TRUP
Trupanion
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: TRUP
- PE Ratio
The current PE ratio for Trupanion stock as of Sep 3, 2026 is 53.31. This is calculated based on the TTM EPS of $0.54 and the stock price of $28.79 per share. The PE ratio has decreased by 26% from its last 4 quarters average of 72.1.
TRUP PE ratio history
The average historical PE ratio of Trupanion for the last seven years is 225.87. The current price-to-earnings ratio of 53.31 is 76% less than the historical average. Analyzing the last seven years, TRUP's PE ratio reached its highest point in the Jun 2020 quarter at 853.8, when the price was $42.69 and the EPS was $0.05. The lowest point was recorded in the Mar 2026 quarter, when it reached 42.68 with a price of $25.61 and an EPS of $0.6.
Trupanion PE ratio by year
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 83.04 | N/A | $37.37 | $0.45 |
| 2024 | N/A | N/A | $48.2 | -$0.23 |
| 2023 | N/A | N/A | $30.51 | -$1.08 |
| 2022 | N/A | N/A | $47.53 | -$1.1 |
| 2021 | N/A | N/A | $132.03 | -$0.89 |
| 2020 | N/A | N/A | $119.71 | -$0.16 |
| 2019 | N/A | N/A | $37.46 | -$0.05 |
| 2018 | N/A | N/A | $25.46 | -$0.03 |
| 2017 | N/A | N/A | $29.27 | -$0.05 |
| 2016 | N/A | N/A | $15.52 | -$0.24 |
| 2015 | N/A | N/A | $9.76 | -$0.62 |
| 2014 | N/A | N/A | $6.93 | -$1.64 |
| 2013 | N/A | N/A | N/A | -$6.23 |
| 2012 | N/A | N/A | N/A | -$9.76 |
| 2011 | N/A | N/A | N/A | -$5.34 |
Trupanion PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 45.87 | 7.47% | $24.77 | $0.54 |
| Mar 2026 | 42.68 | -48.6% | $25.61 | $0.6 |
| Dec 2025 | 83.04 | -29.01% | $37.37 | $0.45 |
| Sep 2025 | 116.97 | -45.05% | $43.28 | $0.37 |
| Jun 2025 | 212.88 | N/A | $55.35 | $0.26 |
| Mar 2025 | N/A | N/A | $37.27 | -$0.1 |
| Dec 2024 | N/A | N/A | $48.2 | -$0.23 |
| Sep 2024 | N/A | N/A | $41.98 | -$0.32 |
| Jun 2024 | N/A | N/A | $29.4 | -$0.45 |
| Mar 2024 | N/A | N/A | $27.61 | -$0.64 |
| Dec 2023 | N/A | N/A | $30.51 | -$1.08 |
| Sep 2023 | N/A | N/A | $28.2 | -$1.26 |
| Jun 2023 | N/A | N/A | $19.68 | -$1.48 |
| Mar 2023 | N/A | N/A | $42.89 | -$1.48 |
| Dec 2022 | N/A | N/A | $47.53 | -$1.1 |
TRUP Price vs fair value
TRUP average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of TRUP is under its 3, 5 and 10-year averages.
PE comparison
Trupanion's price to earnings (P/E) of 53.31 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 13.43, Trupanion's price to earnings (P/E) is 297% higher.
TRUP PE vs peers
Frequently asked questions
What is Trupanion's PE ratio?
As of Sep 3, 2026, TRUP stock has a price to earnings ratio of 53.31.
What is the 3-year average PE ratio for Trupanion (TRUP)?
As an average over the last 3 years, TRUP stock has a PE ratio of 100.29.
What is the 5-year average PE ratio for Trupanion (TRUP)?
As an average over the last 5 years, TRUP stock has a PE ratio of 100.29.
What is the highest PE ratio for TRUP?
Over the last seven years, the quarterly PE ratio reached its highest level at 853.8 in the Jun 2020 quarter.
How does the current PE ratio for TRUP compare to its historical average?
The current PE ratio of TRUP is 76% lower than the 7-year historical average.
How is TRUP's PE ratio calculated (Trupanion PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Sep 3, 2026), Trupanion's share price is $28.79. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $0.54. Therefore, Trupanion's price to earnings ratio for today is 53.31. PE RATIO(53.31) = STOCK PRICE($28.79) / TTM EPS($0.54)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.