TCBI currently shows a PE to growth ratio reading of 0.04 as of Jul 13, 2026. Dividing the 13.55 PE ratio by the 332.2% earnings growth rate produces this figure.
A ten years lookback reveals an average PEG ratio of 0.56 for Texas Capital Bancshares. Compared to historical data, TCBI's 0.04 PEG ratio represents a drop of 93%. The ten years high came in the Dec 2016 quarter at 3.9, reflecting peak valuation relative to growth. The bottom was reached in the Sep 2025 quarter at 0, suggesting attractive value relative to growth during that period.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.03 | 13.2 | 431.8% |
| 2024 | N/A | 60.62 | -64% |
| 2023 | N/A | 18.05 | -42.7% |
| 2022 | 0.28 | 9.65 | 34.4% |
| 2021 | 0.04 | 12.96 | 315.2% |
| 2020 | N/A | 53.13 | -81.4% |
| 2019 | 1.63 | 9.45 | 5.8% |
| 2018 | 0.18 | 8.99 | 50.3% |
| 2017 | 1.15 | 23.52 | 20.4% |
| 2016 | 3.9 | 24.97 | 6.4% |
| 2015 | 23.93 | 16.75 | 0.7% |
| 2014 | 3.43 | 18.54 | 5.4% |
| 2013 | N/A | 22.37 | -10% |
| 2012 | 0.28 | 14.5 | 52.2% |
| 2011 | 0.15 | 15.08 | 99% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.04 | 12.62 | 332.2% |
| Dec 2025 | 0.03 | 13.2 | 431.8% |
| Sep 2025 | 0 | 13.72 | 3,322.2% |
| Jun 2025 | N/A | 31.38 | -9.3% |
| Mar 2025 | N/A | 42.93 | -47.7% |
| Dec 2024 | N/A | 60.62 | -64% |
| Sep 2024 | N/A | 397 | -97.6% |
| Jun 2024 | N/A | 21.91 | -60.2% |
| Mar 2024 | N/A | 18.48 | -46.8% |
| Dec 2023 | N/A | 18.05 | -42.7% |
| Sep 2023 | 0.06 | 7.9 | 131% |
| Jun 2023 | 0.06 | 7.35 | 115% |
| Mar 2023 | 0.14 | 7.82 | 56.5% |
| Dec 2022 | 0.28 | 9.65 | 34.4% |
| Sep 2022 | N/A | 18.28 | -29.6% |
Measured against past performance, TCBI's PEG ratio is lower than the 5 and 10-year averages.
Texas Capital Bancshares's PEG of 0.04 is lower than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 0.48, Texas Capital Bancshares's PEG is 92% lower.
Relative to its peer stocks CFR and PB, TCBI's PEG ratio is lower.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| TCBI Texas Capital Bancshares Inc | 0.04 | $4.45B |
| CFR Cullen/Frost Bankers Inc | 1.21 | $9.92B |
| FFIN First Financial Bankshares Inc | 1.32 | $4.97B |
| PB Prosperity Bancshares Inc | 2.58 | $7.33B |
| IBOC International Bancshares Corp | 5.39 | $4.72B |
| SBSI Southside Bancshares Inc | N/A | $1.03B |
Based on Jul 13, 2026 data, TCBI has a PEG ratio of 0.04.
TCBI's 5-year PEG ratio average is 0.11.
The Dec 2016 quarter marked the ten years high at 3.9 for TCBI's PEG ratio.
Compared to the 10-year average, TCBI's PEG ratio stands 93% lower.
Rapid earnings growth combined with a modest valuation gives TCBI a PEG ratio of 0.04.
To calculate the PEG ratio, take the company's PE ratio and divide by its earnings per share growth (YoY TTM). As of Jul 13, 2026, Texas Capital Bancshares has a PE ratio of 13.55. Earnings grew at 332.2% over the TTM period ending Mar 2026. Applying the formula, this gives a PEG ratio of 0.04. PEG RATIO(0.04) = PE RATIO(13.55) / EPS GROWTH(332.2%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.