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VBTX Veritex Holdings Inc

Price (delayed)

$23.88

Market cap

$1.3B

P/E Ratio

12.12

Dividend/share

$0.8

EPS

$1.97

Enterprise value

$676.26M

Headquartered in Dallas, Texas, Veritex is a bank holding company that conducts banking activities through its wholly-owned subsidiary, Veritex Community Bank, with locations throughout the Dallas-Fort Worth metroplex and in ...

Highlights
The debt has declined by 30% year-on-year
Veritex Holdings's EPS has increased by 25% QoQ

Key stats

What are the main financial stats of VBTX
Market
Shares outstanding
54.47M
Market cap
$1.3B
Enterprise value
$676.26M
Valuations
Price to earnings (P/E)
12.12
Price to book (P/B)
0.81
Price to sales (P/S)
3.21
EV/EBIT
4.87
EV/EBITDA
4.26
EV/Sales
1.67
Earnings
Revenue
$405.54M
Gross profit
$405.54M
Operating income
$138.99M
Net income
$107.24M
EBIT
$138.99M
EBITDA
$158.64M
Free cash flow
$123.83M
Per share
EPS
$1.97
EPS diluted
$1.95
Free cash flow per share
$2.27
Book value per share
$29.39
Revenue per share
$7.44
TBVPS
$226.4
Balance sheet
Total assets
$12.77B
Total liabilities
$11.17B
Debt
$230.74M
Equity
$1.6B
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.94
Margins
EBITDA margin
39.1%
Gross margin
100%
Net margin
26.4%
Operating margin
34.3%
Efficiency
Return on assets
0.8%
Return on equity
6.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34.3%
Dividend
Dividend yield
3.35%
DPS
$0.8
Payout ratio
40.6%

VBTX stock price

How has the Veritex Holdings stock price performed over time
Intraday
-0.5%
1 week
2.27%
1 month
10.71%
1 year
16.54%
YTD
-12.08%
QTD
-4.37%

Financial performance

How have Veritex Holdings's revenue and profit performed over time
Revenue
$405.54M
Gross profit
$405.54M
Operating income
$138.99M
Net income
$107.24M
Gross margin
100%
Net margin
26.4%
The net income has grown by 25% from the previous quarter
Veritex Holdings's operating income has increased by 20% from the previous quarter but it has decreased by 3.7% YoY
The net margin has grown by 14% since the previous quarter but it has declined by 8% year-on-year
The operating margin has grown by 10% from the previous quarter but it has contracted by 10% YoY

Price vs fundamentals

How does VBTX's price correlate with its fundamentals

Growth

What is Veritex Holdings's growth rate over time

Valuation

What is Veritex Holdings stock price valuation
P/E
12.12
P/B
0.81
P/S
3.21
EV/EBIT
4.87
EV/EBITDA
4.26
EV/Sales
1.67
Veritex Holdings's EPS has increased by 25% QoQ
The P/E is 12% below the last 4 quarters average of 13.8
The stock's price to book (P/B) is 19% less than its 5-year quarterly average of 1.0
Veritex Holdings's equity has increased by 4.6% YoY
VBTX's P/S is 22% below its 5-year quarterly average of 4.1 and 6% below its last 4 quarters average of 3.4
The revenue rose by 9% since the previous quarter and by 7% year-on-year

Efficiency

How efficient is Veritex Holdings business performance
The ROE is up by 24% since the previous quarter but it is down by 6% year-on-year
VBTX's ROIC is up by 20% from the previous quarter
VBTX's return on assets is up by 14% since the previous quarter but it is down by 11% year-on-year
Veritex Holdings's return on sales has increased by 10% QoQ but it has decreased by 10% YoY

Dividends

What is VBTX's dividend history
DPS
$0.8
Dividend yield
3.35%
Payout ratio
40.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Veritex Holdings financials performed over time
The total assets is 14% higher than the total liabilities
The total assets rose by 3% YoY but it fell by 2.1% QoQ
The total liabilities has grown by 2.8% YoY but it has contracted by 2.3% from the previous quarter
The debt is 86% smaller than the equity
The company's debt to equity fell by 36% YoY
The debt has declined by 30% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.