UPST Upstart Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UPST

Price (delayed)

$24.995

Market cap

$2.43B

P/E Ratio

40.31

Dividend/share

N/A

EPS

$0.62

Enterprise value

$3.51B

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Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 10
Relative Valuation: Rel. Valuation: 65
Relative Profitability: Rel. Profitability: 77
Highlights
The P/E is 52% below the last 4 quarters average of 83.7
The revenue has grown by 46% YoY and by 9% from the previous quarter
Upstart Holdings's debt has increased by 34% YoY and by 4% QoQ
Sector: Financial Services
Industry: Credit Services
Website: http://www.upstart.com
Peers: RM

Key stats

What are the main financial stats of UPST

UPST stock price

How has the Upstart Holdings stock price performed over time
Intraday
0.58%
1 week
-0.42%
1 month
-15.98%
1 year
-63.31%
YTD
-42.84%
QTD
-29.45%

Financial performance

How have Upstart Holdings's revenue and profit performed over time
Revenue
$1.25B
Gross profit
$1.25B
Operating income
$49.71M
Net income
$60.33M
Gross margin
100%
Net margin
4.8%
Upstart Holdings's operating income has soared by 200% YoY and by 25% from the previous quarter
The company's operating margin has surged by 168% YoY and by 14% QoQ
The revenue has grown by 46% YoY and by 9% from the previous quarter
UPST's gross profit is up by 46% year-on-year and by 9% since the previous quarter

Price vs fundamentals

How does UPST's price correlate with its fundamentals

Growth

What is Upstart Holdings's growth rate over time

Valuation

What is Upstart Holdings stock price valuation
P/E
40.31
P/B
3
P/S
1.94
EV/EBIT
56.87
EV/EBITDA
40.2
EV/Sales
2.81
The P/E is 52% below the last 4 quarters average of 83.7
UPST's EPS is up by 22% QoQ
The price to book (P/B) is 57% less than the 5-year quarterly average of 7.0 and 39% less than the last 4 quarters average of 4.9
The equity has increased by 10% year-on-year and by 9% since the previous quarter
UPST's P/S is 72% below its 5-year quarterly average of 6.9 and 45% below its last 4 quarters average of 3.5
The revenue has grown by 46% YoY and by 9% from the previous quarter

Efficiency

How efficient is Upstart Holdings business performance
UPST's ROIC is up by 23% from the previous quarter
UPST's return on equity is up by 20% since the previous quarter
The return on assets is up by 18% since the previous quarter
UPST's ROS is up by 11% QoQ

Dividends

What is UPST's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for UPST.

Financial health

How did Upstart Holdings financials performed over time
The total assets is 34% greater than the total liabilities
The company's total liabilities rose by 35% YoY and by 7% QoQ
The total assets is up by 28% year-on-year and by 7% since the previous quarter
Upstart Holdings's debt is 158% higher than its equity
Upstart Holdings's debt has increased by 34% YoY and by 4% QoQ
Upstart Holdings's debt to equity has increased by 21% YoY but it has decreased by 4.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.