STEL Stellar Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: STEL

Price (delayed)

$23.15

Market cap

$1.23B

P/E Ratio

9.45

Dividend/share

$0.52

EPS

$2.45

Enterprise value

$994.36M

CBTX, Inc. is the bank holding company for CommunityBank of Texas, N.A., a $3.9 billion asset bank, offering commercial banking solutions to small and mid-sized businesses and professionals in Houston, ...

Highlights
The net income has surged by 154% year-on-year and by 24% since the previous quarter
STEL's gross profit has surged by 75% year-on-year and by 7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.communitybankoftx.com
Peers: NKSH NRIM NIC

Key stats

What are the main financial stats of STEL
Market
Shares outstanding
53.3M
Market cap
$1.23B
Enterprise value
$994.36M
Valuations
Price to earnings (P/E)
9.45
Price to book (P/B)
0.81
Price to sales (P/S)
2.73
EV/EBIT
6.14
EV/EBITDA
5.06
EV/Sales
2.2
Earnings
Revenue
$452.38M
EBIT
$161.88M
EBITDA
$196.35M
Free cash flow
$170.34M
Per share
EPS
$2.45
Free cash flow per share
$3.2
Book value per share
$28.56
Revenue per share
$8.49
TBVPS
$188.37
Balance sheet
Total assets
$10.65B
Total liabilities
$9.13B
Debt
$159.77M
Equity
$1.52B
Working capital
N/A
Liquidity
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.22
Margins
EBITDA margin
43.4%
Gross margin
100%
Net margin
28.8%
Operating margin
35.8%
Efficiency
Return on assets
1.2%
Return on equity
8.9%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
35.8%
Dividend
Dividend yield
2.25%
DPS
$0.52
Payout ratio
21.2%

STEL stock price

How has the Stellar Bancorp stock price performed over time
Intraday
3.03%
1 week
1.54%
1 month
-0.3%
1 year
0.22%
YTD
-16.85%
QTD
-4.97%

Financial performance

How have Stellar Bancorp's revenue and profit performed over time
Revenue
$452.38M
Gross profit
$452.38M
Operating income
$161.88M
Net income
$130.5M
Gross margin
100%
Net margin
28.8%
STEL's operating income has surged by 159% year-on-year and by 25% since the previous quarter
The net income has surged by 154% year-on-year and by 24% since the previous quarter
STEL's gross profit has surged by 75% year-on-year and by 7% since the previous quarter
STEL's revenue has soared by 75% YoY and by 7% QoQ

Growth

What is Stellar Bancorp's growth rate over time

Valuation

What is Stellar Bancorp stock price valuation
STEL P/E details
P/E
9.45
P/B
0.81
P/S
2.73
EV/EBIT
6.14
EV/EBITDA
5.06
EV/Sales
2.2
The company's EPS has surged by 66% YoY and by 44% QoQ
STEL's P/E is 30% less than its last 4 quarters average of 13.5 and 28% less than its 5-year quarterly average of 13.2
STEL's P/B is 26% below its 5-year quarterly average of 1.1 and 10% below its last 4 quarters average of 0.9
STEL's equity is up by 10% year-on-year and by 4.1% since the previous quarter
STEL's revenue has soared by 75% YoY and by 7% QoQ
The stock's price to sales (P/S) is 24% less than its 5-year quarterly average of 3.6 and 17% less than its last 4 quarters average of 3.3

Efficiency

How efficient is Stellar Bancorp business performance
The company's return on sales rose by 48% YoY and by 16% QoQ
Stellar Bancorp's ROA has increased by 33% YoY and by 20% from the previous quarter
The ROIC has increased by 33% year-on-year and by 23% since the previous quarter
STEL's ROE is up by 27% YoY and by 22% QoQ

Dividends

What is STEL's dividend history
Dividend details
DPS
$0.52
Dividend yield
2.25%
Payout ratio
21.2%
Recent dividends

Financial health

How did Stellar Bancorp financials performed over time
STEL's total assets is 17% greater than its total liabilities
The company's total liabilities fell by 4.1% YoY
STEL's total assets is down by 2.3% year-on-year
STEL's debt is 89% smaller than its equity
STEL's debt has dropped by 63% since the previous quarter and by 8% year-on-year
The company's debt to equity has shrunk by 63% QoQ and by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.