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SMBK Smartfinancial Inc
- Stocks
- Financial Services
- NASDAQ: SMBK
Price (delayed)
$31.5
Market cap
$536.05M
P/E Ratio
13.82
Dividend/share
$0.32
EPS
$2.28
Enterprise value
$160.38M
SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly-traded bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007 with 35 branches spanning East and Middle
Highlights
The net income has grown by 44% year-on-year and by 5% since the previous quarter
Smartfinancial's EPS has increased by 44% YoY and by 6% QoQ
The P/E is 18% higher than the 5-year quarterly average of 11.7 but 5% lower than the last 4 quarters average of 14.6
Key stats
What are the main financial stats of SMBK
Market
Valuations
Earnings
Shares outstanding
17.02M
Market cap
$536.05M
Enterprise value
$160.38M
Price to earnings (P/E)
13.82
Price to book (P/B)
1.06
Price to sales (P/S)
3.08
EV/EBIT
3.41
EV/EBITDA
2.76
EV/Sales
0.93
Revenue
$171.67M
Gross profit
$171.67M
Operating income
$47.03M
Net income
$38.04M
EBIT
$47.03M
EBITDA
$58.11M
Free cash flow
$56.96M
Per share
Balance sheet
Liquidity
EPS
$2.28
EPS diluted
$2.26
Free cash flow per share
$3.4
Book value per share
$29.72
Revenue per share
$10.24
TBVPS
$316.51
Total assets
$5.41B
Total liabilities
$4.91B
Debt
$47.32M
Equity
$505.83M
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.46
Margins
Efficiency
Dividend
EBITDA margin
33.9%
Gross margin
100%
Net margin
22.2%
Operating margin
27.4%
Return on assets
0.7%
Return on equity
7.8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
27.4%
Dividend yield
1.02%
DPS
$0.32
Payout ratio
14%
SMBK stock price
How has the Smartfinancial stock price performed over time
Intraday
-2.02%
1 week
-0.28%
1 month
2.11%
1 year
42.73%
YTD
1.68%
QTD
1.35%
Financial performance
How have Smartfinancial's revenue and profit performed over time
Revenue
$171.67M
Gross profit
$171.67M
Operating income
$47.03M
Net income
$38.04M
Gross margin
100%
Net margin
22.2%
The net income has grown by 44% year-on-year and by 5% since the previous quarter
The operating income has grown by 41% YoY and by 3.5% from the previous quarter
The net margin has grown by 24% YoY and by 2.3% from the previous quarter
The operating margin has grown by 21% YoY
Price vs fundamentals
How does SMBK's price correlate with its fundamentals
Growth
What is Smartfinancial's growth rate over time
Valuation
What is Smartfinancial stock price valuation
P/E
13.82
P/B
1.06
P/S
3.08
EV/EBIT
3.41
EV/EBITDA
2.76
EV/Sales
0.93
Smartfinancial's EPS has increased by 44% YoY and by 6% QoQ
The P/E is 18% higher than the 5-year quarterly average of 11.7 but 5% lower than the last 4 quarters average of 14.6
The P/B is 18% above the 5-year quarterly average of 0.9 and 6% above the last 4 quarters average of 1.0
The equity is up by 8% year-on-year and by 2.9% since the previous quarter
SMBK's revenue is up by 16% year-on-year and by 3.2% since the previous quarter
The P/S is 14% above the 5-year quarterly average of 2.7 and 2.7% above the last 4 quarters average of 3.0
Efficiency
How efficient is Smartfinancial business performance
The ROA has grown by 40% YoY
The ROE is up by 34% year-on-year and by 4% since the previous quarter
SMBK's ROIC is up by 25% YoY
Smartfinancial's return on sales has increased by 21% YoY
Dividends
What is SMBK's dividend history
DPS
$0.32
Dividend yield
1.02%
Payout ratio
14%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Smartfinancial financials performed over time
The total assets is 10% greater than the total liabilities
The total liabilities has grown by 9% YoY and by 2.5% from the previous quarter
The total assets is up by 9% year-on-year and by 2.6% since the previous quarter
The debt is 91% less than the equity
The debt to equity has contracted by 18% YoY and by 10% from the previous quarter
The debt has contracted by 9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.