SMBK Smartfinancial PE ratio, current and historical analysis
As at Mar 19, 2025, the SMBK stock has a price-to-earnings ratio of 14.73. This is based on the current EPS of $2.16 and the stock price of $31.82 per share. The current PE ratio is comparable to the past four-quarter average.
SMBK PE ratio history
The mean historical PE ratio of Smartfinancial over the last ten years is 19.84. The current 14.73 P/E ratio is 26% lower than the historical average. In the past ten years, SMBK's PE ratio peaked in the Sep 2015 quarter at 71.67, with a price of $15.05 and an EPS of $0.21. The Jun 2023 quarter marked the lowest point at 8, with a price of $21.51 and an EPS of $2.69.
Smartfinancial PE ratio by year
Maximum annual increase: 281.67% in 2012
Maximum annual decrease: -80.73% in 2014
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 14.34 | -0.49% | $30.98 | $2.16 |
| 2023 | 14.41 | 34.67% | $24.49 | $1.7 |
| 2022 | 10.7 | -12.8% | $27.5 | $2.57 |
| 2021 | 12.27 | 10.24% | $27.36 | $2.23 |
| 2020 | 11.13 | -10.6% | $18.14 | $1.63 |
| 2019 | 12.45 | -0.48% | $23.65 | $1.9 |
| 2018 | 12.51 | -67.72% | $18.27 | $1.46 |
| 2017 | 38.75 | 71.23% | $21.7 | $0.56 |
| 2016 | 22.63 | -50.77% | $18.56 | $0.82 |
| 2015 | 45.97 | 101.36% | $16.09 | $0.35 |
| 2014 | 22.83 | -80.73% | $13.24 | $0.58 |
| 2013 | 118.5 | 3.49% | $9.48 | $0.08 |
| 2012 | 114.5 | 281.67% | $9.16 | $0.08 |
| 2011 | 30 | N/A | $6 | $0.2 |
| 2010 | N/A | N/A | $7.6 | -$2.92 |
Smartfinancial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 14.34 | -3.56% | $30.98 | $2.16 |
| Sep 2024 | 14.87 | -3.88% | $29.14 | $1.96 |
| Jun 2024 | 15.47 | 15.97% | $23.67 | $1.53 |
| Mar 2024 | 13.34 | -7.43% | $21.07 | $1.58 |
| Dec 2023 | 14.41 | 42.96% | $24.49 | $1.7 |
| Sep 2023 | 10.08 | 26% | $21.37 | $2.12 |
| Jun 2023 | 8 | -4.19% | $21.51 | $2.69 |
| Mar 2023 | 8.35 | -21.96% | $23.14 | $2.77 |
| Dec 2022 | 10.7 | -6.06% | $27.5 | $2.57 |
| Sep 2022 | 11.39 | -0.96% | $24.71 | $2.17 |
| Jun 2022 | 11.5 | -6.5% | $24.16 | $2.1 |
| Mar 2022 | 12.3 | 0.24% | $25.58 | $2.08 |
| Dec 2021 | 12.27 | 16.75% | $27.36 | $2.23 |
| Sep 2021 | 10.51 | -1.04% | $25.85 | $2.46 |
| Jun 2021 | 10.62 | 2.02% | $24.01 | $2.26 |
SMBK average PE ratio chart
The current PE ratio of SMBK is higher than its 3 and 5-year historical averages, but it is lower than the 10-year average.
SMBK PE vs peers
In comparison to its peer NKSH, SMBK's PE ratio is lower, but it is higher than NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 10.97 | $406.89M |
| SMBK Smartfinancial Inc | 14.62 | $537.26M |
| NKSH National Bankshares Inc | 18.58 | $172.51M |
Frequently asked questions
What is Smartfinancial's PE ratio?
As of Mar 19, 2025, SMBK stock has a price to earnings ratio of 14.73.
What is the 3-year average PE ratio for Smartfinancial (SMBK)?
The 3-year average price to earnings ratio for SMBK stock is 12.06.
What is the 5-year average PE ratio for Smartfinancial (SMBK)?
The 5-year average price to earnings ratio for SMBK stock is 11.41.
What is the highest PE ratio for SMBK?
Over the last ten years, the quarterly PE ratio reached a historic high of 71.67 in the Sep 2015 quarter.
How does the current PE ratio for SMBK compare to its historical average?
SMBK's current price to earnings ratio is 26% below its 10-year historical average.
How is SMBK's PE ratio calculated (Smartfinancial PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Mar 19, 2025), Smartfinancial's stock price is $31.82. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $2.16. Therefore, Smartfinancial's PE ratio for today is 14.73. PE RATIO(14.73) = STOCK PRICE($31.82) / TTM EPS($2.16)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.