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SMBK Smartfinancial Inc
- Stocks
- Financial Services
- NASDAQ: SMBK
Price (delayed)
$31.06
Market cap
$528.58M
P/E Ratio
14.38
Dividend/share
$0.32
EPS
$2.16
Enterprise value
$188.83M
SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly-traded bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007 with 35 branches spanning East and Middle
Highlights
Smartfinancial's EPS has increased by 27% YoY and by 10% QoQ
The net income has grown by 26% year-on-year and by 11% since the previous quarter
The P/E is 21% higher than the 5-year quarterly average of 11.6 but 3.2% lower than the last 4 quarters average of 14.5
Key stats
What are the main financial stats of SMBK
Market
Valuations
Earnings
Shares outstanding
17.02M
Market cap
$528.58M
Enterprise value
$188.83M
Price to earnings (P/E)
14.38
Price to book (P/B)
1.07
Price to sales (P/S)
3.13
EV/EBIT
4.15
EV/EBITDA
3.32
EV/Sales
1.14
Revenue
$166.35M
Gross profit
$166.35M
Operating income
$45.46M
Net income
$36.14M
EBIT
$45.46M
EBITDA
$56.87M
Free cash flow
$50.99M
Per share
Balance sheet
Liquidity
EPS
$2.16
EPS diluted
$2.14
Free cash flow per share
$3.04
Book value per share
$29.03
Revenue per share
$9.92
TBVPS
$308.38
Total assets
$5.28B
Total liabilities
$4.78B
Debt
$47.82M
Equity
$491.35M
Working capital
N/A
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.97
Margins
Efficiency
Dividend
EBITDA margin
34.2%
Gross margin
100%
Net margin
21.7%
Operating margin
27.3%
Return on assets
0.7%
Return on equity
7.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
27.3%
Dividend yield
1.03%
DPS
$0.32
Payout ratio
14.8%
SMBK stock price
How has the Smartfinancial stock price performed over time
Intraday
2.41%
1 week
2.2%
1 month
12.54%
1 year
39.34%
YTD
0.26%
QTD
-0.06%
Financial performance
How have Smartfinancial's revenue and profit performed over time
Revenue
$166.35M
Gross profit
$166.35M
Operating income
$45.46M
Net income
$36.14M
Gross margin
100%
Net margin
21.7%
The net income has grown by 26% year-on-year and by 11% since the previous quarter
The operating income has grown by 25% YoY and by 11% from the previous quarter
The net margin has grown by 14% YoY and by 6% from the previous quarter
The operating margin has grown by 12% YoY and by 6% from the previous quarter
Price vs fundamentals
How does SMBK's price correlate with its fundamentals
Growth
What is Smartfinancial's growth rate over time
Valuation
What is Smartfinancial stock price valuation
P/E
14.38
P/B
1.07
P/S
3.13
EV/EBIT
4.15
EV/EBITDA
3.32
EV/Sales
1.14
Smartfinancial's EPS has increased by 27% YoY and by 10% QoQ
The P/E is 21% higher than the 5-year quarterly average of 11.6 but 3.2% lower than the last 4 quarters average of 14.5
The P/B is 16% above the 5-year quarterly average of 0.9 and 16% above the last 4 quarters average of 0.9
The equity is up by 7% year-on-year
The P/S is 13% above the 5-year quarterly average of 2.7 and 9% above the last 4 quarters average of 2.8
SMBK's revenue is up by 11% year-on-year and by 4.5% since the previous quarter
Efficiency
How efficient is Smartfinancial business performance
SMBK's ROIC is up by 25% YoY and by 11% QoQ
The ROE is up by 17% year-on-year and by 9% since the previous quarter
The ROA has grown by 17% YoY
Smartfinancial's return on sales has increased by 12% YoY and by 6% QoQ
Dividends
What is SMBK's dividend history
DPS
$0.32
Dividend yield
1.03%
Payout ratio
14.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Smartfinancial financials performed over time
The total assets is 10% greater than the total liabilities
The total liabilities has grown by 9% YoY and by 8% from the previous quarter
The total assets is up by 9% year-on-year and by 7% since the previous quarter
The debt is 90% less than the equity
The debt to equity has contracted by 17% YoY
The debt has contracted by 13% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.