UPST Upstart Holdings Earnings and EPS analysis

Relative Growth: Rel. Growth: 74

Relative Strength: Rel. Strength: 18

Relative Valuation: Rel. Valuation: 51

Relative Profitability: Rel. Profitability: 72

EPS in 2026 (TTM): $0.51

Last Report Period Date: Mar 31, 2026

Based on the company's latest reports for March 2026, the current EPS (TTM) is $0.51. Upstart Holdings's earnings per share in 2025 came in at $0.56, marking an increase from -$1.44 in 2024. For the quarterly period ending on Mar 31, 2026, UPST's earnings per share was -$0.07.

UPST earnings history

Historical annual and quarterly earnings per share (EPS) data for Upstart Holdings

EPS (TTM)

$0.51

EPS Growth YoY (Quarterly)

-133.3%

EPS (Quarterly)

-$0.07

EPS Growth (Quarterly)

-136.8%

Upstart Holdings had an yealy EPS of $0.56, marking an increase of 138.9% from -$1.44 recorded in 2024. The quarterly EPS for the period ending Mar 31, 2026, was -$0.07, marking a 133.3% decline compared to the same quarter last year. UPST's TTM EPS is $0.51 as of March 2026. Upstart Holdings's EPS for 2024 was -$1.44, a 49.8% rise from 2023.

UPST earnings chart

UPST EPS growth history

Earnings per share growth rates over time

EPS Growth YoY (Quarterly)

-133.3%

EPS growth YoY

138.9%

EPS growth 3Y avg

N/A

EPS growth 5Y avg

N/A

Over the past 12 months, Upstart Holdings has recorded an earnings per share growth of -133.3% (YoY, quarterly).

UPST Earnings Waterfall

Breakdown of revenue, profit and net income for Upstart Holdings

UPST Earnings vs Peers

What are the earnings of UPST compared to its peers

Stock name	Price to Earnings	EPS grwoth 1Y	EPS grwoth 3Y	EPS grwoth 5Y
RM Regional Management Corp	7.11	10%	-5.1%	14%
UPST Upstart Holdings Inc	59.8	138.9%	N/A	N/A

All data is based on quarterly TTM periods, unless otherwise specified.