UBSI
United Bankshares
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: UBSI
- PEG Ratio
Based on the most recent data from Jul 31, 2026, UBSI's PEG ratio comes in at 0.42. This metric factors in a PE of 13.53 with an earnings growth rate of 32.6%. Relative to the 0.88 average from the previous four quarters, the PEG ratio has plunged by 52%.
UBSI PEG ratio history
Looking at the last ten years, UBSI's PEG ratio has has been around 5.5 on average. At 0.42, today's PE to growth ratio sits 92% below its historical average. Within the last ten years, the Dec 2016 quarter recorded the highest PEG value at 46.26. At 0.21, the Dec 2018 quarter showed the minimum PEG ratio in this period.
United Bankshares PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.62 | 11.71 | 18.8% |
| 2024 | 9.07 | 13.61 | 1.5% |
| 2023 | N/A | 13.81 | -3.2% |
| 2022 | N/A | 14.41 | -1.1% |
| 2021 | 0.7 | 12.77 | 18.3% |
| 2020 | N/A | 13.5 | -5.9% |
| 2019 | 4.1 | 15.16 | 3.7% |
| 2018 | 0.21 | 12.65 | 59.7% |
| 2017 | N/A | 22.56 | -23% |
| 2016 | 46.26 | 23.13 | 0.5% |
| 2015 | 6 | 18.59 | 3.1% |
| 2014 | 1.44 | 19.4 | 13.5% |
| 2013 | 5 | 18.5 | 3.7% |
| 2012 | 12.37 | 14.84 | 1.2% |
| 2011 | N/A | 17.45 | -1.8% |
United Bankshares PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.35 | 11.57 | 32.6% |
| Dec 2025 | 0.62 | 11.71 | 18.8% |
| Sep 2025 | 0.76 | 12.16 | 15.9% |
| Jun 2025 | 1.78 | 12.83 | 7.2% |
| Mar 2025 | 4.14 | 12.84 | 3.1% |
| Dec 2024 | 9.07 | 13.61 | 1.5% |
| Sep 2024 | N/A | 14.05 | -7.7% |
| Jun 2024 | N/A | 12.24 | -8.9% |
| Mar 2024 | N/A | 13.66 | -10.9% |
| Dec 2023 | N/A | 13.81 | -3.2% |
| Sep 2023 | 1.11 | 9.65 | 8.7% |
| Jun 2023 | 0.8 | 10.2 | 12.8% |
| Mar 2023 | 0.91 | 11.97 | 13.1% |
| Dec 2022 | N/A | 14.41 | -1.1% |
| Sep 2022 | N/A | 13.59 | -12% |
UBSI average PEG ratio chart
UBSI's PEG ratio today is below the 3, 5 and 10-year averages.
PEG comparison
With a PEG of 0.42, UBSI is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 0.48, United Bankshares's PEG is 13% lower.
UBSI EPS growth
UBSI Price vs fair value
UBSI PEG vs peers
Compared to its peers, UBSI has a PEG ratio under stocks MTB and VMC, while above FNB's. At 0.42, United Bankshares's PEG ratio stands lower than the peer group average of 1.0.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| FNB F.N.B. Corp | 0.41 | $6.81B |
| UBSI United Bankshares Inc | 0.42 | $6.76B |
| MTB M & T Bank Corp | 0.7 | $36.47B |
| CHCO City Holding Co | 1.19 | $2.07B |
| VMC Vulcan Materials Company | 1.76 | $35.88B |
| FCNCA First Citizens Bancshares Inc (NC) - Class A | N/A | $25.59B |
| HBAN Huntington Bancshares Inc | N/A | $34.87B |
| FCBC First Community Bankshares Inc | N/A | $916.92M |
| FITB Fifth Third Bancorp | N/A | $51.86B |
Frequently asked questions
What is United Bankshares's PEG ratio?
Based on Jul 31, 2026 data, UBSI carries a PEG ratio of 0.42.
What is the 3-year average PEG ratio for United Bankshares (UBSI)?
Over the last 3 years, UBSI's PEG ratio has settled near 2.55.
What is the 5-year average PEG ratio for United Bankshares (UBSI)?
Over the last 5 years, UBSI's PEG ratio has settled near 1.87.
What is the highest PEG ratio for UBSI?
UBSI's PEG ratio peaked at 46.26 during the Dec 2016 quarter - the highest in ten years.
How does the current PEG ratio for UBSI compare to its historical average?
UBSI currently has a PEG ratio 92% below its 10-year average.
Why is United Bankshares's PEG ratio so low?
The 0.42 PEG ratio for UBSI reflects strong earnings growth outpacing the current valuation.
How is UBSI's PEG ratio calculated (United Bankshares PEG ratio formula)?
PEG equals PE divided by EPS growth (YoY TTM). As of Jul 31, 2026, United Bankshares has a P/E ratio of 13.53. Earnings grew at 32.6% over the TTM period ending Mar 2026. Applying the formula, this produces a price to earnings growth ratio of 0.42. PEG RATIO(0.42) = PE RATIO(13.53) / EPS GROWTH(32.6%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.