STEL Stellar Bancorp PE ratio, current and historical analysis
The current PE ratio for Stellar Bancorp stock as of Apr 1, 2025 is 12.81. This is calculated based on the current EPS of $2.15 and the stock price of $27.54 per share. The PE ratio has an increase of 10% from the past four quarters average of 11.7.
STEL PE ratio history
The average historical PE ratio of Stellar Bancorp for the last eight years is 14.72. The current price-to-earnings ratio of 12.81 is 13% less than the historical average. In the past eight years, STEL's PE ratio reached its highest point in the Sep 2018 quarter at 25.39, when the stock price was $35.54 and the EPS was $1.4. The lowest point was recorded in the Jun 2022 quarter, when it reached 8.36 with a price of $26.59 and an EPS of $3.18.
Stellar Bancorp PE ratio by year
Maximum annual increase: 95.58% in 2022
Maximum annual decrease: -42.94% in 2023
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 13.19 | 16.11% | $28.35 | $2.15 |
| 2023 | 11.36 | -42.94% | $27.84 | $2.45 |
| 2022 | 19.91 | 95.58% | $29.46 | $1.48 |
| 2021 | 10.18 | -37.35% | $29 | $2.85 |
| 2020 | 16.25 | 6% | $25.51 | $1.57 |
| 2019 | 15.33 | -0.9% | $31.12 | $2.03 |
| 2018 | 15.47 | -35.84% | $29.4 | $1.9 |
| 2017 | 24.11 | N/A | $29.66 | $1.23 |
| 2016 | N/A | N/A | N/A | $1.23 |
| 2015 | N/A | N/A | N/A | $1.07 |
Stellar Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 13.19 | 11.59% | $28.35 | $2.15 |
| Sep 2024 | 11.82 | 10.16% | $25.89 | $2.19 |
| Jun 2024 | 10.73 | -1.38% | $22.96 | $2.14 |
| Mar 2024 | 10.88 | -4.23% | $24.36 | $2.24 |
| Dec 2023 | 11.36 | -9.41% | $27.84 | $2.45 |
| Sep 2023 | 12.54 | -10.68% | $21.32 | $1.7 |
| Jun 2023 | 14.04 | -12.14% | $22.89 | $1.63 |
| Mar 2023 | 15.98 | -19.74% | $24.61 | $1.54 |
| Dec 2022 | 19.91 | 110.91% | $29.46 | $1.48 |
| Sep 2022 | 9.44 | 12.92% | $29.25 | $3.1 |
| Jun 2022 | 8.36 | -16.65% | $26.59 | $3.18 |
| Mar 2022 | 10.03 | -1.47% | $31 | $3.09 |
| Dec 2021 | 10.18 | -7.37% | $29 | $2.85 |
| Sep 2021 | 10.99 | -16.68% | $26.38 | $2.4 |
| Jun 2021 | 13.19 | -27.88% | $27.31 | $2.07 |
STEL average PE ratio chart
STEL's current P/E ratio is above the 3-year average, but it is lower than the 5-year average.
STEL PE vs peers
STEL's PE ratio is less than its peer stock NKSH, but it is above NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 11.11 | $412.19M |
| STEL Stellar Bancorp Inc | 12.86 | $1.46B |
| NKSH National Bankshares Inc | 21.09 | $166.4M |
Frequently asked questions
What is Stellar Bancorp's PE ratio?
The price to earnings ratio for STEL stock as of Apr 1, 2025, stands at 12.81.
What is the 3-year average PE ratio for Stellar Bancorp (STEL)?
The 3-year average PE ratio for STEL stock is 12.57.
What is the 5-year average PE ratio for Stellar Bancorp (STEL)?
The 5-year average PE ratio for STEL stock is 12.95.
What is the highest PE ratio for STEL?
The highest quarterly PE ratio in the last eight years has been 25.39 and it was in the Sep 2018 quarter.
How does the current PE ratio for STEL compare to its historical average?
The current price to earnings ratio of STEL is 13% lower than the 8-year historical average.
How is STEL's PE ratio calculated (Stellar Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Apr 1, 2025), Stellar Bancorp's stock price is $27.54. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $2.15. Therefore, Stellar Bancorp's price to earnings ratio for today is 12.81. PE RATIO(12.81) = STOCK PRICE($27.54) / TTM EPS($2.15)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.