VBTX Veritex Holdings Inc
Price (delayed)
$26.85
Market cap
$1.46B
P/E Ratio
16.99
Dividend/share
$0.8
EPS
$1.58
Enterprise value
$592.64M
Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in
Highlights
The debt has declined by 46% year-on-year
Veritex Holdings's equity has increased by 8% YoY and by 3.8% from the previous quarter
The revenue has declined by 11% year-on-year but it rose by 2.2% since the previous quarter
The gross profit has declined by 11% year-on-year but it rose by 2.2% since the previous quarter
The P/E is 43% above the 5-year quarterly average of 11.9 and 28% above the last 4 quarters average of 13.3
The net income has contracted by 41% YoY
Key stats
What are the main financial stats of VBTX
Market
Valuations
Earnings
Shares outstanding
54.48M
Market cap
$1.46B
Enterprise value
$592.64M
Price to earnings (P/E)
16.99
Price to book (P/B)
0.91
Price to sales (P/S)
3.94
EV/EBIT
5.14
EV/EBITDA
4.42
EV/Sales
1.6
Revenue
$370.98M
Gross profit
$370.98M
Operating income
$115.39M
Net income
$85.86M
EBIT
$115.39M
EBITDA
$134.16M
Free cash flow
$136.11M
Per share
Balance sheet
Liquidity
EPS
$1.58
EPS diluted
$1.56
Free cash flow per share
$2.5
Book value per share
$29.57
Revenue per share
$6.82
TBVPS
$231.78
Total assets
$13.04B
Total liabilities
$11.43B
Debt
$230.54M
Equity
$1.61B
Working capital
N/A
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.49
Margins
Efficiency
Dividend
EBITDA margin
36.2%
Gross margin
100%
Net margin
23.1%
Operating margin
31.1%
Return on assets
0.7%
Return on equity
5.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
31.1%
Dividend yield
2.98%
DPS
$0.8
Payout ratio
50.6%
VBTX stock price
How has the Veritex Holdings stock price performed over time
Intraday
2.79%
1 week
-0.33%
1 month
0.56%
1 year
33.18%
YTD
-1.14%
QTD
-1.14%
Financial performance
How have Veritex Holdings's revenue and profit performed over time
Revenue
$370.98M
Gross profit
$370.98M
Operating income
$115.39M
Net income
$85.86M
Gross margin
100%
Net margin
23.1%
The net income has contracted by 41% YoY
Veritex Holdings's operating income has decreased by 38% YoY and by 2.4% from the previous quarter
The net margin has declined by 33% year-on-year and by 4.1% since the previous quarter
The operating margin has contracted by 30% YoY and by 4.6% from the previous quarter
Growth
What is Veritex Holdings's growth rate over time
Valuation
What is Veritex Holdings stock price valuation
P/E
16.99
P/B
0.91
P/S
3.94
EV/EBIT
5.14
EV/EBITDA
4.42
EV/Sales
1.6
The P/E is 43% above the 5-year quarterly average of 11.9 and 28% above the last 4 quarters average of 13.3
Veritex Holdings's EPS has decreased by 41% YoY
The stock's price to book (P/B) is 14% more than its last 4 quarters average of 0.8 but 9% less than its 5-year quarterly average of 1.0
Veritex Holdings's equity has increased by 8% YoY and by 3.8% from the previous quarter
VBTX's P/S is 16% above its last 4 quarters average of 3.4
The revenue has declined by 11% year-on-year but it rose by 2.2% since the previous quarter
Efficiency
How efficient is Veritex Holdings business performance
The ROE is down by 44% year-on-year and by 3.5% since the previous quarter
VBTX's return on assets is down by 42% year-on-year
VBTX's ROIC is down by 33% YoY
Veritex Holdings's return on sales has decreased by 30% YoY and by 4.6% QoQ
Dividends
What is VBTX's dividend history
DPS
$0.8
Dividend yield
2.98%
Payout ratio
50.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Veritex Holdings financials performed over time
The total assets is 14% higher than the total liabilities
The total assets rose by 6% YoY and by 2.8% QoQ
The total liabilities has grown by 5% YoY and by 2.7% from the previous quarter
The debt is 86% smaller than the equity
The company's debt to equity has shrunk by 52% YoY and by 7% QoQ
The debt has declined by 46% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.