Price (delayed)
$25.08
Market cap
$1.36B
P/E Ratio
15.58
Dividend/share
$0.8
EPS
$1.61
Enterprise value
$942.45M
Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in
Highlights
The debt has dropped by 85% year-on-year and by 30% since the previous quarter
Veritex Holdings's equity has increased by 3.8% YoY
Veritex Holdings's EPS has decreased by 44% YoY and by 7% QoQ
The net income has contracted by 44% YoY and by 7% from the previous quarter
Key stats
What are the main financial stats of VBTX
Market
Valuations
Earnings
Shares outstanding
54.39M
Market cap
$1.36B
Enterprise value
$942.45M
Price to earnings (P/E)
15.58
Price to book (P/B)
0.88
Price to sales (P/S)
3.77
EV/EBIT
7.97
EV/EBITDA
6.87
EV/Sales
2.6
Revenue
$363.13M
EBIT
$118.22M
EBITDA
$137.19M
Free cash flow
$127.24M
Per share
Balance sheet
Liquidity
EPS
$1.61
Free cash flow per share
$2.33
Book value per share
$28.4
Revenue per share
$6.66
TBVPS
$224.56
Total assets
$12.68B
Total liabilities
$11.14B
Debt
$230.29M
Equity
$1.55B
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.07
Margins
Efficiency
Dividend
EBITDA margin
37.8%
Gross margin
100%
Net margin
24.1%
Operating margin
32.6%
Return on assets
0.7%
Return on equity
5.7%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
32.6%
Dividend yield
3.19%
DPS
$0.8
Payout ratio
49.7%
VBTX stock price
How has the Veritex Holdings stock price performed over time
Intraday
1.13%
1 week
3.72%
1 month
9.14%
1 year
34.41%
YTD
7.78%
QTD
18.92%
Financial performance
How have Veritex Holdings's revenue and profit performed over time
Revenue
$363.13M
Gross profit
$363.13M
Operating income
$118.22M
Net income
$87.48M
Gross margin
100%
Net margin
24.1%
The net income has contracted by 44% YoY and by 7% from the previous quarter
Veritex Holdings's operating income has decreased by 41% YoY and by 6% from the previous quarter
The net margin has declined by 35% year-on-year and by 6% since the previous quarter
The operating margin has contracted by 31% YoY and by 6% from the previous quarter
Growth
What is Veritex Holdings's growth rate over time
Valuation
What is Veritex Holdings stock price valuation
P/E
15.58
P/B
0.88
P/S
3.77
EV/EBIT
7.97
EV/EBITDA
6.87
EV/Sales
2.6
Veritex Holdings's EPS has decreased by 44% YoY and by 7% QoQ
The P/E is 43% above the last 4 quarters average of 10.8 and 27% above the 5-year quarterly average of 12.1
The stock's price to book (P/B) is 24% more than its last 4 quarters average of 0.7 but 13% less than its 5-year quarterly average of 1.0
Veritex Holdings's equity has increased by 3.8% YoY
VBTX's P/S is 24% above its last 4 quarters average of 3.0 but 9% below its 5-year quarterly average of 4.1
The revenue has declined by 14% year-on-year
Efficiency
How efficient is Veritex Holdings business performance
VBTX's return on assets is down by 46% year-on-year and by 13% since the previous quarter
The ROE is down by 46% year-on-year and by 8% since the previous quarter
VBTX's ROIC is down by 38% YoY and by 9% from the previous quarter
Veritex Holdings's return on sales has decreased by 31% YoY and by 6% QoQ
Dividends
What is VBTX's dividend history
DPS
$0.8
Dividend yield
3.19%
Payout ratio
49.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Veritex Holdings financials performed over time
The total assets is 14% higher than the total liabilities
The debt is 85% smaller than the equity
The company's debt to equity has shrunk by 86% YoY and by 29% QoQ
The debt has dropped by 85% year-on-year and by 30% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.