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STEL Stellar Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: STEL
Price (delayed)
$26.49
Market cap
$1.36B
P/E Ratio
12.5
Dividend/share
$0.54
EPS
$2.12
Enterprise value
$993.01M
CBTX, Inc. is the bank holding company for CommunityBank of Texas, N.A., a $3.9 billion asset bank, offering commercial banking solutions to small and mid-sized businesses and professionals in Houston,
Highlights
STEL's equity is up by 5% year-on-year
STEL's debt has surged by 171% since the previous quarter but it is down by 41% year-on-year
STEL's P/E is 3.8% less than its 5-year quarterly average of 13.0 but 2.5% more than its last 4 quarters average of 12.2
The company's EPS fell by 5% YoY
The net income has declined by 5% year-on-year
Key stats
What are the main financial stats of STEL
Market
Valuations
Earnings
Shares outstanding
51.47M
Market cap
$1.36B
Enterprise value
$993.01M
Price to earnings (P/E)
12.5
Price to book (P/B)
0.87
Price to sales (P/S)
3.26
EV/EBIT
6.94
EV/EBITDA
5.69
EV/Sales
2.31
Revenue
$430.73M
Gross profit
$430.73M
Operating income
$143.02M
Net income
$113.56M
EBIT
$143.02M
EBITDA
$174.41M
Free cash flow
$102.46M
Per share
Balance sheet
Liquidity
EPS
$2.12
EPS diluted
$2.12
Free cash flow per share
$1.94
Book value per share
$30.42
Revenue per share
$8.13
TBVPS
$186.03
Total assets
$10.43B
Total liabilities
$8.82B
Debt
$190.06M
Equity
$1.61B
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.12
Margins
Efficiency
Dividend
EBITDA margin
40.5%
Gross margin
100%
Net margin
26.4%
Operating margin
33.2%
Return on assets
1.1%
Return on equity
7.1%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
33.2%
Dividend yield
2.04%
DPS
$0.54
Payout ratio
25.5%
STEL stock price
How has the Stellar Bancorp stock price performed over time
Intraday
3.07%
1 week
4.62%
1 month
6.26%
1 year
16.03%
YTD
-6.56%
QTD
-4.23%
Financial performance
How have Stellar Bancorp's revenue and profit performed over time
Revenue
$430.73M
Gross profit
$430.73M
Operating income
$143.02M
Net income
$113.56M
Gross margin
100%
Net margin
26.4%
The net income has declined by 5% year-on-year
STEL's operating income is down by 3.2% year-on-year
STEL's net margin is down by 3.3% year-on-year
Price vs fundamentals
How does STEL's price correlate with its fundamentals
Growth
What is Stellar Bancorp's growth rate over time
Valuation
What is Stellar Bancorp stock price valuation
P/E
12.5
P/B
0.87
P/S
3.26
EV/EBIT
6.94
EV/EBITDA
5.69
EV/Sales
2.31
The company's EPS fell by 5% YoY
STEL's P/E is 3.8% less than its 5-year quarterly average of 13.0 but 2.5% more than its last 4 quarters average of 12.2
STEL's P/B is 13% below its 5-year quarterly average of 1.0 and 3.3% below its last 4 quarters average of 0.9
STEL's equity is up by 5% year-on-year
Efficiency
How efficient is Stellar Bancorp business performance
STEL's ROE is down by 11% YoY and by 2.7% QoQ
Dividends
What is STEL's dividend history
DPS
$0.54
Dividend yield
2.04%
Payout ratio
25.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Stellar Bancorp financials performed over time
STEL's total assets is 18% greater than its total liabilities
The company's total liabilities fell by 5% QoQ and by 4.1% YoY
STEL's total assets is down by 4.3% since the previous quarter and by 2.7% year-on-year
STEL's debt is 88% smaller than its equity
The company's debt to equity has surged by 200% QoQ but it fell by 43% YoY
STEL's debt has surged by 171% since the previous quarter but it is down by 41% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.