Debt
$329.78M
Equity
$1.53B
Working capital
N/A
Liquidity
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.83
Margins
EBITDA margin
43.4%
Gross margin
100%
Net margin
28.7%
Operating margin
38.2%
Efficiency
Return on assets
0.9%
Return on equity
7.2%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
38.2%
Dividend
Dividend yield
3.94%
DPS
$0.8
Payout ratio
40%

VBTX stock price

How has the Veritex Holdings stock price performed over time
Intraday
1.4%
1 week
4.42%
1 month
4.16%
1 year
14.62%
YTD
-12.76%
QTD
-0.93%

Financial performance

How have Veritex Holdings's revenue and profit performed over time
Revenue
$377.75M
Gross profit
$377.75M
Operating income
$144.28M
Net income
$108.26M
Gross margin
100%
Net margin
28.7%
The net income has contracted by 26% YoY and by 25% from the previous quarter
Veritex Holdings's operating income has decreased by 23% YoY and by 23% from the previous quarter
The net margin has declined by 23% year-on-year and by 17% since the previous quarter
The operating margin has contracted by 20% YoY and by 15% from the previous quarter

Growth

What is Veritex Holdings's growth rate over time

Valuation

What is Veritex Holdings stock price valuation
VBTX P/E details
P/E
10.15
P/B
0.72
P/S
2.92
EV/EBIT
5.59
EV/EBITDA
4.93
EV/Sales
2.14
The P/E is 30% above the last 4 quarters average of 7.8 but 18% below the 5-year quarterly average of 12.4
Veritex Holdings's EPS has decreased by 27% YoY and by 25% QoQ
The stock's price to book (P/B) is 28% less than its 5-year quarterly average of 1.0 but 2.9% more than its last 4 quarters average of 0.7
Veritex Holdings's equity has increased by 6% YoY and by 2.7% from the previous quarter
VBTX's P/S is 34% below its 5-year quarterly average of 4.4 but 12% above its last 4 quarters average of 2.6
The revenue has declined by 9% since the previous quarter and by 3.1% year-on-year

Efficiency

How efficient is Veritex Holdings business performance
VBTX's return on assets is down by 31% year-on-year and by 25% since the previous quarter
The ROE is down by 29% year-on-year and by 27% since the previous quarter
VBTX's ROIC is down by 25% YoY and by 20% from the previous quarter
Veritex Holdings's return on sales has decreased by 20% YoY and by 15% QoQ

Dividends

What is VBTX's dividend history
Dividend details
DPS
$0.8
Dividend yield
3.94%
Payout ratio
40%
Recent dividends

Financial health

How did Veritex Holdings financials performed over time
The total assets is 14% higher than the total liabilities
The debt is 78% smaller than the equity
The company's debt to equity has shrunk by 77% YoY and by 24% QoQ
The debt has dropped by 77% year-on-year and by 23% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.